What happens if I sell a car with outstanding finance?

What happens if I sell a car with outstanding finance? Both new and used cars can have hire purchase agreements taken out on them.

It belongs to the finance company, and they have the power to seize it if payments cease to be made on it.

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Can I sell my car privately with outstanding finance?

If you are selling a car with finance still outstanding there are two things you must do before you can legally sell it: Inform the finance company and ask them for the “settlement figure” they'll need from you to pay off your loan in full.

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Is it illegal to sell a car with outstanding finance?

What happens if I sell a car with outstanding finance? Both new and used cars can have hire purchase agreements taken out on them.It is not illegal in itself to sell an automobile that has had a hire purchase agreement on it.But sellers must ensure they comply with the law when it comes to making...

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Is it illegal for a dealer to sell a car with outstanding finance?

It's illegal to sell a car that still has oustanding finance on it.If a car is bought on credit, before it can be sold the finance company must be contacted and they'll provide a 'settlement figure', which is the cost to pay everything off.

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What happens if you sell a car with finance on it?

What happens if I sell a car with outstanding finance? It belongs to the finance company, and they have the power to seize it if payments cease to be made on it.Before selling a hire purchase vehicle, you must first advise the finance company and request the settlement figure required to repay t...

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Is there finance outstanding on a car?

Outstanding Car Finance Checks If it does, and you purchase the vehicle, then you could lose both the car and the money you paid for it.A full HPI Check will also give you further details including, the date and type of the agreement, which finance company the agreement is with and its contact d...

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What happens if I sell a car with a lien on it?

Normally you could simply sell the car.But when you still owe money, you do not have the lien to the car.In order to sell a car under a lien, you need to pay off the bank with the lien to have it removed.Once the lien has been removed, you can proceed with the sale.

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Can I sell my car if its on finance?

Can I sell a car with outstanding hire purchase (HP) finance? No you can't, as the lender is the legal owner of the car until the finance is settled.In order to sell the car, you'll have to end the hire purchase agreement early.If you've paid off less than half of the agreement's total cost, you ...

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What happens if I total my financed car?

Totaling your car can ruin your year, but it's especially traumatic when you still owe money on the vehicle.If your vehicle is totaled and you still owe more than it's worth, your car insurance company will pay only actual cash value (ACV) for your vehicle.

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What will happen if I can't pay my car finance?

If you owe less than the car's value, you've got equity.If you owe more money on the loan than the car's actual value, you have negative equity.You'll pay off your loan and that's that.There will be no danger of hurting your credit because of late or missed car payments.

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How do I know if my car has HPI outstanding?

How our vehicle checks work Enter the reg number into our vehicle checker so we can identify the car.Get your instant HPI Check report and reveal the car's true history.Guard against clones by entering the chassis number (VIN) and logbook (V5C) details.

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What happens if I buy a car with a lien?

A lien lasts as long as a car has an outstanding balance on it, so if you purchase a car with a lien on it, you must pay it out in full.After the balance is paid off, you have to contact the lien holder, who will then clear the title.Furthermore, the car cannot be bought unless the lien holder ge...

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What happens if you crash a financed car without insurance?

If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out of your pocket.You could also be sued by other people for damage and injuries you caused them.If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out...

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What happens if you part out a financed car?

You still owe the finance company the balance owed.

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What happens if you return a financed car?

Unfortunately, yes, you may still owe on the car.When you find yourself unable to make your car payments and ultimately choose to return the vehicle to the dealer (which is known as voluntary repossession), the dealer usually turns around and attempts to re-sell the vehicle.

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What happens if a financed car is totaled?

If your vehicle is totaled and you still owe more than it's worth, your car insurance company will pay only actual cash value (ACV) for your vehicle.Your car insurance company would pay out $14,000 for your totaled vehicle.The money wouldn't come directly to you because your car is financed.

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What happens if you sell a car with a lien on it?

While you owe money to a bank, the bank has a lien, or the financial ability to sell your car.In order to sell a car under a lien, you need to pay off the bank with the lien to have it removed.Once the lien has been removed, you can proceed with the sale.

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What happens if i hit telephone pole with my car?

