Can you sell a car if you are behind in payments?

Cars & Vehicles
Auto Loans and Financing
Repossession

You can sell it but you need to obtain enough to pay off you creditor so you can obtain title and change it over to new owner.

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Can a car be repossessed if you are two payments behind?

Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.

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Can your property be repossesed if you are not behind in payments?

Yes. When you borrow money you agree to all the provisions in the note and that includes other obligations apart from making the monthly loan payments. You also agree to keep the property adequately insured against loss and to keep your property taxes current. The municipal expenses for real prop...

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What can you do if your car was repossessed but you were not behind in payments?

IF you had ins. coverage and were not in DEFAULT of the loan in any way, CALL AN ATTORNEY NOW ! ! !Are you sure the vehicle wasn't actually stolen? Usually the only two reasons for legal repossession are being in default on your payment or not keeping the required minimum insurance on the vehicle...

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If primary borrower gets behind in payments can you repo car?

If "you" are the lienholder then yes. If you're not the lienholder or their authorized agent (e.g. a repo man working for them), then no.

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Can you be charged with a stolen truck if you get behind on payments?

If they come to repossess it, and you claim to not know where it is, then the repossession agent will report it stolen. At that point, anyone found in possession of it is in possession of a stolen vehicle.

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How long can you fall behind in your car payments before they can issue a warrant?

They cannot issue a warrant to have you arrested for non-payment of your car loan. Worst case: They have sent a repossession agent to retrieve the vehicle but you have hidden it and he cannot find it. If you avoid repossession for long enough and refuse to cooperate, the lender may get a court or...

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If you bought a car for an ex can you repo the vehicle that you am the lienholder of if the payments are 60 days behind?

You are a big hearted person to buy and finance a car for your ex. Not smart but big hearted anyway. Why didnt you take the time to CYA with a repo clause?? Couldnt find a real contract to copy?? Anyway, you have 2 choices;BE big hearted AND smart and GIVE the EX the car. Best choice. Next time, ...

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If you buy a car from a private party get behind on payments start making payments seller agrees to accept 3rd to last payment refuses next can seller demand payment in full or repo car in Michigan?

What sense does this question make any way.One thing to say just get it in writting and prefferably notarized ok then that way you will not have to worry about he say she say ok.

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Can you go to jail being behind on car payments?

You can if you don't return it. If you return it, you can walk away--they will send collection notices but by law they have to be removed from your credit after a few years.

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Can a dealer sell you a car if you are in bankruptcy?

If you are in the process of a bankruptcy, it is not likely that you would be able to secure a loan. If you are paying cash, and the court learns of the sizable asset, your bankruptcy may be vacated, or you may be required to surrender the vehicle. If the bankruptcy is resolved, there is nothing ...

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Does a co-signer have the right to take the car if you are behind on payments?

When you fail to make payments, they go after the co-signer. It can affect his credit. If he makes the payments he can take the car. You wouldn't want to make payments for someone else's car.

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Can your car be repossessed if you are making payments?

Truth – Car finance companies have the legal right to repossess your vehicle even if you are just one day late paying your bill.While it is unlikely that a lender will send out the repo man just because you are a few days late, the important thing is that they are not obligated legally to give yo...

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If you return the car not behind on payments is that still a repo?

What you're describing is called a "voluntary repossession," and yes, it's still a repo. The advantage is that you avoid the repo fees ($350 is about average), because the lienholder doesn't have to hire someone to go out and take the car. But it will still show up on your credit.You may, dependi...

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Can your cosigner repo your car if you are behind on your payment but not in trouble with the financial institution?

Amanda, if you are behind on the payment, youare "in trouble' with the lender. you are in default and could be repoed by the lender at any time. they just havent pushed the issue YET. Co-signor can only 'repo" IF they are listed as co-owner on the TITLE.

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Why do the rep-omen use guns to gain your car if you are behind on payments?

Repossessors cannot seize the vehicle by threat of lethal force - they can only use them for purposes of self-defense. If they draw a weapon without being in a situation which justifies it, they've committed a felony. Likewise, the owner of the property they're repossessing a vehicle from has the...

