If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

Cars & Vehicles
Insurance

If a taxi driver hits you, and its his fault, the cab company's insurance pays.

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If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible

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If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?

The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.

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If you hit an animal and damage your car is that covered under collision or comprehensive?

I can answer that ! Comprehensive!

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Does car insurance cover if you hit a pedestrian?

Generally, car insurance will pay when you hit a pedestrian.Your car insurance may also cover you if you were hit as a pedestrian by a driver.Your car insurance bodily injury liability coverage will cover any medical expenses incurred by the pedestrian you hit – assuming you were at-fault for the...

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Does insurance cover the car or the driver?

Both. It covers the medical expenses of the passengers and the cost of repair to the cars. That is assuming you have full coverage.

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Is the owner of the car or the driver liable for an accident?

If you are the owner of the car, your insurance company is likely the primary liability coverage after a crash.Under some conditions, people who suffer damages in a car accident can file a lawsuit against both the driver of a borrowed car and the owner of that car.

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Will insurance cover your car in an accident if you didnt file a police report?

Yes, Most states today dont even send out police or law enforcment unless there are injuries. The most common thing done today is swapping insurance info. if someone else is involved.

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If a driver that is buying your car gets in an accident and doesn't have insurance am i liable for it?

you need to get down to your dmv and fill out a release of liability form.

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Does car insurance cover hitting a mailbox?

Answer: Collision insurance coverage will pay for damages to your car and the mailbox too.

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A passenger in a Taxi opens car door at a department store and car going around Taxi at high speed hits Taxi door just as the door is opened Who is at fault Taxi driver passenger fast Taxi driver?

The passenger because he should have looked for cars before he opened the car door.

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Does car insurance cover hitting a pedestrian?

An injured pedestrian can usually file a claim against the driver's or vehicle owner's auto liability insurance policy.Almost all states require that vehicle owners and drivers carry liability insurance to cover personal injuries to third parties and damage to third parties' property.

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Does insurance cover if you hit a curb?

Collision insurance covers damage that occurs as a result of a collision with another vehicle or object.This coverage applies regardless of who is at fault in the accident.Collision coverage will handle damage from hitting a post, tree, curb or other various objects.

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Will an insured driver who hit an uninsured parked car on purpose cover the damages?

Always make sure you call the police in case of an accident and take lots of pictures and take down the other drivers information.There is an exclusion in most auto insurance policies for something called 'intentional acts' and if you hit a car on purpose then you have committed an 'intentional a...

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Owner of car says car is insured and you are covered-you crash-it turns out the car is not insured-your insurance covers other party but not the car you were driving. Who pays for damages to car?

The person that lied to you about the insurance would have to pay for it. you could even take them to court. If they lied about the insurance on your car, they could be arrested under a small amount.

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Is it legal to drive a car when you are not covered by owner's insurance?

Not in the UK it's not ! If you knowingly drive a car without insurance - you're committing an offence - punishable by a fine & points on your licence. The vehicle's owner could also be in trouble for 'aiding and abetting' a criminal offence.

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If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers

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Is the owner of the parking lot responsible for repairs if someone hits your car?

Not in a public parking lot. But if it is a controlled parking low where the employees park and retrieve the cars, the lot owner is responsible. He probably has a sign posted saying he is not responsible for accidents, but he is.

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Does the owner or driver pay fpr gas that is used in a race?

Unless his sponsor does, yes.

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Who is responsibility is it to register the car in NJ - the Owner or the driver?

The Owner is the one who must take care of all of the legal aspects of a vehicle.

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If someone is in a car accident and gets killed was that just an accident or was it your sons time to go home to God?

It depens entirely on how you choose to look at it. If you do indeed believe in God and that he controls these sort of things then I would say there is no such thing as an accident...that it was infact intentional on God's part to call him up. Another way to look at it is that the world is a host...

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Can a car owner be sued for another driver's accident?

Can a Car Owner Be Sued for Another Driver's Accident? To put it simply, yes.As strange as it may sound, you can be held liable for a car accident that involves your vehicle—even if you weren't present at the time.Negligent entrustment means entrusting your vehicle to someone who was unfit to drive.

