If you haven't made car payments in a long time would it be better to turn your car over to the lender or to start sending payments now?

Cars & Vehicles
Auto Loans and Financing
Repossession

You know how far behind you are, sooo, you should have that amount READY to send/give the lender to have any hope of continuing the loan relationship. In any case, you will have to contact the lender to resolve the issue, if only to tell them where to p/u the car. It will take much convincing to get the lender to OK your plan. If you need more info, email me.

Previous questionHow do you find the people and the car when the address you have is no longer valid?
Next questionWhat does it cost to get the car back after getting the payments current?

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What happens to your car if you haven't driven it in a long time?

The battery flattens, brake cylinders corrode and seals perish and leak. Any fuel in the tank will be stale after a few years. Automatic transmissions deteriorate because the clutchpacks become dry of oil and then absorb moisture.Engine components also dry out and corrode. The o-rings in the air ...

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If you have someone else take over your car payments and they haven't made a payment in a few months can you legally take the car back?

No. Not if you signed the title over to the other person.If they don't pay the loan then your credit will take the hit. If the car is still registered in your name you can take it. If so, do you realize how risky it is to allow someone to drive a car that is registered in your name? You are respo...

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If you are taking over a car payment lease this month how long would it take for you to let someone else take over your lease car payments?

If you're going a dedicated car lease transfer website, the timeframe can usually vary from 10 days to 6 weeks. This is because there is paperwork that needs to be transferred and disseminated between at least three parties - the lease seller, the lease buyer, and the finance company.

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What should you do if you haven't made a car payment in over a year but the bank won't pick it up?

Your credit is shot no matter what and you may no longer be the legal owner. I would not attempt to register the vehicle nor would I drive it. I suggest you contact that bank. If they won't dispose of it and they haven't taken ownership of it through the title process than you can take the chance...

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Does the lender have to send you a bill in the mail if a payment is do?

yes and no it could be a phone call or email

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What happens if a finance company refuses to repossess your car but you haven't made a payment in over 6 months?

It seems there might not be much market for cars such as yours(junky, clunky, ragged out, motor blown?) so the finance co. decided to let you keep it. It's not worth repoing for what it will bring. BUT, that doesnt effect their ability to SUE you, get a judgment and/or garnish your wages, OR any ...

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If you have not made a payment for 9 months and told the lender to come and get the car but they haven't is it illegal for you to drive the car?

NO, its not illegal. If you really want the car repoed, take it back to the lender and leave it in their parking lot. It is costing you HIGH interest and late charges to keep driving the car. Good Luck

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Your 1992 Honda Accord wont start you went through snow and now it wont turn over?

Starter may have gotten wet and frozen or shorted. Check wiring to starter See if you are getting power to starter

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If my Car turns over but wont start and its not the harmonic balancer alternator battery censor or timing what cld it be?

it'll be something to do with the fuel or spark. check fuel pump, plugs and distributer cap, fuses wouldnt hurt either.

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Can you be turned over to collections if you are making payments?

If you owe money to a company and default on the debt, that company has the right to turn the debt over to a collection agency, even if you are making payments.A creditor is not obligated to accept payment arrangements on a past due debt: It does so at its own discretion.

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What do you do when you stop making payments on a car and you've asked the car company multiple times to pick it up haven't paid them in over a year but the car's still sitting in the driveway?

The car company is not who you should be speaking to. The lender who loaned you the money to purchase the car is the lien holder and the entity that actually owns the car. That is who you need to contact. Something is not right here. Normally the lender would not hesitate to repossess the car whe...

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Can your loan be in default if you are making your payments on time but have failed to insure the vehicle or provide information to the loan company?

Yes. Making payments on time is only one of several things you agreed to do when you signed the loan papers.

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Your car will turn over a few times but not catch then it stops turning over?

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The van turned off while driving and now it sounds like its going to turn over but doesn't start?

Is there gas in the vehicle ?

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If a car is reaffirmed do further payments on the car have to be reported to CRAs by the lender after discharge or is the account closed permanently?

