THEY CAME AND TOOK MY CAR AND NOW THEY ARE TELLING ME THAT i HAVE TO PAY 14000 DOLLARS..WHAT DO i DO?
Well it depends on what your agreement was at the time of purchase with the lending institution. Also, was there a judgment obtained against you for the deficiency balance? What happened here based upon the limited information in your question is either your car was repossessed or you gave it back voluntarily, either way the creditor took the car cleaned it up repaired it in order to sell it. All the fees the creditor incurred including the balance due on the note are part of his demand. After the car was sold, your account was credited for the amount recieved, aparently the car sold for less than what was due including the fees incurred by the creditor thereby leaving a deficiency balance. Usually and most likely in this case you are responsible to pay that balance due. Your best position is to enter into a payment plan to resolve that balance due. If they are forced to sue you and obtain a judgment for the amount due in this case $14,000.00 you may also be required to pay the fees that the creditor incurred to obtain a judgment against you. The judgment also usually earns interest on top of all that. Once judgment is obtained you can end up having your wages garnished or your bank accounts levied upon. (Check the guidelines in your state regarding this). Your other option is to declare bankruptsy but you should review this option with a bankrutpsy attorney in your state. (Based upon your income to debt ratio this may be a possibility). You should know that filing bankrupsy is not all it is cracked up to be, you will most likely not get credit for a long time and when you do you will be subject to a much higher interest rate. Salvatore MattiaccioPresidentThe Lakeland Group, Inc.P.O. Box 20Sparta NJ 07871(973) 729-2372
No way - used cars transacted between 2 private parties (non-dealers) are implied to be "As-Is" sales.
In my state yes. In my state yes.
If took out a car loan for someone. They could not co-sign dut to bad credit. Can I sue if they stop paying me back?
No, by signing the contract as a co-signer you automatically accept the responsibility if the signer is not paying you will be financially responsible for the loan. There is no legal action you can take against the signer. For more information you can visit http://www.autocreditfinancial.ca IN so...
Where is Auto One acceptance Corp now located. I 'm trying to get my Car Title from them and they seem to have vance can yo help me?
I believe AutoOne was acquired by CitiFinancial about 4 years ago. Good luck! Mike
Air-Conditioning. Mirrors. Fuel Injection. ......
Press charges against him.
As a parent I can tell you the reasons your parents do not want to buy you a car. The inital cost of purchasing the vehicle. Then there would be the debate of what type of vehicle (want a new mustang and get a well used Honda civic). Next is the vehicle up keep (fuel, maintenance, tires) is mom &...
Can tell the person who is repoing your car to leave your property and do they have to notify the resident that they are taking the car?
The person repoing your vehicle should let your sheriff office know about the repo within 24hrs. When they come out to repo your car they should have the contract and a copy of the title. It's the law.You CAN tell them to leave and they should leave. They do NOT have to notify you that they are r...
Im only the name driver on my exs dads insurance but they have took the car bk am i liable to still pay insurance?
No, if you no longer drive the car and you were responsible for paying the insurance premium, you can contact the insurer and advise them that you are cancelling the policy. Do it using a registered letter that requires a signature so that you can prove the date that you cancelled and that the in...
I paid to get my car back and now it has 1200 worth damage and not drivable. Repo blew out the computer. I am devastated First I have to pay to get it fixed. what do I do?
You may have to take the repo company to court, and prove that they damaged the vehicle. They have supplied the loan company with a copy of any damage that they show when the vehicle was picked up. And I you were driving it, you may be able to prove that the vehicle was operable. An attorney may ...
I have a very steep slope in my home and I couldn't able to climb that slope with my car Please tell any idea to park my car?
Recreate the slope please. otherwise it won't be able to park. or may be try to park it on petrol mode.
There is no law that says employers have to offer mileage reimbursement.Many do because it's a smart way to attract and retain employees.Reimbursements made at the standard Internal Revenue Service rate are not considered income, so they are not subject to tax.
Hi i have a 00 Mazda 626 with abs light and handbrake light coming on and off at times took to garagetold me it was right rear sensor so i fitted good secondhand sensor but now lights are on constant?
