Can you insure a car titled to your son Or will it have to be in the parents name He will be listed as principle driver of the car on the parents policy Would this effect an accident claim?
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The vehicle must be insured by the person whose name appears on the title. Only the person who holds the title/deed to property has insurable interest in said property, thus they are the only ones who can take out an insurance policy to protect it. If the parents wish to insure the vehicle on their policy, they must have the vehicle re-titled in their name and add the vehicle to their policy. Their son may be added to the policy as the vehicle's principal operator.
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If owner signs title of car to son and he failed to register or transfer title can he be sued if son has accident and is at fault?
No, the father cannot be sued. If the owner signs it over to his son, then the son is the one responsible for the damages.
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
Only the driver. When there are 2 names on the title, it's usually because someone helped cosign.
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Answer: Yes, car insurance companies normally require you to own the car (have your name on the title) to insure it.Car insurance companies want a policyholder to have insurable interest in the insured vehicle so that you are motivated to protect it.
If he's not driving the parents car then he should not need to be insured for it. He should however be insured for whatever car he "Is" driving. All drivers are required to carry financial responsibility, regardless of who's car they are driving. This can be accomplished by being a scheduled driv...
Is it okay for your daughter in college to have her car titled in her name but be covered by insurance under her parents name?
In most states it's not legal. The vehicle must be insured by the owner.
Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?
Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed.If you have your permit, and wh...
If both parties flee the scene of the accident including the party not at fault how will this effect the insurance claim?
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
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Yes you can - BUT - it's impossible to put a price on it - as different companies charge different rates. It also depends on factors such as your age, driving experience and endorsements (if any).
Once a teen driver with a permit gets a license in Texas can he or she still drive with an insured parent in the front seat without being on parents' insurance?
No.Added: Once they receive it they are then a fully licensed driver and legally responsible for their own actions behind the wheel. Insurance companies require that they be added to their parents policy (or get their own).
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
What if a licensed teen lives with a grandparent can the parent put them on their policy or will the grandparent be required to insure them?
I believe it would depend on who owns the vehicle the teen is driving. if it is the grandparents car, it would have to be on their insurance. You should call your insurance company to be sure.
Would a superhero named Carotene be a horrible superhero He would have the power to change into any car?
Superheroes are fictional characters that are popular on the basis of audience liking. The popularity of Carotene totally depends on the response of the viewers.
Yes. Anything of value you receive from your employer, it makes no difference if it's money or in lieu of money, is taxable. Call it what you want, it is still income. Your employer should be providing the required amount of income on your oersonal use of the vehicle in your W-2.
What if you are insured on a car but a named driver has an accident will it effect my personal insurance quotes in future if i get insurance of my own?
Hi;The answer in Ontario Canada, is yes. I believe the Canadian AND US insurance industries are united within this circumstance. The policy holder is responsible for everyone he/she accepts as second/subsequent drivers. If however YOU are the second driver named on a insured policy, and you opt t...
Do you need to be added your parents auto insurance if you get your license but will not be driving alone you will be using your permit with your parents in the car?
Yes, because you will still be behind the wheel, it doesn't matter who else is in the car.
Absluotly! Most insurance co. only cover those who are listed. However some insurance co. cover any lincense driver over 21. It would be best to go ahead and add her to your insurnce.It would save you worry and if she wrecks or gets pulled over she will be in the clear. ALL licensed drivers resid...
If someone is in a car accident and gets killed was that just an accident or was it your sons time to go home to God?
It depens entirely on how you choose to look at it. If you do indeed believe in God and that he controls these sort of things then I would say there is no such thing as an accident...that it was infact intentional on God's part to call him up. Another way to look at it is that the world is a host...
What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
Does Your Car Insurance and Registration Have to Be Under the Same Name? In most cases, the owner of a vehicle will insure it in his or her name.This is a practical and logical arrangement.This often occurs when the vehicle's owner is not its primary driver and does not wish to pay for insurance ...
If I were in an accident and the other driver is faulted there insurance provider has paid the claim do I need to have the auto repair done or can I keep the money?
You can keep the money. You don't have to repair the car.
It depends on what company you have insurance with, where you live, and how much coverage you have been paying for.I have The Hartford Insurance. I was in one, I was at fault and they paid for repairs on the other guy's car and my car.It all depends on how much coverage you pay for in your premiu...
If your name and your deceased spouse name is on your car title and you want to trade in this car can you do this without removing deceased spouse name from car title in the state of Texas?
If you and your deceased spouse were listed as "OR" on the title, it only takes on signature to release the title to the new owner. However, if the names were listed with "AND", then both signatures would be required. Since this is no longer physically possible, you need to take the title, along ...