If you sign a reaff on the loan, then it keeps going under the old loan except for any new provisions of the reaff... so yes, all payments should be recorded.Note though: Some Buy here/Pay here places work like other debts (Mainly medical bills) and do not report the "good" (timely payments), onl...

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If your car starts to skid, is it better to try to steer or just pump the brakes?

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Is it possible to trade-in a car that is subjected to a repo for missed payments if you now have the money to pay those payments?

As a rule, ANYTHING is POSSIBLE. IF you are willing to pay the price. Dont make any false statements in writing.

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What if you were driving your car stopped at a stop sign then your car shut down and would not start again then you replaced the fuze and it tries to start but wont turn over?

Replace the battery or the carbarreta

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You cant get your 1991 checy s10 to start but it will turn over what could be the problem?

fuel, compression, spark, timing, that's what it needs to run, something must be missing

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Why would a car have a long turn over when its cold but after the first start up it starts up right away?

In older cars, where your air filter is, there is a door that is suppose to shut when your car is cold. check the sensor on top of the air filter canister by placing a bag of ice on it and look to see if the door in the intake part closes, with the engine running. Look at rubber hoses to see if a...

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When you turned the key in your car to start it you heard a clicking sound What could that be?

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If you leased a new truck 3 months ago and now realize you can no longer make the payments but haven't been late yet should you go out and finance a cheap car before turning it as a voluntary repo?

Yes because the turn in on the lease will damage your credit and affect the loan rate on your car loan

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If you cant make your full car payment does the lender have to accept what you can pay?

No, but if they accept any payment, they cannot begin the repossession proccess

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What causes a car to stall when you put it in park or turn the wheel sharply and is now starting to hesitate when pressing the gas pedel?

Engines run on a gas/air mixture. A computer controls the gas/air mixture. The computer acts on information it gets from all kinds of sensors. Placing a transmission in gear changes a condition that increases the load on an engine and the gas/air mixture needs to change also. Shifting into park w...

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Would it be safe to use a truck if it had not been used for a long time?

It depends on what "a long time" is, and how/where it was stored. Before driving a vehicle that hasn't been moved in a long time (3 months or more) you need to make sure that the vehicle operates properly. This means running, shifting, turning, braking, all the lights, horn, and dashboard gauges ...

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How could a head gasket be ruined other than over heating If the car already had leaking coolant for a long time would that have caused it?

gasket wears out in time. leaking coolant is the result of a bad gasket not the cause of it.

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This winter your car over heated because of your coolant was mostly water and it froze so now having hard time to start it?

the first thing is to pull out the dip stick and check to see if the oil is white and creamy and over full,also check coolant may also be creamy.many things could have happend from cracked engine block from being froze.the over heating could warp the head or if lucky just the head gasket.best is ...

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Your 1990 jag was running fine and when you turned the car off and went back to start it it would turn over but not start then it drained your battery?

Might be the alternator not recharging the battery (at the back of alternator it has bushes like a fuse bit made by boshe the go in the alternator ) I'm not a mechanic give that a go or it's your celanoid or points in distrubeter if have one

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Your car won't start unless you pushed the shift lever forward in park. After a while it would not start in Park so you put it in Neutral to start and that worked. Now it won't start at al?

The Park and/or Neutral switch is out of adjustment. There is a hidden switch that must be engaged by mechanical means in order for the starter motor to be engaged. This is to prevent accidental starting while the car is in a forward or reverse motion gear, which could result in the vehicle movin...

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Can someone go to jail or be charged if you dont turn in your car if its in the repo process?

In most cases no, it is a civil matter between you and the bank. They have to serve you then have a sherriff come out to get the vehicle. Duck the process server, and your in the clear. They have to go through a lengthy legal process to get to the point where they can arrest you. If you catch the...

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What could be the problem my Car got over heated and stalled now it wont start?

most likely you have blown the head gasket or warped/cracked the head so that there is no compression in the cylinders. hold the gas to the floor while trying to start it, it may run for a few seconds, but it;s time for some engine work/replacement.

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Is it better to have a long or short car?

