If you finance a car for five years are you stuck with that car for five years or can you change it for a different model at the same company you did the financing with?
Can you charge finance company a storage fee if you had the car for three years before they came to get it never hid the car and disclosed your address to finance company?
Call your state Attorney general for the real o'pinion. I would say even if you could they will charge them back to you....soooo 6 of one, 1/2 dozen of the other,HUH? It would be a "cost" incurred in repoing the car...IF you can charge the fee (again ask a lawyer) and IF you can prove they had al...
If you bought a car but then found another car with the same company that you liked better can you exchange the cars?
That's between you and the company. They aren't obligated to make such a switch, as your contract became binding the moment you signed it. However, if the company is okay with it, they can simply draw up a new contract and make the switch.
You have lost your OD on 92 Lincoln Town Car you are looking at replacing it with a used one What other Year models are compatible and are the different series different as far as transmission is conc?
A 1993 TRANSMISION WILL WORK DONT FORGET TO NEUTRAL SAFETY SWITCH OFF YOUR OLD ONE DONT FORGET TO CHANGE YOUR SAFETY SWITCH OFF YOUR OLD ONE I JUSTED REPLACED MINE
You will need to clear out all the muck and grime which could have been accumulated in the fuel tank, gas lines and even the intake manifold.
Do you call the finance company or just take the car to the dealer if you want to do a voluntary repossession and do you need to inform the finance company you're taking it back or will the dealer?
call the finance company and tell them that you want to do a voluntary repossession and they will take it from there.
State laws vary, but if there is a mechanics lien on your car, or your car is impounded by law enforcement because of drug possession, the answer is yes, yes they can.Typically law enforcement will not impound and auction a car that has a lien on it for the value of, or more than the car is worth...
No...if you are completely current...and have nothing owing from previous months..again no.
When a car is voluntarily reposessed will the finance company normally allow the difference to be paid in installments or expect it all at once?
They want it all at once. The judgment they will get will be for ALL of it. VERY few people pay notes on cars/trucks they DONT have.DO NOT give them a written or spoken agreement that you will pay anything. You should always find out what your rights are first. (And they will not offer that up to...
Yes - unfortunately you didnt borrow a car, you borrowed money. Your car has depreciated faster than you have paid off your loan it is your responsibility to pay the rest not the finance companies.
Yes, no worries as long as that car has no defects and it is in good condition.
It all depends on the bank and your credit. Here, with ok to good credit we can go 66 months. And I've seen terms as long as 80 months. But I definitely don't suggest going for more than 60 months on any car, preferable 36 to 48 months on used cars (such as this one).
What are your rights if you had a car repossessed 10 years ago and a creditor is calling on behalf of the finance company asking for money?
Each state has a statutes of limitations on loans. Check the following site for your state. http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml Please know that the clock starts ticking on the date of the last activity on the account-- which should be the date the car was sold or auc...
If you are hiding the vehicle or continuing to use a vehicle that is no longer yours, you can be arrested for theft or fraud. Most lending institutions just repo the car, but if they have reason to believe that you're keeping their property from you they can go after you in criminal court.
The trend for longer auto loans means some consumers can qualify for financing up to 96 months, or eight years, should they want it.The average loan term, meanwhile, stands at almost 69 months for new and 65 months for used vehicles, according to Experian data for the start of 2019.
If you have paid a payment and the finance company accepted it but still sent the repo man for your car can you get your last payment back?
NO, you owed it, you sent it in and its gone now. sorri
If you are current on your payments can the car dealership who sold you the car repo it or is the bank that is financing the vehicle the only one who can do that?
The bank/finance company. The dealer has already been paid for the vehicle
If your car was repossessed is there a law stating how much a finance company can sue you for after it has sold the car?
Sure is, they can get a judgment for the balance due on the loan minus what the car sold for PLUS any fees incurred(repo,attorney,auction,ect.) It should be in the contract you signed.
Some different models of RC Cars for sale at Hobbtron are: Nitro RC Cars, Electric RC Cars, Drift RC Cars, RC Car Bundles, Fast RC Cars, Brushless RC Cars, Mini RC Cars, Remote control cars, Radio control cars.
Once. According to the federal fair credit laws that a debt collector can not call you at work, can only call once a day, and only between the hours of 8-5PM. Look up consumer protections and there are forms you can use to file a complaint against a company on the web site.
ColorLicense plateDentsBumper stickersTiresDirty/Clean
If a dealership assigns a car to a finance company and the finance company says you don't owe them can the dealer repossess?
