What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?

Cars & Vehicles
Auto Insurance
Auto Insurance Claims
Insurance

You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket

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If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers

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If you are in an accident and at fault will the insurance company repair your car?

It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...

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What happens if your at fault in a car accident with no insurance?

If you damage your car or suffer an injury from an accident, you could be left dealing with auto repair and medical bills.Some states have “No Pay, No Play” rules, meaning that if you don't have insurance, you can't collect money in certain instances — even if the accident wasn't your fault.

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What can I do if both me and the insurance company can't get into contact with the person at fault of the auto accident.?

Hopefully the Police can provide the info, if not hopefully your insurance company can.You may end up filing a lawsuit, with all the expense, to force the government to release the contact info.

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If a person with a learners permit is involved in a crash but is not at fault will the person at fault's insurance pay?

a "learners permit" is a legal binding "permit" to drive, as long as the "learner" is following and abiding by the rules and regulations of the permit and there is proof the other driver is at fault the other insured would be require to cover all expenses incurred However in some states that law ...

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If someone drives your car with a valid license but your car has no insurance and they have an accident and at fault?

Hope that you have lots of money..Tell me your not stupid enough to drive a car with out insurance....

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What happens when there is an auto accident and neither driver is at fault?

each contributes 50% to liability or fault.

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Who pays for hospital test from car accident if you have no health insurance and are not at fault?

Assuming that another vehicle hit you then his or her insurance carrier would pay for your visit. They first have to accept liability.

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If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible

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If you get in a auto accident and your at fault but police report is never filed does insurance go up?

no, the insurance will not go up but will go down and because i am an insurance agent, i had this kind of problem and i had to pay less

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What happens if both drivers are at fault in an accident?

The least-guilty party may collect compensation proportional to their amount of fault.If the blame is 50/50, neither party can seek damages.Pure Contributory Negligence states that you cannot pursue compensation from the accident, even if you're only 1% at fault and the other driver is 99%.

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If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?

No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.s from other contributorsUsually they don't. If you had no type of uninsured motorist protection which doesn't cost that ...

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What happens if you have no auto insurance?

if you crash you can get fined a lot of money and get into some serious trouble. you will be fined and also held liable for any damage resulting in a accident u can also lose your licence until all damages have been paid and u must show proof of insurane before u can get ur licence back it happen...

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If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?

I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...

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If driver A runs a red light but driver B has no driver license but stays at the scene of the accident and both get traffic violations who is at fault?

The person who caused the collision is at fault. If someone ran a red light he/she gets the points on his/her license and his insurance gets to pay the damage. The unlicensed driver just gets the ticket to force him/her to get a license.

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What happens when you are in an accident and the other person has no licence or insurance but the vehicle he was driving has insurance?

Auto insurance follows the vehicle primarily, not the person. The problem is going to be that I will guaranty that the person is not listed as a driver on the insurance policy for the car he was in. Most likely, the company will pay your claim with no problem as long as you don't appear to be loo...

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Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?

Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed.If you have your permit, and wh...

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What happens when my insured car is in an accident which isn't my fault but I find out at the scene the driver the person driving my car has either an expired or suspected license?

You go and hire an attorney and ask him for legal advice.

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What if my 16 yr old gets into an accident and she's not insured?

Assume you mean if driving your car uninsured and has an accident.In California. She'd be arrested and charged with a crime. You would be sued for all damages and maybe charged with a crime yourself. And If anyone is hurt or killed in that accident- Other criminal charges could be brought. So ask...

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What happens if you trade for a car but no not have an operator's license?

Driver licenses are not required as a condition of car ownership. However, you will need a licensed driver to deliver the car to your garage from the place of swap or purchase. You will need a licensed driver thereafter, or to obtain your own driver license, in order to use the car for your perso...

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If you are not the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?

i'd say both you not that much but who wrecked it is the one to put the blame onThe insurance is for the car regardless of who is driving. It will be the first to pay. If it doesn't cover enough, the person driving can be tapped for the remainder. If the person driving does not have a license, th...

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What happens if your insurance lapses and you have an accident?

In the world of car insurance, when you don't pay your car insurance bill, your policy lapses.All this means is that you are no longer insured, so if you get into an accident you are completely on your own.You will have to pay to repair or replace your own car.

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What if you are insured on a car but a named driver has an accident will it effect my personal insurance quotes in future if i get insurance of my own?

