Can you use your full no claims to insure two cars?

Cars & Vehicles
Auto Insurance
Auto Insurance Claims

Each car has separate coverage for itself depending on what coverage you elected to take out on the vehicle Liability Collision Comprehensive Coverage etc Full No Claims is not coverage for the vehicle It means you have full coverage and you have not had any claims filed for accidents

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Related question

Can you use your no claims bonus to insure two cars?

What is No Claims Bonus/no claims discount? No Claims Bonus (NCB) is crucial to reducing car insurance premiums. Its worth varies from company to company. A NCB of five years or more, for example, can entitle drivers to a 60%-75% discount on car insurance premiums. NCB is earned. Generally, for e...

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Can I use my no claims on two cars?

Unfortunately you cannot use your no claims discount twice.You can only use your no claims discount on one vehicle at any one time.However, you will be able to start earning another no claim discount if you take out a policy on a second car.

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Can you use your no claims on 2 cars?

Unfortunately you cannot use your no claims discount twice.You can only use your no claims discount on one vehicle at any one time.However, you will be able to start earning another no claim discount if you take out a policy on a second car.

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Will using a courtesy car effect your no claims discount?

If you have a courtesy car through an insurer it is probably because you have had an accident that will affect your no claims bonus wheather you have a courtesy car or not.The only way to avoid this is to protect your no claims bonus with your insurer.Usually there is a charge for this or you hav...

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Can your previous car insurance company refuse to give you proof of your no claims bonus because you owe them money?

If you owe them money they don't have to give you anything until you complete your end of the deal

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Where do you file a claim to sue for deductible from a car accident involving a car with no insurance with no insurance?

If I understand your question you are trying to recover a deductible you incurred due to the fault of the other driver who was uninsured? If this is the case it may depend on the state in which you live and what coverage you may or may not carry.If you are from CA, we have what is called UMCDW or...

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Can you keep insurance claim money?

There is still a lien on the car.Answer: In general, when you make a claim against your own auto insurance policy, you can choose to “cash out” and receive money as compensation (minus your deductible amount) instead of having your insurer pay a body shop to fix your vehicle.

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Can you claim mechanical repairs on car insurance?

Generally, your policy won't cover the failure of your ride's engine or other mechanical parts if the damage is due to wear and tear or general mechanical failure.

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Do you lose your no claims bonus when you make a claim?

Many insurance companies offer a no claims protection service, which in my experience is worth having. It's not normally offered until you've built up 4 years NCB.If your NCB is NOT protected then a fault(or partial fault) claim will result in the loss of NCB. Claiming against another party will ...

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How can you insure two cars?

To do this you can go to an insurance website such as admiral which gives you a discount on your second car

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Is it worth to claim car insurance?

Example of when it's OK to not file a claim In this case, it may not be worth filing a claim.Collision insurance is typically sold with deductibles that range from $100 to $2,500.Typically, the higher your deductible, the less you'll pay for car insurance.That's because you're assuming a greater...

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Can your car get repo for no car insurance?

Yes, Almost every Auto finance note contains language that requires you to maintain "Full Coverage" Auto Insurance for the term of your finance note.It just part of the contract you agree and sign when you financed the car.This is to protect the finance company from a loss of the vehicle. Remembe...

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Can you lose your license for no insurance?

Driving without insurance is considered a misdemeanor in Minnesota.Upon your third offense within 10 years, you could be found guilty of a gross misdemeanor, which means losing your driver's license and registration for an entire year and spending up to 90 days in jail.

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Can someone use your insurance to drive their car?

Unless the Pronoun Mangler has done something REALLY unexpected to this question, I can't figure out how anyone could think this might even potentially work.No, of course not.Car insurance is usually written to cover a particular car (it MAY also provide some level of insurance for the policy own...

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Your finance car was stolen does your insurance claim go to your finance company to pay off the cars debt?

The monies from the insurance company will go towards the car payoff. Now, the insurance company is entitled to pay off the worth of the car. If the car is worth less than you owe, you may have to pay back the rest. For Example, say you owe $20,000.00 on a certain vehicle. The Blue Book(www.kelle...

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Can I claim residency in two states?

Resident or Nonresident Residency is most often the state where you live and have a driver's license in, according to the IRS.However, for example, some people work in one state and live in another, own homes in two states, rent an apartment in one state and own a home in another or move halfway...

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Can police impound your car for no insurance or registration?

If it's parked on public property, or you're caught operating that vehicle, yes.

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Can your car get towed for no insurance and registration?

