If I take my car back to the bank that financed it will they process it as a repossesion?

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If your car was just repossessed will they let you get it back if you have the money and how long will it take to get it back?

get it back?? prolly, depends on your payment record,ect. They really dont want the car, they want the MONEY. How long?? a day or two

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If I donate my car to the kidney foundation will they pay for the towing to take it away?

Yes, if you donate your car to the kidney foundation they will come tow it away for free. Here is the website for more information if you would like: www.DonateACar.com/Kidney_Fund.

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Can I take my car back to the dealership if I can't afford it?

Unfortunately, yes, you may still owe on the car.When you find yourself unable to make your car payments and ultimately choose to return the vehicle to the dealer (which is known as voluntary repossession), the dealer usually turns around and attempts to re-sell the vehicle.

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Can you return a financed car back to the bank?

If you return the car to the lender, the lender will likely sell it.The car loan lender can demand payment of the deficiency.If you don't pay up, it can sue you, get a judgment, and then use various collection methods (such as wage garnishment or bank levies) to get paid.

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Can I send my car back to the finance company?

Under a voluntary surrender, you give back the car but still owe whatever is left to pay.The finance company will sell the car at auction (adding on extra costs for collecting and disposing of the vehicle) and then come after you for whatever you still owe.

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Can I sell my financed car back to the dealership?

Selling a financed car to a dealer is necessary in several situations.If you simply do not need the vehicle and want to sell it quickly, the dealership will make a cash offer to purchase your vehicle.Find out how much you owe on the car.Call your finance company to get your loan payoff amount.

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Can I give my car back to the finance company?

Yes.If you've already repaid more than 50 per cent of your Personal Contract Purchase (PCP) or Hire Purchase (HP) finance you can return your car through what's called a Voluntary Termination agreement.

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How long do they have to finance you for a car loan before they can take it back?

If you have paid more than a third of the total HP price including charges than they have to take you to court. If you've paid less than a third they can reposses it without a court order.

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Can I give my car back to the bank?

If you return the car to the lender, the lender will likely sell it.It will apply the proceeds of the sale to your car loan balance, after reimbursing itself for the costs of sale and certain fees.The car loan lender can demand payment of the deficiency.

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Do you call the finance company or just take the car to the dealer if you want to do a voluntary repossession and do you need to inform the finance company you're taking it back or will the dealer?

call the finance company and tell them that you want to do a voluntary repossession and they will take it from there.

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What will happen if I can't pay my car finance?

If you owe less than the car's value, you've got equity.If you owe more money on the loan than the car's actual value, you have negative equity.You'll pay off your loan and that's that.There will be no danger of hurting your credit because of late or missed car payments.

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What will happen if I will going to sell a car that has been mortgage to the bank and sell it to other person?

I think U will arrested And put up in the jail or the person who buys ur car will have to pay the mortgage

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Can I give my car back to finance company?

You may be allowed to sell the car to pay off what you owe, but you will need to get permission from the finance company, who are the owners of the car, to do this.This allows you to end your contract and give back the car, but you will still have to pay half the PCP price.

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I signed for a new care in Georgia and now ther are saying the bank will not finance us. Can they take the car back sinced we already have had the car for over a month?

Never worked in GA but typically you sign a contract with the DEALERSHIP then the dealer checks a box and signs over the contract to the bank. So in most states... technically, you own the car. You just need a good lawyer that knows what they are doing.

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If you financed a car in your name for a friend what must you do to take it back?

It depends on what state you are in and why you are taking it back. I helped a girlfriend's niece buy a car that she drove for 6 months and made 2 payments. I paid the past due payments and gave her 30 days to get me 5 payments or bring me the car. I made 3 copies of that letter and all 3 of us s...

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If a person buys a car but the dealership cannot obtain financing and wants the car back will they refund a 2500 dollar downpayment made to them?

Bill, it is NOT up to the dealership to get financing. YOUR CREDIT can be such that NO one can get you financed at any DP, or interest rate. READ your contract closely. It likely covers such a thing happening.A similar scene happened to a friend recently. Yes, the money should be returned b/c wit...

