If a driver that is buying your car gets in an accident and doesn't have insurance am i liable for it?

Cars & Vehicles
Insurance

you need to get down to your dmv and fill out a release of liability form.

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If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?

The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.

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If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.

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If my car is repossessed what am I liable for?

Nothing. The company you held the loan with had taken your property (car) due to your failure to pay them. Your credit is now trashed, but I don't think you will owe anybody major fees.

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If an accident occurs in the work's van am I supposed to tell my car insurer?

Depends on state law. You may want to tell your boss and /or your insurance agent.

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If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers

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I cosigned on an automobile loan and insurance for my son. Who is responsible if the insurance is not paid up and he gets in an accident?

As a cosigner, You are jointly and separately liable for any and all amounts that might arise out of the finance note you guaranteed.

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If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?

I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...

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If someone is in a car accident and gets killed was that just an accident or was it your sons time to go home to God?

It depens entirely on how you choose to look at it. If you do indeed believe in God and that he controls these sort of things then I would say there is no such thing as an accident...that it was infact intentional on God's part to call him up. Another way to look at it is that the world is a host...

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If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible

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What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?

You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket

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How much is it if you get in an accident and you have to pay?

That would depend on the damge done and many more factors.

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What do I do if I get into a car accident with an uninsured driver?

Tips for Handling an Accident With an Uninsured Driver Call the police. If you get into a car accident, regardless if the other person has insurance or not, it's always a good idea to call the police. Don't accept money. Swap information. Gather details. Take pictures.

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Is the owner of the car or the driver liable for an accident?

If you are the owner of the car, your insurance company is likely the primary liability coverage after a crash.Under some conditions, people who suffer damages in a car accident can file a lawsuit against both the driver of a borrowed car and the owner of that car.

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If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured in PhiladelphiaPa?

Yes if she is not specifically excluded from the policy (you would have had to complete a form akin to the 'named driver exclusion'). The insurance follows the vehicle and anyone driving it with your permission, as long as they are not excluded, is covered.

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Are parents liable for a child that has a car accident and the car is in the parents name?

Cars, College Kids and Parents' Liability A parent generally is not liable for a child's negligent operation of an automobile.Essentially, this means that as the owner of a car, you are legally responsible for the acts of the driver of any car you own, regardless of whether you are actually driv...

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If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?

NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.

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What if you are insured on a car but a named driver has an accident will it effect my personal insurance quotes in future if i get insurance of my own?

Hi;The answer in Ontario Canada, is yes. I believe the Canadian AND US insurance industries are united within this circumstance. The policy holder is responsible for everyone he/she accepts as second/subsequent drivers. If however YOU are the second driver named on a insured policy, and you opt t...

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What happens if your insurance lapses and you have an accident?

In the world of car insurance, when you don't pay your car insurance bill, your policy lapses.All this means is that you are no longer insured, so if you get into an accident you are completely on your own.You will have to pay to repair or replace your own car.

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If you are in an accident and at fault will the insurance company repair your car?

It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...

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What happens if i have insurance for a full license but i only have a provisional license and have had an accident?

The driver does not have proper insurance at this point. since the insurance did not cover provisional licenses, the insurance provider mask likely does not have to pay out on any claim.

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If a rock falls off my truck and breaks windshield of following car am I liable?

Yes, most definitely. In fact its best to settle up, rather than deal with police reports and potential DOT penalties.

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Im only the name driver on my exs dads insurance but they have took the car bk am i liable to still pay insurance?

No, if you no longer drive the car and you were responsible for paying the insurance premium, you can contact the insurer and advise them that you are cancelling the policy. Do it using a registered letter that requires a signature so that you can prove the date that you cancelled and that the in...

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If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?

the owner of the car as in you not your friends sorry

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Who is liable if you have an accident while driving a disabled woman in her own vehicle?

It depends on whos fault the accident was, yours or the other driver.

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Will your current CA Insurance cover a non registered new car you have owned for two weeks if you get in an accident?

If you have an existing auto insurance policy, the new vehicle will be covered if it is added to the existing policy within 15 days of the purchase of the new vehicle.