It depends on preferences and some of these Z. If the car is long, fuel takes long to be turned into energy which leads to slower accelaration and top speeds. Take limousines for example. However, short cars lead to less space for stretching and comfortableness. Not suited for family people.

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What happens if you have not paid your car payment in over a year and no one has repossessed it?

This just means they have not found it yet. They can pick it up and, they can take you to court and you will have to pay the amount owed plus court fees and fines for hiding the vehicle. If that's the case.

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If you haven't made a car payment for a year can the bank or the repo man report the car as stolen and put a warrant out for your arrest?

James, why would you want to drive a car for a year and NOT pay on it?? Are you nuts?? LOL Turn the car in and this will go away. take it to a dealersip and leave it. When they call again, tell them you "saw" it at such and such dealership. Give them the name of the dealership so they can confirm...

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What can be the problem if you start a car then it shakes then turns off?

its probably a dead battery if u cant start it up after a few minutes

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In Georgia can a car be repossessed if the borrower paid a lump sum to cover arrearages and wants to keep the car and make timely payments but the lender wants the car returned?

In Georgia, Has an "endangerment of security" if at any time the finance company fells that there security is in danger they can repo you car. A finance company can repo you car at any time even if you are current if they fell that there security is endanger. Example of Endangerment I have repo f...

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Can the dealership seize your car for defaulting on the downpayment while you are still making your payments on time to the lender?

seize your car for defaulting on the downpayment.... default is default.What does "default mean default" mean??? Can someone answer the question a little clearer than default means default. If I defaulted on the the down payment then the dealership should cancel the contract, not hold my car.Okay...

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If you borrowed your sister's car and got a citation would it be on her record or yours?

You were driving, you got the ticket. Even if it was a faulty equipment ticket, it will be on your record.

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What can you do if the cosigner has stopped making payments but refuses to give you the car or turn it in?

You might talk to a lawyer and settle it in small claims court.

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Why would a car not turn over or click with a jump start after leaving the lights on?

try using thicker wires . sometimes if the wires are too thin they create too much resistance and don't let as much juice as needed to start the vehicle.you could also have the other driver accelerate the other vehicle and as he does try starting yours. check your lights if they work perhaps try ...

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Why did the Sheriff send you notice that your car was impounded if it was repossesed over 7 months ago?

The short answer is "because someone screwed up somewhere."My guess would be that you were the last registered owner.

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You have made all your payments on time but you want to give back your car what do you do?

You will still be responsible for the contract terms regardless of whether or not the repossession is voluntarily done by the borrower or by the lender for default. The exception is, of course, working out some other agreement with the lender, but that seldom happens.

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Can a car place repo your car if you have made half of your payment?

Not making the entire payment is still a default on payment. You will be charged the late fee and you will need to make it right with the bank or they will start the process of repo.

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If a 2000 Escalade turns over but does not start what could be the problem?

There are two possible causes. One is lack of spark and the other is lack of fuel. You will need to determine which one you don't have. To check spark all you really need to do is remove one of the spark plug wires from a spark plug and using a plastic pair of pliers or something equivalent, have...

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What does it mean when your car takes a long time to start?

A drop in pressure can be caused by a faulty regulator or a weak pump, or by a clogged filter or injectors.The ignition system provides a spark to ignite the fuel in the engine.Worn-out spark plugs will have a difficult time igniting the fuel in the engine, which will result in longer cranking time.

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Can you be prosecuted if you don't turn in your car when it's up for reposession A PI has been calling my mom telling her that he's turning it over to the prosecutors office is this possible?

This is America and people sue over everything, unfortunately. Why not just turn in the car. YOu signed an agreement and reneged on that agreement so be a big person and turn it in. Then you dont have to look over your shoulder everyday. Yes, they can, turn it over to the prosecutors office, then...

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If a car has been given a certain type of gas for a long time would it hurt to start giving it different type of gas?

It would only hurt if the car required 89 octane or 92 octane and you went to a lesser octane. Those cars are engineered to run on a higher octane. A car engineered for the lower 87 octane might actually see some performance improvement by going to a higher octane once or twice, because the highe...