If the finance company has been paid in full, then why would the dealership (or the finance company) want to repossess your car?If the loan hasn't been repaid and is long overdue, then the dealer and finance company will probably decide who actually repossesses the car. Either way, it's up to the...
They could be the same but chances are the 305 will have slightly smaller injectors then a 350. The injectors may operate at different fuel pressures too.
After a car is repo can the finance company sell it back to the dealer you bought the car from or is it suppose to be auction off?
Normally it is not auctioned off but it can be. Normally they accept bids on it. The lender owns the vehicle and can sell it to anyone they wish, even the dealer you bought it from. You have no say in who they sell it to, and you are also going to be responsible for the difference in what it sell...
It varies completely by lender. For most lenders, the oldest car they will finance will depend on how long you want to finance it for and of course, the overall profile of your credit. Most of the major lenders however will not finance a vehicle to a private individual over 5 years old or over 75...
I went to the Tesla showroom at the Park Meadows mall in Denver, and talked with one of the reps there. According to him, you can charge the Tesla from a 110 or 220v source. In the instance you're talking about, you'd just have to make sure you had a long enough extension cord to reach.In additio...
judge the color and smell of exaust!
Nope - if you want a different colour after you've bought the car - you will have to pay to have it re-sprayed.
Not on the same car in most places.If they are different cars, sure.
Yes.If you've already repaid more than 50 per cent of your Personal Contract Purchase (PCP) or Hire Purchase (HP) finance you can return your car through what's called a Voluntary Termination agreement.There are, however, a few other ways to end your finance early…
Salvaged title finance in california. Is it law in California that a car having a salvaged title can not be financed through a banking or credit union Stuck in a rut?
There is no law against financing Salvaged Titles. It is just that most banks and credit unioins chose not to finance these vehicles. The problem is that there can be liability if the vehicle is for whatever reason unsafe, and you sometimes do not know why a vehicle was salvaged. It could be beca...
how do you find out if the owner still owe a finance company on the car you are buying?
finding people who dont want to be found is the repomans job. MOST of them are VERY good at it too. good Luck on hiding the car. Remember, cars dont just fall off the face of the earth. Someone knows where they are.And usually will tell if the price is right.try stoptherepoman.com, I found it and...
I believe what you may be referring to is a conversion of collateral.Say for instance your 2011 Tesla Roadster is repossessed and sold at auction, but you still owe in excess of $100,000. The lender wants that money. So, they take you to court and obtain a judgment, but you still refuse to pay. T...
Returning the Car to the Dealer “Keep in mind you have a legal obligation to pay the terms of the loan and the car dealer is typically not the finance company who holds the loan (unless they are 'buy here pay here').Either way you cannot simply 'give back' the vehicle to a dealer and walk away.”
What happens if I cancel my car contract that financed for 5 years for personal reason and its been a year and a half that I have paying the fees?
A contract is a binding legal agreement, and you cannot cancel the contract. If you fail to make your payments on time they will repossess the vehicle. They will then sell the vehicle for whatever it will bring, and you will be required to pay the difference in the selling price of the vehicle an...
What happens if I sell a car with outstanding finance? It belongs to the finance company, and they have the power to seize it if payments cease to be made on it.Before selling a hire purchase vehicle, you must first advise the finance company and request the settlement figure required to repay t...
Yes, as long as the vin# hasn't been changed.
How Many Years Can You Finance a Used Vehicle? The longest typical length on a used car loan is seven years or 84 months.Edmunds.com indicates that 62 percent of auto loans were for longer than 60 month as of 2014.However, there are some drawbacks and financial risks of taking on such long auto l...
It tells you way more than that. When decoded, the VIN tells the country and year of manufacture; make, model and serial number; assembly plant; and in some cases it even identifies equipment specifications. The system goes something like this: sequence for characters is first A to Z, then 1 to 9...
Can a finance company repo your car in Texas and then place it on their lot and sell it without notice to the buyer if the finance company also owns the car lot?
Yep. That's the buy here/pay here way of doing business. Make loans to people who can't qualify for a bank loan and when you show them that the bank was right, the car goes back on the lot.
Do finance companies install a 'chip' that makes your car shut off if you are late less than 10 days on a payment?
Some dealers use a system called "OnTime" to help debtors remember that a payment is due. The dealer gives you a code to input to the device that keeps the car running until the next payment is due. Use of this system is growing as it eliminates the need for repomen. It makes the cars much easier...
What does it mean if you put the car into one of the gears but it will not go move for about five or ten minutes?
the strainer in the transmission is more than like;y stopped up.
Buy a rebuild kit and follow the instructions.