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I am not insured and I have had a acciedent?

If the accident was your fault and someone else was involved their uninsured motorist insurance will pay for their damage. The bad news is that they WILL sue for the amount they had to pay out.

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Can i buy a car and several people drive it and i don't have a licence i am disabled?

Depending on what state you are in, you don't need a drivers license to purchase a car. You only need a drivers license to drive it. If you do have a car titled in your name, you will still need to insure it, whether or not you drive it.

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Do you have to tell each of your insurers if involved in an accident?

Not if it's fender bender that you can fix yourself and the other driver agrees to cover your cost and/or his/hers. Take them straight to the bank immediately. If not, kiss it goodbye. Damages that are extensive enough for a body shop, or where there's any injuries involved, need to be reported t...

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If you have a NY driver's license but don't have a car of your own If you have been driving your friend's car But her car insurance doesn't have your name on it Can you still drive her car?

Absolutely. The CAR is insured, not the driver.

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If you have insurance with aig how long does an accident stay on your insurance?

I don't know exactly how AIG is setup but tickets and accidents usually stay on your insurance for 3yrs. During that 3yr. time frame you will have points on your insurance, the more points the higher the premium. Some companies will look back as far as 5yrs. If your accident is older than 3yrs. b...

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What happens if I let someone drive my car and they get in an accident?

Contrary to popular belief, in case of an accident, car insurance follows the car — not the driver.Even if your friend has great coverage with the highest limits and the lowest deductibles, your auto insurance would have to cover the damages if your friend got into an accident while driving your ...

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What happens if someone borrows your car and gets in an accident?

So if you lend your car to a friend or a visiting relative, you could be liable if an accident occurs.Even if your friend has great coverage with the highest limits and the lowest deductibles, your auto insurance would have to cover the damages if your friend got into an accident while driving yo...

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How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?

You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.

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Can I get insurance the same day I have an accident?

You can usually choose any date between today—that's same-day car insurance—and a month from now.Note that you can't buy car insurance retroactively, even on the same day.If you were in an accident or get a ticket for driving without insurance, you can't buy coverage later and expect it to cover ...

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Will insurance cover your car in an accident if you didnt file a police report?

Yes, Most states today dont even send out police or law enforcment unless there are injuries. The most common thing done today is swapping insurance info. if someone else is involved.

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Is there anything I can do if I am leasing a vehicle that doesn't have features listed in contract (Cruise control) (2015 Kia Rio used) (Iowa)?

Complain to the rental agency. Ask to speak to the manager.

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Can car insurance companies charge the passenger for the drivers fault in an accident?

No. The person driving is the responsible party.

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If someone drives your car with a valid license but your car has no insurance and they have an accident and at fault?

Hope that you have lots of money..Tell me your not stupid enough to drive a car with out insurance....

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Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?

Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed.If you have your permit, and wh...

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If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?

No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.s from other contributorsUsually they don't. If you had no type of uninsured motorist protection which doesn't cost that ...

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Is the registered owner of a car liable for an accident?

In most motor vehicle accidents, the negligent driver is the one held liable for any injuries or harm caused.However, in certain situations, the law can attribute fault to the owner of the car instead.Some common legal principles that apply in these cases are as follows: Has a history of reckles...

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What happens if you dont have insurance and you get into a car accident driving your friends car - she has insurance?

Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.

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Can I register a vehicle if I am an adult and do not possess a driver's license?

Yes you can even insure it - you just can't drive.

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What happens if you get in an accident with an uninsured driver?

If that person has insurance coverage, their insurance pays.If you're hit by an uninsured motorist, and the police determined the accident wasn't your fault, one of two things will happen.Even if you don't sue, your insurance company may take legal action to recover damages from the other driver.

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Is it possible to get an In-dash screen if your car didn't originally have one?

no it is not so stop asking these questions

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What if my 16 yr old gets into an accident and she's not insured?

Assume you mean if driving your car uninsured and has an accident.In California. She'd be arrested and charged with a crime. You would be sued for all damages and maybe charged with a crime yourself. And If anyone is hurt or killed in that accident- Other criminal charges could be brought. So ask...

