If an uninsured vehicle wrecks your car who pays?
Usually your insurance should cover the damage, but this is only if you have coverage for uninsured motorists. Talk to your insurance company to find out if you have this coverage and how to file a claim. If you got a police report from the accident, you could file a claim in civil court to make the person who hit you pay out of pocket. There is no guarantee that you will win this, however, and it can be costly. Plus, if the people have no insurance to begin with, they probably don't have the money to fix your car. It's probably best to count your losses and let the law handle who hit you. Good luck!
who ever's name is on the note. you may have to take them to small claims court.
If the insured driver is at fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.
In most states, your car insurance would be considered the primary insurance if a friend wrecks your vehicle, according to the Insurance Information Institute (III).So, if the friend is at fault for the accident, your auto liability coverage may help pay for the other driver's medical bills or da...
It does not pay for your vehicle. You would have to have collision insurance. In a one vehicle accident, liability only would come into affect if you caused damage to another person's property.
If you get into an accident with an uninsured driver, and the uninsured driver was at-fault, then the uninsured driver is liable for any damages he or she caused.Typically, the other driver's car insurance would cover this liability.They're driving without car insurance because they cannot afford...
Whether or not someone is covered under your insurance policy in the event of an accident should be outlined in your individual policy. Insurance coverages also vary from state to state and the type of limitations on the individual policy could also be a deciding factor on if someone was covered ...
Always make sure you call the police in case of an accident and take lots of pictures and take down the other drivers information.There is an exclusion in most auto insurance policies for something called 'intentional acts' and if you hit a car on purpose then you have committed an 'intentional a...
the uninsured automobile owner rhas to pay out of pocket for the damage
the person driving the car you are resonsible for making shure everything is working while u are driving wether its your car or not..
Do's and Don'ts After You're Hit by an Uninsured Driver Call the police. If you get into a car accident, regardless if the other person has insurance or not, it's always a good idea to call the police. Don't accept money. Swap information. Gather details. Take pictures.
You can insure the remaining undamaged area(s) of the vehicle by taking it to your agent and working an agreement as to what is covered for any future damages that may incur. The vehicles value will be arrived at for a price in case another accident renders it a total. You may have to do some sho...
Yes, unless the amount of the loan was covered by the insurance.
Who is Liable For Damages if Someone Else Wrecks My Car? “Contrary to popular belief, in case of an accident, car insurance follows the car — not the driver.In most states, comprehensive and collision coverage protects your vehicle regardless of who's driving it” (Esurance).
Tips for Handling an Accident With an Uninsured Driver Call the police. If you get into a car accident, regardless if the other person has insurance or not, it's always a good idea to call the police. Don't accept money. Swap information. Gather details. Take pictures.
The law says that you must normally have at least third party motor insurance if you drive or own a vehicle.You must also have insurance if you leave it parked on the street, on your driveway or in your garage.However, there are situations when it's legal for your vehicle to be uninsured.
If that person has insurance coverage, their insurance pays.If you're hit by an uninsured motorist, and the police determined the accident wasn't your fault, one of two things will happen.Even if you don't sue, your insurance company may take legal action to recover damages from the other driver.
The lease company is the owner of the vehicle.The contract you have will state who is responsible for registration fees.If you paid for the registration, you may be entitled to money back from the lease company, but not the Department of Motor Vehicles.
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Me and my girlfriend usually switch cars on my way home from work if shes going to get out after dark in which case she could potentially be pulled over with a broken tailight on an uninsured vehicle. She got mad at me for not getting the car becuase it was already dark by the time i was by her w...
The person the lien is against is still obliged to make the payments. If they fail, a lawsuit can be filed.
That would be a criminal offense and therefore subject to criminal punishment that may include custodial time.
This is a very good question. About 10 years ago I was with a friend and he was driving and we were backing out of a convenience store parking lot when he backed into a 1994 Toyota Supra with his new pickup. The pickup's bumper was pretty solid so it sustained no damage but the Toyota's door was ...
If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?
No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.s from other contributorsUsually they don't. If you had no type of uninsured motorist protection which doesn't cost that ...
Your ability to sue in no-fault states is restricted -- you typically can't sue the other driver unless you suffered serious injuries and/or incurred medical bills over a certain amount.If you live in a traditional negligence state, you may file a lawsuit against the uninsured driver.
Both parties are.The fact that the car is parked illegally or not has no bearing on who is at fault. The car that slid down the slope is at fault.
If you did not comply with the terms of the contract, they can repo the car. If you DID comply with the terms of the contract they are in violation of the law if they try to repo the car. It all depends on the terms that you originally signed. If it was a DUI wreck or anything else that willfully...
Regardless of the coverage on your policy, you can still be considered at-fault during a traffic accident even if the other driver is uninsured.Based on the available information, insurance companies will make a determination of fault and go from there.