Yep. If it is parked on the street for any period of time and the city knows the vehicle isn't registered, it can be towed and impounded at your expense. If it is a junker, let them have it. Then make them angry by reporting it stolen....LOL!

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Can police impound your car for no insurance?

Currently, in most states, officers have some amount of leeway in deciding whether to impound your vehicle or simply let you off with a violation and a fine.If you are caught driving without insurance, your car will be towed and impounded.Period.

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If your garmin gps system is stolen can you file an insurance claim?

Of course but if your deductible is higher than the value of the claim then there is no reason to.

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Can you claim a blown engine on insurance?

In most cases, your insurance will cover the costs of minor damage to your engine as the result of an accident.Insurance isn't designed to repair damage due to the normal wear and tear of your car.It won't provide coverage for mechanical failures or damage caused due to lack of maintenance.

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Can an insurance company refuse to pay a claim?

Unfortunately, you may have a valid claim, and the other driver's insurance company refuses to pay for it, you need to pursue it or even involve an insurance lawyer.While other insurance companies may deny the claim and decline to pay.

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Can you file an insurance claim for a blown engine?

Yes, but only in the case if your engine in blown in a car accident.If it was blown as a result of your own mistake , you can't get the compensation for that.In the case of a road traffic accident, you can file car accident claims for your blown engine and get the compensation for that.

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Can you look up insurance claims on a house?

reports because they are most often used by insurance companies.The C.L.U.E.When you apply for home insurance, your insurer will request a loss history report to determine whether you, the buyer, or the seller have filed any claims during the past seven years.

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Can you make an insurance claim without a police report?

Insurance Claims In most cases, you will not need a police report to file a claim with your insurer unless there is extensive damage that you'd like to be compensated for, or something unusual happens, such as a crime taking place or the other driver fleeing the scene.

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Can you claim whiplash without going through insurance?

In most cases, this will be against the negligent driver's insurance company.Whiplash injuries can vary greatly in severity; but even if you have suffered only mild symptoms, you can still bring a claim, provided the accident which caused them was not your fault.

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Can you make a claim without insurance details?

It's unlikely someone can claim without your insurance details.You could then get in touch with their insurance company without a policy number; you can even find out without knowing which insurance company the other driver is with, by asking the police to track down this information and make con...

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What happens if you don't respond to insurance claim?

If you fail to report an accident or file a claim, you may face legal penalties.These can include the possibility of a fleeing the scene charge.If you simply exchange information and don't not report the accident, your insurance company may have a legal right to refuse to cover the damages you di...

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Do you need to have the two remote car key to use your car?

Most modern cars require you to have the "Special" key with the remots functions on it to run the car.If it a seperate key fob remote you should not need it.

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Can you file insurance claim without police report?

If the person does not want to have a police report filed, it may be that they are driving without insurance.You want to try to obtain contact information and file a police report.If damage is done to your vehicle and a police report is not filed, you should still be able to make a successful claim.

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Can you keep the money from an insurance claim?

There is still a lien on the car.Answer: In general, when you make a claim against your own auto insurance policy, you can choose to “cash out” and receive money as compensation (minus your deductible amount) instead of having your insurer pay a body shop to fix your vehicle.

Read more

Can you file an insurance claim without a police report?

Insurance Claims In most cases, you will not need a police report to file a claim with your insurer unless there is extensive damage that you'd like to be compensated for, or something unusual happens, such as a crime taking place or the other driver fleeing the scene.

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Can you insure two cars with separate companies?

Yes,It is usually cheaper to have 2 vehicles on the same policy but there may be some cases where you need to have them separated.Some companies will not insure classic cars correctly, recreational vehicles. or motorcycles so they would need a separate policy for a separate company.

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Do I need full coverage insurance on a used car?

Your insurance company won't pay more than your limit.But liability coverage won't pay to repair or replace your car.If you owe money on your vehicle, your lender will require that you buy collision and comprehensive coverage to protect its investment.When the car is new and financed, you have to...

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Can you put two cars on one insurance policy?

A multi-car insurance policy can usually cover up to five cars, and offers all the same benefits as regular car insurance.The only difference is that the same policy covers more than one car, and insures will give you a discount for insuring multiple vehicles with them.

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Recently your car taken by your close relative and in his hand car damaged for accident and you had no driving license can you get claim?

This would depend on your insurance coverage or weather you are willing to sue him.

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Can I check my insurance claim history?

Contact your current insurer The first (and probably easiest) way to check your car insurance claims history is to contact your current insurance provider.