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What happens if you have an accident and you don't have enough money to pay for an accident?

Depending on the damages and injuries that you were ruled at fault in, you could end up paying a lot of money (often times in the millions).If you do not have enough money to pay for the amount you owe, you can lose your home and any other assets of value.As you can see, not having insurance can ...

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What happens if someone else is driving my car and gets in an accident?

Therefore, as long as you have Car Insurance, your vehicle will most likely be covered if it is involved in an accident while someone else is driving.Likewise, if the accident was determined to be the fault of the other driver, their insurance will be held responsible for damages.

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Who is liable for the damages if I drove a friends car and parked it and it slipped out of gear and wrecked?

i think it might be the owner of the vehicle, legally, because you weren't in the vehicle at the time of the accident, but i would ask a lawyer to be sure

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If I were in an accident and the other driver is faulted there insurance provider has paid the claim do I need to have the auto repair done or can I keep the money?

You can keep the money. You don't have to repair the car.

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Can your driver's license get suspended in the state of Florida if your insurance is cancelled?

Acually no, it will just get towed.

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My son had permission to operate a friends vehichle and the car was in an accident and totaled. is he liable for payment?

if there is insurance it should pay for the loss

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What if someone drives your car and has an accident?

Your insurance rate will increase.

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Does the cost of auto insurance depend on the car and where you live and do i have to pay more if im under 25 i live in Massachusetts im 24 and am asking about insurance for a corolla 1998?

The answer is yes to all of the above.You should shop around and compare prices AND check which insurance companies have the best reviews for customer satisfaction. You might be better off paying a little more to have a company who will work well with you than pay less and find out they aren't th...

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Who is liable in a multi car accident?

Liability follows the party who is negligent or considered 'at fault' for the accident.If you are deemed to be 'at fault' for an accident you will be liable to pay property damage to anyone whose vehicle or personal property you damaged and personal injury compensation to anyone injured by your a...

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Will my insurance go up if I get hit by an uninsured driver?

The short answer to this question is NO.Your insurance company should not raise your rates for making an Uninsured or Underinsured Motorist claim on your policy.Making an uninsured motorist claim won't affect your insurance rates, unless you are involved in a large number of accidents in a short ...

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If a friend borrows a car and doesn't return it how do you get it back?

Well call your friend up and ask for it back because its obviously yours and its not right to take something and not give it back. If they don't give it back then go over to their house and tell them that its your car and you want it back. If they still don't give it back by now then their not a ...

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Do you have to pay for a car when in an accident who does not have insurance?

Pretty much yes, If your liable for the damage then you have to pay for those damages. If you'd have had your car insurance in place at the time, it would have paid the bill for you though.Good luck..

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What to do if you have a car accident and no car insurance?

Same scenario in The United States. In the State Of New Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have full coverage but other wise, you can drive freely withou5t insurance. But if you have an ac...

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What happens if I get into a car accident without insurance?

If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out of your pocket.You could also be sued by other people for damage and injuries you caused them.If you cause an accident without insurance, you'll have to pay for all the damage to your vehicle out...

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Is there a law in Illinois concerning left hand turns in accidents stating that the car turning left is liable?

No. If the car turning left is in his proper lane and has the proper signal he is not liable.

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What happens when friend drove your car and had no drivers license and had an accident?

first of all it is very dangerous to others to drive and you can get the learning license for your friend but you should help the man who got hurts

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What happens if my friend borrowed my car and gets in an accident?

So if you lend your car to a friend or a visiting relative, you could be liable if an accident occurs.Even if your friend has great coverage with the highest limits and the lowest deductibles, your auto insurance would have to cover the damages if your friend got into an accident while driving yo...

Read more

What happens if someone gets in an accident while driving your car?

So if you lend your car to a friend or a visiting relative, you could be liable if an accident occurs.Even if your friend has great coverage with the highest limits and the lowest deductibles, your auto insurance would have to cover the damages if your friend got into an accident while driving yo...

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Is it alegal to buy a car and have it put in another name with you on the insurance?

It would be illegal in the United States. "Fraud" to be specific. to title a car in another persons name to hide ownership.