Depends on the speed you are traveling, what kind of car you are in, where on the car you hit, what the telephone pole is made out of and how well it was anchored. If you hit a wooden, leaning telephone pole in a large SUV head-on at 50mph, you will probably be okay (but with injuries, total your...

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What happens if I drive with a expired license?

For example, if your license has been expired for less than a year, a ticket and a fine of up to $1,000 may be issued.However, if your driver's license expired more than one year ago, the offense is now a Class B misdemeanor – which comes with an automatic $1,500 fine and a possible jail sentence...

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What happens if I drive alone with a permit?

Penalties for Driving Unaccompanied Driving alone with a permit is an offense known as the misuse of a restricted license, and the penalty is a license suspension.The Florida Department of Highway Safety and Motor Vehicles will take your license away temporarily.

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What happens if I drive with a permit alone?

Penalties for Driving Unaccompanied Driving alone with a permit is an offense known as the misuse of a restricted license, and the penalty is a license suspension.The Florida Department of Highway Safety and Motor Vehicles will take your license away temporarily.

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Can I sell my car and pay off the finance?

No you can't, as the lender is the legal owner of the car until the finance is settled.In order to sell the car, you'll have to end the hire purchase agreement early.If you've paid off less than half of the agreement's total cost, you can return the car.

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Can I sell my financed car back to the dealership?

Selling a financed car to a dealer is necessary in several situations.If you simply do not need the vehicle and want to sell it quickly, the dealership will make a cash offer to purchase your vehicle.Find out how much you owe on the car.Call your finance company to get your loan payoff amount.

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What if you sell a car with a broken frame?

If you sell a car with broken frame and you did not notify the seller or put it under writing (disclose) you can get sued. In America lemon use car law protect buyer from getting defective product so as long as you put it in writing, disclose to the buyer, and have them initial or sign it; you wi...

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What happens if i drive with g1 in Ontario i have insurance and if i drive alone what happens?

if they catch you, they can take away your license for 30 days.

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What happens if i buy a car with a lien title from the owner?

Somebody has to settle the lien before you can legally own or register the vehicle.A lien title means that the car has a loan against it. If you do not have a "clear" or non lien title, the lender who hold the clear title can and does have the right to get the balance of the loan from you. The pu...

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How can I finance a car with no credit?

How to Buy a Car With Low or No Credit [See: 12 Simple Ways to Raise Your Credit Score.]Pay cash. Consider the length of the loan. [Read: The Hidden Costs of Buying a Car.]Shop around for financing. Get a cosigner. [Read: You Cosigned a Loan, They Defaulted. Find a "buy here, pay here" d...

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Can you sell a financed car?

Selling a car can be a complicated process, and it's even more intimidating if you still owe money on the vehicle you're selling.Pay off the remaining debt – possibly with the sales proceeds from your buyer, and any extra funds that you bring to the table (if your car loan is upside-down).

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Can I return a car if financing fell through?

Insist in advance on a written assurance that if your financing should fall through, your deposit and your trade-in will be returned to you; or, if credit terms change, you may cancel the deal.

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What happens when you drive with liability only on a financed car?

Liability Insurance, or Rather Financial Responsibility are required by Law. Comprehensive and collision insurance is required by the terms of your finance contract with the lender. Failure to comply with the terms of your purchase contract can result in the following 1. Forced place coverage by ...

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What happens if I get pulled over with expired plates?

If your vehicle has an expired registration for less than 6 months, it is considered a non moving violation but if it has a registration that has expired for more than 6 months, it is considered a moving violation and will add up your points on your DL ( Drivers license) and your insurance rates ...

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What happens if I mix water with coolant?

It may also lead to Radiator jam due to salts in water.If your vehicle have 0% coolant and 100% water then your engine may get overheat due to conversion water into steam as engine temperature get high.It also my lead to Head gasket leakage.so, better to use coolant + Distilled Water.

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My car is financed but is beyond repair an I need to know if I c an I sell it to a salvage company?

If your car is financed you cannot sell it to a salvage company. Even if the car is beyond repair it does not technically belong to you until you have finished paying for it. Once you pay the finance company off you can sell it to anyone you please.The salvage company won't or shouldn't purchase ...