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Car started intially when you replaced the fuel pump but you turned it off and now it doesnt start?

may not be the fuel pump OR just maybe the filter is clogged and maybe the same stuff that caused your first pump to go has caused this issue. did change the filter? did you install correctly? did you check the lines fo debree, this would be coming fro the tank end? Kadius1964~blog me.

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You have not made the car payment as you are filling for bankruptcy- can the bank reposses your car if it is not parked in your parking space?

Until the bankruptcy goes through, you continue to owe the money and the lender continues to own the security. Therefore they can indeed repossess your car.Where the car is parked is irrelevant. In most cases, they won't even know, let alone care, that the space is reserved for you. They will sim...

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All your dash lights come on but the car wont turn over so you wait a few minutes and it starts right up What could it be?

What type of car??? Some cars have a security feature that will disable the car for a few minutes if an improper key is used to prevent a criminal from using multiple keys with the security resister in them. Also try cleaning your key.

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Is it better to turn your car in that to have it repossessed?

It will still show up as a repo on your credit report, even if you brought the car back and told them you can't pay for it.

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Could your truck not turning over be because you have no gas in it?

If the engine will not turn over, that is, sound like it is turning, then the trouble is a dead battery or really bad battery clamps.If the engine will not 'catch' and start running, then there are a number of causes, one of which is having no fuel.

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Can a dealership take back a car title from a lender and have the car repossessed if he is behind in payments even if arrangements have been made with the lender?

This question is incomprehensible. Please use the discussion page to add as much background and explanation as you can, and maybe somebody can wordsmith the original question into something people can answer. You can use periods and commas on the discussion page.

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Does the person who cosigned for you have the right to take a vehicle even if the payments ARE being made on time?

If the payments ARE being made on time, and if they are being made by YOU, the cosignor should have no rights to the vehicle. The police are going to look at whose name is on the title to determine who keeps the car.

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If you buy a car from a private party get behind on payments start making payments seller agrees to accept 3rd to last payment refuses next can seller demand payment in full or repo car in Michigan?

What sense does this question make any way.One thing to say just get it in writting and prefferably notarized ok then that way you will not have to worry about he say she say ok.

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What happened if you were behind on payments and the lender offered to refinance and lower the payments and said you were approved and then repossessed the car?

Generally you would have to sign paper work if the bank had approved a refinance agreement . In that case you could take legal action . They could however reposses the vehical if you fell behind again on your payments after sighing the agreement. Guess what......... banks and lenders LIE !!!!! If...

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Why would there be a pause after you turn the ignition before the car starts?

Just because the starter has been replaced, it still shouldn't be ruled out. I have had several occasions that a remanufactured starter failed. Typically Autozone or Advance auto parts stores carry these POS. Having said that, I would be looking for a bad connection or maybe an ignition switch. S...

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What could be your problem if you installed a new starter on your 88 Oldsmobile Delta 88 and when you attempt to start the car you hear a click noise and the engine won't turn over?

1. Could be a bad ground from battery negative to engine block. High resistance at the ground connection can allow the solenoid enough current to click, but not enough to turn over the starter. Suggest checking all grounds. 2. If starter is not shimmed properly for pinion engagement with the flyw...

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What could be the problem if your car wont turn over?

Umm I don't think you want your car to turn over. Ever.

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What would you do first to your car paint it black if it was white or change the rims?

It's really a question of personal preference, however the most dramatic way to change the appearance of any vehicle, is to change the rims and tires. There are thousands of styles to choose from, and equally as many tires to fit your application. When purchasing new wheels and tires it's importa...

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If your car over-heated and shut off while driving and now will not start at all is the head gasket blown or is the whole engine shot?

It really needs to be checked out but it doesn't sound good. It probably is ruined as the rings and pistons are probably melted.

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Do they have to send you a letter to let you know your car payment is due?

NO, you know when your payment is due. It is listed on the contract you signed. Miss a payment and they can repossess your car then next day.

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You ran your car through a puddle and killed it its now tommarow and it will not start now what?

ignition wires or capchange the spark plugs, and spark wires

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Would it be more important for your car speedometer to be accurate or precise?