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Does insurance cover theft if your car door is unlocked?

As a general rule, auto insurance policies do not cover property stolen from a car regardless of whether the car was locked or unlocked.However, some insurance companies do offer policies that offer car theft insurance.These policies cover stolen vehicles as well as theft of possessions in the car.

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Will insurance cover hitting a curb?

Car insurance policies will cover damages to your vehicle from potholes or guardrails under your collision insurance coverage -- if the damage is more than your collision deductible amount.The damage to the vehicle would be covered under your liability coverage.

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Does comprehensive insurance cover hitting a curb?

Comprehensive insurance covers damage to the insured vehicle that occurs as a result of anything other than collision.Most insurance policies include hitting a deer under the comprehensive insurance rather than collision.

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If you are the owner of a car can your parents insure it and put you as secondary driver to save money?

Yes, they can. It might vary by state and insurance company, but if your parents insure it, and put you as a secondary driver, and one of them as a primary, it is legal. The problem is usually the insurance company will charge the premium based on the highest step (or highest risk) driver on the ...

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Can you sue the owner if his car hits your car while parked?

I would think it would be negligence for not securing his car properly that it moved on it's own to injure you.In short, YES sue him into the stone age.

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What happens if the person that hits you is covered in another state?

Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.

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An uninsured driver is hit by an insured driver who pays for the uninsured car?

If the insured driver is at fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.

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What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?

You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket

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How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?

You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.

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Where can I obtain insurance information on a vehicle that has hit me when the owner is refuseing to give it?

The Police should have come to the scene of the accident. A Police report would be filled out and filed which would contain that information. If you didn't contact the Police and no report was filed, the only option you have is a lawsuit. Good luck.

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Does insurance cover if your car breaks down?

Auto insurance may cover comprehensive and collision breakdowns.However, there are still other breakdowns that it likely won't cover.Mechanical breakdowns can result from the normal wear and tear of your vehicle.Auto insurance policies generally won't cover these standard repairs.

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If you have car insurance and your child takes it without your permisson and wrecks your car are you covered?

only if you have full covrage.if you only have liabilty your screwed unless they had your permisson.it's called auto theft to the insurance co.if you don't press charges,then you get to pay for everything.

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What are some insurance companies that cover drivers with DUI record in the state of Florida?

You're likely to pay a fine, face suspension of your driver's license, attend a DUI education course and serve probation. Some states may require impounding your vehicle, performing community service, installing an ignition interlock device, or serving a short jail sentence.

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Is it true that in Florida no fault insurance is optional for owners of a vehicle?

Florida is a no-fault insurance state.Accordingly, every car owner must carry no less than $10,000 worth of Personal Injury Protection (PIP) as well as $10,000 of Property Damage Liability.The reason Florida passed this law was for controlling the amount of fraud encountered for medical payments ...

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If you have previous car damage and are hit in the same spot does insurance still cover the damage?

If they can tell it was damaged before, then it's up to the adjuster to give you what he thinks it's worth.

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Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?

Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed.If you have your permit, and wh...

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Who is responsible for vehicle to be insured Is it the owner or the person who drives the car?

Owner has to insure the car, the driver has to have a licence to operate it along with insurance, some places have separate insurance from licences, but generally the owner plates it which comes with a certain level of insurance and the driver may have a licence but no insurance, so ultimately it...

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Will your auto insurance cover your auto if seized?

If stolen yes, if seized legally (say as a debt or by the police) no.

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Is it better to be a owner operator or company driver?

A company driver wage will eventually top out to a maximum.It is NOT necessarily the case that the earnings of a company driving job will be less than the earnings of an owner operator.After the owner operator pays his expenses, a company driver may very well have higher net earnings than some ow...

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Is it always your fault if you hit the back of a car?

Rear-end collisions are one of the most common types of accidents.If a car hits you from behind, it'll almost never be your fault, even if you were stopped.One basic driving rule is that you're supposed to leave enough room in front of your car to stop when the car in front of you stops suddenly.

