If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?

Cars & Vehicles
Insurance

I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance about all incidnets just in case other wise any undisclosed information could invalidate claims

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If you are in an accident and at fault will the insurance company repair your car?

It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...

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Do you have to tell each of your insurers if involved in an accident?

Not if it's fender bender that you can fix yourself and the other driver agrees to cover your cost and/or his/hers. Take them straight to the bank immediately. If not, kiss it goodbye. Damages that are extensive enough for a body shop, or where there's any injuries involved, need to be reported t...

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What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?

You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket

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You were in an accident and the other party was at fault Their insurance company is paying to fix your vehicle but their insurance co wants to give you next to nothing for your med pain and suffering?

See a Lawyer who specializes in personal injury and auto claims. Be wary if the lawyer wants more than 25% of any recovery as a fee. Most states have a cap on what percentage a lawyer may be paid in the event any monies are recovered from the other insurer.NO matter what, DO NOT sign any release ...

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If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?

No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.s from other contributorsUsually they don't. If you had no type of uninsured motorist protection which doesn't cost that ...

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Can you change auto insurance if you just was involved in an accident?

You can change your auto insurance at any time. It is up to the company to decide whether or not to accept your claim.

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How much time do you have to report an accident to your insurance company?

Your insurer likely requires you to report accidents soon after they happen, often within 30 days.Some insurers, for example, might give you three years to file claims for bodily injury.

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If you get in a auto accident and your at fault but police report is never filed does insurance go up?

no, the insurance will not go up but will go down and because i am an insurance agent, i had this kind of problem and i had to pay less

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If you are not the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?

i'd say both you not that much but who wrecked it is the one to put the blame onThe insurance is for the car regardless of who is driving. It will be the first to pay. If it doesn't cover enough, the person driving can be tapped for the remainder. If the person driving does not have a license, th...

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Can you go to jail if you caused an accident and there were injuries?

There have to be conditions on if you get arrested or not. If you are driving under the influence of alcohol or illegal drugs, the chances are very high that you would go to jail. If it was just an accident that you were at fault, not likely to go to jail.

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If someone is in a car accident and gets killed was that just an accident or was it your sons time to go home to God?

It depens entirely on how you choose to look at it. If you do indeed believe in God and that he controls these sort of things then I would say there is no such thing as an accident...that it was infact intentional on God's part to call him up. Another way to look at it is that the world is a host...

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What can I do if both me and the insurance company can't get into contact with the person at fault of the auto accident.?

Hopefully the Police can provide the info, if not hopefully your insurance company can.You may end up filing a lawsuit, with all the expense, to force the government to release the contact info.

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Will insurance cover your car in an accident if you didnt file a police report?

Yes, Most states today dont even send out police or law enforcment unless there are injuries. The most common thing done today is swapping insurance info. if someone else is involved.

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If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured in PhiladelphiaPa?

Yes if she is not specifically excluded from the policy (you would have had to complete a form akin to the 'named driver exclusion'). The insurance follows the vehicle and anyone driving it with your permission, as long as they are not excluded, is covered.

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What if my 16 yr old gets into an accident and she's not insured?

Assume you mean if driving your car uninsured and has an accident.In California. She'd be arrested and charged with a crime. You would be sued for all damages and maybe charged with a crime yourself. And If anyone is hurt or killed in that accident- Other criminal charges could be brought. So ask...

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How long do you have to claim an accident with an insurance company?

Need to check the state law for the statute of limitations for property damage claims.

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If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers

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If someone drives your car with a valid license but your car has no insurance and they have an accident and at fault?

Hope that you have lots of money..Tell me your not stupid enough to drive a car with out insurance....

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If a car following you was damaged when you went up a hill and were merely trying to extricate yourself can he say you were at fault?

I don't understand what you are trying to extricate yourself from, please be more clear and I will be able to assist you more. I extricated this bird from a piece of garbage.~

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Can an insurance company with whom you have a policy with take a large deductible from you when your car was totaled but wasn't your fault?

Yes, depending on what kind of policy you have.

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If you have insurance with aig how long does an accident stay on your insurance?

I don't know exactly how AIG is setup but tickets and accidents usually stay on your insurance for 3yrs. During that 3yr. time frame you will have points on your insurance, the more points the higher the premium. Some companies will look back as far as 5yrs. If your accident is older than 3yrs. b...