You should visit classic cars.co. UK , they have advertisements and private adverts from specialist dealers and people who are trying to sell classic cars . they are a respectable family company .
If your car is impounded can the towing company make you leave it for a month while it accumulates fees?
They can't make you leave it there, but if you cannot pay the bill to get the car released, they indeed do not have to release it back to your possession. In that case, yes, they will keep it impounded, and you will be charged a storage fee (usually accumulating daily interest) which must be paid...
What if you lease a car a month later you find out the leasing company has no record of your account can you keep the car for free or give it back with no consequences?
If you are leasing a car it is your responsibility to make payments. If the Leasing agent does not of record of the agreement it is still your responsibility to the bill, even if you keep the payments in a separate account. It is likely that the paperwork will resurface.
If there is back registration and a ticket on a repo car does the finance company pay for both or just the back registraion in California?
NO.no to what? no to the registration or no to the registration and ticket? they can't register the car if there is a ticket on it. so who would oay for it? the people who buy it at an auction or the finance company or the person who owned the car. someone has to pay for it. in California when a ...
if you are talking about a fallen high voltage power line wire, just stay inside the car and don't touch any metal parts of the car, specially if it is bare (no paint) or get in contact with anything wet if raining. the rubber tires assumed not flat insulates you from ground-earth, if not the ele...
Sure - this is called "re-financing". The effect is the original loan lender is paid off by the new lender - there might be additional fees for this, or in some cases a heavy penalty for 'early payoff', so be certain to read ALL the fine print in every document.
What if you leased a vehicle and a month later find out that the leasing company had no record of the account being set up Can you just keep the car for free or maybe even give it back?
If you leased a vehicle and the leasing company had no record a month later there are a few options. You can keep the car dishonestly and hope someone doesnÕt report it stolen, or save the payments until the agreement is found and updated so when the agreement is found you are not behind. Lastly,...
A Tax ID Number can be used to buy a car under circumstances, but it depends upon what kind of TIN you are in possession of and whether you want to apply for personal or business credit.If you don't follow the rules for using a TIN to get credit, you could find yourself in violation of the law.
An auto finance calculator can tell one if they are eligible for a car loan. It can even help to calculate how much one will be paying every month and how much one can save by choosing the best auto finance deal.
i think it depends on the state.
If you are 16 years old with a learner's permit for 6 months can you drive by yourself to school or work in Florida?
It is illegal to drive by yourself with a Lerner's permit no matter how long you have had it. You must be accompanied by a licensed driver. In some states only one other person beside you, can be in the car. It is illegal to drive by yourself with a Lerner's permit no matter how long you have ha...
Yes, the loan from your finance company is a legally binding contract between you and them. You are solely responsible for the fulfillment of that loan.
You Can Get A Copy Through Your Clerks Office. They Will Have It Mailed To You. Cost About Five Bucks.
Why does car cut off at a red light or stop sign while the air is on but if its not on it doesn't what could that be?
could be a combination of a non working idle compensator and a vacuum leak.Poor vacuum will cause your car to stall at a light, the brake booster runs on vacuum, this together with the added load of the AC with the idle not being raised by the idle compensator might cause this to happen.Check you...
They won't repossess it for your license being suspended, but they can repossess it when you fail to make payments, regardless of what the current status of your license is.
If you live in Texas and have two cars financed by the same dealership and you haven't kept up with payments on one of them can they take the one that is current on payments?
Read the fine print. Often default on one loan can be cause to call in all loans. If the loan was called, (meaning that you either pay it all off right now or forfeit the car) and you didn't pay off the loan, then they can do exactly what you described.
If you stop at red light for more that 1 min is it better to hold the brake or put the car in 'N' gear?
If you want to save gas, than throw it in neutral. If you don't want to wear out your tranny, keep it in gear. (Really depends if you have a standard or an auto as well).
Can you be sued for the remaining balance of a voluntary repo even if they haven't sold the vehicle yet and all the dealer finance company did was relocate it to one of their other locations?
yes. even though you gave it up you are in breach of contract. the main purpose was to sell that vehicle and not have to turn around and sale it again. the depreciation of a vehicle drop about 3,000 when it leaves a dealers parking lot. they have to continue to make payments on it since you can't...
To finance a car with poor credit a person can use a car sales company that offers a "buy here pay here" service. This is not recommended, though, because the price of the cars is higher and the payments are higher priced. But, if a person has no other options and needs a car, this will work.
If a mechanic has a mechanics lien on your car will this prevent the finance company from repossessing your car or prevent you from voluntarily having car repossessed?
No, what will happen is this: the finance company will pay off the mechanics lien (usually) and tack that on your loan balance, it would be considered a repo fee.
