If you are the owner of a car can your parents insure it and put you as secondary driver to save money?
Yes, they can. It might vary by state and insurance company, but if your parents insure it, and put you as a secondary driver, and one of them as a primary, it is legal. The problem is usually the insurance company will charge the premium based on the highest step (or highest risk) driver on the policy. If that includes you, then it might cost the same, or very close to the same, as if you insured it yourself. I would say check with your insurance company and find out.Actually I completely disagree. What you are asking is if it's ok to commit insurance fraud and it is not ok to do this. Every time someone cheats on their insurance premium it raises the rates for others. Shame! There is nothing wrong with shopping around for the best premium but don't lie about the usage of a vehicle.They are not committing fraud they are listing him as a driver!!!!Assuming that this a youthful driver there is usually more than one classification for a driver. Principal and Occasional and each have different premiums. If you are trying to hide how much usage a vehicle will get by a youthful driver that is insurance fraud. If this is a case of an older adult who wants to save money by adding their car to the parents policy then it is up to the rules of the insurance company as to whether or not a particular vehicle can be on a policy. Any time anyone lies or provides inaccurate information for the purpose of getting a lower insurance premium that is insurance fraud.
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Can you insure a car titled to your son Or will it have to be in the parents name He will be listed as principle driver of the car on the parents policy Would this effect an accident claim?
The vehicle must be insured by the person whose name appears on the title. Only the person who holds the title/deed to property has insurable interest in said property, thus they are the only ones who can take out an insurance policy to protect it. If the parents wish to insure the vehicle on the...
The estate Executor and/or the court will either assign the title or sell the vehicle.If it is part of your bequest the executor will do this with you.
yes. parents are only required to provide you with food, water, shelter and one shirt, two shoes and one shirt.
You may have to add their name to the title as co-owner.
ABSOLUTLY NOT, UNLESS YOU ARE STORING IT BUT NOT FOR DRIVING PURPOSES
Yes.Every company offering these policies makes it clear that the cars you insure with them are for a limited “pleasure only” basis, so you must have a separate, properly-insured car for daily driving chores.“The average premium of a Hagerty policy is on average 45% lower than daily driver insura...
No. But he/she can't drive it unless they are
The Michelin Cross Terrain SUV tire is a premium highway all-season light truck tire designed to complement the way most Americans drive their sport utility ..
If you have 4 autos and 4 drivers can you list your 2 teen drivers as part time drivers on 2 of the cars?
Depends on your insurance company. Some require one primary driver to each car if you have 4 cars with 4 people living in the house. But some allow you to list the parents as primary drivers for all 4 cars and have your 2 teen drivers listed as secondary drivers. Your auto insurance will cover al...
Can you add a person to your car title if car was recently purchased and the person you want to add is one of your parents?
You can only have one owner name on a car title. If you have decided that you want it in one of your parent's name, you can sign the title over to them and list the dollar amount as $0 so you won't have to pay sales tax again, only title transfer fees. Unless of course they are buying from you.
Yes, it would be cheaper if you moved your car insurance under your parents'.If you live under the same roof as your parents, their auto insurance company would require you to be a named driver on their policy anyway, or to be explicitly excluded from it.
Owner of car says car is insured and you are covered-you crash-it turns out the car is not insured-your insurance covers other party but not the car you were driving. Who pays for damages to car?
The person that lied to you about the insurance would have to pay for it. you could even take them to court. If they lied about the insurance on your car, they could be arrested under a small amount.
Can you claim a vehicle if its been in your possession for years the owner is deceased and owed you money for back rent?
Possibly.1) You must be able to PROVE the debt, in writing. A written lease will go a long way on proving back rent.2) The executor of the deceased estate has oversight over all assets and property. That person would have to be notified of the existing of the asset. This can be determined by sear...
Can you clam a vehicle if its in your possession the owner is deceased and owed you money for back rent?
chare the closest relitve if they dont pay shoot them
If you have car insurance and your child takes it without your permisson and wrecks your car are you covered?
only if you have full covrage.if you only have liabilty your screwed unless they had your permisson.it's called auto theft to the insurance co.if you don't press charges,then you get to pay for everything.
You can legally loan your car to a friend, if you own it, but be prepared to pay for any damages done to or by your friend, because your insurance won't and they might cancel your policy. You must inform your insurance carrier if other persons will be driving your car.