If your spouse dies without a will and the car was not titled in both names can the surviving spouse or son transfer the title to either of them?
The car becomes part of the estate. The executor of the estate can have the vehicle transferred to the appropriate party as they settle the estate. The estate will also be responsible for eliminating any debt involved, if a balance is owed on the car.
State law requires an Alabama resident who owns a motor vehicle to obtain a title for that motor vehicle if it is 34 years or newer model.Automobiles and trucks 35 years old and older do not require titles.
Can an older car be used as an everyday car and have minimal to no minor or major repairs such as a 1965 to 1970 mustang or camaro?
With proper care and maintenance, sure.
If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured in PhiladelphiaPa?
Yes if she is not specifically excluded from the policy (you would have had to complete a form akin to the 'named driver exclusion'). The insurance follows the vehicle and anyone driving it with your permission, as long as they are not excluded, is covered.
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
If you are the owner of a car can your parents insure it and put you as secondary driver to save money?
Yes, they can. It might vary by state and insurance company, but if your parents insure it, and put you as a secondary driver, and one of them as a primary, it is legal. The problem is usually the insurance company will charge the premium based on the highest step (or highest risk) driver on the ...
If you have 4 autos and 4 drivers can you list your 2 teen drivers as part time drivers on 2 of the cars?
Depends on your insurance company. Some require one primary driver to each car if you have 4 cars with 4 people living in the house. But some allow you to list the parents as primary drivers for all 4 cars and have your 2 teen drivers listed as secondary drivers. Your auto insurance will cover al...
My son had permission to operate a friends vehichle and the car was in an accident and totaled. is he liable for payment?
if there is insurance it should pay for the loss
Melvin is an experienced driver He knows that the more pressure he applies to the brake pedal the faster his car will stop?
Braking distance is a function of pressure applied to the brake pedal.
Your sons car caught on fire while he was in his apartment and now he is having trouble getting an adjuster to come out All his premiums are to date If he has trouble who can you get help from?
Most states have a department that deals with disputes with a business. Look for a "consumer advocate or consumer protection" department. Also the state "insurance commission" or possibly the state "attorny general's office". Usually what happens is someone from the department you contacted will ...
If you are in possession of the car then you are all set. if the car has been sold 3 or 4 time in other states and titles have been issued by other states it may get a little sticky.also if there is bankruptcy you may not be the legal owner of the vehicle. good luck
I have a permit and taking the practical driving exam. I don't have a car could I borrow my friend's car with the insurance policy under his name for the test will it be accepted in Oklahoma?
I know the policy in Texas and Oregon is that you must show the vehicle is insured, it does not have to be under the name of the one being tested.Oklahoma is probably the sameThe licensing hand book or their website would say for sure.
Do you have to have insurance if you do not own a car and This is in the state of OHIO and if so will your license be validated without the insurance?
if you do not own a car you do not have to have insurance the insurance is tied to the registration when you register plates for a car and that is how the state keep track of you for insurance purposes I live in Ohio
If your parents purchased a car for your 16-year-old daughter and registered it in their names how should the vehicle be insured in Virginia?
If they do not claim the teen driver on their insurance, then she gets into a wreck or otherwise gets gets the attention of the insurance company, the insurance company will terminate coverage and the parents will be required to get high risk insurance. They may also refuse to cover certain types...
Not necessarily. Insurance carriers require that you list the primary driver of the vehicle for rating purposes.If you deliberately omit a high risk driver in order to save on premiums they may decline coverage if there is an accident.
If you are not the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?
i'd say both you not that much but who wrecked it is the one to put the blame onThe insurance is for the car regardless of who is driving. It will be the first to pay. If it doesn't cover enough, the person driving can be tapped for the remainder. If the person driving does not have a license, th...
If a driver that is buying your car gets in an accident and doesn't have insurance am i liable for it?
you need to get down to your dmv and fill out a release of liability form.
Who would be held responsible for a car accident she is seventeen years old and had no insurance and no drivers licence someone sold her the car?
it depends laws vary from state to state in Road island if the guy who sold the car has any type of bill of sale even a napkin with her signature hes off. but say in MASS there needs to be a contract and bill of sale along with a title of sale which includes a license number and if the person doe...
Does your proof of insurance that you carry in your car have to be the original or can it be a copy of the original?
Your insurance company will give you a insurance card with all of the information needed for proof of insurance. Show that to whoever is interested.
You purchase the car at the dealer for your friend does the insurance has to be under your name also?
No, insurance does not always follow the owernership of the car unless you and your friend live in the same house and you have your driver's licence. If you tell the insurance company that you are not going to drive the car at all time and main driver is your friend, then you do not have to be un...