Accurate or precise are one and the same to which the automotive speedometer would never be.

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If you get a cash loan against your car title can the lender reposses your car?

Of course. They hold the title and can have it put into their name and repo the car to sell it to get the money back that they loaned you.

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You were in a car accident and the selt belt made brusies on your right breast and across your belly now you have knots under the brusies and you were wandering if it might be blood clots?

you should probably go to the doctor.

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Your car would not start after a tune- up and you need to know where to look for the problem at because everything seems to be going fine except your car won't start now?

one or more of the spark plug wires might not be fully seated on the spark plugs. or you might have the wrong wire on the wrong plug.

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How long would it take to get to Florida from New York if you made 10 stops?

I need to know the answer because next year my sister my brother my friend and i are all going on a road trip we're plaining on making a few stops but we need to be in flordia by plained time .So we need to know how long we can stay in the stop spot and how much longer would it take for us to get...

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If your car payment was 22 days late and when you made your payment the car was repossessed on the spot is there anything you can do?

It looks borderline MEAN, but if you were late, you were in DEFAULT and the lender has the right to repo when you're in default. Some lenders (BHPH lots) are MORE aggressive in their repo policies that others.

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How long would 1691 miles be if you drive 50 miles per hour in a car?

Just under 34 hours, not taking into consideration stops for fuel, eating and nature calls.

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If your car payment isn't current how long do you have before the repo man comes and gets it?

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You have to push the kill switch to start your car every time you start it why?

Did you hear about the tight end who went to prison? He came out a wide receiver

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If your car has been repo'd how can you find a lender who will refinance it?

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How long would it take to buy a car if you only have a learner's permit?

It would take about 6 or 7 months to get a car if you go to each test they have for you.

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How many times can you be late for a car payment before it is reposessed?

Answering "How many times can you be late for a car payment before it is reposessed?"by law they can repossess your car when your 1 day late- there is no law against that! However, your best option, would be to contact CAR HELP USA. They stop repossession, get your payments up to date, lower inte...

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If your car has been repossessed and you know where it is can you go get it since you made the payments before they repoed it?

NO, NOT and dont consider it. Pester the lender to rush it up but dont STEAL it.how is that stealing when it is still in my name?It is stealing, because it was repossessed from you, and was probably reported to the local law enforcement agency there as having been repossessed. But don't take my w...

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You purchased a car with your husband as joint signer He left taking car Is not making payments Is hiding You want car repoed. If lender cannot find car to repo what could be the consequences?

Wow...it's good to know I am not the only one! I co-signed for a truck and we got divorce. He was awarded the truck and was to put it in his name. He never even attempted to get a car loan in his name! He did not make payments and they repo'd the truck. They could not find it and since my name wa...

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You replaced your battery and starter It still won't start It may be a fuse but all the fuses in the fuse box are good Where would a bad fuse be or could it be something else?

it could be that ignition switch or wires to it. wires to the starter.

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What would be the problem if your battery seems to be dying and its brand new?

that means the battery is not good

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If you stop making your car payment while waiting for your chapter 7 bankruptcy to be discharged how long until your car is taken from you and will you be able to get another car?

It is up to the creditor to file a motion for relief from stay in order to take back the car. Your ability to buy another car will only be limited by your ability to find a willing seller and a willing lender.

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A lender filed at court to repo your car but since the account has been made current with 20 payments left will they withdraw the motion do they want the car or the money?

In most cases they want the money. The car's value if resold and the borrower's ability to pay any deficit could play a part in their decision. If the borrower can convince the lender they can fulfill the agreement, the lender will more than likely withdraw the filing.

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I have already replaced the ignition switch. When you turn your key to start your car it will not even cank never mind start what could this be?

Seized engine? Weak or dead battery? Loose or corroded battery cables? Dead spot on starter? Bad starter? Bad starter solenoid? Bad neutral or clutch safety switch?

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Why will a car turn over but not start in your volvo97 850?