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Do lenders take cars back if a consumer advises in good faith that they can not pay for it?

Unfortunately, no they won't. If you hand your car back before making the final payment (installment) on the loan the bank will class you as a bad debt. This will mean that most high street banks will refuse you credit in the future. However, you may be accepted by 2nd tier finance companies but ...

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Can I sell my car if its on finance?

Can I sell a car with outstanding hire purchase (HP) finance? No you can't, as the lender is the legal owner of the car until the finance is settled.In order to sell the car, you'll have to end the hire purchase agreement early.If you've paid off less than half of the agreement's total cost, you ...

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If i take my cars passenger's side door lock to a locksmith how much will it cost to make a key I lost my car key?

\:| most cars have one key that works on both front doors so bring in the key you'd use to start the car.Depending what year vehicle you have, you can go to the dealer with the vehicles vin number and some ID to prove you are the owner and they can make you a new key with that information.

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Will you get your money back if you returned your car to the bank?

Absolutely not! Let me explain in detail about repossession. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state l...

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Will Goodwill accept my car donation, and are there any sites that will explain the car donation process to me?

Most charities will accept the donation of your vehicle. The vehicle is transfered to an auto auction company, which will sell the car at auction, then notify the charity of how much the car brought in. Funds will be transfered to the charity, minus the auctioneer's fee. You will then be notified...

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What do you do if the finance company threatened to take your car because you were having trouble with payments but now you're ready to give the car back but they don't want to take it?

You cannot just "give" the vehicle back to them. If you cannot continue paying for the vehicle they will continue to threaten you trying to get their money back from you. When they see that it is hopeless they will repossess the vehicle and auction it off. I haven't read your contract, but probab...

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Will a bank tell you if they are going to repo your car?

They should tell you that you have till A certain date to catch up all due amounts or they will "take action to collect the debt" that means they will repo. the vehicle, Some banks will tell you when and where they intend to do the pickup of assets, almost all banks will not do A repo. until the ...

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Can a bank take a car that some else as a lien on?

Yes, the bank has the right to repossess the vehicle if you are in arrears on payments.

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Can you give your car back if its on finance?

Yes.If you've already repaid more than 50 per cent of your Personal Contract Purchase (PCP) or Hire Purchase (HP) finance you can return your car through what's called a Voluntary Termination agreement.There are, however, a few other ways to end your finance early…

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Saskatchewan Tint tickets What happens if you just don't take the tint off They never put anything on the ticket that i had to go back and get it inspected Just to make sure that it's off?

Someone told me that if i don't take it off and the cop sees it again then he'll tow my vehicle. Is this true? It was in a city anyhow. And i don't even go there very often. So would it come up in my report with my licence?? If it did couldn't i just say i got it re-tinted??

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Can I just give my financed car back?

Yes.If you've already repaid more than 50 per cent of your Personal Contract Purchase (PCP) or Hire Purchase (HP) finance you can return your car through what's called a Voluntary Termination agreement.There are, however, a few other ways to end your finance early…

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What happen if have car loan with a bank an you no longer need that car because the monthly payment is high can you take you back an get less one an will you continue with the same bank?

No, you are obligated to pay the loan you agreed to. If you give back the car (a voluntary repo) it will seriously affect your credit.

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Where should I take my car if I want to donate it to charity?

That depends upon where you live. You can usually find someone who will send someone to pick it up if you're giving it away though. 800charitycars.org is a website which helps you give your car to a needy family for example.

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Can I get my car back if it was repossessed?

Find out if you can get it back Often, a bank or repossession company will let you get your car back if you pay back the loan in full, along with all the repossession costs, before it's sold at auction.You can sometimes reinstate the loan and work out a new payment plan, too.

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Would it be a legal matter if i financed a car signed all the paperwork then they told me a week later i had to bring the car back?

Yes. As long as you make timely payments now, it is their problem, although they may try to convince you otherwise.

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Can a car dealer that I financed a car from give me another car if my car has been totaled?

No. All finance companies require you to carry full coverage, for their protection of the money they funded If you don't, they will buy it for you, send you the bill and/or add it in the monthly payment. If you do not make the full payment they will repossess the car. Your insurance will pay you ...

