If I were in an accident and the other driver is faulted there insurance provider has paid the claim do I need to have the auto repair done or can I keep the money?
Can I keep the check and not fix my car? There is still a lien on the car.Answer: In general, when you make a claim against your own auto insurance policy, you can choose to "cash out" and receive money as compensation (minus your deductible amount ) instead of having your insurer pay a body sho...
There is still a lien on the car.Answer: In general, when you make a claim against your own auto insurance policy, you can choose to “cash out” and receive money as compensation (minus your deductible amount) instead of having your insurer pay a body shop to fix your vehicle.
It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...
each contributes 50% to liability or fault.
What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
No. The person driving is the responsible party.
If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?
I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...
If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?
No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.s from other contributorsUsually they don't. If you had no type of uninsured motorist protection which doesn't cost that ...
What happens when you are in an accident and the other person has no licence or insurance but the vehicle he was driving has insurance?
Auto insurance follows the vehicle primarily, not the person. The problem is going to be that I will guaranty that the person is not listed as a driver on the insurance policy for the car he was in. Most likely, the company will pay your claim with no problem as long as you don't appear to be loo...
Can a buy here pay here repo and resell your car if your insurance is cancelled and keep all the money you have paid already?
Most likely ... the purchaser has to agree to keep a valid insurance policy in force during the loan period. This not only protects you, but it also protects the lender, should an accident occur, their "investment" is covered. If the purchaser negates along the way on auto insurance, then they ha...
Their hourly rate should be posted for the customers to see.
I cosigned on an automobile loan and insurance for my son. Who is responsible if the insurance is not paid up and he gets in an accident?
As a cosigner, You are jointly and separately liable for any and all amounts that might arise out of the finance note you guaranteed.
What can I do if both me and the insurance company can't get into contact with the person at fault of the auto accident.?
Hopefully the Police can provide the info, if not hopefully your insurance company can.You may end up filing a lawsuit, with all the expense, to force the government to release the contact info.
If someone drives your car with a valid license but your car has no insurance and they have an accident and at fault?
Hope that you have lots of money..Tell me your not stupid enough to drive a car with out insurance....
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
There have to be conditions on if you get arrested or not. If you are driving under the influence of alcohol or illegal drugs, the chances are very high that you would go to jail. If it was just an accident that you were at fault, not likely to go to jail.
Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?
Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed.If you have your permit, and wh...
Do i have to pay when i was in an accident and the insurance paid but the man i hit is civil suing me?
That will be up to the court and no one here car say one way or another what the outcome will be.no
What happens when my insured car is in an accident which isn't my fault but I find out at the scene the driver the person driving my car has either an expired or suspected license?
You go and hire an attorney and ask him for legal advice.
I hit a parked car while reversing and dint stop nor saw damage done and now rcvd accident claim form frm their insurance so should I call back to settle it outside or talk to my insurance first in MA?
You have pretty much hit and ran a vehicle. If their insurance has contacted you already, I would notify your insurance pay your deductible, but your insurance rate will go up pretty high. Your lucky that that's all they did. Usually they would arrest you for something like that.
You were in an accident and the other party was at fault Their insurance company is paying to fix your vehicle but their insurance co wants to give you next to nothing for your med pain and suffering?
See a Lawyer who specializes in personal injury and auto claims. Be wary if the lawyer wants more than 25% of any recovery as a fee. Most states have a cap on what percentage a lawyer may be paid in the event any monies are recovered from the other insurer.NO matter what, DO NOT sign any release ...
You can usually choose any date between today—that's same-day car insurance—and a month from now.Note that you can't buy car insurance retroactively, even on the same day.If you were in an accident or get a ticket for driving without insurance, you can't buy coverage later and expect it to cover ...
If owner signs title of car to son and he failed to register or transfer title can he be sued if son has accident and is at fault?
No, the father cannot be sued. If the owner signs it over to his son, then the son is the one responsible for the damages.
If a driver that is buying your car gets in an accident and doesn't have insurance am i liable for it?
you need to get down to your dmv and fill out a release of liability form.
If you do not drive your personal vehicle for business can the employer require you to provide proof of auto insurance and driver's license?
Good question. No he cannot. However, refusal is mighty suspicious-looking. Employer will distrust you and this may have negative consequences for you in future -- promotions, pay raises, bonus arrangements etc. Perhaps he has some idea for extra earnings opportunity for you if you use your own v...
Can you insure a car titled to your son Or will it have to be in the parents name He will be listed as principle driver of the car on the parents policy Would this effect an accident claim?
The vehicle must be insured by the person whose name appears on the title. Only the person who holds the title/deed to property has insurable interest in said property, thus they are the only ones who can take out an insurance policy to protect it. If the parents wish to insure the vehicle on the...
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
If a car has a lien on it and is in a shop and been repaired can you go to the owner of shop and repossess even if the repair bill has not been paid?