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Can I keep my financed car if I file bankruptcy?

The motor vehicle exemption helps you keep your car, truck, motorcycle, or van in Chapter 7 bankruptcy by protecting equity in a vehicle.If you're behind on your car loan, you can't keep your car unless you work out a plan to bring your payments current before you file for bankruptcy (more below).

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Can I scrap my car if I still owe finance?

Outstanding finance means you don't own your car There are some situations where you might be able to sell your car successfully, but you certainly won't be able to take it to a scrap yard and have it legally scrapped – they'll know it's on finance and will refuse there and then.

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What would happen to my car if I hit a person with it?

well, besides going to jail if this even happened....which wouldn't, it would cause damage to your car cosmetically or genetically. and it would happen two different ways, if it you hit someone and it went underneath your car, it would tare p the "underbelly" of your car resulting in oil leak and...

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What will happen if you cancel your finance agreement?

What do you mean "cancel." If you pay it off, they'll be as happy as clams. If you simply stop paying - they'll tak you to court and re-possess whatever it is you financed with them.

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What happens if you buy a car with a lien?

Buying a Used Car with an Outstanding Loan Use Your State's DMV Website to Run a Lien Search. Discuss Results of Your Lien Search with the Seller. Get the Seller to Pay Off the Outstanding Amount. Create an Escrow Account to Manage the Purchase. Pay the Loan Balance Directly to the Lender...

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How can I sell a vehicle before I have paid off the finance company?

buy selling it for more than you owe on it .or pay the finance company the difference if sold for lees than the balance owed.

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What happens if you drive a car with expired registration?

A ticket for expired registration usually requires that you get the vehicle registered within a certain amount of time or face further consequences.Driving a vehicle that has expired registration after the ticket will result in imprisonment.

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What happens if you drive a diesel car with petrol?

When diesel is put into a petrol engine, the diesel does not evaporate like petrol does and there will be no spark.If you do start the car, the diesel will land up filling the cylinder bores and causing a hydraulic lock.This can, in turn, cause damage to your conrods and crankshaft.

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What happens if you hit a cyclist with your car?

If the driver fails to notice the bike and turns in front of him, he can cause the bike to hit the car, or run into the bike during the turn.When the person opens the door into traffic, usually without looking first, a bike can plow into the car and the cyclist get injured quickly.

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What happens when you return a financed car?

And depending on the loan contract, you may be able to return a financed car and avoid credit damage.Review the auto contract.Depending on the auto dealer, you may be able to return a financed vehicle within a specific time period and cancel the agreement, usually within three days of the purchase.

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What will happen if I will going to sell a car that has been mortgage to the bank and sell it to other person?

I think U will arrested And put up in the jail or the person who buys ur car will have to pay the mortgage

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What if a car lot sells you a car with a broke wheel bearing?

When purchasing a used car from a dealer in most cases the sale is considered a purchase in "as is condition". This is where the dealer makes no representation on physical condition or state of repair of the car in question. In most States the buyer will sign paper work agreeing to this at the cl...

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What happens when your return a car to finance company?

It is treated as a voluntary reposession and it still hurts your credit. They will auction the car and you will pay the difference of your loan and the amount they get from auction.

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What happens if you give your car back to the finance company?

You are unable to make the loan payments, so the lender is taking the vehicle back.It will be sold to recoup as much of the debt you owe as possible.If there is still a balance remaining after the sale and you don't pay it, it could be turned over to a collection agency.

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What do I do with license plates when selling car?

Most standardized license plates transfer with the vehicle upon its sale.Usually the DMV requires you to bring in the old plates so that they can reissue them to someone else.However, the original owner may keep specialized plates.Simply take the plates off of the car and inform the DMV that you ...

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How do you sell a car you are financing?

You just sell it, hopefully for more than you owe. Who ever is handlleing the loan releases the car after it is paid off. If you can't sell it for the entire amount owed it may make sense to pay the difference in order to be out from under the loan. May have to pay this months payment so you don'...

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Is it illegal to sell a car under finance?