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Where can one file car claims with Nationwide insurance?

You can file car claims with Nationwide by either reporting the claim online at the Nationwide website, calling their claims service at 1-800-421-3535, or by contacting your Nationwide insurance agent.

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Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?

Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed.If you have your permit, and wh...

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You were hit on my moped by a car can you claim pip insurance on her insurance?

No, PIP is only for the occupants of the vehicle.

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How long can a car insurance claim take?

1 week to 45 days....depending on invesigation involveDepending on the claim itself and severity: it may take as little as an hour to resolve the investigation and only a few days for repairs. At most, an attorney may intentionally wait until just before statute runs for a claim to file suit and ...

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Can I sell my car during insurance claim?

There is no legal bar to you selling your vehicle while the claim is ongoing; however, there are potential consequences.First and foremost; if you sell your vehicle you will only be able to recover the amount that the damage to your vehicle reduced the resale value of your vehicle.

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Can you leave a full gas can in your car?

Do not drive with an empty or full gas can in your vehicle, even if it is located in your trunk.You will be exposed to the fumes and it is a potential fire hazard.If you absolutely need to transport a gas can, tie it to the roof rack of your vehicle and make sure it is empty.

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Can two insurance companies insure the same car?

A vehicle may not be covered for the same coverage by more than one company.However, it may be the case that liability coverage is with one insurer and physical damage coverage is with another. This can happen in the instance, for example, of a financed vehicle, where the lender obtains "forced-p...

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If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers

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Can one person insure two cars?

One person can insure as many vehicles as he/she can afford.

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Can you drive a car that has no insurance?

Of course you can but it is illegal to do so. Every state has a minimum amount of insurance you must carry on any vehicle you drive.

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Can you insure a car with no license?

In my opinion I don't think you can insure a car with out a license because it is the law in most states.

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Can insurance company force you to total your car?

When you buy a car insurance policy, you sign a contract that states that you can't force your insurer to pay out more than your car is worth.Your insurer still has to pay you the car's actual cash value, minus the deductible and minus what the company would have gotten for it at the salvage yard.

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Do you claim whiplash through insurance?

In most cases, the insurance company of the driver who was responsible for the accident will pay your compensation.However, the extra scrutiny which has been placed on whiplash claims means that the solicitors and insurers who represent drivers are being far more cautious about all claims – inclu...

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How long after a car accident can you claim on insurance?

Claims for compensation following an accident can be made up to three years after the accident occurred or three years after you discovered the injury was linked to the accident – whichever date is later.

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How much does your insurance go up after a claim?

In general, the study found, drivers who make a single claim of $2,000 or more can expect their premiums to increase by 41 percent.That translates to a $335 increase for the average U.S.auto insurance premium of $815 a year.For the unfortunate souls who make two claims in one year, the increase j...

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Can you get full coverage insurance on a salvage title?

In short, yes: You can insure a car that has a salvage title.But don't expect the full meal deal.Most insurance companies offer liability insurance on salvage titles.Collision insurance premiums aren't likely to be any higher for a salvage auto.

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Can you claim a broken car rear window on auto insurance?

Depends on what insurance you have. LIABILITY insurance covers damage you cause to other people and their cars. COLLISION covers damage to your car from an accident. COMPREHENSIVE insurace covers fire, theft, flood and broken glass. Check with your insurance company.

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What if there was a minor accident but no police report or insurance claims?

If you were involved in a minor car accident turn on your hazard lights and pull of the road. Make sure you look write down the other driver's license plate number in case he drives off. Call the police as soon as possible. Exchange information with everyone who was involved in the accident and t...

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Does filing a claim increase car insurance?

In general, when you make a claim against your insurance policy above a specific amount due to an incident that is primarily your fault, an insurer will increase your premium by a certain percentage.

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How long does a finance company have to repo your car before you can claim it as yours?

Call a local attorney for state specific advice.

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Can someone make a claim if there is no damage?

Any claim made to your insurance company results in a 'claim' against your insurance, even if there is no payment made for compensation.Any claim can raise your insurance rates.So, if there is no damage or injury, then there is no point in making a claim.Many soft tissue injuries result from a re...

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Can you insure your car after you surrened your lisense?

Yes, but they will not insure YOU as the driver.Your car should allways be insured for Teft, fire Vandalisum.If you are going to have a friend or relitive drive it that driver will need to be the Driver on the policy.

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How does car accident insurance claims work?

