If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Cars & Vehicles
Insurance

Yes.Thats what full coverage covers

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If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured in PhiladelphiaPa?

Yes if she is not specifically excluded from the policy (you would have had to complete a form akin to the 'named driver exclusion'). The insurance follows the vehicle and anyone driving it with your permission, as long as they are not excluded, is covered.

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What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?

You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket

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Does full coverage insurance cover any damages to our first vehicle if hit by our second vehicle driven by spouse?

yes it would if you are under the same insures

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If you got full coverage insurance and you hit a tree will your insurance pay for the damage?

Yes, minus your deductible.

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If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?

the owner of the car as in you not your friends sorry

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What if my 16 yr old gets into an accident and she's not insured?

Assume you mean if driving your car uninsured and has an accident.In California. She'd be arrested and charged with a crime. You would be sued for all damages and maybe charged with a crime yourself. And If anyone is hurt or killed in that accident- Other criminal charges could be brought. So ask...

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If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?

No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.s from other contributorsUsually they don't. If you had no type of uninsured motorist protection which doesn't cost that ...

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Will insurance cover your car in an accident if you didnt file a police report?

Yes, Most states today dont even send out police or law enforcment unless there are injuries. The most common thing done today is swapping insurance info. if someone else is involved.

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Can you get full coverage insurance on a salvage title?

In short, yes: You can insure a car that has a salvage title.But don't expect the full meal deal.Most insurance companies offer liability insurance on salvage titles.Collision insurance premiums aren't likely to be any higher for a salvage auto.

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Would a suspended license driver be covered under full coverage car insurance?

Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered.If the car was damaged and it was parked and not being operated, then that is covered. But not if you are driving it.

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If you sell your car to someone with a suspended license are you responsible if that person gets into an accident?

If the person is legally an adult then no, they should have known better then to drive without a licence.Person does not need a licence for you to sell them a car.

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Car accident and the person who hit victim did not have insurance but victim does?

then it turns into a legal matter where the person who didnt have insurance gets sued for losses and medical expenses

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I cosigned on an automobile loan and insurance for my son. Who is responsible if the insurance is not paid up and he gets in an accident?

As a cosigner, You are jointly and separately liable for any and all amounts that might arise out of the finance note you guaranteed.

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What happens if i have insurance for a full license but i only have a provisional license and have had an accident?

The driver does not have proper insurance at this point. since the insurance did not cover provisional licenses, the insurance provider mask likely does not have to pay out on any claim.

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What happens if your car is stolen and you have full coverage?

If you have full insurance, meaning comprehensive and collision coverage, your insurance company guides you through the process after you file a stolen vehicle report with the police.Full insurance coverage reimburses you for car theft.

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If you get hit by a deer and only have liability coverage would your car be covered?

No. Liability coverage takes care of any costs or damage you may do to other people and property during the course of driving, including both bodily injury to others and property damage. Collision insurance covers damage to your car when your car hits or is hit by another object, while comprehens...

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Will your current CA Insurance cover a non registered new car you have owned for two weeks if you get in an accident?

If you have an existing auto insurance policy, the new vehicle will be covered if it is added to the existing policy within 15 days of the purchase of the new vehicle.

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Will your personal auto policy cover you in an accident if you are driving a rental car?

It may do, but you will need to specifically check with your insurer before you rent a car.

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What happens if you dont have insurance and you get into a car accident driving your friends car - she has insurance?

Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.

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Owner of car says car is insured and you are covered-you crash-it turns out the car is not insured-your insurance covers other party but not the car you were driving. Who pays for damages to car?

The person that lied to you about the insurance would have to pay for it. you could even take them to court. If they lied about the insurance on your car, they could be arrested under a small amount.

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If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?

I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...

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Do you have to have full coverage if the title is in your name?

do I have to have full coverage if the title is in my name

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Can your license be revoke for driving someones elses car who did not have insurance no accident?