Hi;The answer in Ontario Canada, is yes. I believe the Canadian AND US insurance industries are united within this circumstance. The policy holder is responsible for everyone he/she accepts as second/subsequent drivers. If however YOU are the second driver named on a insured policy, and you opt t...

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What happens if you have a car crash but you didn't declare that the car had modifications are you still insured or will the person you crashed with are they insured?

If the other party is at fault their coverage will pay for your damages pretty much no matter the alterations. If you are at fault, your insurance company will not pay for additions that did not come with the vehicle unless you scheduled them on your policy. They will probably pay for the value o...

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Will your personal auto policy cover you in an accident if you are driving a rental car?

It may do, but you will need to specifically check with your insurer before you rent a car.

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If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured in PhiladelphiaPa?

Yes if she is not specifically excluded from the policy (you would have had to complete a form akin to the 'named driver exclusion'). The insurance follows the vehicle and anyone driving it with your permission, as long as they are not excluded, is covered.

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Car accident and the person who hit victim did not have insurance but victim does?

then it turns into a legal matter where the person who didnt have insurance gets sued for losses and medical expenses

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If you sell your car to someone with a suspended license are you responsible if that person gets into an accident?

If the person is legally an adult then no, they should have known better then to drive without a licence.Person does not need a licence for you to sell them a car.

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In a not at fault accident your vehicle was deemed total loss but you had aftermarket wheels on the vehicle that were damaged will the compensate you for those wheels?

Yes,,And if you add these or any other modifications to your vehicle, I would add this on to your own policy as "customization" so that if you have a comp or collision claim on your own policy, it is covered. This may depend on which insurance company is paying the claim, yours or the at fault pe...

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What happens if you dont have insurance and you get into a car accident driving your friends car - she has insurance?

Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.

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What happens if you get into a car accident without insurance?

If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out of your pocket.You could also be sued by other people for damage and injuries you caused them.If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out...

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What happens if you get in an accident with an uninsured driver?

If that person has insurance coverage, their insurance pays.If you're hit by an uninsured motorist, and the police determined the accident wasn't your fault, one of two things will happen.Even if you don't sue, your insurance company may take legal action to recover damages from the other driver.

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What happens when a person with a suspended license is involved in an accident in another person's car and is not at fault?

Actually, they are at fault, or so it's presumed - if their license is suspended, they shouldn't have been driving, hence, they should not have been there to have been involved in an accident. On top of that, they've voided their insurance policy by driving on a suspended license, so the expenses...

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If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.

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Would State Farm cover the damages of an insured car if the person driving the car had a license from another country but had permission to drive the car and was not at fault?

Yes..fault doesn't matter.

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If a driver that is buying your car gets in an accident and doesn't have insurance am i liable for it?

you need to get down to your dmv and fill out a release of liability form.

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What happen if have car loan with a bank an you no longer need that car because the monthly payment is high can you take you back an get less one an will you continue with the same bank?

No, you are obligated to pay the loan you agreed to. If you give back the car (a voluntary repo) it will seriously affect your credit.

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If you have insurance with aig how long does an accident stay on your insurance?

I don't know exactly how AIG is setup but tickets and accidents usually stay on your insurance for 3yrs. During that 3yr. time frame you will have points on your insurance, the more points the higher the premium. Some companies will look back as far as 5yrs. If your accident is older than 3yrs. b...

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What happens if you don't have enough insurance to cover an accident?

Your driver's license will be revoked, you will be fined for not purchasing automobile liability insurance, and you will be personally responsible for all injuries you caused, even if the person you injured had uninsured motorist coverage (their insurance company will pursue you to reimburse it).

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If both parties flee the scene of the accident including the party not at fault how will this effect the insurance claim?

if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim

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If you do not drive your personal vehicle for business can the employer require you to provide proof of auto insurance and driver's license?

Good question. No he cannot. However, refusal is mighty suspicious-looking. Employer will distrust you and this may have negative consequences for you in future -- promotions, pay raises, bonus arrangements etc. Perhaps he has some idea for extra earnings opportunity for you if you use your own v...

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Can an insurance company with whom you have a policy with take a large deductible from you when your car was totaled but wasn't your fault?

Yes, depending on what kind of policy you have.

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What happens if you lost the details of the person that bought you car and its still in your name?

