Can your car be repossessed if you own it?

Every state has its own rules regarding repossession but having a security interest generally means your lender can repossess the car without notice if you default on the loan.

Many things can constitute a default but the most common reasons are not making timely loan payments or not having car insurance.

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Can your car be repossessed if you are in it?

Every state has its own rules regarding repossession but having a security interest generally means your lender can repossess the car without notice if you default on the loan.Many things can constitute a default but the most common reasons are not making timely loan payments or not having car in...

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Can you be on your parents car insurance if you own your own car?

You may have to add their name to the title as co-owner.

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Can your car be repossessed if you are in hospital?

I don't see why not. The people who own your car want it back, and being in hospital is unfotunate for you, not them. I am not being intentionally harsh. It's just that they have a right to reclaim property that is not being paid for.

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Can your car be repossessed if you miss one payment?

In general, you can expect car repossession to occur if you miss three or more payments in a row on your auto loan.A “missed payment” is considered a payment that is more than 30 days late.Each state has its own repossession laws, which may affect how many payments you can miss before car repo ta...

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Can your car be repossessed if you are making payments?

Truth – Car finance companies have the legal right to repossess your vehicle even if you are just one day late paying your bill.While it is unlikely that a lender will send out the repo man just because you are a few days late, the important thing is that they are not obligated legally to give yo...

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Can your check be garnished if your car is repossessed?

Depending on where you live, and how far behind you are on payments, a lender can get a court order to garnish your wages once your car is repossessed.You still have to pay any remaining balance if your vehicle is repossessed and sold at auction, and garnishing your wages is the worst-case scenar...

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If your truck is repossessed can you still be sued?

When a vehicle is repossessed by the lender it is sold at a public auction for as near the fair market value as is possible. The amount the vehicle is sold for is deducted from the balance of the loan and the borrower is responsible for the repayment of that amount plus any interest and additiona...

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If you cannot identify the vehicle can it be repossessed?

There are a number of VIN #'s (vehicle identification numbers) on a given vehicle that will identify it. It is my understanding that tampering with these is illegal. As well, your VIN will be checked by any licensing agency as well as when the vehicle is eventually sold or pulled over for any rea...

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Is it best for your credit to let a jointly-owned car be repossessed?

the finance company won't let you get your name off of it. That way they can keep you on the hook since he can't pay for it. it will hurt your credit, but if you have a car you pay for on your credit and explain in the future what happened, you should be able to get another loan. If your name is ...

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What if you refuse to let your car be repossessed?

Varies state by state. But the common theme is once the repo guy is in control, i.e. behind the wheel or has a tow hook ON THE VEHICLE, one cannot stop the repo.Most jurisdictions consider this a 'civil problem' until one party assaults or makes threat of harm to the other.This applies to both si...

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Can you repossess a car if you sold it privately?

Do you have a contract with a "repo clause" in it? Anything about what will happen if the debtor is in DEFAULT? Do you have the means to actually repo a car? truck, tools, location of the car, etc? Does your state require a "right to cure" notice? Lots of variables here.

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Can you hide your car from being repossessed?

According to the repo handbook, any debtor purposely hiding collateral from the bank to defraud them is illegal and you can be arrested when summoned to the court. I am a Repo man, and even if you hid thecar, no matter what eventually you will slip up and we will get the car...

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Can your car be repossessed without warning?

Every state has its own rules regarding repossession but having a security interest generally means your lender can repossess the car without notice if you default on the loan.Many things can constitute a default but the most common reasons are not making timely loan payments or not having car in...

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Can your car be repossessed at night?

Absolutely. If your car is in repo status, it can be taken, anytime, anywhere.

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What can you do if your car is repossessed?

The first thing to do is to contact the company you handle your car payments with. Once payed, you can then go to the reposestion office and receive your car back. Notice that is may cost you money to get your car back.

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Can your car be repossessed if your payment is less than 30 days delinquent?

Maybe. Once a contract is in default, meaning a payment is late regardless of whether it is a day or a month (unless there is a grace period) the lender may take whatever action deemed necessary. However, some US states require a "Right To Cure" notice be sent to the borrower before repossession ...

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Can you repossess your repossessed car?

you can buy it back from the repossess depot thinger yeah but you have to pay all your payments on itThe above answer is correct, but does not answer the question actually being asked; i.e., the guy/gal wants to go grab the car from the repo guy or car lot where the repo was delivered to.My answe...

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How many days late can you be before your car can be repossessed?