Adding a named driver often makes the premiums cheaper because it's assumed you'll spend less time driving, since the car is shared.This reduces your probability of having an accident and making a claim, which is reflected in cheaper car insurance quotes.
There are few good tips about how to save money on car insurance. The first and the most important is to check prices before making a deal. the second is to talk on the price and try to reduce it.
yes because you are still not a legal adult so you still have to abid by your parents rules.
I believe it depends on the contract, whether verbally or written, at the time you made the payment. If there was preferrably a signed contract (since some state laws may not include a verbal contract as legit; even if they do, always get it in writing), then if any party breached any part of the...
You a leasing a car and a month ago you cancelled your insunce bc you weren't driving it anymore and was trying to save money for the wedding only to find out today that it was repossessed by your lea?
you are required under contract, that you sign to get your car, to maintain up to date full coverage insurance on your vehicle
Is it legal to repossess a car in Texas if you are a single parent and this is your only means of transportation?
I'm not an attorney, but common sense would say everybody has to pay their bills, not just married parents. If you aren't making the payments, it is not your vehicle, and therefore, the legal owner has legal rights.
If you are visiting the US from out of the country and want to buy a car to travel around in can you insure it in America?
Yes, insurance is usually available for just about every situation.
Can you get your money back if the used car has something wrong with it as soon as you leave the lot?
Doubtful, unless the seller agrees. There is no law allowing you to return the vehicle. If you bought the car, "As Is" with no warranty, then you own it as is. Some states do provide that the seller give you a 30 day warranty. Check with your state Attorney General.
Can a buy here pay here repo and resell your car if your insurance is cancelled and keep all the money you have paid already?
Most likely ... the purchaser has to agree to keep a valid insurance policy in force during the loan period. This not only protects you, but it also protects the lender, should an accident occur, their "investment" is covered. If the purchaser negates along the way on auto insurance, then they ha...
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
A car price guide like Kelley's Blue Book, which is available online as well as in a traditional booklet, can ultimately save you money. You can find out what the going rate in your area is for a specific car, in a certain condition with low, normal or high mileage. This way you will not end up p...
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
Yes, but only by a court order. You have to be notified of any court proceeding in which the plaintiff is seeking to place a lien on any property held by you, the debtor.
Yes, if the lender is willing to take it.
No, I used to work for a DMV and they can not give out private info.
In most cases, the owner of a vehicle will insure it in his or her name.However, there are a few circumstances in which the owner of a vehicle may not wish to insure it in his or her name.This often occurs when the vehicle's owner is not its primary driver and does not wish to pay for insurance c...
Not in the UK it's not ! If you knowingly drive a car without insurance - you're committing an offence - punishable by a fine & points on your licence. The vehicle's owner could also be in trouble for 'aiding and abetting' a criminal offence.
If your car is repossessed and you are able to get it back by bringing your account to date is it still reported as a repo?
That would be at the discretion of the lender(s). If an agreement is made and all terms are lived up to, the lender probably will not report the default to CRA's.
If you don't have the car and you didn't pay any money on it but you did sign the papers can you get out of a car deal if you were supposed to bring them the money the next day?
In New York, the law gives you 3 days to change your mind. Just go in and tell them that you don't want the car.
No. Putting money down has nothing to do with a contract.
Acually no, it will just get towed.
If your parents purchased a car for your 16-year-old daughter and registered it in their names how should the vehicle be insured in Virginia?
If they do not claim the teen driver on their insurance, then she gets into a wreck or otherwise gets gets the attention of the insurance company, the insurance company will terminate coverage and the parents will be required to get high risk insurance. They may also refuse to cover certain types...
If you do not drive your personal vehicle for business can the employer require you to provide proof of auto insurance and driver's license?
Good question. No he cannot. However, refusal is mighty suspicious-looking. Employer will distrust you and this may have negative consequences for you in future -- promotions, pay raises, bonus arrangements etc. Perhaps he has some idea for extra earnings opportunity for you if you use your own v...
Something else to think about- If they couldn't afford to make the payment and the car was repo'd, it is highly unlikely that they spent the money for proper maintenance.The risk simply isn't worth the savings.
In Illinois, yes.Maybe. It would depend on the laws of the state where you live. If it was impounded by the police/court then different laws would apply. Some states have forfeiture statutes also.In Virginia, absolutely yes. If your vehicle is legally impounded and you aren't able to come up with...