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I am getting a used car and have thought about purchasing a vehicle warranty. Is it worth it to get one?

If you have questions on the reliability of the car you are purchasing then you should absolutely get a warranty. If you have done your research and believe your car will run smoothly for a few years then you may not want to get one. Your vehicle will have problems and you need to decide if a war...

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If you are not the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?

i'd say both you not that much but who wrecked it is the one to put the blame onThe insurance is for the car regardless of who is driving. It will be the first to pay. If it doesn't cover enough, the person driving can be tapped for the remainder. If the person driving does not have a license, th...

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If you have car insurance and your child takes it without your permisson and wrecks your car are you covered?

only if you have full covrage.if you only have liabilty your screwed unless they had your permisson.it's called auto theft to the insurance co.if you don't press charges,then you get to pay for everything.

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What happens if someone else drives my car and gets in an accident?

In most cases, if you give permission to someone else to drive your car (making them a permissive driver) and they cause an accident, your insurance will cover the costs.If the person who was driving your car doesn't have their own insurance, they may be on the hook financially for damages to the...

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when buying a used car from a small lot is or when is the person buying the car need to have insurance If the buyer had no insurance is the dealer liable?

If you are buying the car outright then it's up to you to decide when to get the insurance. If you are getting credit, you will have to have the insurance in place prior to taking possession of the vehicle.

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Whats wrong with your car if it doesn't start in the heat and when it is started it temporarily dies?

Do you have any particular car or any particular motor in the particular car? BClear.

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If you live in AZ and your spouse in NE and you have AZ tags for a new car that is in his name does the car have to be insured in AZ or NE?

When thru this in Aug of 2005 and AZ DMV was going to revoke title, registration, driver's lic, and chg me a $50 fine unless I fixed promptly; had to buy AZ Auto Insur coverage versus NC insurance; specifically asked if NC coverage would work and was told "insur has to be written in same state as...

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Is it possible to insure a car that doesn't belong to you?

If you insure it in the name of the person who owns the car, yes.

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I I have a e-350 diesel van that doesn't run what could it be?

If its a 05 van with a metal fuel tank that may be the problem. The coating on the tank peals off and plugs up everything. Phil

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If you have an old car that doesn't have a lot of value what type of coverage does it make sense to have?

I would carry the required liablity coverages for your state, but not necessarily the state limits. Let me explain, in my state for example there are three liablilty coverages (with minimum limits) they are property damage 10k, bodily injury and uninsured motorists 25/50k, the limits are the MOST...

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How Can I Get I return a Car ti a Dealer if I find that I cant pay for it?

You cannot simply return the car. You can voluntarily have it repossessed which is a horrible choice. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are establis...

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Do i have to pay when i was in an accident and the insurance paid but the man i hit is civil suing me?

That will be up to the court and no one here car say one way or another what the outcome will be.no

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Can you get an insurance quote before buying a car?

"Having a baseline understanding of car insurance costs through quote estimates can help you better choose which vehicle to purchase," says Kiefer-Vik.But you can't actually buy car insurance for a car you don't yet own."You can't get insurance coverage until you actually own the vehicle.

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The bank tells me that I owe a car loan but the car was in an accident and demolished?

Then you're still responsible for the car payments. If insurance doesn't cover the entire cost, then you have to make up for the remainder.

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Am I responsible for the car that I and she are on the title since she uses it only?

If you are on the title, it's your car and you are both jointly responsible for it. Unless, of course, its settled in the dissolution paperwork.

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What happens when a leased vehicle is destroyed in an accident and there is no insurance?

Usually, the lease car is required to be insured ... and the lease is most likely dependent on continued auto insurance being in force. If the car was destroyed (totalled) and there is no insurance to cover the loss, the car is then gone, but NOT the lease payments ... You will still be required ...

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Can a person buy a car and several people drive it and don't have a licence am disabled?

You don't need a drivers license to buy a vehicle but you do need a drivers license to operate it on the road.

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Is it worth getting a lawyer for a car accident?