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Does green flag cover the car or the driver?

Answer: At Green Flag we cover the vehicle not the person, so no matter who is driving, the vehicle is always covered.

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What happens if you don't have enough insurance to cover an accident?

Your driver's license will be revoked, you will be fined for not purchasing automobile liability insurance, and you will be personally responsible for all injuries you caused, even if the person you injured had uninsured motorist coverage (their insurance company will pursue you to reimburse it).

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When a car owner who is the insured has a revoked driver's license can someone else drive the car?

No, it is unwise to allow another person who is not on your policy to drive the car. If you are in the car with the driver, then it might be okay - it depends on your policy, you could call your agent to see.

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Will your insurance company cover your car in a DUI?

Probably not. Driving drunk is a violation of both the law and your insurance provider's terms and conditions.

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Is Hit and Run covered under collision or comprehensive?

Hit-and-run accidents can involve cars, pedestrians, or other property.Comprehensive coverage pays for damages to your car because of fire, falling objects, wind, hail, earthquake, explosion, or vandalism.If your car is parked in a parking lot and is hit by another car, collision will provide cov...

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Do you need to contact your insurance if someone hit your parked car?

Yes, alternatively you could pay for the repairs yourself.

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What happens if your at fault in a car accident with no insurance?

If you damage your car or suffer an injury from an accident, you could be left dealing with auto repair and medical bills.Some states have “No Pay, No Play” rules, meaning that if you don't have insurance, you can't collect money in certain instances — even if the accident wasn't your fault.

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If you are in an accident and at fault will the insurance company repair your car?

It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...

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Car accident and the person who hit victim did not have insurance but victim does?

then it turns into a legal matter where the person who didnt have insurance gets sued for losses and medical expenses

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Does your car insurance cover car rental?

There are exceptions to this but normally the car rental firms insurance covers the the car, if in doubt always get CDW when renting a car (Collision Damage Waver)if you have OPCF 27 on your car insurance then your insurance will cover the rental car, its called the Laibility for damage to non-ow...

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What happens if a car that is wrongly parked is hit by another what does the driver of the wrongly parked car do?

The owner of the car that was wrongly parked still has the ability to sue. They should get the other driver's information and file a claim on their lawsuit.

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What should you do if you hit a parked car and do not know the owner?

Leave your name and phone # on the car so the owner can contact you.

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If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?

NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.

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What if you are insured on a car but a named driver has an accident will it effect my personal insurance quotes in future if i get insurance of my own?

Hi;The answer in Ontario Canada, is yes. I believe the Canadian AND US insurance industries are united within this circumstance. The policy holder is responsible for everyone he/she accepts as second/subsequent drivers. If however YOU are the second driver named on a insured policy, and you opt t...

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Can your driver's license get suspended in the state of Florida if your insurance is cancelled?

Acually no, it will just get towed.

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Will your current CA Insurance cover a non registered new car you have owned for two weeks if you get in an accident?

If you have an existing auto insurance policy, the new vehicle will be covered if it is added to the existing policy within 15 days of the purchase of the new vehicle.

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Is a named driver still insured if the policyholder dies?

If you're a named driver on the car insurance policy, you need to check with the insurers if you're still covered.Most policies terminate on the death of the main policy holder, and this will leave you uninsured.You don't have to use the same company.

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Who is at fault if you pull out and are hit by a speeding driver that then hits 2 parked cars?

You are if you were pulling out of a driveway or alleyway. If you were at a side road it would depend on who had the right of way. If you had to stop but he didn't, you're at fault. If he had to stop but you didn't or if he ran a stop, then its his fault. The fact that he then hit two other cars ...

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Does comprensive insurance cover your car if you run over something in the road?

Please give more detail, what is the something?

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Can you insure a car titled to your son Or will it have to be in the parents name He will be listed as principle driver of the car on the parents policy Would this effect an accident claim?