It depends on where you are. Some states require that a default notice must be sent, and the borrower must be given at least 11 days to "make good' on the payment. Others don't require any notice at all, and theoretically a lienholder could repossess the vehicle the day after the payment was due....

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When your car gets repossessed can you get it back?

Find out if you can get it back Often, a bank or repossession company will let you get your car back if you pay back the loan in full, along with all the repossession costs, before it's sold at auction.You can sometimes reinstate the loan and work out a new payment plan, too.

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If you have 2 vehicles and one is being repossessed can they take your other vehicle?

If you have multiple vehicles, chances are they are not on the same loan. If you default on 1 loan and are current on the other they cannot repo the other vehicle. If they threaten you with they will repo your other car, or threaten you with saying such as you will be arrested. I suggest you cont...

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Can your car be repossessed out of your driveway?

Yes, even if there is a locked gate they can reposes your vehicle.

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Can your car be repossessed from your driveway?

But they can repossess your car, without a court order, if it's sitting in your driveway, outside your home, or in a public space.A: Unless the police are called during the act of repossession, they typically aren't involved with the repossession process.

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If you hide your car from being repossessed will you get in trouble?

Yes, make your payments or contact the lender and work something out. They do not want to repo your car. They loose, and you loose big time. Talk to them. Not with the police it is a civil matter between you and the lender.

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Can your car be repossessed if there are children's safety seats in the vehicle?

Yes, it can be repossessed. If you owe money on a vehicle and do not have a clear title of the car - In reality, this car is not yours until the debt is paid. The car is collateral until your pay the loan off. If the car was repossessed, the personal contents like the car seat must be given back ...

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Can your car be repossessed if the payment is two weeks late?

READ your contract. If you are in DEFAULT of the terms, you can get repoed.

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Can I repossess my own car?

Bottom line: No, you can't really repossess your own car, but you can protect yourself ahead of time so you don't end up in that sort of sticky situation.

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Can my car be repossessed if I make partial payments?

Of course your car can be repossessed if you pay less than you owe.Partial payments may extend how long the creditor will wait before sending out the tow trucks, but in the end if you don't actually pay what you owe you cannot keep the vehicle

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Can my car be repossessed if I have the title?

Yes.The bank may repossess the car even if you have the title.If you used the car as collateral on a loan and then default on the loan, as long as the bank follows the proper methods of repossession, the bank may take the car.

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How can you keep your car from being repossessed you got behind and it is hard to catch up?

were ever you got your lone. tell them you would like too defar your paypant to the end of your lone..

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How do you find out if your car is going to be repossessed in Arizona?

If you are more than 1 payment behind rest assure it will be repossessed. The way to prevent this is to catch up on your payments ASAP. Default on the loan agreement you signed, and they will repossess the vehicle. They will then sell the vehicle and you will pay the difference in what the vehicl...

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Can your car be repossessed on private property?

Yes they can. The only exception to this - Is if your yard has a locked or closed fence. If your yard is secured by a fence the "repo" men/women cannot legally enter your yard.

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Can your car be repossessed on Tallahassee Florida Hospital property?

Yes. The lienholder is the rightful owner of the vehicle, and a repossessor can collect the vehicle on any publicly accessible property, so long as they don't break into a building, crossed a lock gate, and their actions fall within the guidelines of peaceful repossession.

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If your car's repossessed and they take it to an auction do you have to pay anything and how long will it be on your credit?

You dont HAVE to pay anything. You may not get credit in the future because you dont pay. It will be on your CR usually for 7 years. Depending on where you live, if the lender gets a judgement, they could garnishee your wages.

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If you have a repossession on your car how can you get a car loan?

You can get a car loan, but will have to put down a very hefty down payment - sometimes as much as 50% of the value of the car. Small finance companies are more likely to help you out with that, but will charge you the maximum allowable finance charge (usually 29%).

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Can your car be repossessed during a bankruptcy?

The automatic stay makes it unlawful for most creditors to continue collection activities.In fact, your car lender won't be allowed to call you to collect its debt.So it cannot legally repossess your car after you file for bankruptcy unless it obtains court permission first.

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When can your car be repossessed in California?

When A Vehicle Can Be Repossessed What you don't know is that under California law, the lender can repossess your vehicle without any prior notice to you so long as you're as little as one day late on payment.In fact, the lender can repossess a car in California whenever there's a default in the...

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Can your car be repossessed for late payments?

Yes, you can get your car back after it's been repossessed, but typically only for a period of 30 days.During that time, your car will sit in the impound lot, giving you enough time to make the loan “whole” (pay any missed payments in addition to repossession fees).

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Can your car be repossessed after filing bankruptcy?