NO. The repair shop has a lien also. Pay the bill.
What happens if i have insurance for a full license but i only have a provisional license and have had an accident?
The driver does not have proper insurance at this point. since the insurance did not cover provisional licenses, the insurance provider mask likely does not have to pay out on any claim.
What can I do if the person at fault can't be contacted by his insurance company and that I dont have full coverage so Im filing the claim myself?
*More Info*The insurance company said that they can't do anything until they can contact their insurer, and that after 90 days they'll make house calls in order to contact him.So is there anything I can do on my part since im the one filing the claim, and what if they can't contact the person at ...
Depends. If you're in the military it's not a problem, but if you're a civilian you must switch over your drivers license.
If you are not the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?
i'd say both you not that much but who wrecked it is the one to put the blame onThe insurance is for the car regardless of who is driving. It will be the first to pay. If it doesn't cover enough, the person driving can be tapped for the remainder. If the person driving does not have a license, th...
What if you are insured on a car but a named driver has an accident will it effect my personal insurance quotes in future if i get insurance of my own?
Hi;The answer in Ontario Canada, is yes. I believe the Canadian AND US insurance industries are united within this circumstance. The policy holder is responsible for everyone he/she accepts as second/subsequent drivers. If however YOU are the second driver named on a insured policy, and you opt t...
If person A rear-ends person B and Person A's insurance pays can Person B get a quote and collect money or do they have to wait for the bill and have insurance pay or reimburst themselves?
It depends on insurance company A . Ring them up and say "can I have the money." If you say you can fix it yourself for less than any of the quotes they may well say yes.
In the state of California can a auto repair shop repo your car and keep it on their lot and do repo companies need to be bonded?
Does the repair shop have a lien on your car for you not paying them for repairs to the car?If they do have a lien then yes they can seize the vehicle until you satisfy the lien. As Tank said, they need to have a lien on the title. You have to have signed an agreement with the shop stating that t...
depends if some one else was driving the car. if no one was in it, then yes
If driver A runs a red light but driver B has no driver license but stays at the scene of the accident and both get traffic violations who is at fault?
The person who caused the collision is at fault. If someone ran a red light he/she gets the points on his/her license and his insurance gets to pay the damage. The unlicensed driver just gets the ticket to force him/her to get a license.
Do I have to pay the insurance deductible to fix my car in NYC if the other driver runs the stop sign?
If the other driver was found "at fault", his insurnce company should pay the total repair including deductable
Say you are in an accident and you give the other person money at the scene for minimal damage to their car in cash. They except the money don't call the police and leave the seen can they still sue?
Yes, there's no proof that they accepted money or agreed not to sue. This is the case in every accident it's a tricky thing because people don't want their insurance raising their rates so they try to settle it this way. Of course there are a lot of jerks out there. They would obviously have to p...
If you have 4 autos and 4 drivers can you list your 2 teen drivers as part time drivers on 2 of the cars?
Depends on your insurance company. Some require one primary driver to each car if you have 4 cars with 4 people living in the house. But some allow you to list the parents as primary drivers for all 4 cars and have your 2 teen drivers listed as secondary drivers. Your auto insurance will cover al...
Can a mistake of fact be used if a person drives a car and the registration has expired and they didn't have proof of insurance and they were unaware that it was a crime because they were only 18?
No, ignorance of the law is not an acceptible excuse regardless of age. Since we have not made it far enough in technology to read peoples minds anybody can use that excuse to get out of a ticket. Generally speaking the state does send several notices about registration expiration and gives a thi...
Can your loan be in default if you are making your payments on time but have failed to insure the vehicle or provide information to the loan company?
Yes. Making payments on time is only one of several things you agreed to do when you signed the loan papers.
Does a cosigner have any liability if the ower of vihicle has an accident and the cosigner is the primary on the loan?
Unfortunately yes. I am a co-signer on my sons car. My name is on the car title as well (in which I am going to try my best to get off of title). My son has his own car insurance that covers quite a bit, however if he was to get in an accident and it was found to be his fault, his insurance would...
I have a1997 crown vic and I want to put 22 rims do I need spacers or adapters even if you have the right bolt pattern rims?
you may need some spacers for the coil springs in the susp. depending on tire size. wheel spaces/adapters are a big no no..spacers reduce the amt of turn that a lug nut will travel down the shaft of the lug itself. bolt on spacer are safe but will push your wheels out from the vehicle . which mea...
Does the cost of auto insurance depend on the car and where you live and do i have to pay more if im under 25 i live in Massachusetts im 24 and am asking about insurance for a corolla 1998?
The answer is yes to all of the above.You should shop around and compare prices AND check which insurance companies have the best reviews for customer satisfaction. You might be better off paying a little more to have a company who will work well with you than pay less and find out they aren't th...