Assuming there is fuel and spark to the proper components, then check the timing belt for slipping or broken. Remove the oil fill cap, and have someone crank the engine while you look at the camshaft. The camshaft should turn, if not, most likely the timing belt is defective.

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Should you keep your ETC button be turned on and off or should it be kept a one point. If it should be kept on or off what should it be on on or off?

ETC should be kept on unless you have a reason to turn it off. Consult with your owners manual to see the specific reasons to turn it off. (i.e. Stuck in mud or snow)

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If you have the car title to your unpaid car would you still be able to sell it without getting in trouble?

regardless of the state if you have the title and you are on the title as THE owner, it is your car and you do what you like, moraly it may be wrong but legal the previous owner cant do anything

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If your head gasket has gone on your A140 would the dipstick show clear oil on it or would it be a different colour?

When oil and water are combined in the engine it will form a white frothy mixture which will be evident on the dipstick. Definate indicator of a blown head-gasket

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In Georgia if you haven't obtained a permit and you are almost 17 do you have to get a permit for a whole year and a day or can you just get your license when you turn 17?

You always have to have a permit first.

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What can happen to a car if your turn it off while it is in drive?

You will lose your power steering and tho you still have brakes your ABS may not function

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How long after you mail your last payment in on your car can you expect to get the lien released?

well all i learned was that it usually gets released a month or two later. yes painful isn't it but that's the truth so take that with all the buttheads or asses out you can kiss my dick!

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If you see that you are about to be involved in a crash it is better to?

Losen up and think about cheeseburgers. Dont tense up, you'll die.

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Why does a car sounds like it wants to start but will not turn over?

This is a murder mystery - Right? This is totally no comprendo. You are missing some or all of the clues and of the critical elements. 1 Is the starter running and nothing happening? Send more info please.Q:I'm having a similar problem with my Hyundai it sounds as if the starter and alternator ar...

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Is it better to sell your car or trade it in?

The biggest benefit to trading in your car is saving time and the hassle of selling your vehicle by yourself.In most states, when you trade-in your car when purchasing another vehicle, you are only required to pay sales tax on the difference between the trade-in value and the price of the new car.

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What is wrong if your car hesitates to start for a few days and finally a few days later it won't turn over. I have an 03 XG350L never replaced the starter. How long do starters last?

Starters are normally good for at least ten years. Often they last much, much longer. BUT, they do occasionally fail sooner. Yours does not sound like a starter problem. Recharge the battery and jump start the car and get it to a competent mechanic.

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Why my car turns over like normal but won't start the next day it started five days later it did the same thing would not start for about four days this time?

you probably have a problem with the hyper exhaust battery reacting with the chemicals in the external manifold drive

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After trying to start and engine what would cause it to keep turning over even when you disconnect the ignition wires all to gether?

your starter is bad, has a short in it, or is sticking, you might be able to get the starter tested without taking it off your vehicle.

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Could it be the steerin box if your wheels want turn to the left?

Mor probably a dragging brake or an alignment problem.

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If you are 45 days behind on your car payments and have moved and not given the lender your new address can they come after you and can you be jailed for hiding the car?

If the lender wants the car back and doesn't think you are going to pay because you have moved, they can find you in much less than 30 days. Look at it from the lender's viewpoint: you're 45 days late, moved, left NO forwarding address, no way to contact you. WHAT does that look like to you?And, ...

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Is it better to turn a car off or let it run when trying to save on gas?

turn it off if it stands for more than a few minutes cars burn a lot of gas at idle

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What happens if you don't start a car for a long time?

If you know that you won't be using your car for a long time, it's highly advised to disconnect the battery or turn on the engine from time-to-time, and run it for around five minutes to allow the alternator to recharge the battery.Although this could take months, the tires will surely deflate ov...

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After you gave someone a jump with a brand new car you are now having problems like the car turning off at times what would cause this?

I'm not sure exactly what is causing the car to shut off.But I can almost bet it'sdefenantly a electrical part ofsome kind. My best guess I wouldsay your altanator is causingyour problem. If this car is newit should still be under warrantyI wouldn't do any thing to it ifit was. I would take it in...

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