If person A rear-ends person B and Person A's insurance pays can Person B get a quote and collect money or do they have to wait for the bill and have insurance pay or reimburst themselves?
Can you repossess a car if it is at a repair shop getting fixed and they have it sitting outside waiting for the debtor to pay there bill?
NOT LEGALLY...however you wouldn't be the first to do it. That's why most repair shops have fences for storage. The shop is legally entitled to its repair charges. Why not just let the LENDER pay the repair charges and then get the car?? That's how its supposed to work. Email me if you have more ...
It depends which country they fly in.
If you sign a promisary note with a car dealership And you decide not to pay because they sneaked in gap insurance can they send it to collections?
You are obligated to the terms of the promissory note. You probably signed the contract stating that you had read and agreed to the terms of the contract.
When you get a loan you sign a legal document that states that you will make the arranged payments on time. There is usually a clause that states when payments are deemed late and how many payments can be missed before the loan is considered "default" and they own the vehicle, outright. The lende...
Can a collection company take your car to pay a debt if they have a judgment already filed against you?
I don't think they can take your primary car or home but they can make your life a living hell. Ask a lawyer just to be on the safe side.
How can they still get money from us if they got 10000.00 at auction and you have paid 10500.00 do you still have to pay 10000.00 more for a car that cost 17000.00?
You paid $10.500 for auto. It went to auction! then it must of been repoed! How much did you owe on auto when it went to auction. the auction paid 10000 & THE COST WAS $17000.Did they send you a paper showing balance owed to car along with auction sale price. I wouldn't pay another cent to them.
If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?
No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.s from other contributorsUsually they don't. If you had no type of uninsured motorist protection which doesn't cost that ...
Steps Acknowledge the beggar. Instead of ignoring them, look at them. Refuse to give money politely. A flat “No” to their request might seem rude and uncaring. Ask the beggar what they need. You could give your spare change, but you can't control what it will be used for. Offer food. Dire...
Any person who has bad credit does not need to go anywhere to get a car loan. There is a much bigger problem at hand. Many dealerships will work with individuals regardless of their past credit history. However, it is highly advised that individuals in desperate need of a car, read the contract c...
A client pays a contingent fees to a lawyer only if the lawyer handles a case successfully.If you win the case, the lawyer's fee comes out of the money awarded to you.If you lose, neither you nor the lawyer will get any money, but you will not be required to pay your attorney for the work done on...
Yes, it doesn't matter who pays the bill.
If your car is being repossessed and you tell them to wait so you can retrieve your pp but they leave can they charge your for getting your pp back And yes you do have a witness?
No, they don't charge for that, but you should have told them to go away. Then they could be charged with criminal tresspass or breach of the peace, depending on your local laws.
If a family was involved in a rear end shunt on Friday night and the three occupants have all suffered whiplash - How likely are they to get compensation for it and how much is to be expected?
You need the services of an attorney who has been informed of all details of the situation. Way too many variables in this one, especially not knowing the details behind the incident. Most attorneys will offer a free consultation for matters such as this.
What if a person cuts in front of you you honks the horn and then the person hits the brakes to cause a rear end accident?
you should tell them to be a brain surgeon
Can a buy here pay here repo and resell your car if your insurance is cancelled and keep all the money you have paid already?
Most likely ... the purchaser has to agree to keep a valid insurance policy in force during the loan period. This not only protects you, but it also protects the lender, should an accident occur, their "investment" is covered. If the purchaser negates along the way on auto insurance, then they ha...
Depending on the damages and injuries that you were ruled at fault in, you could end up paying a lot of money (often times in the millions).If you do not have enough money to pay for the amount you owe, you can lose your home and any other assets of value.As you can see, not having insurance can ...
You will need to file a police report in order to have their drivers license suspended.For compensation you may need to sue the at fault driver.
How do you find out if the vehicle that rear ended you was insured if you have the legal owner's name and the VIN?
and the state the plate is in i hope...if so contact that states dmv and get info on tracing it.......
If the child drives any of your vehicles, yes. If the vehicle is in the child's name, no.