When you file for bankruptcy and before it is granted, all debt collection activity has to stop until the court hears your bankruptcy case.This means that as soon as you have declared for bankruptcy, your lender cannot repossess your car and also cannot file to begin collecting on the debt.

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Can your car be repossessed out of state?

Once you are in default, the laws of most states permit the creditor to repossess your car at any time, without notice, and to come onto your property to do so.In some states, that means using physical force, threats of force, or even removing your car from a closed garage without your permission.

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Can they report your car as stolen if they haven't succeeded in repossessing it?

rport it stolen?? Who will take the report?? Barney Fife??? NO, cause its NOT stolen. The 'stolen" line is a sure sign of a LAZY repoman. Or an uneducated repoman who believes everything they hear. How can you "steal" your own car?The lender CANNOT report the vehicle stolen. You, as the registere...

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How much can you make if you own your own truck?

According to Indeed, an independent truck driver's gross pay averages $183,000 per year, but expenses can run over 70% percent.Thus the average owner operator pay drops to around $50,000-$60,000 take-home.Many independent truck drivers sign with a carrier to get consistent work.

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Can your car be repossessed before thirty days?

It depends on which state you are in. In Arizona you can be repo'd at the end of the business day that your payment was due. However most major banks and finances companies normally wait for up to 90 days.

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Can a car be repossessed from your driveway?

But they can repossess your car, without a court order, if it's sitting in your driveway, outside your home, or in a public space.A: Unless the police are called during the act of repossession, they typically aren't involved with the repossession process.

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How can you find out where your repossessed car is being kept if lender will not tell you so you can get personal things out of the car?

LaTonya, it seems unlikely that the lender would refuse to let you get your PP UNLESS you are wanting something unreasonable(strip the car???) Even so, a call from an ATTORNEY should change the program.FL - repo agent has to inventory the car and send a "notice of siezure" of PP then you have 45 ...

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Can your car be repossessed if there is not a lien on your car you were not behind on your payments?

If you have no lien on your vehicle then no one has a legal right to repossess it. If you're not behind on the payments there would be no reason for the lender to reprocess the car in the first place. It is hard to believe you have a loan on a car without a lien. The car stands behind the loan. I...

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Can your car be repossessed for 'non-payment' if your first payment has not yet come due?

Suzette, what are the details on your purchase? Such as what state? One reason for repo before ist payment due is a person didnt qualify for the financing deal offered. Maybe a small detail got left out. Or a large detail. Its obvious that dealers WANT to move cars. So they will do a LOT to make ...

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If your car has been repossessed and you know where it is can you go get it since you made the payments before they repoed it?

NO, NOT and dont consider it. Pester the lender to rush it up but dont STEAL it.how is that stealing when it is still in my name?It is stealing, because it was repossessed from you, and was probably reported to the local law enforcement agency there as having been repossessed. But don't take my w...

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How late does your payment have to be before your car can be repossessed in Florida?

Its NOT a matter of HOW late, just that you ARE late. Read your contract. That should explain when you are in DEFAULT.

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Can I get my car back if it was repossessed?

Find out if you can get it back Often, a bank or repossession company will let you get your car back if you pay back the loan in full, along with all the repossession costs, before it's sold at auction.You can sometimes reinstate the loan and work out a new payment plan, too.

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Can a car be repossessed if you are two payments behind?

Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.

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What can you do if your car was repossessed but you were not behind in payments?

IF you had ins. coverage and were not in DEFAULT of the loan in any way, CALL AN ATTORNEY NOW ! ! !Are you sure the vehicle wasn't actually stolen? Usually the only two reasons for legal repossession are being in default on your payment or not keeping the required minimum insurance on the vehicle...

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What can you do if your father dies and his car is repossessed and now his ex-wife has it?

You need professional legal help with this one. Non-Professional opinion: There is a possibility that there is nothing you can do. Apparently, your father was still paying for the car, and it appears that his ex-wife has agreed to resume payments.

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How you do get your car back after being repossessed?

You need to contact your lender to see if they will work with you on getting caught up on your back payments. Some state laws allow the lender to require you to pay the vehicle off in full and some state laws require the lender to return the vehicle to you if you can catch up on the amount you ar...

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How do you get your car back if it was repossessed?

CALL the lender or better yet, VISIT the lender with CASH ready to pay off the car.

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If your car is repossessed do you still have to pay for it?

The vehicle will be sold at auction, the proceeds will be applied to the loan and to the repo fees, then you will still be responsible for any remaining amount owed to the loan.

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How can you get a new car if your previous car was repossessed?