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If you are the buyer but the cosigner has the car and is 3 months behind on the payments can you just go pick up the car?

IF and only IF, you are listed on the TITLE as co-owner, you can go get the car. CO-SIGNORS have to let the lender do it their way.

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If your payments are 3 weeks ahead can they repo your car if you were in a wreck?

If you did not comply with the terms of the contract, they can repo the car. If you DID comply with the terms of the contract they are in violation of the law if they try to repo the car. It all depends on the terms that you originally signed. If it was a DUI wreck or anything else that willfully...

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If you are selling a car and the purchaser is paying payments on the car can I be lien holder until they pay the car off?

If the car is still financed then that financier would be the lien holder. If you already hold title then you could technically be the lien holder and keep the title until the buyer pays it off but you would be held responsible for any registration related charges while it's still in your name.

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If you are behind 1300 and you offer them 1500 to get your car back and continue making payments can they refuse?

READ your contract. It likely has "right to accelerate balance due" clause. Just as you have the right to pay the loan off early, the lender retains the right to call it due early. This depends on several factors, your payment history,if you are in default, ect. So, YES, they could refuse.

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What happens if you are late on a car payment?

Most lenders won't report a late payment to the credit bureaus until it has gone 30 days past due.That isn't to say you won't be charged a late fee, but your credit rating should not suffer as a result.When a payment on a loan is missed, the next payment received will be applied to the oldest amo...

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Can you sell your car in another state if you are not present?

Probably, with a notarized power of attorney + other required documents.

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If you've been making monthly payments on your car and and you are still a month behind can they repo it?

As long as you are in default, they can repo. Try to catch up the month behind. Send $5.00-10.00, whatever.

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How many payments in the state of Texas can you be behind for repo?

Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.

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Can you sell a car if you have a cosigner?

A cosigner vouches for your ability to repay a car loan by agreeing to take on the responsibility for it if needed.However, having a cosigner normally doesn't affect your ability to sell the car.Before you can sell the car, the existing lien must be satisfied.

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Can I sell my car if I m still making payments?

Yes, you use the sale proceeds to pay off the balance of the loan.The you can stop making payments.If the money you get from selling the car is less than the balance owed, you will have to come up with some additional cash to pay off the loan.The buyer will not be the owner until he gets the title.

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Can a bank refinance your car if you are upside down on the payments?

YES! You don't make your payments and they will repo. They will then sell the car and you will be responsible for the difference in what the car sells for and the balance on the note. Don't let it happen. Contact the lender and work something out.

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Can a finance company repo your car if you are current on payments?

No...if you are completely current...and have nothing owing from previous months..again no.

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Can you sell a car if you have tickets?

Yes, if you paid them already.

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In general how many months can a person fall behind in car payments before the car will be repossessed?

Typically a person is given three months or approximately 90 days to miss car payments before a car is subject to repossession. Usually the bank or credit union that issued the loan will call to try and arrange payments with the car owner.

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Can you go through a red light if an ambulance is behind you?

If you are waiting at an intersection and an ambulance or fire engine is behind you must not go through a red stop light.You may be fined for doing so because you put other road users in danger.The onus is on the emergency vehicle to find a way through.

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Can your car be repossessed if there is not a lien on your car you were not behind on your payments?

If you have no lien on your vehicle then no one has a legal right to repossess it. If you're not behind on the payments there would be no reason for the lender to reprocess the car in the first place. It is hard to believe you have a loan on a car without a lien. The car stands behind the loan. I...

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Can you sell a car if you never registered it in your name?

Most states require you to transfer the title into your name within a specific time period.But even if you miss the time period, you are still required to put the title in your name.Sellers who do not transfer the title into their name before selling a vehicle technically are not the legal owner ...

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What happened if you were behind on payments and the lender offered to refinance and lower the payments and said you were approved and then repossessed the car?