If you pay late have a wreck a week later can the ins co. cancel and refuse to pay even if they keep your money 30 days in SC?
You will need to read the agreement you have with your insurance. Usually, there is a grace period for payments. It sounds like your payment may have arrived after that period. If you are certain it did not, keep pursuing the issue. Perhaps you can get a copy of your cancelled check from the bank...
Yes, unless the amount of the loan was covered by the insurance.
You would owe any payments not made up until the day the car was taken. So, if you hadn't paid for two months and they took you car, you would owe those two months.The borrower would owe all back payments and penalties plus any difference in the amount of the loan and the amount for which the veh...
If you don't have the car and you didn't pay any money on it but you did sign the papers can you get out of a car deal if you were supposed to bring them the money the next day?
In New York, the law gives you 3 days to change your mind. Just go in and tell them that you don't want the car.
Can a mistake of fact be used if a person drives a car and the registration has expired and they didn't have proof of insurance and they were unaware that it was a crime because they were only 18?
No, ignorance of the law is not an acceptible excuse regardless of age. Since we have not made it far enough in technology to read peoples minds anybody can use that excuse to get out of a ticket. Generally speaking the state does send several notices about registration expiration and gives a thi...
Yes, if a leinholder reposessed a vehicle from a person that owes a debt. then that vehicle is taken to an auction and the person it was reposessed from must pay difference. If the amount owed is $12000 and the leinholder sells it at an auction for $8000 the previous owner must pay the $4000 diff...
If your car was just repossessed will they let you get it back if you have the money and how long will it take to get it back?
get it back?? prolly, depends on your payment record,ect. They really dont want the car, they want the MONEY. How long?? a day or two
A trailer was sold with a written contract and live in AZ It has been six months and they have failed to make all the payments as agreed What can you do legally to get the money or the trailer?
I'm not familiar with the specific laws in Az related to this situation, but as in most states, you probably have to get a judgment against the party in small claims court (assuming the amount of the claim does not exceed the jurisdiction of small claims in your state). If the party has other ass...
If a birth mother was using Medicaid to pay for her pregnancy and you adopt her baby do you have to pay Medicaid back for the amounts they spent on the mother and baby?
In Michigan we adopted an infant girl that was on medicaid and so was the birth mother, we didn't have to pay back medicaid. We adopted her through the foster parent program, and yes we did take her home from the hospital after her birth.
yes but find a place where its dark
Say you are in an accident and you give the other person money at the scene for minimal damage to their car in cash. They except the money don't call the police and leave the seen can they still sue?
Yes, there's no proof that they accepted money or agreed not to sue. This is the case in every accident it's a tricky thing because people don't want their insurance raising their rates so they try to settle it this way. Of course there are a lot of jerks out there. They would obviously have to p...
You need to carry auto insurance with liability coverage on any car operating on the road. To add your son he will need to be the primary driver on one of the cars and secondary on the others. This would keep you covered if he wrecked his primary car, or any of your other cars.
If your car is repo and in less than 24 hours you pay to get it out and the radio not factory installed gets stolen out and other personal items can they be sued?
Yes, the party that repossesed the auto has a liability for its contents and safe being. Teh problems being firstly: proving the items were in the car at the time of respossession, and secondly, proving that the repossesor of the auto was irresponsible in storing the auto after they took possession.
Theoretically yes (though what the car is resold for is applied to the balance of the debt as a credit). However, lenders know their chances of getting that money are slim to none, because if you'd had the money you would have been making the car payments in the first place. So they tend to try t...
The best way to be sure that if you pay for a car online that the seller will not disappear with your money is to use a secure form of payment such as Escrow. and paypal
In Illinois, yes.Maybe. It would depend on the laws of the state where you live. If it was impounded by the police/court then different laws would apply. Some states have forfeiture statutes also.In Virginia, absolutely yes. If your vehicle is legally impounded and you aren't able to come up with...
In most states its 6 months after you get your lerner's permit. Check with your local DMV.
If someone rear ends a car on a hill and it causes a chain reaction and 4 cars get smashed who is responsible for the damages?
the person that rearended the end car causing it to hit (in chain reaction) other vehicles...