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Can I keep my financed car if I file bankruptcy?

The motor vehicle exemption helps you keep your car, truck, motorcycle, or van in Chapter 7 bankruptcy by protecting equity in a vehicle.If you're behind on your car loan, you can't keep your car unless you work out a plan to bring your payments current before you file for bankruptcy (more below).

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Can I scrap my car if I still owe finance?

Outstanding finance means you don't own your car There are some situations where you might be able to sell your car successfully, but you certainly won't be able to take it to a scrap yard and have it legally scrapped – they'll know it's on finance and will refuse there and then.

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What if someone buys a car for you and your name is on the title and a few months later they try to take it back or take you to court to get it back because they paid for it can they take it from me?

If you didn't pay them back, yes---------------------------------------Added 5/16/12 - If it truly was a "gift" & they want to take it back, I would suggest letting them take you to court to let a judge decide. Gather as much evidence as you can that they gifted it without expectation of repa...

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Will i get my car back 1 943.38 1 a Forgery Writings or Objects car in impound as evidence will you get back from police?

no you will not get it back, if you are the owner and it was used in the crime.however, if there is a second owner and they new nothing about the crime, and it is a parent you may be able to get it back, after the court case is done, but it will be returned to them, and not you.

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Will you go to jail if i take a undocumented person to another city in my car?

No, only if you get caught. As long as they have a passport, or visa, they will be fine. If not, then I doubt you would go to jail, but they might.

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What percentage of the cost of a new car will a bank finance?

This very much depends on what kind of bank you visit and what kind of loan you get. When financing a new car, you need to negotiate the Annual Percentage Rate (APR), which is highly negotiable depending on the bank, the car and the place you buy the car.

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I purchased a car last Friday didn't make it home before it stopcan i take it back and get my money back?

You should be able to, if it was mechanically faulty then it should be viable for a refund. Was it purchased through a garage or privately? If they refuse to refund you or repair it then go to the citizens advice burea and ask them for adviceHope this helps.

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Will my car battery die if I don't drive it?

You won't fully recharge your battery by going for a drive, idling the engine, or going for a short stop-start trip.In fact, 'surface' charging or continuous undercharging will lower the capacity of the battery over time and shorten its life.

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Will my car die if I leave it running?

In the end, leaving your car idle for 30 seconds to a minute can do it no harm.Technically, letting it run idle longer will not cause much harm, either.However, keep other aspects of doing so in mind.Letting the engine run for no reason is a hazard to the environment.

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Do I have to keep paying for a car that has been reposed by a bank if I surrender it to the bank in which is carring the loan?

The bank will sell the vechile, u will be responsible for the difference between what they sell it for and what you owe . plus any interest and penalties.

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My car is financed but is beyond repair an I need to know if I c an I sell it to a salvage company?

If your car is financed you cannot sell it to a salvage company. Even if the car is beyond repair it does not technically belong to you until you have finished paying for it. Once you pay the finance company off you can sell it to anyone you please.The salvage company won't or shouldn't purchase ...

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Is it better to finance a car through a bank or dealership?

Financing Through the Dealer Dealer-arranged financing works the same way as bank financing—the only difference is that the dealer is doing the work on your behalf.After you choose your vehicle, the dealer will have you fill out a credit application, which they'll submit to multiple lenders.

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What happens if I total my financed car?

Totaling your car can ruin your year, but it's especially traumatic when you still owe money on the vehicle.If your vehicle is totaled and you still owe more than it's worth, your car insurance company will pay only actual cash value (ACV) for your vehicle.

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If My son evaded police in my car will that show up every time they run my plates?

Yes, if they got close enough to read the plates.

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Do I have to change my garaging address if I take my car to college?

Are you in a different state? Wouldn't hurt to advise your agent or the policy services dept of your insurance company.

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Do you have to pay the bank back for a vehicle if it gets wrecked and the bank pays it off?

Yes, unless the amount of the loan was covered by the insurance.

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Do you have to take a car back to the garage if its broken down or should the garage collect it if its under warrenty?