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Do you have to tell your insurance company if you modify your car?

Always tell insurers about modifications made to your car, as not declaring could invalidate your policy.If you're changing your car from the factory specification, always tell your insurer at the time you make a change.

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You were in a car accident had insurance but the car was totaled and the car was not in your name Do you get compensated to get a new vehicle?

no you won`t get it. You require both car insurance and it must be registered on your name.

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If you were trying to back up and park and the car next to you open the door and you accidentally hit it whose fault is it?

The moving vehicle is at fault. It would be the same answer if your were driving forward and the same thing happened. It is every drivers sole responsibility to be aware of everything around his/her vehicle whenever it is moving. My dad gave me 4 little words to remember whenever operating a movi...

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If a person with a learners permit is involved in a crash but is not at fault will the person at fault's insurance pay?

a "learners permit" is a legal binding "permit" to drive, as long as the "learner" is following and abiding by the rules and regulations of the permit and there is proof the other driver is at fault the other insured would be require to cover all expenses incurred However in some states that law ...

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If an accident occurs in the work's van am I supposed to tell my car insurer?

Depends on state law. You may want to tell your boss and /or your insurance agent.

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What happens of you get into an little accident and it was your fault and they don't call the police and you only have a permit and are fifteen please answer?

WELL IF THE PERSON IS OK AND DOESNT TELL U ANYTHING JUST EXCHANGE PHONE NUMBERS AND HAVE THEM TALK TO YOUR PARENTS AND JUST MAKE AN AGREEMENT THAT YOU (OR THE INSURANCE)WILL PAY FOR ALL THE DAMAGES BUT JUST SAY THAT YOUR PARENTS WERE DRIVING. AND SO YOU WONT GET IN TROUBLE. (WITH THE LAW)

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I cosigned on an automobile loan and insurance for my son. Who is responsible if the insurance is not paid up and he gets in an accident?

As a cosigner, You are jointly and separately liable for any and all amounts that might arise out of the finance note you guaranteed.

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Who pays for hospital test from car accident if you have no health insurance and are not at fault?

Assuming that another vehicle hit you then his or her insurance carrier would pay for your visit. They first have to accept liability.

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What happens when a person with a suspended license is involved in an accident in another person's car and is not at fault?

Actually, they are at fault, or so it's presumed - if their license is suspended, they shouldn't have been driving, hence, they should not have been there to have been involved in an accident. On top of that, they've voided their insurance policy by driving on a suspended license, so the expenses...

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What happens if am involved in a car accident as a passenger and your name does not appear in the police report?

Tell them that u where in the car accident and then u will get money

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Can you file a claim on your car if your car was in an accident but you were not in the car?

depends if some one else was driving the car. if no one was in it, then yes

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If a car was stolen and insurance denies the claim Reasons as late reporting to insurance company even when the police was informed and a police station diary was written and wireless message given?

Contact the insurance commissioner for that state and file complaint

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How long do you have to call your insurance company after an accident?

It is expected by many insurance companies that you report any accidents to them within seven days of the occurrence.Some may give a longer time period, but they all have a limit.In some cases failure to do this could mean the insurance company will deny the claim.

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If I were in an accident and the other driver is faulted there insurance provider has paid the claim do I need to have the auto repair done or can I keep the money?

You can keep the money. You don't have to repair the car.

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What happens if your insurance lapses and you have an accident?

In the world of car insurance, when you don't pay your car insurance bill, your policy lapses.All this means is that you are no longer insured, so if you get into an accident you are completely on your own.You will have to pay to repair or replace your own car.

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What happens to a person who is involved in an accident and did not stop to help the injured person?

If you turn yourself in now, They will probably go easy on you. And you will sleep better at night.

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Do you have to tell the insurance you are applying to about claims that have not been reported to police?

Yes, you need to tell them about anything that could affect the granting of insurance. if you don't and they find out, they could decline your claim or cancel your insurance. It's called material non disclosure. If in doubt tell them.

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How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?

You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.

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If an engine is cooked would it still run and if it was slightly under done what problem would you be getting?

Are you talking about an automobile engine or meat? Are you asking about an engine that overheated? Your question makes no sense. Ask it again and be specific as to what has happened, and any symptoms you are having.

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If you are home and in your garage can the repo man come inside your garage to try and repo a motorcycle even if you tell him no?