Can tell the person who is repoing your car to leave your property and do they have to notify the resident that they are taking the car?
The person repoing your vehicle should let your sheriff office know about the repo within 24hrs. When they come out to repo your car they should have the contract and a copy of the title. It's the law.You CAN tell them to leave and they should leave. They do NOT have to notify you that they are r...
Does the cost of auto insurance depend on the car and where you live and do i have to pay more if im under 25 i live in Massachusetts im 24 and am asking about insurance for a corolla 1998?
The answer is yes to all of the above.You should shop around and compare prices AND check which insurance companies have the best reviews for customer satisfaction. You might be better off paying a little more to have a company who will work well with you than pay less and find out they aren't th...
if you have a good cosigner then all that matters is their credit and work history... if you renage on the deal they go after the cosigner
Do you have to take a car back to the garage if its broken down or should the garage collect it if its under warrenty?
Your warranty coverage should include towing costs. Whether they pay it up front or whether you're reimbursed after first paying the costs depends on the terms of your contract, but, more likely, it'll be the latter unless you've signed up for a roadside assistance programme.
Release of liability form. It's the form connected to the pink slip, or you can get one from the DMV.
If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?
I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...
You can get the Application for Disabled Person Parking Permit (Form HSMV 83039) by going to your local County Tax Collector's Office, License Plate Agency or printing the document online.There is no fee for a permanent parking permit, but there is a $15 fee for a temporary parking permit.
No, the handicap placard/license plate allows for parking in handicap spaces, in any parking zone that is restricted as to the length of time parking is permitted as indicated by a sign erected pursuant to a local ordinance, or to park in any metered parking space without being required to pay pa...
Check with your town hall. Many towns don't want unregistered motor vehicles sitting around for very long.
Bought used car from a dealer but the mileage on the dashover 170000 is not the same as the mileage on the bill 140000 Can I get my money back for they having the false mileage on the vehicle?
you can talk to the used car dealer, and bring up the issue KINDLY, and inform him/her that there was a mistake somewhere along the line, and you felt misled. from there, it goes by what he/she and you say.
What if you pay the toll and then need gas and get off then get back on the toll do you need to pay the the toll again?
Most toll and turnpike roads have some type of system to validate either your gas purchase location or tolls are charged at verying distances from your point of entrance to your point of exit. most tolls will be charged near a major interchange, so your exit and entrance should not be effected.
Yes, minus your deductible.
If a bank mistakenly repossesses a car what liability do they have if the person picking up the car made threats and damaged the vehicle?
Call a local attorney ASAP. IF you have "damages" or "rights" (MONEY), they will be the first to tell you and take your case.
Can you get money back on your life insurance policy if the company cancelled the policy after 15 years of paying?
Why did the company cancel? If you paid your premium, they can't. Was it a whole life, permanent, Universal Life or term policy. If term, there is no cash value.
You bought a car and you have the bill of sale for 1k but the seller has a lien against it for 15k can the lien holder repo the car even if you have the bill of sale?
Yes. The person you bought it from should have given you a clean bill-of-sale. Take all your personal stuff out of it, as it will soon and legally be gone.
Is it possible to trade-in a car that is subjected to a repo for missed payments if you now have the money to pay those payments?
As a rule, ANYTHING is POSSIBLE. IF you are willing to pay the price. Dont make any false statements in writing.
No. You can not drive it off the lot on to the street without insurance. If you already have insurance you have 10 days to contact your insurance company or your new car will not be covered. As for plates, you are at the mercy of the State. Assuming the dealer paid the fees in due time
What if a debt that's more than 7yrs was sold to a collection agency and they have started to call you?
The only way a debt older than seven years can be collected on is if that debt is covered under a judgment. In that case, the creditor has ten years from the last payment made to recover the debt. Keep in mind that the clock on limitations does not begin until the time of last payment. For instan...
Nonpayment of a parking ticket can result in a warrant being issued forth the registered owner of the vehicle. A notice of the ticket and nonpayment of the ticket will be mailed to the owners address.