If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?
I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...
If your brother crashes his car and you join the same insurance plan as him will you have higher rates?
If you are both on the same plan and one of you is paying the premiums, whoever pays the premiums will see an increase in the plan premium if the was brother at fault in the accident. Each brother should be on his own policy and pay for his own coverage.
If you have the car title to your unpaid car would you still be able to sell it without getting in trouble?
regardless of the state if you have the title and you are on the title as THE owner, it is your car and you do what you like, moraly it may be wrong but legal the previous owner cant do anything
I believe that if no one got hurt , and there are no illegal drugs involved, that you can request your own towing. other factors may include; clean license, no drug felonies..etc.
Will your current CA Insurance cover a non registered new car you have owned for two weeks if you get in an accident?
If you have an existing auto insurance policy, the new vehicle will be covered if it is added to the existing policy within 15 days of the purchase of the new vehicle.
I have already replaced the ignition switch. When you turn your key to start your car it will not even cank never mind start what could this be?
Seized engine? Weak or dead battery? Loose or corroded battery cables? Dead spot on starter? Bad starter? Bad starter solenoid? Bad neutral or clutch safety switch?
Im only the name driver on my exs dads insurance but they have took the car bk am i liable to still pay insurance?
No, if you no longer drive the car and you were responsible for paying the insurance premium, you can contact the insurer and advise them that you are cancelling the policy. Do it using a registered letter that requires a signature so that you can prove the date that you cancelled and that the in...
Not in the state of CT USA.
If your son just got his learners permit and would like to purchase a car of his own to learn in and take his road test in is it possible for him to register and insure this car?
NO. A vehicle must be registered to a licensed driver. Insurance is the same. He can when he passes his drivers test. Good luck.Hey good luck :) :)
i think brown.because its a dull color...and in the summer you would want green..or a bright color i think brown.because its a dull color...and in the summer you would want green..or a bright color
If you live in AZ and your spouse in NE and you have AZ tags for a new car that is in his name does the car have to be insured in AZ or NE?
When thru this in Aug of 2005 and AZ DMV was going to revoke title, registration, driver's lic, and chg me a $50 fine unless I fixed promptly; had to buy AZ Auto Insur coverage versus NC insurance; specifically asked if NC coverage would work and was told "insur has to be written in same state as...
Your son's 1994 Chevy cavalier is overheating you noticed that the radiator fan was not running while the car was idling in parkis this normal or could this be the problem of the overheating?
The fan should turn on whenever the engine temperature reaches a certain point. If the fan does NOT come on, the cooling system is not able to dissipate the excess heat. Yes, it can cause the engine to overheat.
I have a manual daihatsu feroza. Generally while the car is in neutral or im waiting at the lights the car would be idling high. Why is this?
Hi from Greece,if idling revs up only while you depress the brake pedal ,there might be a vacuum leak at the servo unit.If high reving happens irrespectable of braking,then the fault might be a tight accelerator cable,a vacuum leaking from a hose or elsewhere at the intake manifold area or an ele...
If a mechanic has a mechanics lien on your car will this prevent the finance company from repossessing your car or prevent you from voluntarily having car repossessed?
No, what will happen is this: the finance company will pay off the mechanics lien (usually) and tack that on your loan balance, it would be considered a repo fee.
Can your loan be in default if you are making your payments on time but have failed to insure the vehicle or provide information to the loan company?
Yes. Making payments on time is only one of several things you agreed to do when you signed the loan papers.
You are the primary owner listed on your car loan and your husband was supposed to be a co - signer but they made him a co buyer and now he took your car what are your rights Can he do this legally?
I had a problem like this in Florida. the person-cobuyer took off with the car and didnt make the payments. There was not a thing I could do. The only thing you can do is try to get your hands on the car but you cannot cause a disturbance where the police are called. If you do get the car then he...
I just bought my car and the insurance is way to high just because I'm a new driver can i put the insurance under my dads name so that he can put me as a second driver to reduce the payments?
yes but you have to sell the car to your dad for 1.00 dollar
What happens when my insured car is in an accident which isn't my fault but I find out at the scene the driver the person driving my car has either an expired or suspected license?
You go and hire an attorney and ask him for legal advice.
If you are a senior and thinking about having your car voluntarily repossessed and your daughter would then give you her car as a gift will the finance company have any rights to the second car?
No. As Stated They Would Have To Have A Lien On The Gift(Car) They Can Seek Judgement For Balance On Debt. The Car Is Yours They Have No Control Over Any Gifts You Recieve. GOD BLESS
You had a friend who put a stick in your gas tank to try and start a campfire but all he did was break off a piece in the tank will this ruin or damage your car?