If you are the owner of a car can your parents insure it and put you as secondary driver to save money?
Yes, they can. It might vary by state and insurance company, but if your parents insure it, and put you as a secondary driver, and one of them as a primary, it is legal. The problem is usually the insurance company will charge the premium based on the highest step (or highest risk) driver on the ...
I am looking for a dedicatec or reginal run from Alabama. I just bought a truck and will need base plates and permits, a company that can provide me with these since I do not have my own authority. I have been driving over 20 years no accidents.?
These websites list available jobs in your area: http://www.everytruckjob.com AND http://www.bigrigjobs.com/Local_Trucking_Jobs/AL.html AND http://www.findatruckingjob.com/alabama/al-truck-driver-jobs
If you don't have the car and you didn't pay any money on it but you did sign the papers can you get out of a car deal if you were supposed to bring them the money the next day?
In New York, the law gives you 3 days to change your mind. Just go in and tell them that you don't want the car.
Will bankrupsy protect you from being sued if you were the cause of an auto accident with a parked car which no one was in you had no insurance?
No, you will still be responsible for any damage you did to the parked car.
Can my husband and i who have auto ins in fl would like to change ownership to daughter wand keep the car under our policy?
It should be fine as long as your insurance covers drivers not listed on your insurance. You may have to put her name on your insurance. It also depends where she is going to live. I think as long as you put her name on the insurance, it will be fine no matter where it is from.
Can I get my money back on two cars when the engine went out on one and on the other a ball joint keeps breaking and it constantly gets flats?
No, the Buyers Remorse of Cooling Off Period laws in every state do not apply to the purchase of a vehicle new or used.
If you are in the military and you don't have your drivers license yet you live in South Carolina can you get your drivers permit or drivers license in South Carolina I live on base in SC?
If you have orders showing that you've been stationed there for 30 days or longer, you're considered a resident, and qualify to apply for a licence in that state.
Can an officer drag a passenger out of a car and arrest him if he has done nothing wrong but ask why before getting out and do you have to get out?
Did the officer tell you a couple to several times to get out of the car? If so and you did not, that is why he drug you out of the car. Also, all police vehicles should be equiped with cameras mounted on the dash board that records everything that happend. Good luck and God Bless:)
If you buy halo projector headlights do you need an HID kit or and specific type of light or can you use the stock ones off your car?
If you're smart, you don't buy aftermarket headlamps at all; they give much worse performance than new genuine (factory/original/stock) headlamps. And "HID kits" are widely available, but they are (all) illegal and dangerous. The only legitimate/safe/legal HID conversion is to install complete HI...
If two people are on a title one signs it over and you have the vehicle and the other person doesn't sign it over its all paid how can you get the title?
You can either sue the other co-owner for your half of the proceeds of the sale (conversion) or you can sue to have the sale voided (recision).
I have to drive an hour to work and an hour home every day. For under 11000 what is the best truck I can get that has has high mpg and will last a long time.?
No truck gets great mileage however some are better than others. A 2wd Toyota Tacoma will serve you well and is very reliable. Ford and Chevy are both good trucks if you want full size.
Can you repossess a car if it is at a repair shop getting fixed and they have it sitting outside waiting for the debtor to pay there bill?
NOT LEGALLY...however you wouldn't be the first to do it. That's why most repair shops have fences for storage. The shop is legally entitled to its repair charges. Why not just let the LENDER pay the repair charges and then get the car?? That's how its supposed to work. Email me if you have more ...
Can you sue a mechanic if your car has been in the shop for over two months and they keep making promises to have it finished.?
Check all of your paperwork for disclaimers. If it's parts they're waiting for, they have no control over that. You just need to be patient. Now, if they're just holding your car hostage, that's a different story.Try to get a refund, then tow your car to a more trusted garage. If they won't bend,...
Is An auto lease is like a rental if you have problems with the car or a problem paying you can just bring it back?
No. You sign a contract agreeing to keep the car for the specified time & any repairs not covered by the warranty are on you. you can turn the car in early but there are usually large penaltys involved.
Was there a law passed that states that servicing of autos not involving warranty items can be performed by any licensed auto repair facility and not have to be performed by the dealer?
No for basic maintanence your can can be serviced by any certified automotive repair facility ie. Les schwab, firestone, midas, jiffy-lube, ect it will not void warranty
Can someone who is not related to you be added to an existing policy if that person lives at the same residence and has a drivers license?
Yes, and especially if they may be driving your vehicle while they are living with you.
Can you take drivers ed courses at 15 and then take the test at 15 and a half to save time or do i need to start drivers ed when im 15 and a half?
depends on where u live in SD u can take drivers ed at 14
Ford focus 2001 I bang my key in the ignition to turn it Should I replace it If I replace key ignition cylinder it needs to be reconfigure with original auto key Can I do this or the dealership?