I'm not an attorney either, but that seems like a situation in which fault would be shared. An uninsured car cannot be on a public roadway - ipso facto, it never should've been there in the first place, and the conclusion can be made that the accident wouldn't have happened if the car wasn't on a...
If you have car insurance and your child takes it without your permisson and wrecks your car are you covered?
only if you have full covrage.if you only have liabilty your screwed unless they had your permisson.it's called auto theft to the insurance co.if you don't press charges,then you get to pay for everything.
The short answer to this question is NO.Your insurance company should not raise your rates for making an Uninsured or Underinsured Motorist claim on your policy.Making an uninsured motorist claim won't affect your insurance rates, unless you are involved in a large number of accidents in a short ...
While some dealerships include maintenance in their lease contract, most require the borrower to pay the upkeep expenses.The contract may also list penalty charges for those who lease the vehicle and then do not keep up with the manufacturer's suggested maintenance schedule.
If you drive your car and cause an accident, your car insurance will pay for the damages you cause, as defined in your policy.If your friend drives and crashes your car, you may assume that he -- and his car insurance -- will pay for damages.In fact, you are on the hook.
it can if they find that you lied about your car being stolen.
Nothing - provided the vehicle was mechanically sound ! If the driver was silly enough to be involved in an accident - it's THEIR responsibility - not yours !
Kind of an odd question. If you get burned from something on your car, that isn't caused by a mechanical fire , I doubt if your insurance company would pay you anything. Their liability is for accidents and damages done to other cars in traffic accidents. You need to provide more info for a bette...
If my vehicle does not pass a portion or all of a safety and emissions inspection, do I have to pay the inspection fees when it is re-inspected? In other areas of the state, you must bring it back within 30 days to the SAME station that did the original inspection.
If you pay late have a wreck a week later can the ins co. cancel and refuse to pay even if they keep your money 30 days in SC?
You will need to read the agreement you have with your insurance. Usually, there is a grace period for payments. It sounds like your payment may have arrived after that period. If you are certain it did not, keep pursuing the issue. Perhaps you can get a copy of your cancelled check from the bank...
Assuming you're from the United States, the answer is yes. You can be sued for absolutely anything. God Bless America.
If driving a company truck when not at work you are reliable for everything. If you wreck you could get fired and have to pay for damages.
The best place to go is to the dealer you bought the car from.If this is not possible, check with your local tax office where you renew auto tag. They can help you get the title.
by looking at the car license
Who is responsible for an uninsured car parked in front of the owner's house when it is damaged in an accident caused by a neighbor?
In agreement with the previous post, I must say that anytime someone runs into a parked (non-mobile) vehicle or object, the moving vehicle is obviously at fault. This is what steering wheels are made for. Keep in mind that, as the previous post mentioned that while it is illegal in most states to...
About half of it's actual value.
Is there an applied consent law in pa for the state to have your wrecked vehicle towed off the road if blocking traffic when i get my license or register my car every year?
A vehicle may be towed from the road if it appears to be abandoned, is damaged or has been in a crash so that it is not operable, or it has not moved for a certain number of days.The fact that it is licenced does not matter if it can not or has not moved and one of your neighbors or landlord comp...
If the heirs at law want to keep the car, they must pay off the loan. Otherwise, the car would be repossessed by the lender.
The person who is found to be at fault or liable pays for the damage.
If you mean "totall loss" or "written off" then take them to Court. The dealer has no legal obligation to inform you that a car has been wrecked, unless you ask. Now if the car was totaled and then rebuilt and re-titled, then you may have legal recorse. Some states require that the dealer inform ...
Call a car lender. It depends if there is a registered owner, they shoud repair the car, but if they don't then you can hold them peronally responible for the repair. However if the payment are made on time then your vested intrested in being paid for. You can sue for depriceiation. But call a le...
You must also have insurance if you leave it parked on the street, on your driveway or in your garage.The police can check on the spot if your vehicle is insured using the Motor Insurance Database.However, there are situations when it's legal for your vehicle to be uninsured.
If an insuranced person hits your car and your car has never been in an accident Are they required to pay anything for the loss of the value of your car?
Depends on the state or country you are in. That's why it is best sometimes to get an attorney. Some insurance companies supply their own attorneys for their clients. If the damage and personal injury is substantial it would be in your best interest to get an attorney>In my opinion the insured...
If your car's repossessed and they take it to an auction do you have to pay anything and how long will it be on your credit?
You dont HAVE to pay anything. You may not get credit in the future because you dont pay. It will be on your CR usually for 7 years. Depending on where you live, if the lender gets a judgement, they could garnishee your wages.
You are still obligated to make your first payment even if your payment booklet has not arrived. Your paperwork should have included a form which stated the contact information for your lending institution in the event this scenario presented itself.Buy a car, read the paperwork, understand the p...