Get a multimeter & test the sensor. Voltage is created at the connector as you spin the wheel quickly by hand. compare it to the other side or front voltages. Might have got a bad used bearing or have a wiring problem. check connector & wiring for damage or corrosion
Well, if they took your vehicle without your permission, and didn't pay for it, then call the police because that would be called stealing. If you let them borrow it, and they have not returned it, then you need to go and get it.
Can my co signer on my truck stop me from taking my truck that I paid on time for 4yrs and since i got a job in fl he is now saying i can't take it can he stop me?
is the truck fully paid for??? if so and you were the primary name on the credit application then you should have a clear title in your name. if your still paying on the truck i would suggest calling the financial institution you pay and ask them this question.
Most cars have one or two brake warning lights on the dashboard.If a light does not light during the bulb check, it tells you that you need to replace the bulb.Your car illuminates the BRAKE light to indicate one of two things: that your emergency brake is on.
I passed my Massachusetts' driver's exam but the instructor didn't tell me what to do so I just drove away Now I am not sure if I should have gone in and asked someone for help What should I do now?
The examiner should have handed you your score sheet, which you would take into the licensing office.At one of the counters you would pay the license fee, at another you get your picture taken and receive at least a temporary license until the permanent one comes.You cannot legally drive unless y...
Had to replace radiator and at time they told me that i also have a leak coming from my water pump Is there anyway i can check to make sure that is the problem before you start replacing more parts?
The easiest way to see if your pump is leaking is to fill the rad with coolant start the car and physically watch the pump to see if it leaks.
Can they prevent me from going to my car to make sure all of my personal property is gone I had to pay 15 and wasn't even allowed to go near the car to get missing items?
I never allow a debtor access to what used to be their car. They can too easily damage it. It belongs to the bank now.
Then you're still responsible for the car payments. If insurance doesn't cover the entire cost, then you have to make up for the remainder.
What can I do I haven't paid on my vechile loan since 2005 and have told them to come and get it and they said that they sold the loan to someone else But they dont have my loan what do i do?
drive it till they come and get it. Just don't keep any thing of value in it, in case they do find it and your not there to take your stuff out of it.
Yes dollar car rental does offer hourly rates. The rate will vary by location. For example NY Metro Hourly Rate. Pay $9.50/hour up to 6 hours total. Check there specials here. Sometimes you can get one for a dollar a day if you take it to the location they want on a one way trip, www.dollar.com/s...
What do i do if i lost my car ownership before i was able to put it in my name and also now i can' get a hold of the guy that i purchased it from what should i do?
Hello i have a question? I lost my car ownership and i don't know how can i get an other one? I need to donate my car to cancer society...
What do i do if my ignition is stuck I forgot to put it in park when i turned my car off and after i realized that i put it in park and now the ignition wont turn?
try putting transmission in neutral, then try ignitionalso check to see if steering wheel is not turned and applying pressure on steering lock in columnto do this try to move steering wheelif this is problem it will only move one way , which would be in direction needed to straighten wheels.if it...
Fence contractor tripped my breaker I had my garage freezer on while i was gone for the weekend. They never called me and when i came home Monday I had blood all over my garage floor. Who's at fault?
you should be there to watch and supervise work... Let's hope that the blood wasn't human.
My car was donated and it got towed away before they came to pick it up. How do I go about getting it to the agency that I donated it to?
You must pay the tow yard what you owe to get it out, then arrange for the donation place to go pick it up.
YES, But they have to have a court order giving them this right. They cant just come take it. Unless the card was used to pay for the car. Then the case could be made for it being a reposession. Like the bank does. You would have to check the fine print of the card company and see what they consi...
Do i have to pay when i was in an accident and the insurance paid but the man i hit is civil suing me?
That will be up to the court and no one here car say one way or another what the outcome will be.no
I recently signed a contract to take up payments on a car and now I changed my mind Since the other party still owes on the car can they take me to court for the money?
usually when a contract a contract is made it should have time stipulations as to when one can cancel the agreement, if things are not meant in the deal what happens, Another thing to think about, was it disclosed that the title was not clear, example- someone took a loan out on a car and the ban...
I live in Iowa and i took driver's ed but never got my school permit so do i just show the dmv my certificate and social security or do i have to do a driver's test?
yes but it all depends how well u did in drivers ed if u need to test or not
What happens to the brand new car my dad paid for in full and gave to me that is now in my name since I am filing chapter 7 bankruptcy?