When you purchase a car under finance it is not, technically speaking, yours – not until you pay out the loan completely.So if you want to sell the vehicle and it is still under finance, you need to get the finance company's permission to do so first.

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What happens to a financed car when someone dies?

When someone dies, the family has many important issues to manage.Unfortunately, debts are eventually among those issues.The lender of a car loan can repossess a vehicle if payments stop.The loan becomes a debt owed by the estate of the deceased person just like other debts, such as credit or mor...

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What happens if I hit a car and run?

A hit and run accident is when a person collides with a person or another car (parked or in motion) and flees the accident scene.Leaving the scene is considered a criminal offense.Depending on the state, a hit and run may be a misdemeanor or felony punishable by fines, jail time, license points o...

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What happens if I run my car without a thermostat?

When driving without a thermostat, you may notice a decrease in gas mileage or performance.This is because driving without a thermostat "tricks" your engine into thinking it is cold outside, causing it to adjust the gas mixing valve and push more fuel to the engine.

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How do I sell a car with mechanical issues?

BE HONEST!!and be flexible about your pricing.

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How do I sell my car privately with a lien?

If the lienholder is a local bank or mechanic, you can arrange to meet the buyer and release the lien at once.The buyer will pay off the lienholder and give any extra money to you and you'll get the title to sign over immediately.If the lienholder is not local, you can use an escrow service to se...

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What happens if I make a large car payment?

Interest on your debt will mean you pay more than the cost of the car, and the longer interest accrues, the more you'll pay.Paying off your car loan early by making more than the minimum monthly payment can save you some money, but you might be penalized by your lender.

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Do you have to pay the finance company if the tow people sell your car?

Yes, the loan from your finance company is a legally binding contract between you and them. You are solely responsible for the fulfillment of that loan.

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Can I sell my car with a bad transmission?

Regardless of the condition of your vehicle you can sell a car with bad transmission or other major issue.If your car reaches a point when the major repair costs more than the actual value of the car, you need to sell it.Some major problems include a blown engine, leaky gasket head or transmissio...

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Is it possible to sell a financed car?

Yes, it is a little bit of a pain to the buyer, but if the deal is right then it will sell. When you find a buyer, get the money and use it to pay off the loan (you may have to put some of your own money into the loan if you don't sell it for enough to cover it). Give them a dated bill of sale, b...

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Does selling a financed car hurt your credit?

An early payoff may hurt your credit score if you don't have other installment loans.Getting rid of your car payment can definitely free up some cash every month, but it might hurt your credit score.

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What happens if I rent a car for someone else?

Can you rent a car for someone else? Yes, if the person who is with you and holds the credit card is added to the lease agreement as an additional or authorized driver.

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What happens if I hit a curb?

After hitting a curb damage from tire wear can occur in as little as 200 miles.You could also damage the tie rods (the connection between steering system and wheels) or the control arms (the parts that hold axles, knuckles, and spindles firmly in place while allowing movement of the suspension).

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What happens if I get caught driving with only a permit?

If you can't get a licensed driver to come get the car, it will be towed and held until a licensed driver can get it.You are driving without a license, a misdemeanor offense.Jail time is possible, but you will probably just pay a big fine, will not get another permit, and will wait until you are ...

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Can I get car finance with very poor credit?

If you have a bad credit rating or history, it's still possible to get car finance.There are dozens of lenders out there willing to give credit to those with a bad credit rating, but the interest rates from such specialist, 'subprime' lenders can be high.

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Can you sell your car what you have on finance?

Not if it is on hire purchace. If you bought it with a personal loan yes you can.

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What can you do if someone sells you a car with a lien?

A lien against who... you or them? If the lien is against them, you're not in a good situation, even if you've paid the car in full. If they fail to make the remaining payments, and the vehicle goes up for repossession, then it's getting repossessed, and you'll have a lengthy and difficult legal ...

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Can I sell my car if I lost my title?

Since, in most cases, it's illegal to sell a vehicle without a title, you'll need to acquire one before transferring ownership.If your title is lost or destroyed, simply apply for a replacement copy at your local department of motor vehicles (DMV).

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Can I sell my car if I lost the title?