Let me state that the person owning the car did not have insurance on their car. a licensed driver borrowed car to run to town, and pulled over due to they ran the tags and tickets outstanding to the owner. They suspended the drivers license and not the owner of the car who did not have the insur...

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If you have previous car damage and are hit in the same spot does insurance still cover the damage?

If they can tell it was damaged before, then it's up to the adjuster to give you what he thinks it's worth.

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Do you have to pay for a car when in an accident who does not have insurance?

Pretty much yes, If your liable for the damage then you have to pay for those damages. If you'd have had your car insurance in place at the time, it would have paid the bill for you though.Good luck..

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Does full coverage allow you to lend your car to someone and still be covered?

No it does not! I asked that of my insurance company and it doesn't. However, you CAN get it covered at an extra cost. (It's all about the money.)

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If you hit an animal and damage your car is that covered under collision or comprehensive?

I can answer that ! Comprehensive!

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What happens to a person who is involved in an accident and did not stop to help the injured person?

If you turn yourself in now, They will probably go easy on you. And you will sleep better at night.

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If you do not drive your personal vehicle for business can the employer require you to provide proof of auto insurance and driver's license?

Good question. No he cannot. However, refusal is mighty suspicious-looking. Employer will distrust you and this may have negative consequences for you in future -- promotions, pay raises, bonus arrangements etc. Perhaps he has some idea for extra earnings opportunity for you if you use your own v...

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If you are not the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?

i'd say both you not that much but who wrecked it is the one to put the blame onThe insurance is for the car regardless of who is driving. It will be the first to pay. If it doesn't cover enough, the person driving can be tapped for the remainder. If the person driving does not have a license, th...

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What happens if you don't have enough insurance to cover an accident?

Your driver's license will be revoked, you will be fined for not purchasing automobile liability insurance, and you will be personally responsible for all injuries you caused, even if the person you injured had uninsured motorist coverage (their insurance company will pursue you to reimburse it).

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Recently your car taken by your close relative and in his hand car damaged for accident and you had no driving license can you get claim?

This would depend on your insurance coverage or weather you are willing to sue him.

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If someone drives your car with a valid license but your car has no insurance and they have an accident and at fault?

Hope that you have lots of money..Tell me your not stupid enough to drive a car with out insurance....

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Can you get a car insurance if car is not in your name?

Yes you can, but you must make the situation clear to the insurer. Under some circumstances the insurer may refuse. Such as if a parent is trying to insure their child's car. (See: fronting car insurance)

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Do you have full coverage if you buy a new car if you have liability now?

It won't automatically change over, You will have to contact them and provide info on the new one which will most likely have to be full coverage and cost more money.

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Can you insure a vehicle you buy if you do not have your licese?

In the United States the answer is "Yes" you can buy Auto Insurance without a license. In fact you are required to be insured before you take your driving test to get your drivers license.There are many Insurance companies in the United States that will issue your Auto Insurance Policy without yo...

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What happens if your insurance lapses and you have an accident?

In the world of car insurance, when you don't pay your car insurance bill, your policy lapses.All this means is that you are no longer insured, so if you get into an accident you are completely on your own.You will have to pay to repair or replace your own car.

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What happens when a person with a suspended license is involved in an accident in another person's car and is not at fault?

Actually, they are at fault, or so it's presumed - if their license is suspended, they shouldn't have been driving, hence, they should not have been there to have been involved in an accident. On top of that, they've voided their insurance policy by driving on a suspended license, so the expenses...

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If you are in an accident and at fault will the insurance company repair your car?

It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...

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What coverage protects a person who is at fault in an accident against lawsuits when someone is injured?

Liability and medical insurance.

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What happens if you don't have sufficient coverage in an accident?

When you're responsible in an accident you are required to pay costs that exceed your policy's liability limits, whether it's for bodily injury or property damage.While that low $5,000 liability coverage comes with an enticing premium, if you're in an accident you could face owing $10,000 in the ...