Auto insurance in the majority of states is fault-based.If an accident happens in a fault (aka "tort") state, the at-fault driver's insurer will typically help pay for repairs, medical expenses, and other losses like pain and suffering and lost wages, through that driver's liability coverage.

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Can someone claim your land?

A little-known rule of law says that if you use someone else's land for a long enough period of time, you can actually acquire legal title to it.This rule is called “adverse possession.” In order to claim adverse possession, a person must use someone else's property for a period of years.

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Can you negotiate your car insurance?

Can you negotiate car insurance rates? In short, no.Because car insurance is a state-regulated industry, many pricing factors depend on state legislation.Like electricity costs, you simply cannot haggle for a lower monthly car insurance payment.

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Can someone claim if there is no damage?

So, if there is no damage or injury, then there is no point in making a claim.You can make a “record only” claim if there is no damage to your car and no one is going to make a claim against you.A record only claim does not hurt your record and is “non-chargeable”.It will not cause your rates to ...

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How can you lower your car insurance?

Listed below are other things you can do to lower your insurance costs. Shop around. Before you buy a car, compare insurance costs. Ask for higher deductibles. Reduce coverage on older cars. Buy your homeowners and auto coverage from the same insurer. Maintain a good credit record. Take...

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Can you self insure your car?

Most people automatically translate that require into a requirement to have auto insurance, but most states also allow you to self-insure your vehicle.You can purchase a surety bond, make a deposit with the DMV or state Department of Insurance, or through some other form of secure deposit.

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Can you claim scrubs on your income taxes?

Yes, if you are required to purchase uniforms to wear for your job, such as scrubs, there is a deduction you can claim on your income tax forms.

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Can someone file an insurance claim without a police report?

Insurance Claims In most cases, you will not need a police report to file a claim with your insurer unless there is extensive damage that you'd like to be compensated for, or something unusual happens, such as a crime taking place or the other driver fleeing the scene.

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Can someone make an insurance claim without a police report?

You can file an insurance claim without a police accident report, but it might be harder to prove fault or damage.In conjunction with a police report, you'll also want other evidence and documentation to support your claim.This includes photos of the scene and both vehicles.

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Can you use hydrogen for two wheeler?

if your 2 wheeler has an internal combustion engine, then yes. There is a problem faced with the supplementation of hydrogen or the aid of hydrogen. This issue is embrittlement. The hydrogen molecules begin to saturate the pores of the steels within the engine. As this continues the steel gets fu...

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Can you legally loan your car to a friend if it's insured to you?

You can legally loan your car to a friend, if you own it, but be prepared to pay for any damages done to or by your friend, because your insurance won't and they might cancel your policy. You must inform your insurance carrier if other persons will be driving your car.

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Can you make a claim if your wife steals your car?

You'll need to report it stolen. The insurance provider will require a police report before they'll honor your claim.

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A friend borrows your uninsured car with permission and causes accident Can a claim be filed against his insurance?

I doubt it since his insurance is only for his car and not yours.

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Does a car you re not using have to be insured?

Generally speaking, no. If your state requires that a vehicle with a valid registration also have insurance you can usually seek a waiver from the state for vehicles that are rarely if ever driven.

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Do I need business insurance to claim mileage?

Commuting cover usually only covers you for commuting to a single, regular place of work or study.If you're travelling to somewhere other than your regular workplace in connection with your job then yes you need business cover.Essentially, if you can claim mileage then it's business use.

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If you got full coverage insurance and you hit a tree will your insurance pay for the damage?

Yes, minus your deductible.

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Can I pocket money from an insurance claim?

Answer: In general, when you make a claim against your own auto insurance policy, you can choose to “cash out” and receive money as compensation (minus your deductible amount) instead of having your insurer pay a body shop to fix your vehicle.

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Can I keep the money from an insurance claim?

Can I keep the check and not fix my car? There is still a lien on the car.Answer: In general, when you make a claim against your own auto insurance policy, you can choose to "cash out" and receive money as compensation (minus your deductible amount ) instead of having your insurer pay a body sho...

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Can I have car insurance in two states?

Car Registered in One State But Used in Another Most car insurance companies require that the car be registered and insured in the same state.And, most state motor vehicle departments require that the car be registered in the same state as the driver's current home address.

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Can I make a insurance claim without a police report?

Is a police report necessary for insurance claims? You can file an insurance claim without a police accident report, but it might be harder to prove fault or damage.Your insurer will have to take your word, and they might not be willing to pay out the full amount you're owed.

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If you bought a car in 2010 for work can you claim it on your taxes?