It is at risk of being sold and used to pay your debts.Just like anything else you have of value. The source (a parental gift or whatever) is unimportant.Be aware, trying to transfer it away from you now can result in criminal fraud charges and wold likely be challenged by your creditors.
Courts and law enforcement do not normally monitor the repossession process as it is happening.You might not even know when or where the car will be repossessed.Most states do not require car loan lenders to give debtors any kind of notice before they repossess the vehicles.
Business and sold a guy a car he took the car and never paid Can i repo his car and how do i go about doing that?
First: no, you may not "repo" the car, because you do not have a "security interest" and "security agreement" which gives you permission to do that.Second: if the buyer "took the car" without paying, it could be a criminal offense (theft, theft by deception, etc) and you can file a police report ...
Will Goodwill accept my car donation, and are there any sites that will explain the car donation process to me?
Most charities will accept the donation of your vehicle. The vehicle is transfered to an auto auction company, which will sell the car at auction, then notify the charity of how much the car brought in. Funds will be transfered to the charity, minus the auctioneer's fee. You will then be notified...
Yes, you - or your insurance company - will be responsible for the tow and storage fees.Many police agencies will waive their processing and release fee, but tow companies won't.If the car is total.Can they legally make me pay the impound and two fee if I don't want the car.
You don't have to pay for the CARFAX at your local dealer. If you are buying a car I would ask the dealer to run the carfax for you - they often have memberships and can run as many reports as they like for no additional cost.
How to spell business correctly
Generally, car insurance companies don't allow policyholders to add people who don't live in the same household as them to their policy, but it varies based on the case.But if they don't live with you, you likely won't be able to add them to your car insurance.
well im sure every one wants to know this one. heres what i got i pharmacist makes about 97,000 dollars a year. when you work at a pharmacy there are plenty of people who need their medicine to live so if you close at 6:00 and a lady comes in at 6:25 you cant jjust say we're closed sorry. she has...
Take it to a mechanic, one that specializes in water damaged cars if you can find them. The list of problems from water damage far exceeds the ability of this site to even begin telling you of the problems you will most likely encounter.
Yes, the bank must tell you that your vehicle is being repossessed. The bank will usually try to reconcile the debt before the repossession takes place.
A client pays a contingent fees to a lawyer only if the lawyer handles a case successfully.If you win the case, the lawyer's fee comes out of the money awarded to you.If you lose, neither you nor the lawyer will get any money, but you will not be required to pay your attorney for the work done on...
The French call it fumer le cegare. You will need to strengthen your jaw muscles, because you are going to be doing it often over the next 5 years.
Are drift trikes safe. like easy to control and stuff. my mum is skeptical about me getting one and i want to prove to her that they can be safe?
It looks to me like the dangers are in the way people ride them. If you are responsible and don't do any crazy tricks on them you should be fine.
All tolls on The Toll Roads are collected electronically -- there are no toll booths at which to stop and pay cash.Visitors and infrequent drivers can pay tolls within 5 days before or 5 days after driving The Toll Roads using our free app or online at TheTollRoads.com using the One-Time-Toll fea...
You will pay the difference in what they sell the car for and the balance that is owed on the note. You may also pay the repo fees. Your credit will be ruined for 7 years. Contact the lender ASAP and work this out. They do not want to repo your car and I am sure you do not want to loose it. Actua...
I took out a car loan in my own name but I am not on the registration the car owner can not drive any more can I have the registration switch to me if I take over the payments.?
You must have the car owner sign the title over to you and then you can obtain a Certificate of Title in your own name. In fact, you should do it ASAP.
2002 vw passat brake failure no warning light came on i never knew who would help me and try to fix my danm car?
well i would ask for help and beg and hopfully get the money
No time if you pay in cash.
That's always how it is, sadly. Relationships start either through friendships or someone like someone first and try to persue them and that person gives them a chance. If that person doesn't want to give that chance then it's not going to work. You have to find someone to give you that chance an...
I have a car diagnostic tool ELM 327-USB Interface with the software but it's not compatible to my car not being OBDII. Can anyone tell me what software program i would need to work my car the ca?
hi, try easyobdII. or scanmaster. Pls visit: www.obd2tech.com
In the past, manufacturers recommended changing the oil every 3,000 miles, however with the advancement of synthetic engine oils it is unlikely that your car will need an oil change quite this often.Every manufacturer is different but you should follow the advice regarding oil change intervals in...