Generally you would have to sign paper work if the bank had approved a refinance agreement . In that case you could take legal action . They could however reposses the vehical if you fell behind again on your payments after sighing the agreement. Guess what......... banks and lenders LIE !!!!! If...

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If you have someone else take over your car payments and they haven't made a payment in a few months can you legally take the car back?

No. Not if you signed the title over to the other person.If they don't pay the loan then your credit will take the hit. If the car is still registered in your name you can take it. If so, do you realize how risky it is to allow someone to drive a car that is registered in your name? You are respo...

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If your mom is a cosigner on your car and they repo hers can they legally repo mine as they are claiming mycar payments are current but your mom is 3months behind you reside in Arizona?

Look at the contract. It may have verbage stating if you are in default on 1 note, you are in default on others. If so, yes. It's legal in Michigan if the note allows so in the default section.

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If you want to give a car back and are one year behind on payments would the remaining balance have to be paid?

Either that or file bankruptcy. The collection agency will be after you for the amount that is still owed after the vehicle is sold at auction. Please understand that auction will not get anywhere near the full retail value of the vehicle, and you'll loose a lot of money plus be required to pay t...

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If your car which would have been paid off next week but was three payment behind was repo'd is there a possibility you can get it back?

Simply call the lender when you have the money to at least redeem it. Make arrangements to get your PP in the meantime, just in case things dont work out.

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Can they repo your car if there is another car parked behind it if you are not at home?

Answer 1 (United Kingdom)They can attempt to. If there is a repossession order against something, then they can legally take that item from your property. However, if a car is blocking that item, it may be difficult. They will ask you politely to move the car. If you are not in then they will wai...

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Can your car get repossessed if you are 1 day late on payment?

Answer No, i am 2 1/2 months behind and they still havent picked it up. Im struggling to pay it before they have to repo the vehicle but if you are one day late you are fine just dont be late for too long or you are in a situation like me.**Edit****This is not true. The bank is giving more lead w...

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Can your car be repossessed if you miss one payment?

In general, you can expect car repossession to occur if you miss three or more payments in a row on your auto loan.A “missed payment” is considered a payment that is more than 30 days late.Each state has its own repossession laws, which may affect how many payments you can miss before car repo ta...

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Are you always at fault if you hit a car from behind?

Rear-end collisions are one of the most common types of accidents.If a car hits you from behind, it'll almost never be your fault, even if you were stopped.But the driver who hit you may have a claim against a third party driver that caused you to stop suddenly or the car behind him that pushed h...

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If you hit a car from behind are you legally at fault?

Most likely you are, but it also depends on what the person you hit was doing In most circumstances, yes ... it's called "failure to control vehicle" and is usually caused by tailgaiting the car ahead or not paying attention to what is happening. Too many people only see one car ahead when they a...

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If you are 45 days behind on your car payments and have moved and not given the lender your new address can they come after you and can you be jailed for hiding the car?

If the lender wants the car back and doesn't think you are going to pay because you have moved, they can find you in much less than 30 days. Look at it from the lender's viewpoint: you're 45 days late, moved, left NO forwarding address, no way to contact you. WHAT does that look like to you?And, ...

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Can you sell your car with payments left on the loan?

Someone cannot sell his car if there are still some pending payments on a loan. It is however possible to enter an agreement with the financier so that the remaining payments can be financed by part of the proceeds from the car sale. An extra interest payment may be charged for that.

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How many payment's can you defer a car payment?

Depends on the contract you signed when you borrowed the money. With most lenders they can reposes their car if you miss one payment.

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What happens if you are a few days late on a car payment?

If so, as long as you make your payment by the end of your grace period, your loan will stay in good standing, and you won't be charged any fees.If your lender doesn't have a grace period, they may still be willing to work with you.Let them know why you're having trouble making payments.

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How many payments behind before car is repossessed?

In general, you can expect car repossession to occur if you miss three or more payments in a row on your auto loan.One missed payment can result in repossession, but it's less common.A “missed payment” is considered a payment that is more than 30 days late.

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If you are behind two payments and the repo company calls stating they are taking the car but you can wire the money two days later will they still repossess the car?