Go to the Dept of Motor Vehicles and they will direct you how to file for a disclaimer . Do this before the new owner has an accident or gets a ticket, as this may cause you some real serious problems.In most states, you are responsible for the vehicle until you have officially transferred title ...

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Do you need to be added your parents auto insurance if you get your license but will not be driving alone you will be using your permit with your parents in the car?

Yes, because you will still be behind the wheel, it doesn't matter who else is in the car.

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If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?

the owner of the car as in you not your friends sorry

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Will insurance cover your car in an accident if you didnt file a police report?

Yes, Most states today dont even send out police or law enforcment unless there are injuries. The most common thing done today is swapping insurance info. if someone else is involved.

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What happens if you leave the scene of an accident with damages costing more than 50.00?

Varies per state and local and state laws need to be specifically looked at. Also Insurance can deny payment in certain instances. The person leaving usually ends up being cited for the accident unless other party admits. If it was not with another vehicle and was just being in a ditch or hitting...

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Can you get insurance on an auto if ido not own it in pa?

No, because there is not an insurable interest on your part. You can pay for it. But the titleholder of the vehicle is the policy holder.

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Can you drive a car that is not insured but you have insurance in the UK?

In the UK you must have insurance that covers you to drive the car in question.

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Will your current CA Insurance cover a non registered new car you have owned for two weeks if you get in an accident?

If you have an existing auto insurance policy, the new vehicle will be covered if it is added to the existing policy within 15 days of the purchase of the new vehicle.

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If you hit someone and his or her car is damaged but not yours do you still have to pay your deductible?

Although laws differ from state to state -- there are no-fault states, tort states, and hybrids -- this is the basic idea: Since we assume you are the at-fault driver, your liability insurance -- the property-damage portion -- will cover the cost of repairing the damage to his car. If there is a ...

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Do you have to tell each of your insurers if involved in an accident?

Not if it's fender bender that you can fix yourself and the other driver agrees to cover your cost and/or his/hers. Take them straight to the bank immediately. If not, kiss it goodbye. Damages that are extensive enough for a body shop, or where there's any injuries involved, need to be reported t...

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What if you have replace your cv-joint but it still make that click sound?

Maybe it is one of the other cv-joints. Each half shaft has two cv-joints. Better off replacing the complete halfshaft with a rebuilt unit than to replace the one cv-joint only.

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You were in an accident and the other party was at fault Their insurance company is paying to fix your vehicle but their insurance co wants to give you next to nothing for your med pain and suffering?

See a Lawyer who specializes in personal injury and auto claims. Be wary if the lawyer wants more than 25% of any recovery as a fee. Most states have a cap on what percentage a lawyer may be paid in the event any monies are recovered from the other insurer.NO matter what, DO NOT sign any release ...

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What damage could be done to an AC compressor if there is no refrigerant but you are not using it?

If you are not using it, no damage will occur. If you are not using it, no damage will occur.If you are not using it, no damage will occur.

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Will your car get towed if you don't have your drivers license with you?

Absolutely a possibility. Same is true with an expired license. If you are alone, there is no legal way for you to drive it and it could be towed, especially if leaving it in that present location presents a traffic hazard for other vehicles.If there is another licensed driver in the car, they mi...

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If you have previous car damage and are hit in the same spot does insurance still cover the damage?

If they can tell it was damaged before, then it's up to the adjuster to give you what he thinks it's worth.

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If I were in an accident and the other driver is faulted there insurance provider has paid the claim do I need to have the auto repair done or can I keep the money?

You can keep the money. You don't have to repair the car.

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If you r illegal but have a valid social security can you get driver's license?

I dont think there is a way you could have a valid US Social Security card. Without a valid SSC, you cant get a license.

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If your 17-year-old backed into someone in a parking lot doing minor damage to the other car but no damage to your car will your rates increase when you file a claim?

Well, you wouldn't file claim, the other party would, and depending on there damages, premiums may go up.For free insurance quotes. Visit www.Insurance4lessdirect.com. For home purchases/mortgage refinance visit www.refi-today.com

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Can someone who is not related to you be added to an existing policy if that person lives at the same residence and has a drivers license?

Yes, and especially if they may be driving your vehicle while they are living with you.

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Do you have to take drivers ed to get your license at 17?

If you are older than 17.5 years old, you don't have to take Drivers Ed to get your learner's permit or license.All you have to do is study and then make an appointment at the DMV to take your written exam.After your exam, you must take 50 hours of behind-the-wheel training, 10 of which must be a...