What if you are unemployed that's why you can't pay what do they do with what you still owe have selling your car?
Now that depends on how much or how many assets you have. If you file bankruptcy and depending on the type of bankruptcy you file you can keep your car and different things as long as its not too much. Your allowed to keep your things as long as it doesn't go over your allotted amount. The best t...
How old do I have to be to get my Penn-DOT Medical card and do I need to have my license or can I have my permit?
I'm not sure of any minimum age restrictions, but it's a bit pointless to get if you're under 18... you need a DOT medical card for any vehicle requiring a CDL, and for any CMV with a GVW of 10,001 - 26,000 lbs. operating across state lines. In PA, you can't do either at 16 or 17.You don't need a...
No.The recipient of a gift does not pay taxes on a gift received.Unless you give gift of over $14,000 to one individual, you do not have to file a 709 gift tax form--and even if you gave such a gift, there would not be tax on it.You can give your sister the car without any tax consequences.
Can they garnish your pay for a car you have asked them to repossess because it has had many problems and now needs a transmission?
YES. and Thanks for posting your state.
Do you have to tell the insurance you are applying to about claims that have not been reported to police?
Yes, you need to tell them about anything that could affect the granting of insurance. if you don't and they find out, they could decline your claim or cancel your insurance. It's called material non disclosure. If in doubt tell them.
I bought a car i told the dealer to pick it up i could no longer afford the payments they don't want the car back and now i don't have the title what can i do?
Go to your local DMV office and apply for a "Duplicate Title". Tell the people there your story and they will process the paperwork. Take along the dealers information since the car has a lien on it. If you never had the title in the first place and the dealer was holding it, you may have NO RECO...
As long as the mechanic who preformed the faulty repair admits to it, and is willing to re-repair it, then no you will not have to pay. If the mechanic does not claim responsibility and refuses to fix the faulty repair, take it to small claims court and make sure to bring your invoice, receipt, a...
Credit and Debit Qualifications/Requirements To qualify to rent a Dollar vehicle, the renter must present at the time of rental a valid driver's license and valid major credit card or debit card (see Debit Card Usage below) in the renter's own name with available credit or funds.
Ask your friends if they know a good mechanic, then take the car to him/her.
I paid in full for a vehicle and put someone else's name on the title. They took the vehicle and I have no access to it. What can I do?
You should realize they are the legal owner. There must have been a reason you could not register the vehicle in your own name. You voluntarily listed the vehicle as having another owner and they turned out to be untrustworthy. All you can do is sue them, tell your story to a judge and try to rec...
How do I get my car back that I sold to a friend and they have not paid the agreed monthly payment. they havent paid any payments in 3 months.?
Hopefully you did not sign the title over until it was to be paid for. If you did not sign over the title the car is legally yours. If you did, consult a lawyer.
No, although they typically will if confronted by the owner.
just take it back where you bought it and tell them you can not pay, but have a ride home with you
No, you do not have to pay for insurance on the vehicle once it has been totaled because it is not driveable.If a vehicle is totaled and the insurance company provides a check paying for it, the vehicle receives a new type of license in most states.
They have not followed our written agreement and I would like to get my vehicle back. What can I do to get it back?
A written contract is easy to enforce. You must follow any guidelines stated in the contract once the breach of contract has been done. If it is a simple matter of they have not paid for the car as stated in the contract you can demand payment in full and if they don't pay in full reposess it. If...
Follow signs for 'Free Set Down' when approaching the terminal building.The airport provides a free pick-up and drop-off from a designated area in the Mid Stay Car Park.To access the airport terminal from this facility you will need to take a 5-minute courtesy bus (runs every ten minutes).
Some steps are: Write down you car's VIN number. This will be necessary in finding someone who will help you replace the key.Write down the year, make, and model of your vehicle.Call a nearby auto locksmith.Look for discounted replacement keys / key fobs online.
No you can't, as the lender is the legal owner of the car until the finance is settled.In order to sell the car, you'll have to end the hire purchase agreement early.If you've paid off less than half of the agreement's total cost, you can return the car.
Yes, if you donate your car to the kidney foundation they will come tow it away for free. Here is the website for more information if you would like: www.DonateACar.com/Kidney_Fund.