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What does an insurance company owe if you have a damaged car you can fix yourself?

An insurance company would owe you what it would cost to have a mechanic/body shop repair the car. You have the option to keep the money or pay to get it repaired.If you are talking about your own insurance company then your deductible would come out of any amount paid if you have full coverage.

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How much is it if you get in an accident and you have to pay?

That would depend on the damge done and many more factors.

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Who pays for hospital test from car accident if you have no health insurance and are not at fault?

Assuming that another vehicle hit you then his or her insurance carrier would pay for your visit. They first have to accept liability.

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If you drove someone else car and they did not have car insurance but you have car insurance will your car cover the damges of the uninsured car?

If you're over 25 and have comprehensive insurance, you're covered third party only on other cars, so it wont cover the damages of the car you were driving, but if there was a third party involved they're covered.

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Would State Farm cover the damages of an insured car if the person driving the car had a license from another country but had permission to drive the car and was not at fault?

Yes..fault doesn't matter.

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Do you have to tell each of your insurers if involved in an accident?

Not if it's fender bender that you can fix yourself and the other driver agrees to cover your cost and/or his/hers. Take them straight to the bank immediately. If not, kiss it goodbye. Damages that are extensive enough for a body shop, or where there's any injuries involved, need to be reported t...

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If a driver that is buying your car gets in an accident and doesn't have insurance am i liable for it?

you need to get down to your dmv and fill out a release of liability form.

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If you have insurance with aig how long does an accident stay on your insurance?

I don't know exactly how AIG is setup but tickets and accidents usually stay on your insurance for 3yrs. During that 3yr. time frame you will have points on your insurance, the more points the higher the premium. Some companies will look back as far as 5yrs. If your accident is older than 3yrs. b...

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If you have car insurance and your child takes it without your permisson and wrecks your car are you covered?

only if you have full covrage.if you only have liabilty your screwed unless they had your permisson.it's called auto theft to the insurance co.if you don't press charges,then you get to pay for everything.

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If your license is suspended can you get an id?

It depends on your state, but most states have a ID card for people that do not drive (or in your case have their licenses suspended)

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Who is liable if you have an accident while driving a disabled woman in her own vehicle?

It depends on whos fault the accident was, yours or the other driver.

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Can you get insurance on your car if your license is suspended?

There are some companies that will offer insurance if your license is suspended, your best bet is a local insurance company that represents multiple insurance companies.

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Can you get your full license at 18 in NC?

To get a North Carolina driver license for the first time, an individual must be at least 18 years old and apply in person at an N.C.Division of Motor Vehicles driver license office.Note: Individuals at least 18 years old may also apply first for a learner permit.

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What happens if you get into a car accident without insurance?

If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out of your pocket.You could also be sued by other people for damage and injuries you caused them.If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out...

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Can someone who is not related to you be added to an existing policy if that person lives at the same residence and has a drivers license?

Yes, and especially if they may be driving your vehicle while they are living with you.

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Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?

Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed.If you have your permit, and wh...

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Can you get insurance after your car is stolen and it be covered?

If you try to get theft insurance after the car is stolen you will go to Jail!The insurance companies have no sense of humour about FRAUD!Penalty for Insurance Fraud in the U.S. is up to 20 years in prison.

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Can you insure a vehicle not in your name?

If you can prove an insurable interest, you can insure the vehicle, but that may a difficult feat to achieve.Most insurance companies will want you to be named as a driver on the car rather than the owner of it.You can always pay the insurance for the vehicle, even if you are not listed as driver.

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Can you get coverage for a used car for your daughter who would be the sole user and who would not be allowed to operate any other car?

While most states have their own insurance rules, you more than likely can do as you would like but you would need to sign a waiver indicating she would not be operating the other car, and if she did there would not be any coverage if she was in an accident.