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Will bankrupsy protect you from being sued if you were the cause of an auto accident with a parked car which no one was in you had no insurance?

No, you will still be responsible for any damage you did to the parked car.

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I accidentally bumped into the back of someone's car today and no damage was done to my car of hers Not even a scratch and i have pictures Can she still make me pay even if no damage was done?

no but if they do u can sew

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What happens of you get into an little accident and it was your fault and they don't call the police and you only have a permit and are fifteen please answer?

WELL IF THE PERSON IS OK AND DOESNT TELL U ANYTHING JUST EXCHANGE PHONE NUMBERS AND HAVE THEM TALK TO YOUR PARENTS AND JUST MAKE AN AGREEMENT THAT YOU (OR THE INSURANCE)WILL PAY FOR ALL THE DAMAGES BUT JUST SAY THAT YOUR PARENTS WERE DRIVING. AND SO YOU WONT GET IN TROUBLE. (WITH THE LAW)

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If you have no heat at all but the controls work on the o2 gallant?

By "all the controls" I'm assuming you mean interior switches, dials etc.Your problem could be a bad control valve on one of the heater core hoses not allowing hot water to circulate thru the heater core. Check the two hoses going into the firewall on the passenger side. If, when engine is warmed...

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If you insure the vehicle but do not own the vehicle must you pay for damages about policy limits?

What does the policy say? Are non-owner drivers covered?Hey,how come you get an auto insurance when you do not own a vehicle?Insurance of a vehicle is mandatory on the owner of that vehicle!Your question makes no sense.(sorry for saying this).

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If you got full coverage insurance and you hit a tree will your insurance pay for the damage?

Yes, minus your deductible.

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What happens if you have an car crash and thought you were insured but it was cancelled?

Assuming that you are at fault for the collision but were uninsured, you would be personally responsible for the damages proximately resulting from the collision. "Fault" equates with the legal theory of "negligence". Negligence is the failure to adhere to that degree of care that a hypothetical ...

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Will anything happen to the person that owns the car if someone else is using it and gets in trouble?

if you are not fully insured you will get screwed you will lose your lic till acc is paid for then you will have to have a sr22 for 3 years

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You are leasing a car and would like get out of your 5 year lease even though you still have 32 months remaining on your lease but your friend wants to buy it but not take over the lease?

Having your friend purchase your leased vehicle isn't always a good idea, since most buyers only negotiate the monthly payments and not the value as the idea is to return the vehicle at lease end. Your friend however may want to "assume" your lease directly thru your lease company. This method is...

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If you drove someone else car and they did not have car insurance but you have car insurance will your car cover the damges of the uninsured car?

If you're over 25 and have comprehensive insurance, you're covered third party only on other cars, so it wont cover the damages of the car you were driving, but if there was a third party involved they're covered.

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If your car was just repossessed will they let you get it back if you have the money and how long will it take to get it back?

get it back?? prolly, depends on your payment record,ect. They really dont want the car, they want the MONEY. How long?? a day or two

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I cosigned on an automobile loan and insurance for my son. Who is responsible if the insurance is not paid up and he gets in an accident?

As a cosigner, You are jointly and separately liable for any and all amounts that might arise out of the finance note you guaranteed.

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Can you replace the seat belt holder that belt clips into the drivers side will not lock?

yes because angel is dum ok

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Can you file a claim on your car if your car was in an accident but you were not in the car?

depends if some one else was driving the car. if no one was in it, then yes

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What happens if you are driving without either bolt on the steering shaft knuckle meaning its it not tighted at all just sitting there with no blots could i get in an accident or loose control?

yes. put the bolts in. Are you trying to sabatoge someones car?

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What will happen if you run into the crowd with your car?

Then the angry crowd will destroyed your car.

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If you have a NY driver's license but don't have a car of your own If you have been driving your friend's car But her car insurance doesn't have your name on it Can you still drive her car?

Absolutely. The CAR is insured, not the driver.

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What happens if you get a new radio control car and you still have your old remote?

If the receiver in the new car and the old transmitter are on the same frequency, go ahead and try it--it might still work and it can definetely work if you use crystals: get a whatever color crystal set and off you go!!

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Your friend sold you his car take over paymentsHe took the car off his insurance you insured the car and then totaled it but you are not on the title Will your insurance company pay for it?