Can an auto shop give me a quote on the job over the phone, or will they need me to bring the vehicle in for inspection first?
It is best to take the car in for a quote in case there is a need for more repairs. If there is in fact a need for further repairs they can take care of them immediately.
If you back in to someone and they say they will Handle with out the insurance company but need a week or so to get estaments what should I do?
Don't believe them. Call your insurance company and let them handle it. If you don't, you could end up paying for something that you are not even responsible for. And the people could come back through their insurance company later and get you to pay again. The best thing is to call your insuranc...
If you do not drive your personal vehicle for business can the employer require you to provide proof of auto insurance and driver's license?
Good question. No he cannot. However, refusal is mighty suspicious-looking. Employer will distrust you and this may have negative consequences for you in future -- promotions, pay raises, bonus arrangements etc. Perhaps he has some idea for extra earnings opportunity for you if you use your own v...
you never HAVE to do anything. it just depends on what you are trying to do or prove. if your short on money, go ahead and keep the money. otherwise, it would probably be best to get it fixed/ your choice
If I were in an accident and the other driver is faulted there insurance provider has paid the claim do I need to have the auto repair done or can I keep the money?
You can keep the money. You don't have to repair the car.
If the car has a primary owner and a co owner and the co-owner doesn't want to keep paying the monthly bill does the primary owner have the right to take the car away from him?
IF your name is on the TITLE, you have the right to possession. This is best done with lenders knowledge and/or assistance.
Pretty much yes, If your liable for the damage then you have to pay for those damages. If you'd have had your car insurance in place at the time, it would have paid the bill for you though.Good luck..
What happens if you sell someone a car and you put a lien on it they owe you money for the vehicle and they porposly damage the vehicle?
You did not mention what type of damage, but i will assume body. Unless you requested for them to put full coverage on the car before the incident, then nothing happens.
If you have nowhere to put a nonconsensually towed car and don't wish to pay for it can you simply sign the title over to the tow company?
You certainly can.another answer.It's better to sell it first.
What can I do if both me and the insurance company can't get into contact with the person at fault of the auto accident.?
Hopefully the Police can provide the info, if not hopefully your insurance company can.You may end up filing a lawsuit, with all the expense, to force the government to release the contact info.
If your car's repossessed and they take it to an auction do you have to pay anything and how long will it be on your credit?
You dont HAVE to pay anything. You may not get credit in the future because you dont pay. It will be on your CR usually for 7 years. Depending on where you live, if the lender gets a judgement, they could garnishee your wages.
You can get a bail bondsman to work with you if you don't have all the money needed by offering up collateral. Collateral such as a home or car can be used to make up the difference of the bond in most cases.
Can someone report a car stolen if they brought the car in for service and dont want to pay in Texas?
They will usually tell you to sue as it is a civil matterIf they do take a report and investigate it is almost certain that the person filing the complaint will be charged with "filing a false complaint" (what our police call it)The basis is: you take your vehicle in for repair, the dealer has th...
The bank will sell yours at auction. Whatever they do not recoup, you owe the difference.
No, although they typically will if confronted by the owner.
If took out a car loan for someone. They could not co-sign dut to bad credit. Can I sue if they stop paying me back?
No, by signing the contract as a co-signer you automatically accept the responsibility if the signer is not paying you will be financially responsible for the loan. There is no legal action you can take against the signer. For more information you can visit http://www.autocreditfinancial.ca IN so...
Once they repo the car, the lender will sell the car for whatever it will bring. You will then be responsible for the difference in what the car brings and the balance on the note. You may even be responsible for repossession fees, and your credit will be ruined for 7 years.
What should you do if your wife refuses to get a job yet gripes about not having a car even though you have financial problems and little money?
If you have young children then it's hardly worth the effort because you'll have to pay someone to look after your children and it doesn't come cheap (unless your parents or hers agrees to look after them.) When you have children it's almost a must to have a car to get the kids to school, dental ...
The vehicle can be repossessed.
Can a car up for repo be taken from you if you have did work to it and am owed a bill by registered owner?
