Does the title of a car have to be in your name to get insurance?

Answer: Yes, car insurance companies normally require you to own the car (have your name on the title) to insure it.

Car insurance companies want a policyholder to have insurable interest in the insured vehicle so that you are motivated to protect it.

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How old do you have to be to have a car title in your name in Alabama?

State law requires an Alabama resident who owns a motor vehicle to obtain a title for that motor vehicle if it is 34 years or newer model.Automobiles and trucks 35 years old and older do not require titles.

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Does your car insurance and registration have to be under the same name?

Does Your Car Insurance and Registration Have to Be Under the Same Name? In most cases, the owner of a vehicle will insure it in his or her name.This is a practical and logical arrangement.This often occurs when the vehicle's owner is not its primary driver and does not wish to pay for insurance ...

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Is it okay for your daughter in college to have her car titled in her name but be covered by insurance under her parents name?

In most states it's not legal. The vehicle must be insured by the owner.

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How old do you have to be to get a car in your name?

I'm not sure there's a legal minimum age.However, unless you are purchasing the car outright, you will find it very difficult (i.e. probably impossible, unless someone makes a mistake) to obtain a car loan in your name alone if you are under 18, since in most places in the US a contract signed by...

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Does the car that you are driving regularly need to be insured in your name?

Not necessarily. Insurance carriers require that you list the primary driver of the vehicle for rating purposes.If you deliberately omit a high risk driver in order to save on premiums they may decline coverage if there is an accident.

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When finacing a car should the title be in your name with the lien holders name?

There is a separate place on the title for the lien holder information. Unless you have borrowed the money from an individual.

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Can you insure a car titled to your son Or will it have to be in the parents name He will be listed as principle driver of the car on the parents policy Would this effect an accident claim?

The vehicle must be insured by the person whose name appears on the title. Only the person who holds the title/deed to property has insurable interest in said property, thus they are the only ones who can take out an insurance policy to protect it. If the parents wish to insure the vehicle on the...

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Does a car title have to be notarized in Georgia?

Enter your name and signature.Have the purchaser enter his name and sign the back of the title in the appropriate field.The title does not need to be notarized.

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Does your proof of insurance that you carry in your car have to be the original or can it be a copy of the original?

Your insurance company will give you a insurance card with all of the information needed for proof of insurance. Show that to whoever is interested.

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Do you have to have full coverage if the title is in your name?

do I have to have full coverage if the title is in my name

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If you have the title to your car in your name only with no lienholders is it your car?

If you are in possession of the car then you are all set. if the car has been sold 3 or 4 time in other states and titles have been issued by other states it may get a little sticky.also if there is bankruptcy you may not be the legal owner of the vehicle. good luck

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Does the seller of a car have to be present at title transfer?

The person who is the owner of the vehicle must complete the seller sections on the back of the certificate.The owner must sign the title certificate as the seller.The settlor must complete the odometer and damage disclosure statement on the back of the title certificate.

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How old does a car have to be in Georgia to not need a title?

A vehicles need a title to be registered/insure, show that you are the rightful owner. The year of the vehicle has no baring on needing to have a title. If the vehicle is from a junk yard, or totaled, a "salvage title" is available.

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How old does a car have to be to not need a title in VT?

Motorboats will require a title if they are 15 years old and newer and at least 16' in length.The owner or lienholder of a vehicle registered in Vermont must possess the vehicle's title.

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How old do you have to be to put a car in your name in Tennessee?

In Tennessee, unless a child is legally emancipated, it is unlawful for a child under the age of eighteen to be the registered owner of a vehicle.Therefore, nearly every vehicle that is driven by a teenage driver is registered in the name an adult owner, generally their parent/parents.

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Does a cosigner have to be on the title?

If both your name and the cosigner's name are listed on the registration, it indicates you have joint ownership of the car.However, a loan cosigner doesn't need to be on your car paperwork.Instead, he can choose to simply cosign the loan and include his name only on the financial documents.

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You purchase the car at the dealer for your friend does the insurance has to be under your name also?

No, insurance does not always follow the owernership of the car unless you and your friend live in the same house and you have your driver's licence. If you tell the insurance company that you are not going to drive the car at all time and main driver is your friend, then you do not have to be un...