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If you have lost your license can you still insure a car?

This depends where you live. In some countries the car is insured itself and anyone can drive it, but in other countries a car owner is insured. In the countries where the owner is insured, you will not get insurance without a valid driving license as you are not allowed to drive the car anyways!

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Do you have to have insurance if you do not own a car and This is in the state of OHIO and if so will your license be validated without the insurance?

if you do not own a car you do not have to have insurance the insurance is tied to the registration when you register plates for a car and that is how the state keep track of you for insurance purposes I live in Ohio

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I bought an 03 van Geico sold me comprehensive insurance. which i thought was full coverage. i went into a diabetic comma while driving got into an accident. that's when Geico said i got the wrong ins?

Comprehensive coverage differs from collision coverage, although both are components of what is known as "full coverage". Comp covers damage done to your car not as a result of an accident, such as from a falling tree, weather, or "acts of God".You did not necessarily have the wrong insurance, bu...

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Who is most likely to get into a car accident?

16 to 24 year old male drivers.Crash reports show males in collisions far more often than females.A person who is distracted by doing anything other then just driving the car.

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What happens when a leased vehicle is destroyed in an accident and there is no insurance?

Usually, the lease car is required to be insured ... and the lease is most likely dependent on continued auto insurance being in force. If the car was destroyed (totalled) and there is no insurance to cover the loss, the car is then gone, but NOT the lease payments ... You will still be required ...

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You are 42yrs old can you get insurance if you have a provisional license?

It would depend on the government!In the US, it is illegal to operate a motor vehicle WITHOUT insurance.

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Can you insure your brother's vehicle if he doesn't live with you and you do not own the vehicle?

No. Policies are based on households, except in special cases where the "permanent residence" is allowed to stay the same, for example, when young people go to college. If you try to skirt the rules, and you are forced to make a claim, invalid information can be considered fraud, your claim WILL ...

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Can you get license plate for a car and not have driver license in the same state?

All states that I am aware of require you to get a driver's license for that state when you become a resident, so you can't live in a state and legally continue to use a driver's license from some other state. Also, you're required to register your car in the state where you live, so you can't le...

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What can I do if both me and the insurance company can't get into contact with the person at fault of the auto accident.?

Hopefully the Police can provide the info, if not hopefully your insurance company can.You may end up filing a lawsuit, with all the expense, to force the government to release the contact info.

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Can your driver's license get suspended in the state of Florida if your insurance is cancelled?

Acually no, it will just get towed.

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If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.

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Can you insure a car in Florida if you have a residence there and NJ drivers license?

Depends. If you're in the military it's not a problem, but if you're a civilian you must switch over your drivers license.

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What happens if someone borrows your car and gets in an accident?

So if you lend your car to a friend or a visiting relative, you could be liable if an accident occurs.Even if your friend has great coverage with the highest limits and the lowest deductibles, your auto insurance would have to cover the damages if your friend got into an accident while driving yo...

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If you relocate at 16 before you get your license but have had your permit for a year do you have to get a new learners permit and if so how long until you can get your license?

If you relocate to a different state you will have to get a new learners permit. However, if you relocate within the same state you do not need a new learners permit.

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Can a person get there license in another state if license is suspended?

no because it will come on your record that your license is suspended.

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How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?

You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.

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Who pays for damage to car if the person is not the owner?

The person who is found to be at fault or liable pays for the damage.

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What happens when you are in an accident and the other person has no licence or insurance but the vehicle he was driving has insurance?

Auto insurance follows the vehicle primarily, not the person. The problem is going to be that I will guaranty that the person is not listed as a driver on the insurance policy for the car he was in. Most likely, the company will pay your claim with no problem as long as you don't appear to be loo...

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Can you get insurance and plates if you're not on the registration of a car?

No. The car must be registered to you.

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If person A rear-ends person B and Person A's insurance pays can Person B get a quote and collect money or do they have to wait for the bill and have insurance pay or reimburst themselves?