Carla, the LENDER is the only one who can stop the repo. CALL THEM ASAP and be VERY convincing if ya wanta keep the car. Otherwise you will be back on your feet again. Good Luck

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What to do if you hit a car from behind?

Because car accidents can happen unexpectedly, drivers should know what to do in the event of one. Stop the Vehicle After Impact. Turn Off the Ignition. Breathe. Leave the Car and Mark the Scene. Check for Injuries. Call 999. Collect Names. Exchange Insurance and Drivers License Inform...

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Can a car place repo your car if you have made half of your payment?

Not making the entire payment is still a default on payment. You will be charged the late fee and you will need to make it right with the bank or they will start the process of repo.

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Can you be turned over to collections if you are making payments?

If you owe money to a company and default on the debt, that company has the right to turn the debt over to a collection agency, even if you are making payments.A creditor is not obligated to accept payment arrangements on a past due debt: It does so at its own discretion.

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Can your car get repo cause the payment is 40 days behind?

That depends entirely - on the conditions of the contract YOU signed ! If it says your car will be reposessed if your payment is late - there's absolutely NOTHING you can do about it !

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When selling a car How should I accept payment?

If the buyer for your used car pays via a check or money order rather than cash, accept only the exact amount of the negotiated sale price for the vehicle.Confirm with the issuing bank (or lender if it's a payment with loan financing) that the check is valid.

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What can you do if someone sells you a car with a lien?

A lien against who... you or them? If the lien is against them, you're not in a good situation, even if you've paid the car in full. If they fail to make the remaining payments, and the vehicle goes up for repossession, then it's getting repossessed, and you'll have a lengthy and difficult legal ...

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In Kentucky how many car payments behind do you have to be before your car is repossessed?

Your car can be repossessed if you miss one payment. Not likely they would do that but it is possible.

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Can you push a car payment back?

Another option that allows you to keep your car is a change of due date.If your lender allows it, you can request that the due date be pushed back a few weeks, giving you more time to come up with the money.You'll end up paying more in the long run, but it may save your car.

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What can you do if a dealer sells you a bad car?

You should hire an auto dealer lawyer if your car dealer sold you a bad car by lying to you.Your dealer could have lied to you by selling you a 'lemon car' or by not disclosing any accident or damage done to the car.In either case, you can sue your dealer for selling you a bad car.

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What if you are three weeks late on a car payment?

Personally, I would contact the lender and describe the circumstances and either pay the back amount or make arrangements with them.

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What happens if you miss a car lease payment?

If you miss payments, the dealership or finance company you lease your vehicle from, known as the “lessor,” may be entitled to repossess the vehicle.You should contact your lender if you are unable to make your monthly payment on its due date.

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Can a dealership take back a car title from a lender and have the car repossessed if he is behind in payments even if arrangements have been made with the lender?

This question is incomprehensible. Please use the discussion page to add as much background and explanation as you can, and maybe somebody can wordsmith the original question into something people can answer. You can use periods and commas on the discussion page.

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How can i sell a car to someone and have them take over my current payments?

they h ave to get a loan to pay off your loan and free up the title and then it will be in their name.

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What happens if you skip a car payment?

If you've missed a payment on your car loan, don't panic — but do act fast.Two or three consecutive missed payments can lead to repossession, which damages your credit score.And some lenders have adopted technology to remotely disable cars after even one missed payment.Know what you owe and how m...

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When driving behind a large truck if you can not see the trucks two side mirrors you are?

If your driving behind a big truck and you cant see their two mirrors it means they cant see you!

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What if you bought a car and decided that you don't want the car can you take the car back if you have not made a payment?

As soon as you leave the lot with a new car you have signed for and purchased, it becomes a used car and the value drops immensely. You can try, but you bought the car, and you own it. Unless the dealer financed the car, he has no interest in it any longer except for servicing it. Your only chanc...

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How far behind in payment do you have to be before repo happens?