Your warranty coverage should include towing costs. Whether they pay it up front or whether you're reimbursed after first paying the costs depends on the terms of your contract, but, more likely, it'll be the latter unless you've signed up for a roadside assistance programme.

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HSBC Auto Finance was supposed to take my car- it's been 4 months. When should they come and get it from me?

Is this a voluntarily repo are you owe 4 months of payment?

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Can you return a financed car back to the dealer?

Unfortunately, yes, you may still owe on the car.Simply returning a car to the dealer doesn't necessarily resolve whatever debt is attached to the vehicle.Regardless of the car's condition or status, the lender still expects the loan to be repaid.

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Does letting a car go back to the lien-holder affect your credit even though i took no loan from the bank and also what is the best way to give it back to that person?

If you were the lien holder, how would you like it given back? How soon would you like it given back? and how much money would you want if the person you trusted were to give it back in it's current condition? The credit effect is between you and your God.

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Is it safer to finance through a bank than a car dealer?

Not only safer, but you are also likely going to get much lower interest rates if you choose a personal bank lender, rather than go with the dealer's lender.

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Is it possible to finance a car for 7 months and then switch banks?

Sure. But unless you are getting a far lower interest rate it's not worth the trouble. Possible but not practical

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Is it better to finance a car through bank or dealership?

But before you sign the papers at the dealership, you might want to consider if you can get better interest rates and lower your payment by financing your next car through a bank or credit union.

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You have a caravan that has been voluntary handed back to the bank creditors do they have to by law achieve the maximum price?

If you mean the retail price, NO! They will sell the van for whatever they can get which is in essence the maximum price. The selling price must be resonable. You will then be responsible for the difference in the balance on the note and what they sell it for. You will also pay repossession fees....

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If I buy a car from a dealership and I test drive it and its all good but when I drive it home to speedometer doesnt work cab I take it back to get it fixed?

Each car dealership has their own return policies. If you test drive it and it works, but then when you get home the speedometer doesn't work, you will have to refer to your warranty and sales agreement to see if you can get it fixed.

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Will it hurt my car if I drive it with a bad heater core?

No, but if it's leaking coolant, you'll need to ensure you don't lose to much, and refill as needed.

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They have not followed our written agreement and I would like to get my vehicle back. What can I do to get it back?

A written contract is easy to enforce. You must follow any guidelines stated in the contract once the breach of contract has been done. If it is a simple matter of they have not paid for the car as stated in the contract you can demand payment in full and if they don't pay in full reposess it. If...

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What if they repo the car from apt complex and tow it back to car lot with people in it and also knock down the owner of the car as they are pulling off?

Take that up with the police.

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Can I use my car as collateral if I still owe on it?

If you own your car outright, you could use it as collateral.If you have a car loan, you might have enough equity.If you have enough equity, you may be able to use your car as collateral to get the loan you want, though you should check with your lender to make sure the loan terms will allow it.

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Can another debtor seize my car if the finance company still has a lien on it?

State laws vary, but if there is a mechanics lien on your car, or your car is impounded by law enforcement because of drug possession, the answer is yes, yes they can.Typically law enforcement will not impound and auction a car that has a lien on it for the value of, or more than the car is worth...

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If you live in Texas and have two cars financed by different banks and you haven't kept up with payments on one of them can they take the one that is current on payments?

Don't know for sure about Texas, but in my state of Ky, they will repossess, the car the default loan is held on. They have no legal right to take the car that is not in default. You do not want to have your car repossessed. Talk to the lender and work something out, even if you have to sell one ...

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Can I sue if they repo my car and sell it the same day?

As with all legal questions, you should seek the advice of a local attorney. That said ... in most places the lender is required to give "reasonable notice" to the borrower that the repossessed car is to be sold, and generally "reasonable notice" is considerably more than "a few hours". It could...

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Do you have to pay for a car if it gets repossesed?

Yes, if a leinholder reposessed a vehicle from a person that owes a debt. then that vehicle is taken to an auction and the person it was reposessed from must pay difference. If the amount owed is $12000 and the leinholder sells it at an auction for $8000 the previous owner must pay the $4000 diff...

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How do you return a car back to the bank?