The vehicle must be insured by the person whose name appears on the title. Only the person who holds the title/deed to property has insurable interest in said property, thus they are the only ones who can take out an insurance policy to protect it. If the parents wish to insure the vehicle on the...

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Will my insurance go up if I get hit by an uninsured driver?

The short answer to this question is NO.Your insurance company should not raise your rates for making an Uninsured or Underinsured Motorist claim on your policy.Making an uninsured motorist claim won't affect your insurance rates, unless you are involved in a large number of accidents in a short ...

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Who is responsible if your car is hit by another car and the other car hits a parked car?

The driver of the first striking car is responsible for all subsequent damage.

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Can you submit a claim for accident from three months ago if your truck was in your driveway with no one in it and someone hit it?

It depends on where you live! Each State has its' own insurance statutes, believe it or not! I worked 15 years as a claims adjuster in Florida. In that State, you sould do the following: 1. Report to police! 2. Report to your insurance Company. If you have collision coverage, it will pay for repa...

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If you got full coverage insurance and you hit a tree will your insurance pay for the damage?

Yes, minus your deductible.

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Does insurance follow the car or the driver in Texas?

Robert's Answer: In Texas, insurance primarily follows the car.So long as you are driving the vehicle with the permission of the owner, then the insurance that covers the car is primary in the event of an auto accident.

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Does your liaility insurance cover you if your car catches on fire?

No, Liability covers damage and injury to another party if you are at fault in an accident Comprehensive insurance would cover fire losses

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Will your auto insurance cover your auto if the enginE SEIZED?

No, your insurance is not a warranty on your car. However, why did it seized? Was it because the oil change company didn't put oil in the car after the oil change? Then you need to file a claim with the oil change company's insurance. However, if it is simply a mechanical issue, then no, they won...

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Does insurance follow the driver or the car?

Comprehensive, collision, and liability insurance may follow the vehicle and cover drivers who aren't on the policy.Liability, MedPay, and PIP may follow the driver and provide coverage when the insured person is driving someone else's car, such as a rental car, a friend's vehicle, or a dealershi...

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Can you get insurance after your car is stolen and it be covered?

If you try to get theft insurance after the car is stolen you will go to Jail!The insurance companies have no sense of humour about FRAUD!Penalty for Insurance Fraud in the U.S. is up to 20 years in prison.

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Is it better to slam on the brakes or speed up when your car is about to hit a deer?

You should first quickly check your rear view mirror if you are about to hit any animal.If another vehicle is so close to you that they would rear end you if your slammed on the brakes, don't brake, rather do a "blind spot move", that is, check over your shoulder and in front, especially if the a...

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Does the motor fall out of all your cars if it is hit head on?

Engine, not motor. There is a possibility for it to, if the impact is sufficient enough to shear the engine mounts.

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What if there was a minor accident but no police report or insurance claims?

If you were involved in a minor car accident turn on your hazard lights and pull of the road. Make sure you look write down the other driver's license plate number in case he drives off. Call the police as soon as possible. Exchange information with everyone who was involved in the accident and t...

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If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?

the owner of the car as in you not your friends sorry

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What will happen if the children hit by a car or a truck or a SUV?

It depends on your speed and the age of the child. If you are going faster than 40 MPH upon impact, there is a very low chance of survival. If you knock the child at 2 MPH or slower, they'll get nothing but a bump on the head.

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What if the car belong to the owner of the car that is driving?

You must be the owner's personal driver, I guess.

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Who is responsibility is it to make sure a car has a valid registration in NJ- the owner or the driver?

The Owner is the one who must take care of all of the legal aspects of a vehicle.

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Is it covered under comprehensive or collision when your vehicle is parked unoccupied at a restaurant and you do not know who hit you?

Unless it was an animal that ran into your car it would be Collision coverage that would apply.

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Does your insurance cover other cars?

There are qualifications for the drivers covered.Other types of coverage such as collision or comprehensive insurance will usually follow the car.When an insured drives someone else's vehicle, such as a rental car, a dealership loaner, or a friend's car, he is usually covered for liability insura...