It depends on the state that you are located in, the contract that you signed and the lender that you have a loan with. I am a recovery agent in Ohio and some lenders don't place a car up for repossession until it is 6 months past due while others will place an order for repossession after the de...

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If you are taking over a car payment lease this month how long would it take for you to let someone else take over your lease car payments?

If you're going a dedicated car lease transfer website, the timeframe can usually vary from 10 days to 6 weeks. This is because there is paperwork that needs to be transferred and disseminated between at least three parties - the lease seller, the lease buyer, and the finance company.

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You have not made the car payment as you are filling for bankruptcy- can the bank reposses your car if it is not parked in your parking space?

Until the bankruptcy goes through, you continue to owe the money and the lender continues to own the security. Therefore they can indeed repossess your car.Where the car is parked is irrelevant. In most cases, they won't even know, let alone care, that the space is reserved for you. They will sim...

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Is it true you have to be six months behind on a car payment in the state of Nebraska before it can be repossed?

Technically they can repo your car after 30 days. Depending on the finance company

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Can you sublease a car that you are making payments on?

You can do what you want in that regards. You will still be liable for the payments and the bill will still come in your name. Check with a third party loan company. They may have high interest risk policys they can offer.

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Can you sell your car to a dealership if you still owe on it?

When you owe more than your car is worth, you have to somehow give the lender the difference between the sale price and what you owe.You can pay cash, if you have it, or you might have to take out another loan.The buyer will pay the sale amount to the lender.

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If your car it is in someone else's name can you sell it yourself?

You can only sell a car if it is titled in your name or if you have paid for the title with intentions to resell and have proof of purchase to protect yourself.

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In California does a finance company have the right to repo a car from a police impound when payments are not behind?

No, They would have to be behind on the car paymentThe above is not always the case. It can depend on what the car was impounded for. If it was impounded for something like drugs where asset forfeiture comes into play then yes the finance company can take the car regardless of payment status. The...

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What can you do if you can't afford your car payments?

What To Do If You Can't Make Your Car Payments Modify Your Auto Loan. “One of the best options if you can't make your payment and are in fear that you're going to default is to call” your lender, Jones said. Refinance Your Vehicle Loan. Trade In Your Car. Let Someone Assume Your Loan. Sel...

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Can you sell your car if an individual has a lean on your car?

Yes you can. It's up you if you'll gonna sell it to someone else and after it was successfully sold your car, you should return the money to the other buyer of your car who has a lean on your car.

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Can a dealership file repo on you if you didn't make a down payment?

If the dealership holds the title (Buy Here, Pay Here) then yes. If the bank you financed it with already has the title and you have your tags, then no. The dealership can, however, place a judgment on you for the amount of the down payment.

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What if a dealer sells you a damaged car?

It's illegal for a dealer to sell you a damaged vehicle without disclosing the car's condition, but some do.They may use illegal practices to conceal a vehicle's checkered past or omit the car's previous problems when talking it up to a customer.Or, they simply may not know the vehicle is not in ...

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Can you tow a car behind another car?

theres no other way to tow a car

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What can you do if you can't afford your car payment?

What To Do If You Can't Make Your Car Payments Modify Your Auto Loan. “One of the best options if you can't make your payment and are in fear that you're going to default is to call” your lender, Jones said. Refinance Your Vehicle Loan. Trade In Your Car. Let Someone Assume Your Loan. Sel...

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Name something a car behind you can annoy you?

Tailgate,Use high beams,

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What if car is impounded but all payment are current?

You still need to get the car out of impound. You have a limited time to do this before the impound lot puts a mechanic's lien on that vehicle. Once that happens, they'll be able to take possession of and sell your car, and you'll still be liable for the payments you owe to the finance company. I...

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Can you be electrocuted if you are in your car in a thunderstorm?

NO.i saw a programme on telly where they simulated a lightning strike on top of a car. the charge went round the frame and into the rubber tyres that were in touch with the ground.2 people were sat in it and were ok. i daresay it may be different if your windows were down and you were touching th...

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What if you sell a car with a broken frame?