If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
About an hour ago, I got pulled over for driving an uninsured vehicle and received a ticked for that (which was $287) and for not having the proper insurance documents (which was also $287). I'm in Oregon.
Not if you let him!.. If the heads already blown the car will only overheat but if the engine ceases your liable! too bad!
Your friend. You must keep at least 1 to 3 car lengths behind the car in front of you in order to have enough breaking distance.====Your friend -- generally the person who crashes from behind is liable.As a rule of thumb, you should leave at least one car length in front of you per each 10 miles ...
you will probably get free room and board for a while from the authorities enjoy
If you don't renew your vehicle registration, you won't get that little sticker you put on your plate, which means your registration will be expired.If you are driving the car, the police can pull you over simply for an expired registration.You can get a ticket.
If you ignore your student loans, your balance will keep growing as interest accrues, plus you'll likely owe hefty additional fees if your debt gets moved into collections.If you default on federal student loans, the government can take your tax refund or up to 15% of your wages.
If you drove someone else car and they did not have car insurance but you have car insurance will your car cover the damges of the uninsured car?
If you're over 25 and have comprehensive insurance, you're covered third party only on other cars, so it wont cover the damages of the car you were driving, but if there was a third party involved they're covered.
The lessee (you) pays all registration and taxes on a leased vehicle, whether they are charged annually or as a one-time up-front charge, just as you would if the vehicle had been purchased.However, the amount of tax can be different when leasing.Most often sales tax is simply added to each month...
What happens if your newly bought un-insured car is parked by your home on the street and gets hit by someone else?
Hopefully that person that hit you has insurance, other wise the problem is yours. IF you had an existing insurance policy on another vehicle (traded cars or adding a second car to the household) your carrier will PROBABLY cover this one.
Who pays for the damages on the car if that person scrapes the side of their car on your electric gate?
They do ! THEY collided with YOUR gate. It was up to them to pay attention to what was happening around them.
Most stores like Pep Boys and various other auto repair places have a mechanic on duty authorized to do vehicle inspections. In most states requiring inspection they have state operated garages.
tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of th...
Uninsured Drivers It is not recommended to let any driver not listed on your policy that doesn't have a car insurance policy of their own drive your vehicle.If an uninsured driver needs to drive your vehicle, ask your insurance agent if you can add them as a driver.The driver has a suspended lic...
This depends entirely on why you stop paying. I am assuming that your vehicle is security for a promise to pay...either a loan or a retail sales finance contract. But let's say you purchased credit disability insurance on the debt and you got sick and cant work, and therefore can't pay. In this c...
If you stop paying on your timeshare loan, you face foreclosure.Foreclosure is the process whereby the lender files to take possession of the property and sell it at auction to recover the money you owe.The judge may issue a deficiency judgment for the remaining balance due after the auction.
yes if they have not got the viechel in there name if so ur stuck but not there name get a court order if they dont give u it back get the cops to arest them
If only one car is moving, the driver of a moving vehicle is generally the majority at fault in an accident.For example, if your car is legally parked and someone hits it, the other driver is generally at fault.Which driver had the right of way?
Call the police department of the city/town from which the vehicle was towed. Repo companies MUST report the license tag number of repossessed vehicles so that if the owner calls to report them stolen the police will not enter them into the stolen vehicle database.
If your vehicle was towed from a no parking spot and your vehicle is damaged in the process who is responsible?
The towing company (contractor) is responsible for any damage it causes while removing a car from a public street, and the municipality may have liability if it has its own employees tow vehicles, rather than a contractor.You may also find a sign on private property that says, "Unauthorized vehic...
Nothing, as long as you don't get stopped and you have no accidents. If you do get stopped or have an accident, then you will be in trouble. The vehicle may get taken off the road, or you may have to deal with insurance problems.
Vehicles with engines must have fuel that is combustible. When conbustion occurs, heat is generated with burning of the fuel. This rection ceates vapors that have chemicals (pollulants.) These pollulants are released into the air causing air pollution.
It depends on whos fault the accident was, yours or the other driver.
If your transmission was damaged during the towing of your repossessed vehicle which you recovered can you get the towing company or lender to pay for the damages?
Probably not. The risk was yours since towing was the logical next step for failing to meet the requirements of the loan. It was your failure to meet the requirements of the loan which led to the vehicle being repossessed which subsequently caused the vehicle to be towed. All the towing company n...
Yes, the loan from your finance company is a legally binding contract between you and them. You are solely responsible for the fulfillment of that loan.
I have never lived in Arizona but I am in car sales and am familiar with the law in Tennessee and Virginia and North Carolina I would imagine the law would be similar because of interstate commerce laws.If a car gets reposessed that has a balance on it from the leinholder the leinholder has a rep...