What if your car got impounded for 30 days and your bank won't defer a payment or work with you so you can afford to get the car out?

Cars & Vehicles
Auto Loans and Financing
Repossession

Then they are going to repossess your car. The bank wants their money. Who's fault is it the car got impounded and has been so for 30 days all the time running up more storage fees. Man up, get to work and earn the money to get the car out of storage and make the payment. Sell something if you have to. If you can't then you will loose the car and learn a hard lesson. You should have gotten the car out of storage ASAP. You did not, so now you will pay for that and pay dearly.

???/ The thing is i did work and had a good job but a couple of years ago i got a wet and wreckless,then i got all that taken care of and got my license back after 6 months. then i went and got pulled over by the same cop and got another DUI. and this time didn't take care of it because of the year i had to wait no matter what to be able to take out my license and the 18 month program i have to do.2 years is now and i get pulled over on my way home from work. they take my car for 30 days. i have money for my car payment but no more money coming in since my job is out of town and have no way of going. so i tried to get the bank to work with me cause this is not my first car loan its my 3rd and the other banks would work with me no problem cause like in this situation i always paid on time and every month. i totalled 1 car that was paid off and well the other my ex got the court to take it away from me for his use. I am thinking of taking out a loan so i can get the car out because it will only cost 1300 but again I'm not working and are very worried. I was wishing the bank will defer 1 month payment so i don't have to take out a loan but they wont. what should i do???????

OK, I understand a little more. Take the money you now have and get the car out of impound immediately. It is just sitting there costing you more and more money each day. Once you get the car out you will be able to drive to work and earn money. Send the bank as much as you possibly can ASAP. This just may give you some extra time. If they repossess the car they will not sell it immediately. This will give you some time to earn enough to then settle up with the bank. If you know they are coming to repossess the car do not wait for them. Take the car to the bank and hand it over to them in a voluntary repossession. This will save you the repossession fees which you will end up paying. If you cannot get the car back they will sell it after notifying you of the sale and you will be responsible for the difference in what the car brings at sale and the balance on the loan. Be sure and remove any private property from the vehicle as they may repossess it at any time. You could get your property back but better to just not store anything in the vehicle. If you have someting you can sell to earn the monthly payment then sell it. Borrow the money from a friend of family member if possible and make darn sure you pay them back just as soon as possible. You may need that friend again. You have created a mess for yourself but all it not lost. You can get through this and even if you loose your car, it is not the end of the world. Keep your head up, learn from this mistake, and for God's sake stop drinking and driving or you may kill someone and end up spending the rest of your life in jail. Another option is to get a second job working a few hours to earn extra cash. Work at it and you will be successful. Good Luck.

??????????/Thank u for the advice i really do appreciate it. It did help I'm glad for the fast response i stayed awake hoping for it. Ive learned my lesson 2 years ago for drinking and driving its the heavy foot that still gets me in trouble. Thank u.

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How can you get rid of your car if you filed chapter 7 bankruptcy and the creditor is refusing to pick up your car due to low value and the junk yard won't take it and you can't sell it?

Drive it to the creditor, park in their lot, walk in with the keys and say "here it is", it's all yours. Drop the keys and registration on the desk of a loan officer and walk out. Don't wait for anyone to say anything. Just give them their car and leave. Don't keep it, don't buy it back. It's the...

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Can you sue if the sheriff towed your car and it got salvaged?

depends on the reason. if it was over 30 days after a letter came saying it would be theirs, then no you cannot sue. If you never paid bills for it being towed, then well, it kinda depends. is it really salvaged or is it in impound? If you wait so long, they can claim it as an abandoned vehicle a...

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If you got the vehicle in one state where the lender is and now live in another how does the repo work with an out of state vehicle?

Usually the bank has a list of repo companies they do biz with and they pick one to repo the car. Maybe the closest to the car, maybe the cheapest, whatever.

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What if you are in school out of state and need to get your car inspected?

Get it inspected when you get back to your state. Law Enforcement does not generally concern themselves with out-of-state inspection stickers.

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What should you do if you haven't made a car payment in over a year but the bank won't pick it up?

Your credit is shot no matter what and you may no longer be the legal owner. I would not attempt to register the vehicle nor would I drive it. I suggest you contact that bank. If they won't dispose of it and they haven't taken ownership of it through the title process than you can take the chance...

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