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How old do you have to be to put a car in your name in Ohio?

In Ohio their Bureau of Motor Vehicles (BMV) states if you are under 18 and want to title a vehicle, your parent or legal guardian must complete a minor consent form.

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Does getting a auto insurance policy in your name effect your credit score?

No, it does not affect your credit score at all.

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Can a car title be in a minor's name?

Because minors cannot own property in most states, a co-signing adult is required to sign the title with the child.Once the child turns 18, the title can be transferred into his name.If the teenager is 18 or older, simply have him sign the title as the current owner.

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Does the car owner have to be the insurance policyholder?

Typically, the person who owns a car is the person who insures it.However, most states permit auto insurance policies to be paid by someone other than the registered owner.Some will not insure a vehicle if the policyholder and car owner are not the same.

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How old do you have to be to put a car in your name?

In most states, you have to be at least 18 before you can register any motor vehicle in your name as the legal owner.There are states that do allow some teens who are 16 or 17 to own property.If you live in these states, it's legal to own a car in your name as a minor.

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Do you have to be 18 to put a car in your name?

Because minors cannot own property in most states, a co-signing adult is required to sign the title with the child.Once the child turns 18, the title can be transferred into his name.If the teenager is 18 or older, simply have him sign the title as the current owner.

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Can a minor have a car title in their name?

Because minors cannot own property in most states, a co-signing adult is required to sign the title with the child.Once the child turns 18, the title can be transferred into his name.If the teenager is 18 or older, simply have him sign the title as the current owner.

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If your name and your deceased spouse name is on your car title and you want to trade in this car can you do this without removing deceased spouse name from car title in the state of Texas?

If you and your deceased spouse were listed as "OR" on the title, it only takes on signature to release the title to the new owner. However, if the names were listed with "AND", then both signatures would be required. Since this is no longer physically possible, you need to take the title, along ...

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Can a lien be put on your car if the title is in your name but you owe money?

Yes, but only by a court order. You have to be notified of any court proceeding in which the plaintiff is seeking to place a lien on any property held by you, the debtor.

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Does a car you re not using have to be insured?

Generally speaking, no. If your state requires that a vehicle with a valid registration also have insurance you can usually seek a waiver from the state for vehicles that are rarely if ever driven.

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If a car title lists two names do both people need to be insured if there is only one driver?

Only the driver. When there are 2 names on the title, it's usually because someone helped cosign.

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If you live in AZ and your spouse in NE and you have AZ tags for a new car that is in his name does the car have to be insured in AZ or NE?

When thru this in Aug of 2005 and AZ DMV was going to revoke title, registration, driver's lic, and chg me a $50 fine unless I fixed promptly; had to buy AZ Auto Insur coverage versus NC insurance; specifically asked if NC coverage would work and was told "insur has to be written in same state as...

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Can you register your car in Florida if it is insured and titled in your grams name?

No, the vehicle would need to be titled in your name for you to be able to register it. Your grandmother could register it in Florida and let you drive it.

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Does my cosigner have to be on the title?

It's likely that your car's title will list your lender's name while you have an outstanding loan.However, a loan cosigner doesn't need to be on your car paperwork.Instead, he can choose to simply cosign the loan and include his name only on the financial documents.

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How old does a car have to be to be a classic for insurance?

For insurance and registration purposes, the age of a classic car, in most cases, is at least 20 years old but not more than 40 years old.If you are going to register it (and insure it) as a classic, it should have been kept to its original design and specifications.

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If the title to a car is in your name but the name for the car loan is in someone elses name who has legal ownership?

If only your name is on the title and the loan is not listed as a lien on that title then you are the legal owner. If someone else obtained a car loan for you then their name should be on the title to the car with yours. The question of ownership should be addressed if someone was kind enough to ...

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How old does a car have to be to be considered a classic for insurance?

The “Experts” on Classic Cars A car that is 50 years old or older is officially an “antique," and most clubs and organizations make the distinction between classic, antique and vintage automobiles.The Classic Car Club of America is considered by many to have the “definitive” definition of a clas...

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If you have the car title to your unpaid car would you still be able to sell it without getting in trouble?

regardless of the state if you have the title and you are on the title as THE owner, it is your car and you do what you like, moraly it may be wrong but legal the previous owner cant do anything

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Who will insure you to get your car out of a police pound in the UK?