You are unable to make the loan payments, so the lender is taking the vehicle back.It will be sold to recoup as much of the debt you owe as possible.If there is still a balance remaining after the sale and you don't pay it, it could be turned over to a collection agency.
Yes because that is what it is.
yes, just as if the bank financed a car, registered in an operator's name.
I don't know, But when you made the deal with the finance company to buy a car they would/should be holding the title to the car until the loan is paid off. One way to figure this out is do you currently have the title in your passion? (make sure) If you do have the title that would mean that you...
More friction, you need friction in order to get out. Place something in front or behind the tire in order to get out, even a cloth towel will help.
It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...
Arranging a new car loan is easier than financing the purchase of a used car because there is a more concrete valuation on a new car versus an old car.If the lender cannot determine the actual cash value of the vehicle, it is very difficult for that lender to mitigate the risk of the loan.
You can trade your car in for a blender if the dealer will do it. But you will lose. The dealer will always make sure he comes out on top. If you trade your car, in this situation, do not expect to be any better off than you ar right now. The dealer is going to make money. And the financial requi...
By looking into a car's history with an HPI Check, you can understand whether the vehicle has an outstanding loan or finance agreement against it.A vehicle finance check will flag up any outstanding finance agreements that remain on the vehicle, letting you know whether or not it's safe to buy.
What is the name of the company that will sell you bulk gallons of gasoline for your car at its lowest price then let you use it through out the year?
First Fuels Bank http://www.foxnews.com/printer_friendly_story/0,3566,194595,00.html
Bought car from individual radiator blew up same day previous owner claims it is my fault fof letting car idle and we are stuck with it?
If the cooling system was functioning as it should letting the car idle would not normally cause it to overheat. Although if the temperature was extremely hot and you also had the A/C running, it is not unheard of for an older car to overheat if left idling for an extended period of time. The coo...
Yes, if you own two cars which are registered at the same address you could insure them both with AXA – and, once we cover one of them, you can benefit from the MultiCar insurance discount on the second car.Plus, we could help you use your No Claims Discount (NCD) on both cars, to save you even m...
If two vehicles moving at the same speed are involved in a collision, the vehicle that weighs less will take the greater impact.The larger and heavier the vehicle, the greater the energy and momentum.
Can you return a new car for another same model new car but just want to upgrade one feature with in 7 days of purchase?
Some car dealers will let a person return a car for the same model with upgrades for a fee within a time limit after purchase. Some states do not allow the car dealerships to offer this feature. It depends on the state where purchased and the dealer.
If you put 3500 down on a 5200 car and financed 1700 can the finance company repo the car and demand the remaining 1200 to return it in Oklahoma?
READ the contract. What does it say pertaining to DEFAULT?? Look for a clause that says "right to accelerate the balance due"? Someone did put down a lot of money and desnt owe much BUT, the contract and state law determines what happens. Merry Christmas
It may not be just one car. I think some Rover 75's have the blue/purple flip paint you are on about. :)
Call a local attorney for state specific advice.
yes they are the same. take heater lines loose from fire wall and take the screws out of the lower passenger dash board. (lines located in engine compartment)
The battery gets charged little by little because the warm air in the garage and the cold air out side makes a positive charge which then enters the negative capsule of the battery and there for charges it.
What will you do if you question whether or not it is safe for the person that you rode with should be driving?
Tell them to get professional driving lessons
It depends on what state you are in and why you are taking it back. I helped a girlfriend's niece buy a car that she drove for 6 months and made 2 payments. I paid the past due payments and gave her 30 days to get me 5 payments or bring me the car. I made 3 copies of that letter and all 3 of us s...
Is it true or false that as the position of the fulcrum changes the amount of force needed to move a box remains the same?
The force at the box would remain the same is true.
The Model T is one of the oldest cars in America. It was made by Ford, not GM.
If you live in Texas and have two cars financed by different banks and you haven't kept up with payments on one of them can they take the one that is current on payments?
Don't know for sure about Texas, but in my state of Ky, they will repossess, the car the default loan is held on. They have no legal right to take the car that is not in default. You do not want to have your car repossessed. Talk to the lender and work something out, even if you have to sell one ...
However, if you're still making payments on your loan, there are a few more things to consider.The first is that your loan will not disappear once you trade in your vehicle — regardless of how much money you owe.When the amount you owe on the car is less than the trade-in value, the process is pr...
A one-way car rental is one where you pick up the car at one rental office and drop it off at a different location.One-way rentals can be one of the most convenient ways of getting from A to B, but they can also be very costly.