Since, in most cases, it's illegal to sell a vehicle without a title, you'll need to acquire one before transferring ownership.If your title is lost or destroyed, simply apply for a replacement copy at your local department of motor vehicles (DMV).

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What happens when a dealer Cannot sell a car?

Car dealerships are franchises.That means they buy new cars from the manufacturer and sell them at a higher price to make a profit.Therefore, once the dealership buys those cars, they belong to them.They can't just send the unsold ones back to the manufacturer at the end of the year.

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What happens when a dealer sells you a bad car?

You should hire an auto dealer lawyer if your car dealer sold you a bad car by lying to you.Your dealer could have lied to you by selling you a 'lemon car' or by not disclosing any accident or damage done to the car.In either case, you can sue your dealer for selling you a bad car.

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What happens if you over flow your car with oil?

no big dea. just dump the oil and refill to the required amount

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What happens if you filled unleaded fuels car with ethanol?

If it was E85,,,I don;t think it would run and the fuel system would need to be drained. If it were E10 or E15,,,it would run fine.Another answer:Run the fuel, and change your engine oil immediately after it's burned. The real risk of using E85 in a non-Flex Fuel vehicle is water contamination re...

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What happens if you overfill your car with oil?

Overfilling the engine oil in your car can cause serious damage to your internal engine parts and eventually lock up your engine.To remedy engine oil overfill in your car, you must first verify that the engine oil is actually overfilled and then drain the excess engine oil from your vehicle's oil...

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Can I return a financed car?

Unfortunately, yes, you may still owe on the car.Simply returning a car to the dealer doesn't necessarily resolve whatever debt is attached to the vehicle.As soon as you drive off the lot, you already owe more on the loan than your car is worth.

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Where can I finance a classic car?

There are many places in Atlanta that you can find financing for classic cars. You can call Chapes-JPL(404) 504-7021 - 3355 Lenox Rd Ne, Atlanta, GA.

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What happens if caught with red diesel?

If you're caught using red fuel illegally, your vehicle could be seized by the authorities and you'll have to pay a fee for the vehicle's release, along with the amount to cover the duty owed.Serious offences could result in an unlimited fine to the operator and a prison sentence of up to two years.

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What do I do with my title when I sell my junk car for cash?

When you sell your junk car for cash, you should sign over the Title (or pink slip) to the business to which you sell the car. That releases you from liability.

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What happens if you keep driving with a bad clutch?

Why It's Bad: It will wear out your clutch.A hefty bill when you'll eventually need to replace your clutch.Resting your foot on the pedal also means your clutch may not be fully engaged.That can cause major slippage with your clutch disc (also wearing down your clutch).

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Can i get car finance with a credit score of 600?

It is possible, but not certain. 600 is considered a "bad" credit score. You will be charged a much higher interest rate than someone with a good credit score, and may be required to make a larger down payment.

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What kind of car financing can I get with bad credit?

There are companies that do both car sales and their own in house financing. If you have bad credit a lot of times this will be the place to go for you. Make sure that you know what kind of deal you are getting so that you can make the best choice for you. Your interest will be very high, especia...

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What happens if you drive with a worn wheel bearing?

If you notice sounds coming from your wheels, contact a mechanic to have your vehicle inspected.If you hear your vehicle grinding while you are driving, you may have a worn wheel bearing.Since the wheel bearing is not properly lubricated, friction increases on the bearing which can cause the whee...

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Should I Finance or lease a car?

If you use a car mostly for business, the lease expense may be tax deductible. Sales people often use this deduction. But mostly the car company and the bank always win. Once you drive the car off the lot, it's value has depreciated. Usually you have to pay an upfront fee. Leasing a car is like r...

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What happens if youre caught with a expired inspection?

It depends when it expired. If it expired not too long ago, the police will usually remind you and to do it as soon as possible and let you off with a warning. If it has been a long time, you have the possibility of getting arrested.

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In New York if you sell a car to another person and they do not register it with motor vechicles what happens?

If they do not register the car in their name then if the car is wrecked or used in a crime then it will come back to haunt you

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What happens if I get my car repossessed?