Most insurance companies will. You will have to call some or use comparison websites.Driving with no insurance costs the British taxpayer £8billion a year. With that in mind, your insurance, whoever you choose to go with, will be very expensive for the rest of your driving life. You only have yo...

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Can you get a car insurance if car is not in your name?

Yes you can, but you must make the situation clear to the insurer. Under some circumstances the insurer may refuse. Such as if a parent is trying to insure their child's car. (See: fronting car insurance)

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Can you be a named driver on someone elses insurance in your car?

um... yeah if your on your parents insurance....... i think

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Can you trade in a car to purchase another car if the car is titled in your mothers name?

As long as she signs off on it, yes.

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Can you get insurance on a car not registered in your name?

Yes, but you will have to tell the insurer you are not the owner or registered keeper when you apply.Some insurers will only offer you cover as the main driver if you are also the registered keeper of the car.However many will insure you, so shop around and check the policy documents before you a...

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Can a car be registered and insured in different names?

Does Your Car Insurance and Registration Have to Be Under the Same Name? In most cases, the owner of a vehicle will insure it in his or her name.In most jurisdictions, it's perfectly legal for an individual to insure a vehicle in his or her name without actually owning the car.

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Does every driver have to be insured?

All states, except for one (New Hampshire), require at least liability coverage.Liability coverage protects the insured (i.e., follows the driver) when the insured operates a vehicle owned by someone else.

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Can you put a car title in your name in the state of Alabama without a drivers license?

Yes but you just can't drive it.

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Is it legal to forge your spouse's name on a car title in New Mexico?

No. That's called fraud, and it's illegal in every single state.

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How old do you have to be to get your license in the state of Pennsylvania in the year 2009?

15.5 for permit. 16 for d.l. 15.5 for permit. 16 for d.l.

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What to do if someone does not want to sign the car title when they have the car but their name is not on the title?

Ask the person on the title to repossess the car. You may have legal liabilities until the car title is properly transferred.A person can't sign over the Certificate of Title if it's not in their own name. That would be fraud and forgery. The person on the Certificate of Title must sign it over t...

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You are waiting for your title to be mailed can you trade your car in before it gets here?

No car dealers will ever take a car without having the title for it. Because if they take it and you dont give them the title then they cant sell it.

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Can you trade in a car if the title is not in your name?

Correction; you wish to trade in your parents' car.Title being in their name means it's legally theirs.Since you can't sell what you don't own, you need to either transfer it into your own name or have them come with you so they may sell it to the dealership.

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How old does a child have to be to sit in the front of a car?

It varies with state laws. Check with your local DMV office.

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How tall does a child have to be to sit in the front of a car?

At least 60 inches tall.

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How can you get rid of a car that you never changed the title to your name and you have no information in the previous owner from who gave you the car?

This is a question for your specific area DMV.They will have a procedure to deal with this.Where I live I just had to sign a document stating my personal info and that I had legally come into possession of the car and pay for the title transfer.

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What if your father is deceased and the car is paid for how does your mother get his name off of the title?

If the registration contained the word "OR" between the two names, there will be no problem. If it had the word "AND", she will need to bring a copy of the Certificate of Death to the motor vehicle office.

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Does seller have to be present for title transfer?

Selling or Buying a Vehicle.The Vehicle Bill of Sale represents the transfer of the RIGHT to ownership.The seller must provide a current odometer disclosure on the title at the time of sale, and both the buyer and seller must sign and date the document.

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How many auto insurance policies are you allowed to have in your name?

As many as you want, there is no limit.

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How late does your payment have to be before your car can be repossessed in Florida?

Its NOT a matter of HOW late, just that you ARE late. Read your contract. That should explain when you are in DEFAULT.

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Who should you contact in MO to get your vehicle title if you have paid off your car?

The best place to go is to the dealer you bought the car from.If this is not possible, check with your local tax office where you renew auto tag. They can help you get the title.

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Can you insure a car not in your name?

If you can prove an insurable interest, you can insure the vehicle, but that may a difficult feat to achieve.Most insurance companies will want you to be named as a driver on the car rather than the owner of it.You can always pay the insurance for the vehicle, even if you are not listed as driver.