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If you have insurance with aig how long does an accident stay on your insurance?

I don't know exactly how AIG is setup but tickets and accidents usually stay on your insurance for 3yrs. During that 3yr. time frame you will have points on your insurance, the more points the higher the premium. Some companies will look back as far as 5yrs. If your accident is older than 3yrs. b...

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Can car insurance companies charge the passenger for the drivers fault in an accident?

No. The person driving is the responsible party.

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Is your insurance company required to fix your vehicle if you hit a state of Indiana deer?

No. We do not have state deer, here in Indiana. Only wild deer. www.nationalautoinc.com

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If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?

I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...

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If you get hit by a deer and only have liability coverage would your car be covered?

No. Liability coverage takes care of any costs or damage you may do to other people and property during the course of driving, including both bodily injury to others and property damage. Collision insurance covers damage to your car when your car hits or is hit by another object, while comprehens...

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What happens if a car accident is your fault?

Auto insurance in the majority of states is fault-based.If an accident happens in a fault (aka "tort") state, the at-fault driver's insurer will typically help pay for repairs, medical expenses, and other losses like pain and suffering and lost wages, through that driver's liability coverage.

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Does your proof of insurance that you carry in your car have to be the original or can it be a copy of the original?

Your insurance company will give you a insurance card with all of the information needed for proof of insurance. Show that to whoever is interested.

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What happens when there has been a hit and run on your car when you don't even know how it was hit or who hit it?

Well, there are two responses to this question - If your car was damaged in a hit-and-run accident and you have no idea who caused the damage and your car was uninsured, unfortunately, you are stuck paying for the repairs to your car. However, if your car was insured, simply pick up the phone and...

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Will your car insurance rate go down once your car accident is off your record?

Most likely it will but no guarantee. If not talk to your agent or shop for a new policy.

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Will your personal auto policy cover you in an accident if you are driving a rental car?

It may do, but you will need to specifically check with your insurer before you rent a car.

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How can you find out if its your valve seals or rings that are worn?

judge the color and smell of exaust!

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Will your car insurance cover you if you are delivering pizzas?

Depends on your insurance company. Typically if the vehicle was originally insured as a private vehicle, but is now being used commercially [earning money from its use] thye answer would be NO. Some pizza delivery companies will provide insurance cover but at the drivers cost.

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Is hitting a parked car considered an accident?

A hit and run accident is when a person collides with a person or another car (parked or in motion) and flees the accident scene.Leaving the scene is considered a criminal offense.Long story short: If you hit parked car, stay put because it's the law.

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If there was a hit and run can you identify who hit your car by the car paint that was left behind?

Acually there is no way to tell because unless you can tell both the colour and the kind of car then it is impossible because there is bound to be more than one car the same.

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What does it mean if you hit a car with your car?

It generally means you and your insurance company are liable for the repair to the other vehicle and any other bills incurred.

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Would a suspended license driver be covered under full coverage car insurance?

Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered.If the car was damaged and it was parked and not being operated, then that is covered. But not if you are driving it.

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Can you insure a car if you are not the registered owner?

ABSOLUTLY NOT, UNLESS YOU ARE STORING IT BUT NOT FOR DRIVING PURPOSES

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Is it cheaper to rent a car in Miami or use public transportation and taxi services?

It is cheap of you use public transport but if you are going with family or friends then it will add only a little to your expenses. You can easily find companies online that rent car. Even you can book also. Some popular companies can be accessed through miamiairportrentacar.com, rentalcars.com ...

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If owner signs title of car to son and he failed to register or transfer title can he be sued if son has accident and is at fault?

No, the father cannot be sued. If the owner signs it over to his son, then the son is the one responsible for the damages.

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If your boyfriend wrecks your car is he covered?

Whether or not someone is covered under your insurance policy in the event of an accident should be outlined in your individual policy. Insurance coverages also vary from state to state and the type of limitations on the individual policy could also be a deciding factor on if someone was covered ...

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If someone hit your car in a parking lot and filed a police report does their insurance pay?

if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.

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