Well, this would not be the smartest and ut most the best decision, this can do damage to your car engine and to your selves, the gasoline for vehicles are alot mor toxic than anything else
Can you have a car that is not yours towed off your property in Maryland without the title or registration or expense to you?
I don't know about your state but call the police and a local wreacker company or salvage yard tell them it is not yours and you want it gone the police can run the vin to see who Owens it it may have been stolen
If you have full coverage they will pay for it. They will pay you what they feel the car was worth and NOT the KBB...i know this, cause the good people at State Farm felt my car was worth a good 3500 less than the KBB and paid me that.
How can a title be gotten for a car bought for parts the Vin showes its not stolen but would like to make it a driver again?
check with local dmv, abandoned title form.
If your car's repossessed and they take it to an auction do you have to pay anything and how long will it be on your credit?
You dont HAVE to pay anything. You may not get credit in the future because you dont pay. It will be on your CR usually for 7 years. Depending on where you live, if the lender gets a judgement, they could garnishee your wages.
I have a 1995 Buick Roadmaster Estate Wagon The engine is an LT1 motor and was replaced by a 1994 LT1 motor and the computer was not changed to a 1994 computer Will this effect the car in any way?
you shouldn't have any problems as long as all the sensors and wiring are the same or switched to new motor.
If you lent out your car to a friend and he never came back on the time he said he would or doesnt come back at all. can you report it stolen?
Yes, and you have the advantage of knowing who stole your car and where he lives. The law enforcement officers would be very pleased to receive your report of this particular crime.
What is the product or chemical which claims it can be safely kept in trunk of car but will run the car as fuel if the engine is hot when you run out of gas?
Hydrogen Fuel...you will need to modify your car to allow it to split water molecules. This splitting process called electrolysis cannot be performed by your conventional car unless you modify it.
Will your American brother who has an American driving license be able to hire a car and get it insured for his 6 stay in England?
A foreign or International driving licence is usually valid for 12 months and can be used to hire a car with insurance included.
My 1999 tracker will not shift out of park if you have your foot on the brake keep your foot off shifts fine previous owner states has been this way since new he thought it was normal how to fix?
Without knowing the Tracker specifically generally it's the other way around, sounds like a simple wire cross either on a repair or at the factory.It could be specifically for the sense switch or the brake switch, which if you have ABS would be something you want to fix.
When you sign a contract with your co purchaser and leased your car did he have the right to take the car back to the lot and get a full refund on the downpayment with out your knowledge or consent?
Technically yes, he probably did, but you are entitled to your part of the payment.
I heard that the law is going to change that you have to be 18 years old to get your license Is this true if so then when does it take effect?
Each state has its own set of laws regarding driving privileges Check with your City's DMV (Department of Motor Vehicles) for more information on licenses and restrictions.
A vehicle meets with an accident prior to delivery at Show room. And show room replaces the damage parts with new part. Can this vehicle be considered as new vehicle.?
Yes as it has not been sold or registered yet.Many vehicles are smashed and damaged during the manufacturing process and no one is the wiser.
If a car has a New Jersey Salvage title would you have to get the salvage inspection done in NJ or could you do it in NY to get the reconstructed title?
depends on where you live, if you live in NY then you need to transfer the title to a NY salvage title. Then, you can apply for a reconstructed title there. Here in NJ, dont have a "reconstructed title". you have to apply for a salvage inspection so that theyll give you a clear title.
You have to get the antitheft system in your 95 firebird fixed and you've been told cars like this are only going to give you trouble does this car always have problems with it or is it worth keeping?
My '89 Bird has been experiencing the problem with starting my car with the anti-theft for two years now. I'm going to try some persons answer and rub a pencil eraser on my anti-lock key connector. I don't know if it will solve anything but my advice is if you can afford it, start looking for som...
When a driver is in a car equipped with an airbag but is not wearing a seatbelt he or she will most likely strike the when the airbag deploys?
my airbags have been deployed and my seat belts are locked.What should I do
If you haven't made car payments in a long time would it be better to turn your car over to the lender or to start sending payments now?
You know how far behind you are, sooo, you should have that amount READY to send/give the lender to have any hope of continuing the loan relationship. In any case, you will have to contact the lender to resolve the issue, if only to tell them where to p/u the car. It will take much convincing to ...
What would be the problem if your car doesn't have reverse and you have to manualy shift gears to pick up speed?
modulater valve . may be vacume line if applicable.or electric modulator switch if applicable.whichever one ,are located on transmission housing
I was told that if my daughter's car was set for repo that she and I would have an arrest warrant filed against us because the car would be considered stolen property This is in Delaware?