Not if you tell him no nicely.

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If a car was hit by a delivery truck and witnesses can identify the company but did not get the plate number can the owner still get compensation?

Of course. If the witnesses are willing to sign an affidavit or whatever the is required. The license plate # is not really relevant as the company responsible for all its vehicles and drivers. In addition, the majority of companies know what area there drivers work in and the time, it shouldn't ...

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You were involved in an accident where a car was stopped to turn right the second car was passing on the shoulder and you hit this car who is to blame?

Assuming you are in the car that stopped at the light and you hit the car that was passing, It is obvious the car passing illegally on the right gets the ticket and the blame and had better have insurance.

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If your car was repossessedand the company who sold the car to you is filing bankruptcy do you still owe?

Yes. Since the "Car Sales Company" went into bankruptcy, your financial agreement with your "Creditor" (bank, credit card, credit union, etc...) has not dissolved the loan. Check with your creditor (who you send your monthly to?) and/or continue paying for your car. This will help you keep your o...

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If you not in your car in the police search and finds something but the doors was locked?

If it was in plain sight, it's admissable. Otherwise, it wouldn't be unless the police had either a warrant or could establish probable cause.

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What can you do if a repossession agent came looking for a car that belongs to your son the car was not there you told him you were not your son and you asked him to leave but he wouldn't?

Call the police.They will sort it out for you.Your son cannot be arrested it is a civil not a crimminal matter.Absolutely call the police -- at the very least, the repoman is trespassing (assuming that it's YOUR home and not owned or rented by your son) on your property. Also, in many states, the...

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If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible

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How much is it if you get in an accident and you have to pay?

That would depend on the damge done and many more factors.

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You were in a car accident and the selt belt made brusies on your right breast and across your belly now you have knots under the brusies and you were wandering if it might be blood clots?

you should probably go to the doctor.

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Can you get a minor in poss if it was in your car but you were not near your car?

Highly likely. You don't have to actually have it on your person or in your hand to be in possession. If it was in YOUR car and you were anywhere near it, the law declares that are in "concurrent possession."

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When you tried to move your Mountaineer it made a clunking sound and felt like you were trying to move with the brakes on?

The brake calipers were stuck. you should have them checked soon.To me a stuck caliper indicates badly worn pads, or a lack of lubrication, either way it will need to ba checked asap.

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What can you do when the dealer sold you a car that was in an accident and did not tell you?

You call a imbestigator or give the car back to him or her

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If you own the car and the insurance company decides the car is totaled do you still keep the car?

No, however, they usually will offer a "buyback" price, if you want to buy it back. Once they total, and pay for it, it is their property. This is assuming this is a full coverage issue, where they would have to fix the car. If it is a liability only issue, in other words, they have to pay for da...

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What happens if you have an car crash and thought you were insured but it was cancelled?

Assuming that you are at fault for the collision but were uninsured, you would be personally responsible for the damages proximately resulting from the collision. "Fault" equates with the legal theory of "negligence". Negligence is the failure to adhere to that degree of care that a hypothetical ...

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Can you insure your brother's vehicle if he doesn't live with you and you do not own the vehicle?

No. Policies are based on households, except in special cases where the "permanent residence" is allowed to stay the same, for example, when young people go to college. If you try to skirt the rules, and you are forced to make a claim, invalid information can be considered fraud, your claim WILL ...

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If a repo man tries to take your car but does not get it and you pay the payments up can he charge you 310 for trying to get the car?

READ your contract. What does it say about paying any fees necessary to "collect" the account"? that is prolly cheaper than assigning the account to a CA.

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What if you get sued by a drunk person who tries to get in your car while it was moving?

you can run him over because hes drunk he wont care

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Who will insure you to get your car out of a police pound in the UK?

Most insurance companies will. You will have to call some or use comparison websites.Driving with no insurance costs the British taxpayer £8billion a year. With that in mind, your insurance, whoever you choose to go with, will be very expensive for the rest of your driving life. You only have yo...

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If you travel 64km and it takes you 8 minutes to get there what was your average speed?

492km/h08/60= .13333.13333/64= 492.3km/h

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If you have paid a payment and the finance company accepted it but still sent the repo man for your car can you get your last payment back?

NO, you owed it, you sent it in and its gone now. sorri

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If you sell your car to someone with a suspended license are you responsible if that person gets into an accident?