I have seen it done, yes.

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If you have insurance on your car can it be impounded?

Yes the police have the athority

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If you insure car in your state can it be in other state?

Yes but there are situation of when you need to notify your insurance carrier. IE: If that vehicle is permanently garaged in the other state. For Example if you are visiting or working in another state for an extended amount of time your fine. If you or a kid is at college in another state they a...

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If your car is repossessed what do you do?

While I know that everyone who has it happen to them "must" be the exception, the sad fact is that cars are not repossesed unless payments are substantially in arrears.Given how much money is past due, and given the costs, time and hassle the creditor was made to go through to get your vehicle, i...

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If someone steals your car and wrecks it can you license be suspended?

it can if they find that you lied about your car being stolen.

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If your car was repossessed without notice and it was damaged when you went to get it back what can you do about it?

Mike, dont know what state you are in sooo cant say if you had to have "notice" or "repo papers". The LENDER is liable for Damage to the car. You will need some type of proof that damage was done during the repo. Cant just pop up and say, "oH'they broke my car". Tooo many folks try that so lender...

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If your car was repossessed how can you find out where it is and how much you owe on it after they sell it?

you need to call the lien holder or the police they should have a log of all repo's done in the town u are in. Also you will not find out what the car was sold for until after it is said and done. most states you have so many days to get the car back.

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Can a vehicle be repossessed by judgment order if there is a lien on it?

YesYes Yes

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Can a vehicle be repossessed if there is someone inside it?

No, that would constitute a "breach of peace" . However the repossession agent can call the police and request assistance some departments will comply, many will not due to the fact that it is a civil matter. However, if the repossession agent has a replevin order from the court the police will a...

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What if your car is about to be repossessed but it gets stolen who is then responsible?

YOU are responsible for the debt that is secured by the "stolen" car. Be sure to make a police report on the 'stolen" car.

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Can your car be repossessed and sold without letting you negotiate an agreement?

As soon as you are out of compliance with the original contract, the bank is allowed to protect their interest in accordance with the original agreement. If that means repo and sell the car and that's in accordance with the original agreement, they are no doubt obeying the law. Many banks will wo...

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Do you still owe money if your car is repossess?

Yes. You owe the amount of the unpaid loan, minus whatever they get when they sell it at auction (very little), plus their costs.

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What happens if you get your car repossessed?

if i get my car repossessed, can they put a llien on the house?

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Can you own your own car at 16?

Generally, if you are under the age of 18, you are not able to enter legal contracts.Even after you purchase your car, your parents may be required to co-sign on the title.There are exceptions to this rule, since laws surrounding car ownership are state-mandated.

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When your car is leased when can it get repossessed?

When the lease expires

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Can you take the road test if you don't have your own car?

yes if you will borrow a car to your friend or rent a car to a people you know!!

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What if you want your vehicle repossessed?

I heard if you surrender your car back to the bank the loan is from, they will auction the car to get money back, if they DONT get the whole amount of what you OWE on the car... They will bill you the balance.T

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If you could own any automobile you wanted what would it be?

This question is an opinion-based query. Why are you posting it on a site that specializes on factual study and information?

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Can a repossession agent take a car without telling you where it's being held?

Yes. When the vehicle is repossessed it no longer belongs to you and there is no requirement to tell you where it will be stored.

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How can you find out if your repossessed car was sold?

The lender should let you know, you can contact them and they should tell you.

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How can you build your own car?

You can build your own car by getting the necessary parts. Obviously, you must get scrap metals to create the outer shell of the car and going to junkyards to get spare parts, such as an engine, tires, and accessories.

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How can you find out if your husbands car was repossessed or stolen?

IF your nae was NOT on the paperwork, you may have a hard time finding out. If it IS, then call the lender and ask about YOUR car. Or call the PD where it was alledgedly stolen.

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Can your car get repossessed if you are 1 day late on payment?

Answer No, i am 2 1/2 months behind and they still havent picked it up. Im struggling to pay it before they have to repo the vehicle but if you are one day late you are fine just dont be late for too long or you are in a situation like me.**Edit****This is not true. The bank is giving more lead w...

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Can you spray paint your own car?

Spray painting is an inexpensive way to paint a car.Clean and sand the surface of the car to create a smooth base on which to apply the primer.Apply multiple primer coats and top coats in order to achieve a quality finish.Always spray paint in a well-ventilated area and wear a mask and goggles.

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Can you legally build your own car?

Yes, building your own car is definitely legal.Cars, trucks, motorcycles, buses and so forth can be made and licensed to operate on the public roads once they have passed legally required tests, certification, mechanical and safety requirements.