What happens if you sell someone a car and you put a lien on it they owe you money for the vehicle and they porposly damage the vehicle?
You did not mention what type of damage, but i will assume body. Unless you requested for them to put full coverage on the car before the incident, then nothing happens.
If your car was just repossessed will they let you get it back if you have the money and how long will it take to get it back?
get it back?? prolly, depends on your payment record,ect. They really dont want the car, they want the MONEY. How long?? a day or two
if he's bigger than you yes lol. In whos name is it registerd? yours most likely not, his yes.
Cheap car insurance for a new driver is easy to come by nowadays. You can find car insurance all over the internet. You should usually see commercials on TV about car insurance.
your parent should slap you up the side of the head, then take your learner permit and car off you for everrunning a red light causes death and injuryif you do it on a lp with parent with you, we just know your an idiot that will end up killing someone when u are licensed to drive alone
What to do if the ice cream truck stops and you go inside to get money and hes down the street and your parent won't let you chase after it?
Deal with it and try to be better prepared next time.
It's not illegal to be a named driver on an insurance policy if you don't live at the same address- only if you lie about living together to the insurance company. I think it's different for multi car discounts/ policies.
Generally speaking, your parents can allow you to drive their car under their insurance as long as you don't live in their house without adding you as a driver.If you DO live in their house, you are NOT covered under their policy just because it says that licensed drivers they give permission to ...
If the title is solely in your name, and your parents are not signers or endorsers of your bank loan, they have NO legal rights whatsoever.If you do not pay the loan in a timely manner, the bank can repo the car.If your parents cosigned the loan, the bank could require them to repay the loan.
Your car ran out of gas you took it to the gas station and put gas in Why wont your car start after you put gas in it?
does your car has a carburetor or is it fuel injected?Gas in tankturn the ignition key on... but not to start, leave it there for five seconds. You should hear a whirring sound from the fuel pump. Then turn off. Do this five times (per Ford)It should fire right up.
Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?
Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed.If you have your permit, and wh...
If you have precognition does that mean your actions are planned as well as others As in you see a car crash in your dream and you learn your family member was in one what if you could change it?
I don't equate precognition with predestination (i.e., the idea that everything is "meant to happen"). It removes the principle of free agency from our lives, and leans toward a fatalistic viewpoint. As far as altering the future, why not? We do it all the time. Picture yourself kayaking down a r...
If someone stole a car the owner got the car back and found out who did it demanded an unresonable sum of money to pay nonexistent damages or else press charges is it blackmail and is it legal?
If you can prove the car was returned undamaged, then you may have a chance in court. If he damaged the car, and he tries to pin it on you, and has proof you stole it then you're screwed. ... Reasonable doubt my friend. Unless you can prove you returned the car in the same condition you stole it ...
If your brother crashes his car and you join the same insurance plan as him will you have higher rates?
If you are both on the same plan and one of you is paying the premiums, whoever pays the premiums will see an increase in the plan premium if the was brother at fault in the accident. Each brother should be on his own policy and pay for his own coverage.
If you're loaning someone money to buy a car, you'll want to make sure the debt gets repaid.Filing a lien gives you a claim over the vehicle in the event the borrower misses her payments.Similarly, you can file a lien if you have done work on a car and the owner owes you money.
It would be illegal in the United States. "Fraud" to be specific. to title a car in another persons name to hide ownership.
If you sold a car to carmax and changed your mind can you give them their money back and get your car back?
Very rarely, and if then only on the same day. Usually not, because of the paperwork filed with the local DMV.
Assuming you are referring to the Bill of Sale, then the purchaser(s) of the vehicle should be the ones named with the lender being the lienholder until the vehicle is paid for.
right now you should get at least $5.50 per 100 pounds at least near the gulf coast. but try craigslist instead and advertiste it at double what you want and take on offer you will get more that way
If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?
I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...
Getting regular oil changes, replacing things like spark plugs, fuel filters and belts will help you get better gas mileage and make for less chance of major repairs and breakdowns under the hood.It is said the most common cause of car breakdown is overheating from lack of maintenance on the cool...
Yes but be aware your insurance company sets their own rules for this kind of thing.
fan not working or coolant level too low or fins on radiator loose
What if a licensed teen lives with a grandparent can the parent put them on their policy or will the grandparent be required to insure them?
I believe it would depend on who owns the vehicle the teen is driving. if it is the grandparents car, it would have to be on their insurance. You should call your insurance company to be sure.
