If your parents purchased a car for your 16-year-old daughter and registered it in their names how should the vehicle be insured in Virginia?

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If they do not claim the teen driver on their insurance, then she gets into a wreck or otherwise gets gets the attention of the insurance company, the insurance company will terminate coverage and the parents will be required to get high risk insurance. They may also refuse to cover certain types of loss if the teen driver is not included in the policy. There is coverage for the kid that they pay and is discounted because the parents also have a policy with them. Liability is separated from the parents.

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