You don't need a lawyer in every car crash case.Arguably, in some accident cases with minor, soft tissue injuries you may very well be as well off without an attorney as you are with one.In severe injury cases, there is no question that you need a lawyer to protect your interests.

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Is there an age limit for getting your drivers license?

There isn't yet, but in some states you have to take an eye test over the age of 65

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What if you get in accident and you dont have a licensce?

You go to jail and get a criminal record also your car gets taken away and when you do get a license you get points for previous accident.

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Can I get car insurance with a foreign driver's license?

Car Insurance for Long-Term International Visitors Auto insurance is also a requirement in order to register a vehicle in the United States.Unfortunately, car insurance is not always simple or cheap to get for international visitors, as many companies won't allow you to buy coverage without a U....

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An uninsured driver is hit by an insured driver who pays for the uninsured car?

If the insured driver is at fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.

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Can a buy here pay here repo and resell your car if your insurance is cancelled and keep all the money you have paid already?

Most likely ... the purchaser has to agree to keep a valid insurance policy in force during the loan period. This not only protects you, but it also protects the lender, should an accident occur, their "investment" is covered. If the purchaser negates along the way on auto insurance, then they ha...

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When my car is idling I have heat but when I am driving it doesn't have any heat but cool air?

Taking that your vehicle has not had any work undertaken recently -One or more things could be the cause of your problems so a couple of basic checks are required before you get your hands dirty.......If your car has a temperature gauge you may find that the running temperature will be low when t...

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If a car gets rear ended on a foggy and rainy highway and that car didn't have their tail lights on as required by law is the car that hit them still 100 percent liable?

yes the law states that a vehile be operated in a manner and distance from vehicle in front, to be stopped in any circumstance Driving without the proper safety equipment (lights) was probably a contributing factor.

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What happens if you let someone driver your car they wreck it and get hurt?

Nothing - provided the vehicle was mechanically sound ! If the driver was silly enough to be involved in an accident - it's THEIR responsibility - not yours !

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97 dodge I am getting no brake unless you pump it a hundred times and keep the pedal hard if you release you have no brake I am not leaking fluid started happening when you disconnected your 4x4 actua?

Pull all 4 wheels and inspect the brakes. Something came apart or broke in one of the wheels.

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Why is it cars that get stuck in muddy ground but tractors doesn't?

Tractors for one have larger tires, so they can cruise over mud pits. Number 2, they have thicker treads that give more traction.

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I AM A member and i am 16 i don't have a car how do i get to the hidden high dunes?

u will have to be 16 to enter the hidden high dunes so if a member go if ur 16

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Does a used car dealer have to disclose that a vehicle has been in an accident?

In the US licensed car dealers must disclose whether a car has a "salvage" title, which means an insurance company has decided that a damaged vehicle is a total loss -- in other words, not worth fixing.The damage could have been caused by many things other than an accident, such as flood damage, ...

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What happens if your at fault in a car accident with no insurance?

If you damage your car or suffer an injury from an accident, you could be left dealing with auto repair and medical bills.Some states have “No Pay, No Play” rules, meaning that if you don't have insurance, you can't collect money in certain instances — even if the accident wasn't your fault.

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Can I insure a car if I am not the registered keeper?

Yes, but you will have to tell the insurer you are not the owner or registered keeper when you apply.Some insurers will only offer you cover as the main driver if you are also the registered keeper of the car.However many will insure you, so shop around and check the policy documents before you a...

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Can you get in trouble if your a in a car where the driver is speeding?

No, unless you are holding them at gun point and making them speed, or if everyone in the car just broke a law and is trying to escape the police

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What if your car is taken without permission and a police car hit your car and causes damage to the police car and your car is your insurance liable.?

It depends on who is at fault. If the police car had his lights on, or otherwise was in the right, then the registered owner of the car at fault, will probably be liable, no matter who is driving, and, your insurance may not have to cover it. If the driver has proper insurance, they may cover it,...

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I have a 1970 vw bus and i am getting a lot of backfire . i had the carborator rebuilt but i still have the problem of it backfiring.?

after rebuiling carb jet have 2 b adjusted, check ur timing alsoIf you have any exhaust leaks close to the engine it will promote backfires.

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