Depends. If you're in the military it's not a problem, but if you're a civilian you must switch over your drivers license.
If he's not driving the parents car then he should not need to be insured for it. He should however be insured for whatever car he "Is" driving. All drivers are required to carry financial responsibility, regardless of who's car they are driving. This can be accomplished by being a scheduled driv...
Do you need to be added your parents auto insurance if you get your license but will not be driving alone you will be using your permit with your parents in the car?
Yes, because you will still be behind the wheel, it doesn't matter who else is in the car.
Unless otherwise stated that there is a warranty or guarantee, when you buy a vehicle it always falls under "caveat emptor" buyer beware.
If you put a deposit on a car can you change your mind Can You forfeit the deposit and get out of the deal?
if someone puts a deposit on a car after a 2 weeks period they change there mind do have to give them there deposit back
No, the vehicle would need to be titled in your name for you to be able to register it. Your grandmother could register it in Florida and let you drive it.
If a car is impounded and they are put in jail with the car in their name and you as the lien holder what should you do?
If you are the lien holder then you loaned them the money to purchase the car. Just wait for the payment, and if it is not made according to the loan agreement, contact the police and see if you can reposses the car. Of course you may have to pay the impound fees.
Can the co owner of a car take possession if the other co owner is deceased and left the car to someone else in their will?
by law they cant, unless that deceased person left the car to the person who's trying to get it.
Are newly licensed drivers covered by their parents insurance for a certain period of time until they can set up their own insurance?
You may need to get your insurance company to add the new driver on with a rider clause to be covered. It is possible that your coverage will allow the new driver, but, some insurance companies do not allow new drivers to be on the parents insurance, They make the new driver get an insurance poli...
No, it is unwise to allow another person who is not on your policy to drive the car. If you are in the car with the driver, then it might be okay - it depends on your policy, you could call your agent to see.
The best way to be sure that if you pay for a car online that the seller will not disappear with your money is to use a secure form of payment such as Escrow. and paypal
Check for "Lemon laws" in your state
Your car pulls real bad to the drivers side on your 1992 thunderbird super coupe and can you repair it?
It's probably an alignment problem. If you don't have a full alignment system in your garage, you'll need to take it to a shop. Don't go to a tire shop or quickie mechanic shop. Find someone in your area who specializes in front end suspension and alignment. You can usually find a couple shops in...
No. The car must be registered to you.
only if this person is asign by the law as your tutor
The previous owners of your car appear to have put the wrong size tire on is there a way to tell if the speedometer is calibrated correctly to these tires or if its calibrated to stock?
Unlikely there has been any change made to calibration. That said, stock speedo is likely to show faster than actual true road speed. e.g. Speedo 30mph, actual 28mph.For a rough guide have a friend pace you with their car at agreed speeds or try streets with speed advisor displays.As to what tyre...
It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...
yes take the vin number to department of motor vehicles and trace it from there
If a car has a lien on it and is in a shop and been repaired can you go to the owner of shop and repossess even if the repair bill has not been paid?
NO. The repair shop has a lien also. Pay the bill.
If you put your car in for a mot days before the old one runs out and it fails are you still covered by your old mot?
You are covered for the duration of the original certificate unless the vehicle fails on items deemed to make the vehicle immediately dangerous and unroadworthy. The testing station can deem it illegal for the vehicle to be used on the road. If you drove it under those circumstances your insuranc...
yes you can get a driver lic but you will need to go back to court and ask them for a work permit or a permit to drive your disable mother or father to the doc but you will need to show doc orders that thay can not drive them self do to health as for work permit you will need to show work hours a...
No, you must be 16 years old. No exceptions that I am aware of.
if you don't have an up to date MOT then your insurance is null and void.if your car is stolen then you are only covered if you have fully comp insurance!
It depends on your parents car insurance policy.In most cases, insurance companies prefer that the car being insured is owned by the policyholder.Selling the vehicle to your parents for a nominal sum, or having their names put on the title will allow you to add it to their insurance policy.
What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
That depends on a number of things. First off, does it need to be registered and do you intend to keep the plates on it? If you do, then insurance must be maintained on the vehicle. Local ordinance might force your hand on this, as can Homeowners Association rules if you belong to an HOA - they m...
Anyone can file a law suit but it depends on the judge and the jury whether or not you get convicted