It depends on insurance company A . Ring them up and say "can I have the money." If you say you can fix it yourself for less than any of the quotes they may well say yes.

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What happens if I get into a car accident without insurance?

If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out of your pocket.You could also be sued by other people for damage and injuries you caused them.If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out...

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Can you get insurance on an auto if ido not own it in pa?

No, because there is not an insurable interest on your part. You can pay for it. But the titleholder of the vehicle is the policy holder.

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Who should you contact in MO to get your vehicle title if you have paid off your car?

The best place to go is to the dealer you bought the car from.If this is not possible, check with your local tax office where you renew auto tag. They can help you get the title.

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If you get a ticket for an out brake light on a car not yours who pays in Florida?

the person driving the car you are resonsible for making shure everything is working while u are driving wether its your car or not..

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If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible

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Can you file a claim on your car if your car was in an accident but you were not in the car?

depends if some one else was driving the car. if no one was in it, then yes

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You were in a car accident had insurance but the car was totaled and the car was not in your name Do you get compensated to get a new vehicle?

no you won`t get it. You require both car insurance and it must be registered on your name.

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Can you buy a car if you do not have a driver's license in nebraska?

yes as long as you don't drive it on the road

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Can I get car insurance if my license is revoked?

If you don't currently have a policy and your license is suspended, you can still apply for coverage.But you will have to get a policy from a car insurance company that accepts high-risk drivers – many will not.Once your driving privileges are restored, you will have to show proof of reinstatemen...

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Can a repo person come into your closed garage and get the car?

NO. Have him arrested if he did that._____Sue the lender/bank do not waste your time with the Repo guys; they are agents of the bank so the bank is responsible for their conduct.

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If you have a car license and no car do you need car insurance?

no, only when u have a car u need insurance.

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What to do if you have a car accident and no car insurance?

Same scenario in The United States. In the State Of New Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have full coverage but other wise, you can drive freely withou5t insurance. But if you have an ac...

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Can you get your motorcycle license in Colorado if your driver's license is suspended?

i dont think so but im not a lawyer.just check on getting a restricted licence if u have a legitimate reason for driving,like work.here this should tell you more about it http://www.ltsa.govt.nz/licensing/car/restricted.html

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What if you are insured on a car but a named driver has an accident will it effect my personal insurance quotes in future if i get insurance of my own?

Hi;The answer in Ontario Canada, is yes. I believe the Canadian AND US insurance industries are united within this circumstance. The policy holder is responsible for everyone he/she accepts as second/subsequent drivers. If however YOU are the second driver named on a insured policy, and you opt t...

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If it's a crime to hit a car and leave the scene of the accident what trouble can a person get into?

man slaughter if the person diesHit and RunLeaving the scene of an accident.

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Can someone get a license who is not old enough to get one yet to drive just to school and work because his parents work full time?

The answer is no. They set an age limit for a reason which varies depending on which state you live in. They do NOT make exceptions no matter how urgent, important, or extreme the situation is. You still have to go through the same proceedures as everyone else. Consider using public transportatio...

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Can a cop tell if you have insurance by your license plate?

Yes they can! In-car computers allow police to now use license plate info to access insurance status via law enforcement database.Through the use of “'an in-car computer,'” “police throughout the state can determine if a motor vehicle is properly insured simply by running its license plate.”

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Can police access personal information if you disappear and have not committed a crime?

Some information, yes.

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What happens if you get your license before the court date of a trial for not having a license?

If you get your license, you are still going to have to go to court. The court hearing is for when you did not have your license.

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What can ground a person in order to not receive an electrical shock getting in and out of a car?

You may have better success grounding the vehicle instead. The next time you see a fuel truck or propane tanker, take a note at the braided wire that continously drags the ground at or near the rear axle. This wire attaches to the frame and continously grounds the vehicle. This prevents the spark...

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