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Can you be ticketed in Massachusetts for not having your insurance card in the car?

No, there is no such thing an an "insurance card" in Massachusetts. The insurance information is on the registration, you can't get the registration without it.

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Can two names be on a car title?

A car title serves as a record of a vehicle's legal owner.If your name isn't on the title, you don't have the legal rights to register or sell the car.States allow you to put multiple names on the title if there's more than one owner.

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Can you insure a car that's not in your name?

If you can prove an insurable interest, you can insure the vehicle, but that may a difficult feat to achieve.Most insurance companies will want you to be named as a driver on the car rather than the owner of it.You can always pay the insurance for the vehicle, even if you are not listed as driver.

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Can 3 names be on a car title?

Yes.A title certificate is just a statement of ownership of the car.It does not mean that you are legally able to drive it.A three year old could have his name on the title of a car.

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Do you have to have your driving record to get car insurance?

No, they will ask you questions about your driving record, but they can get your record from the state you are applying in.

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When your name is the second name on your truck title can the person whose name appears first on your truck title repossess the truck or have you arrested if you leave with the truck in NC?

If two owners are listed on a title in NC, they are considered to be equal owners. Therefore both owners have the same control over the vehicle.

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Does your parent have to be with you to get a license?

What do I need to bring to the DMV to get my permit? Parental Consent Form (print this out here) – If you're under 18 years old and are unmarried, one parent or legal guardian must sign your license application.Stepparents may not sign unless they have legally adopted you.You must sign this at th...

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How old do you have to be to get your permit to drive in the state of California?

yuo can be 15 and older

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How old do you have to be to get a permit to drive a car in the state of Ohio?

you have to be 15 and a half to get your permit in Ohio

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Does a car need to be insured?

The law says that you must normally have at least third party motor insurance if you drive or own a vehicle.You don't need motor insurance if: you have a valid Statutory Off Road Notification (SORN) your vehicle has been kept off a public road since before 1 February 1998.

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How old do you have to be to get a permit to drive a car in the state of Iowa?

it matters if your under 16 you have to be with a person that is over 21 but if you over 16 you don't have to drive with a adult You get your school drivers permit at 14

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Can a 17 year old have a car title in their name in Florida?

You have to be 18 to have a car registered in your name in Florida.A minor cannot technically own any property in his/her own name.Anything "owned" by the minor is actually the property of the legal guardian until the child reaches 18.

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Does having a lien on your car affect your insurance?

If you have a lien on your vehicle, it will affect car insurance costs.Lienholders have a stake in your car if they are financing the vehicle.They want to protect their investment, even if you do not.The lienholder is likely to require you to carry full coverage car insurance on the vehicle for p...

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Do you have to accept recondition parts to repair your car in the state of Georgia from your insurance company?

No!! It's not the insurance that tells you how to fix your car, it is you who has the legal right to tell the insurance company. I learned this the hard way!

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How would a person with a joint car title get it transfered to their name only?

The other person needs to sign it over, selling his/her share of the car basically.

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The new law of what age you have to be to get your temps?

Depends on your state laws, which you fail to mention. Go to your state DMV website.

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Does the owner of the car have to be there for a driving test in California?

You must bring a vehicle, but you don't need to be the owner of that vehicle.A vehicle that is safe to drive with valid registration and displays a front and rear license plate.If you use a rental vehicle for the driving test, the driver's name must show on the contract as the insured driver.

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Do all drivers in a household have to be insured?

All household members should be known to the car insurance company, but do not necessarily have to be listed as covered drivers depending upon the situation.Your insurer then may or may not require you to have them on your car insurance policy as occasional drivers.It depends upon the insurer's i...

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How old does your child have to be in Florida not to use a car seat?

Independent of regulations, children between the ages of 4 and 8, or weighing under 80 lbs, should sit in a booster seat.

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What does the slash between names on a title to a car mean?

Certificate of Title will be issued showing "and," represented by aslash (/) between the names and all owners will be required to sign any DMV documents for changes being made.

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What age do you have to be to get your license in the US?

WHICH license? Driver's licenses are regulated by the states, not the Federal Government. As are, actually, most other licenses. So it depends more on what state you live in.