How to Give a Vehicle Back to the Bank Contact the Lender Directly. Call the bank that holds your auto loan. Negotiate With the Supervisor. Ask for a supervisor if you know you owe more on the loan than the car is worth. Arrange a Ride Home. Turn Over the Appropriate Items. Request Proof ...

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Is it a law that bicylists ride on the same side as cars and can they be arrested if they don't?

Generally, road users must comply with the rules and regulations that apply to the vehicle. In most cases that would include cyclists obeying keep on the right or left, whichever is applicable in that jurisdiction. There may be exceptions for cyclists (or other road users) in special circumstance...

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What happens if you give your car back to the finance company?

You are unable to make the loan payments, so the lender is taking the vehicle back.It will be sold to recoup as much of the debt you owe as possible.If there is still a balance remaining after the sale and you don't pay it, it could be turned over to a collection agency.

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How much verbal abuse do you have to take from the bank that repossessed the car?

they can call you as many times as they need to. depending on your state. most laws require 3 months of non payment before they can send a tow truck to come get your car for repossesion

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How do I remove my husband's name in the process of divorce from our joint car He is willing to do it?

Both you and your co-owner must appear together at your local DMV (Department of Motor Vehicles) with proper identification, the title in hand, and enough money to cover the cost of their services. Simply tell the clerk you are looking to switch the vehicle into your name, pay for the new title, ...

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Why did the Sheriff send you notice that your car was impounded if it was repossesed over 7 months ago?

The short answer is "because someone screwed up somewhere."My guess would be that you were the last registered owner.

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What will happen if you dont make any payments or turn the car back into the bank?

The vehicle will be repossessed in all likelihood. There is an entire national industry dedicated to locating and securing vehicles with defaulted loans. The people who work in this industry are very good at locating your car, your home, your family, your friends, your place of employment, your b...

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If my friend got there car taking to an impound how do i locate it to get my stuff out if his car?

The police department that towed the car will know where the car is and can give you that information. The tow yard is going to require the title holder to be present (with an ID) or they may allow a written note from the owner to release your items that are in the car. The tow yard is able to te...

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How long will it take for my letter to arrive?

Timeframe for Delivery The United States Postal Service (USPS) reports that as of January 2018, it takes an average of one to three days for First-Class Mail to arrive at its destination.Priority Mail likewise takes one to three days.

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I live in TX and my truck is financed in FL bank isn't licensed in TX can they still repo my truck?

yes if they have your address

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What happens if I cancel my car contract that financed for 5 years for personal reason and its been a year and a half that I have paying the fees?

A contract is a binding legal agreement, and you cannot cancel the contract. If you fail to make your payments on time they will repossess the vehicle. They will then sell the vehicle for whatever it will bring, and you will be required to pay the difference in the selling price of the vehicle an...

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If your car's repossessed and they take it to an auction do you have to pay anything and how long will it be on your credit?

You dont HAVE to pay anything. You may not get credit in the future because you dont pay. It will be on your CR usually for 7 years. Depending on where you live, if the lender gets a judgement, they could garnishee your wages.

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If you have 10 days to settle with the bank can the tow company brake into your car and take personal items before that time is up because it has been 2 days and they did?

Sign a complaint with the police against the tow company and it's owners. They took your vehicle and depending on the state you can sue them for negligence in protecting your property.

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How much money would I save if I traded my car as apose to selling?

The Michelin Cross Terrain SUV tire is a premium highway all-season light truck tire designed to complement the way most Americans drive their sport utility ..

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Will it hurt my car if I remove the catalytic converter?

Detrimental Effects.Other impacts of removing the converter include risking damage to the other components, primarily the oxygen sensor, which works in conjunction with the catalytic converter.This may also cause the check engine light to come on, which will cause the vehicle to fail an emissions...

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Am i responsible if my car was backed into and i wasn't in the car?

definitely not, perhaps if you parked in a no parking zone.

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How can i get my car back if it was repossession throught west lake?

Get caught up on your payments, plus repossession fees, before they send it off to auction. West Lake should (although it's not guaranteed) contact you to talk to you about how you want to proceed.

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Can I swap my car finance to another car?