Yes. The lien holder is the lawful owner of that vehicle - they have the right to reclaim their property when they see fit to do so. Now there are things the repo company cannot do.. they cannot open a locked gate or forcibly enter a locked building. But they can come onto your property, and they...
How do I collect money on the sale of two cars to an individual I have signed contract but can't get paid?
I guess that they have the cars now.............Take them back, at nite, and store them till you get paid.
Bottom line did any audience member have to pay any money out for the cars they got from oprah's car giveaway?
They would be responsible for the taxes. So yes, they would have to pay money.
What happens if you have a car crash but you didn't declare that the car had modifications are you still insured or will the person you crashed with are they insured?
If the other party is at fault their coverage will pay for your damages pretty much no matter the alterations. If you are at fault, your insurance company will not pay for additions that did not come with the vehicle unless you scheduled them on your policy. They will probably pay for the value o...
Certainly. If you buy a new car from a dealer and then wreck it, the dealer will be happy to give you back your old car and promptly return all of your money, and take back the ruined new car.
If you have a car that's too expensive for you to pay for can you turn it in for a cheaper car without paying any penalties?
NO, there will be a penalty in some form all the time for bad decisions. It could be higher interest rates, bigger down payments, ect., but there will be a penalty.
If your transmission was damaged during the towing of your repossessed vehicle which you recovered can you get the towing company or lender to pay for the damages?
Probably not. The risk was yours since towing was the logical next step for failing to meet the requirements of the loan. It was your failure to meet the requirements of the loan which led to the vehicle being repossessed which subsequently caused the vehicle to be towed. All the towing company n...
There a few websites. You can try www.edmunds.com/ or www.carprice.com/compare-cars.
If you already have insurance and trade in your car you have 10 days to notify your insurance company or your new car will not be covered.You need insurance before you can even drive it off the lot. Plates, how long varies by state... temp tags are usually good for 30 - 60 days.
If someone hits your parked car and says they want to pay out of pocket and has not yet done so what legal actions do you have?
Gather all the info and evidence you can and take them to small claims court. You can also try calling your insurance agent for more ideas on what you can do. They won't put this on your record and it won't hurt your premiums just for asking. You could always pull the ole "my friend's parked car....
I think you need a dealer or repair licence for that kind of tag.
Unfortunately, no they won't. If you hand your car back before making the final payment (installment) on the loan the bank will class you as a bad debt. This will mean that most high street banks will refuse you credit in the future. However, you may be accepted by 2nd tier finance companies but ...
Will my insurance rates go up if I rear end someone and only my car is damaged and I make a claim to my insurance company to fix it?
Very likely yes. This is especially true since you are at-fault for the accident. (meaning you caused the accident).Some insurance companies reward loyalty and may have "accident forgiveness" program if you have been a long time customer with them.
If you have to register your car with a salvage title do I have to get new license plates and pay for a dmv sticker that matches the new license plate?
The question shows a misunderstanding of what is required to register a vehicle with a salvage title.MOST places require a very detailed inspection the first time the car is registered after the title being "Branded" as salvage.After that the procedure is identical to all all other cars.
A ask B an expert car driver to drive his car to a show off for sale .B drives it unskillfully and collides with tree can A make B liable for his loss what should be the decision and why?
B.. Being the driver and the one responsible at the time he can be held responsible if he was found at fault in the investigation of the accident.
If filing Chapter 7 including a car that will not be reaffirmed should you contact the lender for a voluntary repo or wait until they contact you?
It would be simpler for all parties if you contact them and voluntarily surrendered the car at the lender's discretion. Although you do not legally have to reliquish any property until the BK is discharged.How much time do you want to buy? The court will tell you what to do if you don't contact t...
Same scenario in The United States. In the State Of New Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have full coverage but other wise, you can drive freely withou5t insurance. But if you have an ac...
Ok lets say I get my permit in Georgia and you know when you get your permit you have to wait a year to get your license if i move to Florida would i have to get a whole new permit and wait a year?
No because if you've just gotten your license, you don't have to retake the test after you move; you just go to the MVC and give them your new information.
As long as you have been alive for 16 years, you are eligible to get your driver's license.