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Can you make your own car?

Sure if you have enough money, skill, tools, and time. Of course it will cost you at least 5 times the price of a factory built car. And then you will have to get it EPA certified and inspected by the NHTSA and local authorities.

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How can you shell your own car?

I think you might have made a mistake and you might have meant sell. All you have to do is get hooked up with a car dealer and ka-bam! There you have your answer

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Can you find my car by the VIN if it was stolen or repossessed?

There are certain strict procedures that an automobile repossessor must follow when he is repossessing your car. The repossessor must notify the police that such vehicle is being repossessed, you did before or after the repossession has occurred. In either case, the police should know right away ...

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Can a leasing company consider it a repossession if you turn a leased car in early?

Yes when a leasing company regains control of an asset it is still considered a Repossession repossession is much easier in a lease agreement than it is in a finance agreement due to the fact that the asset is owned by the leasing company, in a finance agreement you control ownership and the bank...

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If your car was just repossessed will they let you get it back if you have the money and how long will it take to get it back?

get it back?? prolly, depends on your payment record,ect. They really dont want the car, they want the MONEY. How long?? a day or two

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Can you stop a car from being repossessed?

Three Ways to Stop Car Repossession.Yes, you can refinance a car loan.By extending the term, you could potentially lower your payment to something you can afford each month.Sell the Car – Another option would be to sell the car and completely pay off the car loan.

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Can your phone be found if it is dead?

Yes, a phone can be found if it is dead. You just have to continue looking thought your house, purse, car, and possibly even search through your dirty clothes. Just retrace your last steps until you find it.

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What happens if your car gets repossessed?

Find out if you owe money Even if your car is repossessed and later sold at auction, you might not be off the hook.If your car sold at auction for less than what you owed on the loan, you must still pay the remaining balance to your lender.If you do not make those payments, your creditor can sue...

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Can a repossession still be reported to your credit if the company has since sold the car?

Yes, because reguardless of what the company did after they took back the car, the fact still remains that it was repossesed.

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Can you be arrested for repossession?

A repo agent may claim you're breaking the law by trying to stop the repossession, and even threaten to have you arrested or sent to prison; but as long as you're not hurting anyone, these are empty threats.In some states, the repo agent can bring an officer or sheriff along for the repossession.

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If one car was repossessed and you are making payments on another car can they take your only car even though you owe on it?

If payments are current and there has been no breach of the loan contract the car cannot legally be repossesed. It is highly unlikely that any lender would want to initiate such proceedings if they are getting paid in a timely fashion. Repo is the last thing a lender wants to do.Even though bankr...

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If you have a NY driver's license but don't have a car of your own If you have been driving your friend's car But her car insurance doesn't have your name on it Can you still drive her car?

Absolutely. The CAR is insured, not the driver.

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Can you make your own body-kit for your car?

Yes its possible but your going to have to know how to mold fibreglass and carbon fiber and where your bumper attaches to the frame of your car once you find those you can develop any body kit you want.

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Can your wages be garnished for a repossession in Florida?

A creditor can garnish 25% of your disposable income or the amount by which your disposable income exceeds 30 times federal minimum wage, whichever is less.In Florida, if your disposable income is less than 30 times federal minimum wage, your wages cannot be garnished at all.

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How are you covered if your car backs into your second car on your own driveway?

Check your policy, or ask your agent.

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What happens if a car was to be repossessed and it didn't happen?

You are lucky. If you cannot make the payments contact the lender and try and work something out. If not voluntarily turn the car in yourself. You will save yourself the repossession fees.

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Can your license be suspended for a repossession?

Your car will not be repossessed BECAUSE your license is suspended.It may be repossessed because the suspension makes you unable to work, which makes you unable to maintain payments.No, unlike your driver license and vehicle tags (which actually belong to the state), the car is your personal prop...

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Can a title pawn sell your car after its been repossessed without telling you?

Yes. Once you default on your loan, it's their car. They're not obliged to tell you anything.

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Can you legally remove the engine of your financed car before it is repossessed?

No, in most places it is specifically listed as a crime and in others would be treated as conversion, theft or vandalism, depending on the laws of the jurisdiction, the value and the agreement signed.In Texas, as one example, the law states "A person who has signed a security agreement creating a...

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If your car is being repossessed and you tell them to wait so you can retrieve your pp but they leave can they charge your for getting your pp back And yes you do have a witness?

No, they don't charge for that, but you should have told them to go away. Then they could be charged with criminal tresspass or breach of the peace, depending on your local laws.

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