I would have the ignition itself replaced. These go out all the time and will leave you stranded. Get a new ignition keyed to your current key and you won't have to do programming. A locksmith can do this for you. Do it soon though before it stops turning.
I have a car that has not been moved in over a year with old gas in it. Do I just add more gas to it or is there an additive I can use?
fuel stabilizers only work when put in before storage. your best bet is to drain out the old fuel, there will be sediment in the tank and some of the fuel may be gel like so it is better not to let it run through the fuel system and into the engine.
I have the opportunity to become an owner operator if i can find some Hauling in MD. I need to be home daily. 7+ years driving experience and flawless driving record. Any info would be appreciated.?
Given your specific needs to limit time on the road, you should review available jobs personally. There are few websites that list opportunities for truck drivers: http://www.indeed.com/q-Truck-Driver-l-Maryland-jobs.html AND http://www.bubbajunk.com/classifieds/Maryland_Classifieds.htm
If you pay late have a wreck a week later can the ins co. cancel and refuse to pay even if they keep your money 30 days in SC?
You will need to read the agreement you have with your insurance. Usually, there is a grace period for payments. It sounds like your payment may have arrived after that period. If you are certain it did not, keep pursuing the issue. Perhaps you can get a copy of your cancelled check from the bank...
A trailer was sold with a written contract and live in AZ It has been six months and they have failed to make all the payments as agreed What can you do legally to get the money or the trailer?
I'm not familiar with the specific laws in Az related to this situation, but as in most states, you probably have to get a judgment against the party in small claims court (assuming the amount of the claim does not exceed the jurisdiction of small claims in your state). If the party has other ass...
Can you cancel a auto contract if you cannot be financed and what happens when your cosigner backs out and you need them to buy the car and is there a special law in Pennsylvania?
Fixing your credit rating will help, and try to find a new co-signor, or get a loan through one of those "everyone's approved" places IE GoAuto... however watch out as their interest rates can be high
Can you report a car stolen if the person you had a rental contract with has not paid or returned the car and you do not know where their located?
Yes, you can report the car stolen. This is technically called a "Conversion", which means the car was converted to a stolen status because it was kept longer than the contract allowed. I would wait at least a week, and try several methods of contacting the renter before notifying the police. It ...
If a car is in your name as the primary but your cosigner has been making payment for the last year and many of those payments have been paid late can you legally take that car from the cosigner?
Since the cosigners isn't paying, unless you start paying instead, and catch up on all late payments, the dealer or the bank will repossess the vehicle shortly anyway, so your question is moot.
What happens if you are driving without either bolt on the steering shaft knuckle meaning its it not tighted at all just sitting there with no blots could i get in an accident or loose control?
yes. put the bolts in. Are you trying to sabatoge someones car?
Can the used car dealership or the auto manufacturer be held liable if the driver's side air bag failed to deploy when you rear ended another vehicle and you suffered injury?
If you can prove that they knew or that it was worked on by inexpereienced or unqualified people or that it was deliberately not repaired properly, perhaps.
If you back in to someone and they say they will Handle with out the insurance company but need a week or so to get estaments what should I do?
Don't believe them. Call your insurance company and let them handle it. If you don't, you could end up paying for something that you are not even responsible for. And the people could come back through their insurance company later and get you to pay again. The best thing is to call your insuranc...
Is there an applied consent law in pa for the state to have your wrecked vehicle towed off the road if blocking traffic when i get my license or register my car every year?
A vehicle may be towed from the road if it appears to be abandoned, is damaged or has been in a crash so that it is not operable, or it has not moved for a certain number of days.The fact that it is licenced does not matter if it can not or has not moved and one of your neighbors or landlord comp...
I need help on fixing my truck.My check engine light is on and my speedometer doesn't work.I have purched a speedometer sensor.I can't fine were it should be.I can fine the one in the back but not fro?
Depending on the brand of truck, the sensor could be located in several locations. Check on the top of the transmission, at the output shaft and at the bell housing.
Can I legally tow an abandoned car of known decedent if the relatives of decedent have left it on a public street and it is going to be towed by the city?
Unless you're a licensed tow/salvage company the answer is NO. You can get the title or a Bill Of Sale from one of the relatives and then tow it. But without written proof that you have the right to take that car you're committing a felony called Grand Theft Auto and could face some jailtime. If ...
If a vehicle is brought to you for repairs and never was picked up and it has been 8 years since it was left with you and don't even know cust contact info can you sell the car or parts off it?
Laws vary greatly from state to state. Contact you state Atty. General for advice on this.
In winter there was two big hearts in the snow in my driveway I know that a car can make them by turning round But can you make them on purpose if you are an experienced driver please no mean answer?
yes you can it is easier if it is a compact car you are using i have tried it with a caddilac a cutlass plus a geo metro the metro was the best to use