100% business use you can depreciate it over a period of time deduct fuel parts repairs insurance license if business and personal you get a per mile credit you must keep a detailed log of all busness miles

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Can two cars be insured under one policy?

Yes you can as long as they write it as a multi car policy an you usally get a discount for that.I have 3 on one policy.I have a friend that has 2 on one policy and one of them doesn't even run but it's cheaper because of the multi car discount.Also you need to be listed as the only driver so it'...

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Can a CAR dealer repo a car for no insurance?

Usually the lender, not the dealer, will just tack it onto your payments, but yes, you probably signed an agreement to insure contract. However, they do not want the car back, so, most of them will just add it, then ad it to your payment. The dealer, unless it was a buy here, pay here, has nothin...

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Where do insurance companies get money to pay claims?

First, they pool the money to pay claims.Second, insurance companies pay for expenses involved in selling and providing insurance protection.Third, insurance companies invest money.Earnings from investments help keep down the cost of insurance to policyholders.

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Can you use mop n glo to wash your car?

I used it once to wax my car and it looked beautiful for ONE day. The next day the sun made it entirely clouded and it was white film that never came off. DONT USE IT FOR YOUR CAR

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How to estimate how much full coverage insurance will cost for a used car without actually having bought it yet?

Call an insurance agent, and they can give you an exact quote.

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Can you insure your grandchild on your auto insurance?

maybe it will help you (autoinsurance.aains.us/cheap-auto-insurance-quotes-tips-to-get-lower-rates-for-young-drivers/)

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Can I be on two insurance plans?

Yes.You can have two health insurance plans! Having two health insurance plans is perfectly legal and many people have two under certain circumstances.

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How can you donate your used car to charity?

You can donate your used car to charity by contacting your local church or by calling the organization who's charity you support. You can also ask people in your community to help you host an auction and donate the money from the car to the charity of your choice.

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What happens when someone files an insurance claim against you?

When someone makes a claim against your policy, your first response should be to get in touch with your insurance company and let them know that the other party is seeking compensation for damages.In this case, your insurance company will partially reimburse the other driver for damage caused in ...

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Can you submit a claim for accident from three months ago if your truck was in your driveway with no one in it and someone hit it?

It depends on where you live! Each State has its' own insurance statutes, believe it or not! I worked 15 years as a claims adjuster in Florida. In that State, you sould do the following: 1. Report to police! 2. Report to your insurance Company. If you have collision coverage, it will pay for repa...

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Can you find out who used to own your car?

Car Fax will tell you where the car was last registered and it will tell you witch dealers have had your car in their inventory and where they got it from.Car Fax will not give you the names of private individuals who have owned your car and with out the previous plates it would be difficult to f...

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Can you use bleach to wash your car?

No,It would decrease your shining of color

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I want to insure two different cars on one policy?

You can do it. Just tell your insurance company. Its exactly the same as insuring one car, it will cost a little more im sure but that's about the only difference.

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What is full coverage car insurance?

But a 'full coverage' policy covers you in most of them.Insurance is meant to protect you from being sued, or left financially stranded by a totaled car, or ruined by an uninsured driver.Full coverage is shorthand for policies that cover not only your liability but damage to your car as well.

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Do you need a police report to file an insurance claim?

Insurance Claims In most cases, you will not need a police report to file a claim with your insurer unless there is extensive damage that you'd like to be compensated for, or something unusual happens, such as a crime taking place or the other driver fleeing the scene.

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What happens to your insurance when you total your car?

Totaled Cars: What Happens When Your Insurance Company Declares Your Car a Total Loss.If the cost to repair your car is close to its value, the insurance company may deem it to be a total loss.If your car is totaled in an accident, insurance pays you for the car's estimated value.

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How long do you have to claim an accident with an insurance company?

Need to check the state law for the statute of limitations for property damage claims.

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CAN you GET TWO different car insurance on same name legally?

Depends if the Insurance is for the same car or different? If it is for two different cars..then it makes sense, and it is legal.But for the same vehicle...It would certainly be looked upon with suspicion,since it does not make sense to insure the same car twice with two different insurers.In the...

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Do you have to tell the insurance you are applying to about claims that have not been reported to police?

Yes, you need to tell them about anything that could affect the granting of insurance. if you don't and they find out, they could decline your claim or cancel your insurance. It's called material non disclosure. If in doubt tell them.

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What product you can use to clean use to clean your distibutor car?

i assume you mean in your car,as in under the hoodbrake cleaneror simple green

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