If the person is legally an adult then no, they should have known better then to drive without a licence.Person does not need a licence for you to sell them a car.

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If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?

the owner of the car as in you not your friends sorry

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Can your loan be in default if you are making your payments on time but have failed to insure the vehicle or provide information to the loan company?

Yes. Making payments on time is only one of several things you agreed to do when you signed the loan papers.

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Who is liable if you left your front car opened while you were parked at apartment complex and not near your car and someone comes by and hits itI was blocking the other lane with your open door?

In all actuality, you both were. But it'll be a matter of haggling between the two insurance companies.

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What happens if you dont have insurance and you get into a car accident driving your friends car - she has insurance?

Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.

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Will bankrupsy protect you from being sued if you were the cause of an auto accident with a parked car which no one was in you had no insurance?

No, you will still be responsible for any damage you did to the parked car.

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What is wrong if your Mercedes 280sel will not start and you do not hear any sounds from the car when you try to start the engine?

Clean the battery cables first.

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Can you get insurance and plates if you're not on the registration of a car?

No. The car must be registered to you.

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If you are going to get married cosign on a car with what your married name would be and then do not get married do you still have rights to the car?

Im not a lawer but I think you committed a crime by not using your legal name. 2nd If you are the cosigner then you ultimately are responsible for the payments and your good credit rating. Why would you consider marrying a guy that needed a cosigner he is pretty immature. Listen to Dr. Laura she'...

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What do you do if you want to find your first car. If you still have the VIN number.?

You can start by searching carfax to see if the car has not been scrapped. Then, you might be able to check public records to find out who the current owner is.

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If you were born in 1994 can you still get your license at 16 in the state of California?

Yes, you can still get your license at 16.

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If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?

NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.

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Your car is being worked on and the auto shop will not tell you where your van is located Can you call the police about it?

I would first tell the garage you want to see your car. If you get a song and dance then tell them you will now report it stolen for you brought it to them to fix and it is not in there shop.

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What if you were driving your car stopped at a stop sign then your car shut down and would not start again then you replaced the fuze and it tries to start but wont turn over?

Replace the battery or the carbarreta

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Can a tow company hold your car if you do not have the money to get it out?

In Illinois, yes.Maybe. It would depend on the laws of the state where you live. If it was impounded by the police/court then different laws would apply. Some states have forfeiture statutes also.In Virginia, absolutely yes. If your vehicle is legally impounded and you aren't able to come up with...

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You were involved an incident where you released slight pressure from your brakes at a stop and your car rolled up against the other cars bumper with NO impact The person got out of the car and no dam?

should be ok, and these things happen all the time, other party also agreed no damage? did you exchange info though? should do that...this is sticky, some would say should report to your company just so they can formally contact the other party and get it 'offical' no damage/no injury which reall...

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What is a good car under 8000 used or not that you can tune up and is fast stock to get as your first car?

Volkswagen Jetta VR6. They come stock with 190 hp. I own one and mine has 240 hp now.

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If you have affordable auto insurance before filing bankruptcy based on good credit do you have to tell the insurance company you filed?

BK will not affect any insurance policies that are already in effect.

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Would State Farm cover the damages of an insured car if the person driving the car had a license from another country but had permission to drive the car and was not at fault?

Yes..fault doesn't matter.

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If you leased a car out to a family member and the loan is not paid off an they are trying to skip town what do you d0?

If the loan is in writing as a legal document you can take them to court for breach of contract.

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Your car was repossessed with your belongings in it Can you consider them stolen and call the police?

You can. They probably won't do anything. Call the loan company to see where you can get your things or they will mail them to you.

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How can you remove your stuck aluminum wheel you have tried banging it with a sledge hammer and piece of wood from behind and driving back and forth with the lug nuts loose but it will still not budge?

How can I remove a stuck aluminum wheel

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Owner of car says car is insured and you are covered-you crash-it turns out the car is not insured-your insurance covers other party but not the car you were driving. Who pays for damages to car?

The person that lied to you about the insurance would have to pay for it. you could even take them to court. If they lied about the insurance on your car, they could be arrested under a small amount.

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What do you do if you were driving without your registration in the car with you - yet you own registration and insurance?