Even if your car is repossessed and later sold at auction, you might not be off the hook.If your car sold at auction for less than what you owed on the loan, you must still pay the remaining balance to your lender.The creditor will notify you of how much you owe and you will be responsible for ma...

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What happens if I hide my car from repo?

Answer: Whether you can hide or lock up the car to buy yourself time to pay off the loan depends on where you live.In most states this won't violate any laws, unless you do it with the intent to defraud the bank.In some states, however, deliberately hiding a car from the repossession company is a...

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What happens if I don't pay my full car payment?

If you continue to miss payments, and do not reach an agreement with your lender, the car will likely be repossessed.If your car sells for less than your loan balance, you will owe the lender the difference, called the “deficiency balance”.

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What happens if I don't make car payments?

If you continue to miss payments, and do not reach an agreement with your lender, the car will likely be repossessed.If reported, the late payments and repossession can damage your credit score and make it harder to get credit in the future.Some states allow cars to be repossessed after one misse...

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How do I sell a vehicle with a lien?

Sell Through an Auto Dealer In most cases, the easiest way to sell a vehicle with a lien is to do the transaction at an auto dealership, particularly if the car is going to be a trade-in.

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Can I sell a vehicle with a salvage title?

With a salvage certificate, you can now sell the totaled car.The easiest way to do this is to take it to a car dealership.A second option is to sell your car to a private party.Since salvage titles mean increased insurance costs, these can often be difficult transactions to make.

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What happens if you drive with a bad transmission?

You may experience vibrations, slippage (engine revs but vehicle does not accelerate as it should) or different shift patterns in your vehicle.The gear shift on your car will stop working when the transmission dies.This may be caused by a bad fluid pump in the transmission, which can lead to tota...

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What happens if you drive with a bad tie rod?

Worn tie rods can cause shaky front wheels, misaligned front tires, imprecise steering, excessively worn tires.A broken tie rod would allow one tire to flop to the side causing instant loss of steering and a crash if you are going fast enough.A least, you will be wearing out your tires much faste...

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What happens if you drive with a bad throttle body?

If the throttle body isn't supplying enough air to the engine, you may see a lack of acceleration power and poor engine performance.3.Your car idles poorly: The amount of air entering the engine affects idle speed and quality.A faulty one can cause rough idle, or it can cause the engine to race a...

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What happens if you drive with a bad oil pump?

You could have a bad oil pump.You will need to top up your oil, and again, you can safely drive home.Make sure to get the oil seals or gaskets replaced, though, because if they give out all at once you could end up with a seized motor and very expensive repairs.Another possible cause could be wor...

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What happens if I don't renew my car insurance?

When an insurance lapse happens, this means you are no longer covered.A lapse can happen if you forget or don't renew your car insurance, if your car insurance provider cancels your insurance or if the insurance company goes out of business.

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What happens if I drive my car while its overheating?

If you are driving a car that is overheating but still has coolant, as in the case of having a faulty thermostat, the high temperatures can cause the antifreeze to boil, expand, and cause intense pressure within the radiator hoses.

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What happens if I report my car stolen?

If your car is stolen, you need to contact law enforcement and file a stolen vehicle report first.Insurers won't honor an auto theft claim unless a police report has been filed.You should be prepared to tell the police everything you know about your stolen vehicle.

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how can I sell my car with no engine ?

You can put it in your local paper to sell it for parts, or there are pick and pulls that offer cars for people to dismember themselves, you could see if they would buy a vehicle with no engine. Some will even haul the car away for you. If you can find apick and pull or wrecking yard in your area...

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What happens if I don't pay for my car?

Your car will be repossessed and your credit ruined.Usually you can miss one payment and they will just tack it on to the next months bill with penalty and late charges. If you continue to miss payments they will take your vehicle away from you and it ruins your credit.

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What happens if I put wider tires on my car?

As with any change to a vehicle, if you change it too much you can negatively impact your car.If you go too wide the tires can wear unevenly.Tires that are too wide for the wheels tend to bulge in the middle of the tread causing them to wear excessively in the middle.Going too wide can also cause...

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Can I finance a car at 16?

You can't legally enter into a contract in the US until you reach the age of 18, which makes it impossible to finance a car on your own when you become a legal driver at 16.

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