Yes.With Payment Swap you can change your car if it's still on finance - even if you're only halfway through paying it off.Negative equity is when the value of your car is less than the amount of finance you still owe.We can finance your negative equity in your new agreement up to a certain amount.

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How Long Will This Happen Or Should I Take Car Back Where The Oil Was Changed?

Need to know what happened.

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If you gave a charged off car back to the cosigner would I be responsible for what they do with it?

Yes. You signed the loan agreement, so you are liable.

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Can you ask the car company to take a recalled vehicle back if it is within 90 days?

It doesn't hurt to ask, but generally the lemon law is 3 attempts to fix same problem and if problem still persists you start the process of but back

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Will my car run if I unplug the MAF sensor?

Car runs with the mass airflow sensor unplugged.If you plug it in it will die if the car is running.If you unplug the mass air flow sensor the car will start.If you try to plug it in while it's running the car will die.

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What do I do if a car seller says they don't want to sell it after I register it in my name?

if you already paid for it then you say "up your ahol". If you didn'y pay for it yet then then your screwd

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Will my car die if I disconnect the battery?

Yes you can.In fact, before you replace your car's dead battery, you should jump start it with a new one and remove it while your car is running.This method helps to confirm that it's your battery that is dead and not the alternator.

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Can they report your car as stolen if they haven't succeeded in repossessing it?

rport it stolen?? Who will take the report?? Barney Fife??? NO, cause its NOT stolen. The 'stolen" line is a sure sign of a LAZY repoman. Or an uneducated repoman who believes everything they hear. How can you "steal" your own car?The lender CANNOT report the vehicle stolen. You, as the registere...

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If took out a car loan for someone. They could not co-sign dut to bad credit. Can I sue if they stop paying me back?

No, by signing the contract as a co-signer you automatically accept the responsibility if the signer is not paying you will be financially responsible for the loan. There is no legal action you can take against the signer. For more information you can visit http://www.autocreditfinancial.ca IN so...

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Can you give your car back to the finance company?

Returning the Car to the Dealer “Keep in mind you have a legal obligation to pay the terms of the loan and the car dealer is typically not the finance company who holds the loan (unless they are 'buy here pay here').Either way you cannot simply 'give back' the vehicle to a dealer and walk away.”

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How do I get my car back that I sold to a friend and they have not paid the agreed monthly payment. they havent paid any payments in 3 months.?

Hopefully you did not sign the title over until it was to be paid for. If you did not sign over the title the car is legally yours. If you did, consult a lawyer.

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Will a dealership buy my car if I still owe?

Trading in a Car You Still Owe On One option is trading in your old car during the process of buying your next vehicle at a dealership.It's convenient, because the dealer can pay off the loan balance if you still owe, and, in an ideal scenario, it also reduces the purchase price of the vehicle y...

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If you bought a brand new car and your not happy with what they did can you take the car back to the dealership?

No. Once you sign the papers, there is no buyer's remorse law (the 3 day rule) on vehicles. Sure, they would probably give a good deal buying your a used car with little mileage on it. But it is a used car the minute you drove it off the lot and probably lost several thousand dollars worth of value.

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Does the repossession company have to notify the police that they are repossessing a car before they take it in Texas?

nessa, who's "version" of the law do you want?? the local cops who like to protect their cousins, etc and make up local rules as needed? Or the repomans version??I NEVER call in unless I have something to call about. And when they want me to stop by so they can get a copy of the paperwork, I ask ...

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If I'm 17 can my mom take away my car if I paid for it in full?

If the car is in your mother's name, yes.

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Will the military ship a car to me if i buy it from someone deployed?

No. It's a transaction of personal property between you and that service member. The military has no obligation to ship anything on their behalf.

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Trying to put in a CD player but it wont get power the old one will if i plug it back in but the new one wont?

New one may be defective.

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If you have someone else take over your car payments and they haven't made a payment in a few months can you legally take the car back?

No. Not if you signed the title over to the other person.If they don't pay the loan then your credit will take the hit. If the car is still registered in your name you can take it. If so, do you realize how risky it is to allow someone to drive a car that is registered in your name? You are respo...

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