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If your car loan is in your boyfriends name and the title is in your name who is responsible for the car?

What is your agreement with him? Legally he is responsible for the loan. As to the car, which is in your name, you obviously are the owner. You are responsible for all maintenance on the car.

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If you are making payments to the bank for your car does the bank have your car title?

no,you should have title.

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How can I get a car in my name without a title?

To register a car without a title, ask the previous owner to to fill out the transfer of ownership paperwork so that you can be issued a new title.If you're unable get in touch in the owner, or the title is lost or stolen, apply for a bonded title with your Secretary of State office.

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How can you get your name off of a car note you have cosigned on?

you and the party you cosigned have to talk to who you have the note with and they should be able to help you out

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How old do you have to be to get your license to drive a car?

in the States 16, in practically every other country 18.

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Can car registration and insurance be in different names?

Does Your Car Insurance and Registration Have to Be Under the Same Name? In most cases, the owner of a vehicle will insure it in his or her name.In most jurisdictions, it's perfectly legal for an individual to insure a vehicle in his or her name without actually owning the car.

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How do you change your name on a car title?

You can do that at your local license plate renewal office.

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How much does a child have to weigh or how old does a child have to be to ride in the front seat of a car in California?

The concern is that a child cannot sustain the injuries to their internal organs (liver, kidneys, spleen, etc), which can be irreversibly injured in a head on or front impact crash. based on the current technologies, e.g. air bags and seat belts the child should weigh at least 110 to 115 lbs and ...

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Can you sell a motorcycle you own but you never registered in your name if you have the title?

Yes you can. You paid for it and never legally rode it, therefore you never registered it. Now you want to sell it and can, as long as you have the clear title.

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How much does a child have to weigh or how old does a child have to be to ride in the front seat of a car in Louisiana?

in the uk the child has to be 142cm tall.

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How old do you have to be to get your perment to drive a car?

It depends on what state you live in. In Alaska, you only need to be 14. In most states, you must be 15 and a half (to the day) or 15 and 8 months. A few states have actually made a new law stating you have to be 18. Just check on a DMV website for your state i guess.

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How do I get my name off of a car title?

How to Remove a Name from a Car Title First you need to determine if you have to have consent from the other parties. Ask any other listed parties for permission to remove them from the title (or yourself). Have the party that is to be removed sign the title over to the other party. Take t...

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What do your grades have to be to get your license in Florida?

There is no grade requirement for obtaining a driver's license. However, most insurance companies do offer "Good Student" discounts for students (part- or full-time) with higher GPAs.

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Do you have to be the registered owner of a vehicle to insure it?

In most cases, the owner of a vehicle will insure it in his or her name.However, there are a few circumstances in which the owner of a vehicle may not wish to insure it in his or her name.This often occurs when the vehicle's owner is not its primary driver and does not wish to pay for insurance c...

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How can you change a car title into your name?

Take the car title and the persons involved to your local license plate office.

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Who issues a letter of administration for a car title only in the spouse's name?

If it has to do with the death of the titled owner, a probate court would have to administer the necessary paperwork to change the actual ownership even if a will states that it automatically becomes the other spouses property.

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How heavy does a child have to be in order to sit in the passengers seat of the car?

The law says that all children up to 135cm tall (around 4'5"), or the age of 12, whichever comes first, in the front or rear seats in cars, vans and other goods vehicles must travel in the correct child restraint for their weight with very few exceptions.

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How much does a child have to weigh to be in the front of a car in NJ?

about 60 pounds and about four feet tall.

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At what age does a child have to be to ride in the front seat of a car in NC?

well check the mirror thing on the car or the directions dah

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How old do you have to be to be able to get out of the car at a rubbish tip?

I donno 12 or something

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Does my car have to be in Georgia for it to get registered?

not if I live in Maryland...then I would register my car in Maryland. whereever you live and have your license, you register your vehicle in that state. there are exceptions for military people.

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Can a car be repoed if the title was never changed into the buyers name?

Of course it can. Especially if you just bought it brand new. The title isn't going to be in your name, rather it will be under the lien holders name who loaned you the money. If it is used same. A car can only be repossessed if it isn't paid off.

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