As long as you have the title that he signed off of it and you signed on and you have insurance on the vehicle it will be covered.

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If a car is parked in front of a no parking sign at an elementary school and another car backs into it causing damages which car is at fault?

First the insurance companies will assess responsibility. Then, if you are unhappy with that outcome you will need to sue in court and let a judge decide.

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If you have 2001 and you have no light in dashboard where you change shifts you get lights high beams but no light in tail only when you press break you change all fuses and still no light what could?

Sounds like bulbs have burned out try replacing them

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If you have paid a payment and the finance company accepted it but still sent the repo man for your car can you get your last payment back?

NO, you owed it, you sent it in and its gone now. sorri

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Say you are in an accident and you give the other person money at the scene for minimal damage to their car in cash. They except the money don't call the police and leave the seen can they still sue?

Yes, there's no proof that they accepted money or agreed not to sue. This is the case in every accident it's a tricky thing because people don't want their insurance raising their rates so they try to settle it this way. Of course there are a lot of jerks out there. They would obviously have to p...

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Your 2002 sportage will not start you have replaced the fuel pump to no avail?

In order for any engine to fire up you need, fuel which you have already taken care of. A spark, so check your spark plugs and the cable leads to the distributor. YOu need oxygen as well so check your hoses and make sure they arent leaking or ripped. Make sure your starter is operating properly, ...

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Can you insure a car titled to your son Or will it have to be in the parents name He will be listed as principle driver of the car on the parents policy Would this effect an accident claim?

The vehicle must be insured by the person whose name appears on the title. Only the person who holds the title/deed to property has insurable interest in said property, thus they are the only ones who can take out an insurance policy to protect it. If the parents wish to insure the vehicle on the...

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What happens if you have not paid your car payment in over a year and no one has repossessed it?

This just means they have not found it yet. They can pick it up and, they can take you to court and you will have to pay the amount owed plus court fees and fines for hiding the vehicle. If that's the case.

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If you have anew belt an alterator on your 2000 ford ranger why is still not charging?

The alternator is probably faulty - you might take it to Auto Zone and have it checked for free.

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What will happen if you fall asleep at the wheel and damage due to going through a ditch?

You will go to the hospital and possibly die. :)

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If you relocate at 16 before you get your license but have had your permit for a year do you have to get a new learners permit and if so how long until you can get your license?

If you relocate to a different state you will have to get a new learners permit. However, if you relocate within the same state you do not need a new learners permit.

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If you are going to order a vehicle and will not take possession for at least six weeks do you need insurance when placing the order?

You should contact your insurance company.NoThe seller might require it, but even if you had it, you could argue that the seller's coverage would apply since you hadn't taken possession of the vehicle. Almost always, the insurance follows the car, so if one of the seller's employees had an accide...

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If you park your car and the car in front of you backs up and damages your hood who is at fault?

the other person. he/she should have made sure the rear end was clear before backing. i just seen this same situation a couple days ago.

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Can you get insured on your boyfriend's car if you do not live together but you use the car the most?

The owner of the vehicle buys the insurance -- for the vehicle. Cars are insured, not drivers.

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Can you insure someone as a named driver even if they do not live at the same address?

It's not illegal to be a named driver on an insurance policy if you don't live at the same address- only if you lie about living together to the insurance company. I think it's different for multi car discounts/ policies.

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What happens if you were rear ended which caused you to swerve into the next lane and hit another car. Is the person who originally hit you at fault for both cars?

That depends on the laws in the state. The investigating officer should have made that determination in accordance with state law.

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What happens if you drain your car oil and nothing comes out but the dip stick still says its full?

I would have to say you did not remove the engine oil drain plug.

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If you have your permit do you have to take the driving pertion of the test to get your license?

For you? GOD I hope so. The word is portion. My Lord this site has spell check you know

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Do you have to take drivers ed to get your drivers license in the state of Washington?

Washington requires that all drivers under the age of 18 take a local driver education course either through the public school system, if offered, or through an available commercial driving school. At this time there is NO provision for a parent taught course.

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97 dodge I am getting no brake unless you pump it a hundred times and keep the pedal hard if you release you have no brake I am not leaking fluid started happening when you disconnected your 4x4 actua?

Pull all 4 wheels and inspect the brakes. Something came apart or broke in one of the wheels.

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