If you sell a car with broken frame and you did not notify the seller or put it under writing (disclose) you can get sued. In America lemon use car law protect buyer from getting defective product so as long as you put it in writing, disclose to the buyer, and have them initial or sign it; you wi...

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Are you liable after selling a car?

In most states, used car sales are understood to be "as is." This means the buyer understands that if something goes wrong after the car is driven away, it's entirely his or her responsibility.That means that, as a seller, you're not responsible for the car after it's sold.

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Are the payments due after repossession the actual car notes or can you negotiate a payment in the state of Maryland?

You can make an offer in any state. Its up to the lender to accept or reject it. Has the lender tried to work with you on payments already and it didnt work out?At this state of the game, the lender wants more than promises. They want MONEY NOW. The more the better. They can get 25% of your dispo...

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Can your car be towed if you park behind your driveway?

I'm not sure exactly what you mean, but if you are referring to repossesion, in some states, your car can be towed anytime from anywhere. In some states, the repo agent must have a court order, so...in short, it depends on where you are and the local laws.

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Can you sell a car if the title has two names on it?

All car titles must be signed by the owners listed on the title in order to be registered with the state.If the co-owners names are joined with “and” then both parties must be present to sell the car.Titles using “or” between the co-owners' names either party can sell the car without the other pa...

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Can you pull a car behind a fifth wheel?

It is possible to tow a car behind a fifth wheel however, certain states have restrictions on triple towing including whether or not passengers are allowed, size limits, and specific driving rules that ensure that you are towing safely.While it is possible, it may not necessarily be legal.

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Can a car dealership repossess your car if they say you owe them more money for a down payment?

A dealership can only repossess your car if you do not pay in accordance with the sale agreement. If you did not pay the agreed down payment, the car may be repossessed.

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Can my car be repossessed if I make partial payments?

Of course your car can be repossessed if you pay less than you owe.Partial payments may extend how long the creditor will wait before sending out the tow trucks, but in the end if you don't actually pay what you owe you cannot keep the vehicle

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Can they repo my car if I'm making payments?

Truth – Car finance companies have the legal right to repossess your vehicle even if you are just one day late paying your bill.While it is unlikely that a lender will send out the repo man just because you are a few days late, the important thing is that they are not obligated legally to give yo...

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If you have paid a payment and the finance company accepted it but still sent the repo man for your car can you get your last payment back?

NO, you owed it, you sent it in and its gone now. sorri

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Can you sell a replica car?

Yes, by Law ( fraud ) you must tell the buyer it is a replica. You must also tell him or her if it can not be licenced and insured.

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Can you take car from tow yard if it is not behind gates?

If the tow and storage bill has been paid, yes.

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Can you trade in a car you re still making payments on?

If you're still making loan payments on a car you're planning to trade in, be aware that the loan won't just disappear.The remaining balance has to be paid off.That may not be an issue if the amount you owe is less than the trade-in value of the car, but it can become a problem if you owe more th...

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Can you put a car seat behind the driver?

Car Seat Positioning Should you put your baby behind the driver or passenger, or in the middle? Although it sometimes depends on how many other kids you have seated in the car and where the seat fits best, in almost all cases your baby will be safest in the middle of the back seat.

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Can you tow an automatic car behind a motorhome?

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Can I sell a car if the title is not in my name?

Most states require you to transfer the title into your name within a specific time period.But even if you miss the time period, you are still required to put the title in your name.Sellers who do not transfer the title into their name before selling a vehicle technically are not the legal owner ...

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Can you sell a motorcycle you own but you never registered in your name if you have the title?

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How far are you supposed to stop behind a car?

On page 36 it reads, "When stopping behind another vehicle at a stop light, make sure you leave enough space to see where the rear tires of the vehicle in front meet the road.When the light turns green, return to a safe following distance."

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On which website can you sell cars if you have junk cars for sale?

If your cars are junk then you are best served taking them to a local scrap or junkyard. A key cost for scrap cars is transport, so even if you found a better price online you'd lose on transport costs.

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