You pay sales tax to the State in which the vehicle will be registered.
they can try - usually they repo and sell vehicle at auction - then sue you for the difference. If you have no income then essentially explain that to them or a lawyer if applicable. Chances are they will drop the issue and just stick it on your credit report as a repo and negative write off.
Theoretically yes (though what the car is resold for is applied to the balance of the debt as a credit). However, lenders know their chances of getting that money are slim to none, because if you'd had the money you would have been making the car payments in the first place. So they tend to try t...
Not without causing engine damage- raw fuedl pumped into catalytic converterEngine missing possible computer damage
How can they still get money from us if they got 10000.00 at auction and you have paid 10500.00 do you still have to pay 10000.00 more for a car that cost 17000.00?
You paid $10.500 for auto. It went to auction! then it must of been repoed! How much did you owe on auto when it went to auction. the auction paid 10000 & THE COST WAS $17000.Did they send you a paper showing balance owed to car along with auction sale price. I wouldn't pay another cent to them.
Can you sue someone that sold you a salvage car but he told me the car was good to drive then when I take it to get serviced they tell me the car is not drivable and it should have been junked.?
It has been done successfully, but it is difficult and expensive.
Go to one of those car lots that advertises as "buy here, pay here". The downside is that they dont report to the credit bureau, so it wont help you in the long run.
You will have to pay the license & transfer fee which is minimal. Around $20. You will also have to pay 6% sales tax based on exactly what you paid for the vehicle, not the book value, but what you paid. You will have to pay the license & transfer fee which is minimal. Around $20. You wi...
Return again when they are open. If closed permanently, try to find the person who owned or managed it to ensure your account does not go into arrears.
Depending on your reasons, your landlord may be sympathetic and not penalize you.At worst, however, breaking a rental contract could have serious consequences.If you break a lease without legal grounds to do so, you may: Be required to pay the rent for the remaining months on your lease.
What happens if I cancel my car contract that financed for 5 years for personal reason and its been a year and a half that I have paying the fees?
A contract is a binding legal agreement, and you cannot cancel the contract. If you fail to make your payments on time they will repossess the vehicle. They will then sell the vehicle for whatever it will bring, and you will be required to pay the difference in the selling price of the vehicle an...
Here's the ultimate guide to renewing your California DMV driver license. In-Person Renewal Process Complete the Driver License Application form DL44.Give your thumbprint.Have your picture taken.Pass a vision test.Pass a written exam, if necessary.Pay the $36 renewal fee.
If someone hits your parked car and says they want to pay out of pocket and has not yet done so what legal actions do you have?
Gather all the info and evidence you can and take them to small claims court. You can also try calling your insurance agent for more ideas on what you can do. They won't put this on your record and it won't hurt your premiums just for asking. You could always pull the ole "my friend's parked car....
I just had my upper intake replaced and now my car makes a noise when I go from Park to Drive. The Mechanic said it was loose engine mounts. Did they cause this when they repaired the upper intake?
they shouldn't have touched them replacing an intake. this sometimes happens over time and also sometimes they break. if they are loose, all it takes is 5 minute to tighten them back down. easy fix.
My dad co-signed for a car with me. I made all payments and paid the car off. My parents are getting divorced and mom listed the car as marital property saying I cannot sell car. What are my rights?
Sue your mom! Fun! Just make sure your dad is backing you up and you have PROOF of all payments and the signed loan papers. See you on Judge Judy!well if your dad signed you mom has no right to it and cant tel you what to do at all but your dada can and its not marital its not between them you'll...
What is the best way to decide on the car seat that's right for my baby and me What features are most important?
The most important thing is fit. Almost all major problems with car seats come from poor fit, so you want to be sure the seat is the right size and that the child can be properly secured.
yes you do,the purpose of a co signer is that person is responsible for paying in the event that you dont pa,if that person is deceased you are still responsible.if you dont ,all non ppayments will go on your credit report
one of the easiest jobs are car washing and there usualy about £5.00 for inside and out .
If your car's repossessed and they take it to an auction do you have to pay anything and how long will it be on your credit?
You dont HAVE to pay anything. You may not get credit in the future because you dont pay. It will be on your CR usually for 7 years. Depending on where you live, if the lender gets a judgement, they could garnishee your wages.