OuchThey can ticket you and fine youIn some places not having the paper work in the car is the same as not having it at all.In others it is failure to produce (the listed paperwork)Each piece having its own fine.My Niece pulled this one recently and the RCMP officer checked the system and found t...

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There were no repairs on brakeing system and fluid was not low just in two days the brake pedal started going to the floor tried to bleed the lines and it just made it worse?

you got air inside the lines. _______________________________________________________________________ Most likely to be a master cylinder fault The fluid is getting past the seals inside the master cylinder. Clamp off all flexible hoses, if the pedal still creeps down it's the master cylinder tha...

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You get a notice from police that your car was impounded but the towing company released it to the wrong person?

Sounds like grand theft auto to me .

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Are the police allowed to take your keys and make a parent or guardian pick them up. Even if you were sober and have a license?

It depends on what you did, and what age you are.

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Say you are in an accident and you give the other person money at the scene for minimal damage to their car in cash. They except the money don't call the police and leave the seen can they still sue?

Yes, there's no proof that they accepted money or agreed not to sue. This is the case in every accident it's a tricky thing because people don't want their insurance raising their rates so they try to settle it this way. Of course there are a lot of jerks out there. They would obviously have to p...

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In a not at fault accident your vehicle was deemed total loss but you had aftermarket wheels on the vehicle that were damaged will the compensate you for those wheels?

Yes,,And if you add these or any other modifications to your vehicle, I would add this on to your own policy as "customization" so that if you have a comp or collision claim on your own policy, it is covered. This may depend on which insurance company is paying the claim, yours or the at fault pe...

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If a driver that is buying your car gets in an accident and doesn't have insurance am i liable for it?

you need to get down to your dmv and fill out a release of liability form.

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What if your car is taken without permission and a police car hit your car and causes damage to the police car and your car is your insurance liable.?

It depends on who is at fault. If the police car had his lights on, or otherwise was in the right, then the registered owner of the car at fault, will probably be liable, no matter who is driving, and, your insurance may not have to cover it. If the driver has proper insurance, they may cover it,...

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Is it legal for an investigator to call you and tell you that you have 24 hours to turn your car in or they will file charges with the police department for stolen property?

No its is not legal.The "investigator" can call the police all he wants the police DON"T CARE!!!There are no charges to be filed!!!!This is civil matter between you and the lender the police will not get involved.Record this repo-moron phone calls if possible and file a complaint about the lender...

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Your car was jumping and smoking black was the carburated then you rebuild the carburated the car don't turn off but when you stop and go start to jumping and trying to turn off but not what could be?

if the car doesn't turn off and puffs black smoke and jumpy then I think that the idle is set to high on the carb turn the adjustment screw which is on the right side of the carb in front of the throtle lever turn it to the left

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If your transmission was damaged during the towing of your repossessed vehicle which you recovered can you get the towing company or lender to pay for the damages?

Probably not. The risk was yours since towing was the logical next step for failing to meet the requirements of the loan. It was your failure to meet the requirements of the loan which led to the vehicle being repossessed which subsequently caused the vehicle to be towed. All the towing company n...

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Will your current CA Insurance cover a non registered new car you have owned for two weeks if you get in an accident?

If you have an existing auto insurance policy, the new vehicle will be covered if it is added to the existing policy within 15 days of the purchase of the new vehicle.

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What happens when you are in an accident and the other person has no licence or insurance but the vehicle he was driving has insurance?

Auto insurance follows the vehicle primarily, not the person. The problem is going to be that I will guaranty that the person is not listed as a driver on the insurance policy for the car he was in. Most likely, the company will pay your claim with no problem as long as you don't appear to be loo...

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How do you get your Tennessee drivers license if your under 18 and have not had your learner permit for 180 days but need your license to get to college?

Check to see if you qualify for a hardship license

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If the police come to your residence and detain you can they take you to the station?

Yes if they have good reason to believe that you have broken the law but you have the right to remain silent

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Can you drive with out registration after you get your license for the first time in Missouri?

I just went to the Missouri Department Of Motor Vehicles website and it looks like a registration IS NECESSARY on ALL vehicles in the state. Driver's Licenses have nothing to do with registration.

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If a final sales agreement and loan papers have not been signed is the deal still an obligation to purchase?

You are not obligated to complete the deal until they are signed. However, depending on whatever prior agreement you may have, any deposit may be lost as well as goodwill.

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