Hello my friend, Sorry for your worries! If your daughter could be arrested simply because she could not make payments, new jails would need to be constructed 24 hours a day. Sounds like some shifty Buy Here Pay Here guys are trying to scare you to get money. This will ease your mind, I promise...
Why would a 1989 LeSabre not go into reverse sometimes have to put the car in neutral push the accelerator then put it in reverse and it will work how can this be fixed?
add atf. take to local oil change place have them drain and replace filter and fluid.
Your parents co-signed a car with you you are paying for your car everything that goes into that car Do your parents have any rights to take away the car If so how do you get the car put in your name?
Absolutely they do. The only way you have any right is to buy it yourself with no co signer. I know nobody likes to hear this, but if you need a co signer, THEY have a vested interest in how things go too. They actually stand to lose more than you if you mess up. Oh, and by the way, even if you D...
Can you purchase an out of state car and drive it back the same day with the title signed by original owner or what are the steps you need to take for this to happen?
u have to go to mr. g's auto specalties in hastings nebraska. look the address up in a nebraska phonebook from 2006
You own a car registered in Texas which your 20 year old drives in Washington DC How do you transfer the title into her name when she doesn't want to begin paying insurance but wants to keep the car?
How about tell the 20 year old adult to pay for her own car insurance? Or you can transfer the title to her, so she legally owns the car and she can apply for car insurance, which you will keep paying. You cannot legally own a car in Washington DC without having valid insurance. If Texas is her p...
No. Legends cars do come with VIN plates and titles from 600 Racing to prove ownership, verify build dates, etc., but only have to be registered with 600 Racing/INEX. car cannot be races at an INEX sanctioned event without this proof of ownership. Jim www.vmsmotorsports.com
If you are going to get married cosign on a car with what your married name would be and then do not get married do you still have rights to the car?
Im not a lawer but I think you committed a crime by not using your legal name. 2nd If you are the cosigner then you ultimately are responsible for the payments and your good credit rating. Why would you consider marrying a guy that needed a cosigner he is pretty immature. Listen to Dr. Laura she'...
You were in a car accident had insurance but the car was totaled and the car was not in your name Do you get compensated to get a new vehicle?
no you won`t get it. You require both car insurance and it must be registered on your name.
Why would breaktail lights remain on after the car is turned off the fuse has been replaced but the problem persists is this an electrial issue and how much would it cost to be fixed?
If brake lights remain on - check the operation and adjustment of the stoplight switch usually located at the upper end of the brake pedalMy lights remained on all day, draining my battery. I found a shim on the upper brake pedal linkage between the linkage and the light switch. The shim had rott...
If you have to brake suddenly and something from the back seat pushes your gear shift to reverse while car is in motion is this a valid loss claim?
It might be possible if you have full coverage insurance but this happened to my husband and it tore his transmission out and he had PLPD and they wouldn't do anything to help we ended up selling the car for $300.00
How would i go about suing someone who had an accident in my car about 8 yrs ago he was cited at the scene now i am being sued i cosigned a vehicle for the person and he let the car get repo how do i?
8 years ago????? I think statute of limitations may apply here I definitely agree, it is highly unlikely that this could be a valid lawsuit. The one exception could be that laws governing SOL's for litigation action state the action must be filed before the SOL expires. There is a small chance th...
You purchased a car with your husband as joint signer He left taking car Is not making payments Is hiding You want car repoed. If lender cannot find car to repo what could be the consequences?
Wow...it's good to know I am not the only one! I co-signed for a truck and we got divorce. He was awarded the truck and was to put it in his name. He never even attempted to get a car loan in his name! He did not make payments and they repo'd the truck. They could not find it and since my name wa...
Will bankrupsy protect you from being sued if you were the cause of an auto accident with a parked car which no one was in you had no insurance?
No, you will still be responsible for any damage you did to the parked car.
If someone puts a coolant in your car and says it should work for green or pink coolant is he correct or will it cause harm to the cooling system?
you need to read the product you are putting in car.Some brands mix with each other some don't......
Is it possible to renew the tags and registration on a car that isn't in your name or does the person who is named on all the paperwork have to do so?
The best way to perform all legal paperwork in someone elses name is to aquire an special power of attourney, listing all actions needed by the individual and who is allowed to do it in their name. Another way that's quick and easy but is sometimes a bit more difficult to accept is a notorized le...
Is there a common elect. source that would take out all power windows and ac-htr blower This car was given to son and the ac and windows worked right up to about a week before he was given the car.?
Check relays and fuses in power distribution block under hood