Can you charge finance company a storage fee if you had the car for three years before they came to get it never hid the car and disclosed your address to finance company?
Call your state Attorney general for the real o'pinion. I would say even if you could they will charge them back to you....soooo 6 of one, 1/2 dozen of the other,HUH? It would be a "cost" incurred in repoing the car...IF you can charge the fee (again ask a lawyer) and IF you can prove they had all the required information to pick the car up...they can not charge it back as inurred costs for a repossession. you made the good faith effort and told them where the vehicle was...you can not be charged for their neglegence in picking it up.If you had the car for three years you should have sent them a certified letter telling the exact location of the car after 6 months and then applied for an abandonment title.
Is it legal if your car was repossessed and they want to charge you a storage and handling fee for all the articles in the car?
YES, the law requires them to charge it. http://www.dca.ca.gov/bsis/bsiscons.htm
Can you be charged storage fees for a vehicle that was impounded liened and purchased by storage company?
I owned a vehice that was impounded and sold. This happened 3 years ago and I don't remember if I file release of liability form with Dept. of Motor Vehicles. I paid for one storage fee because it was stored at that facility when it was sold. One year later I get another notice that I owed more s...
Their insurance company is liable to file suit against you (via your parents, who are your legal guardians). There's a likelihood of criminal charges. The law enforcement agency and the parents both have the option to press charges, even if the other decides not to. And your parents should give y...
Yes, they can. The repossessor has a lien against personal property for "reasonable" expenses incurred in storing the property and notifying the owner. If you don't respond within thirty days of the notice, they're supposed to notify you again; if you still don't respond after thirty more days, t...
What are your rights if you had a car repossessed 10 years ago and a creditor is calling on behalf of the finance company asking for money?
Each state has a statutes of limitations on loans. Check the following site for your state. http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml Please know that the clock starts ticking on the date of the last activity on the account-- which should be the date the car was sold or auc...
No. They can only repossess the power unit they were sent to repossess - they cannot take the trailer. At that point, it's theft. Especially if it's loaded.
you don't need to pay it
If you have paid a payment and the finance company accepted it but still sent the repo man for your car can you get your last payment back?
NO, you owed it, you sent it in and its gone now. sorri
How long does car dealer have to hold personal property after repo in Texas and can they charge storage fees if so how much?
They must return personal belongings as long as you pick them up in a timely manner and since it has been repo'd they can't charge you anything for storage, its not your car anymore
If you relocate at 16 before you get your license but have had your permit for a year do you have to get a new learners permit and if so how long until you can get your license?
If you relocate to a different state you will have to get a new learners permit. However, if you relocate within the same state you do not need a new learners permit.
If your car is impounded can the towing company make you leave it for a month while it accumulates fees?
They can't make you leave it there, but if you cannot pay the bill to get the car released, they indeed do not have to release it back to your possession. In that case, yes, they will keep it impounded, and you will be charged a storage fee (usually accumulating daily interest) which must be paid...
NO, they DO NOT have to notify you. They notified you in the contract you signed. It said anytime you are in DEFAULT, they can repo the car. IF you havent been repoed, why do you need the "direct" #?? If you have been repoed, and still cant get your PP, call an attorney. Let the attorney contact ...
How do you sue a finance company for over charging and not adding your rebate to your overall charge of your truck?
All of the paperwork for the purchase of a vehicle is usually completed by the dealer. Take your original paperwork(sales invoice and contract) to the dealer and explain it to them. They should have credited the rebate.
Call a local attorney for state specific advice.
If your car is repossessed in Montana and you pay the finance company the total amount you owe in full plus whatever fees are they required to return the car?
If they take the money then yes however they have the right to refuse the payment since you are in violation of the loan agreement.
most engines oils have dye or coloring along with additives if u look closely in the light at oil different oils have different tints or shades if overheating oil will blacken quickly and not be the golden grennish tint
You are still obligated to make your first payment even if your payment booklet has not arrived. Your paperwork should have included a form which stated the contact information for your lending institution in the event this scenario presented itself.Buy a car, read the paperwork, understand the p...
If you have paid more than a third of the total HP price including charges than they have to take you to court. If you've paid less than a third they can reposses it without a court order.
Do you have to disclose where the car is located to the finance company in order to allow them to repossess your car?
No, you don't have to tell them. Try to make up the payments though.If the lender gets a court order, a "writ of replevin," then you have to tell the sheriff's officer where the car is when he comes to the door.
If your car has been repossessed and you know where it is can you go get it since you made the payments before they repoed it?
NO, NOT and dont consider it. Pester the lender to rush it up but dont STEAL it.how is that stealing when it is still in my name?It is stealing, because it was repossessed from you, and was probably reported to the local law enforcement agency there as having been repossessed. But don't take my w...
all of it. Just because they cant find the car doesnt mean your debt goes away.
If you signed an agreement or contract saying so then yes. If he is just holding your car for money's sake then that is unlawful.
If your car was just repossessed will they let you get it back if you have the money and how long will it take to get it back?
get it back?? prolly, depends on your payment record,ect. They really dont want the car, they want the MONEY. How long?? a day or two
If you finance a car for five years are you stuck with that car for five years or can you change it for a different model at the same company you did the financing with?
saya memiliki kereta kancil 850, dan sekarang sudah menjangkau usia 4 tahun lebih, sekiranya saya ingin menukar kepada kereta myvi adakah boleh?
If your car is being repossessed and you tell them to wait so you can retrieve your pp but they leave can they charge your for getting your pp back And yes you do have a witness?
No, they don't charge for that, but you should have told them to go away. Then they could be charged with criminal tresspass or breach of the peace, depending on your local laws.
Yes, the loan from your finance company is a legally binding contract between you and them. You are solely responsible for the fulfillment of that loan.
Yes - unfortunately you didnt borrow a car, you borrowed money. Your car has depreciated faster than you have paid off your loan it is your responsibility to pay the rest not the finance companies.
You are unable to make the loan payments, so the lender is taking the vehicle back.It will be sold to recoup as much of the debt you owe as possible.If there is still a balance remaining after the sale and you don't pay it, it could be turned over to a collection agency.
If your car has been totaled but you bought it back and had it repaired is it true that it can never be totaled again?
It can be totaled again but payout will be much less, typically 50% of the value of a comparabe clean-titled car plus credit for any upgrades you've done and can prove with receipts (keyless entry, new brakes, new alternator). It's subjective so make sure you know the value of your car with a cle...
Saskatchewan Tint tickets What happens if you just don't take the tint off They never put anything on the ticket that i had to go back and get it inspected Just to make sure that it's off?
Someone told me that if i don't take it off and the cop sees it again then he'll tow my vehicle. Is this true? It was in a city anyhow. And i don't even go there very often. So would it come up in my report with my licence?? If it did couldn't i just say i got it re-tinted??
Does a dealership have to disclose anything that is wrong with the car before they sell it in Arizona?
short: no. that's why it's best to have a mechanic you know look at it first. if it is sold "as is" especially.long:typically they have one of their technicians look at the vehicle. bare minimum would be a safety inspection. they usually only do these when the car is in bad shape, lots of leaks e...
What can you do if the dealer repoed your car and had it back on the lot for sale when you came to pay in full and pick it up?
1st option??READ your contract. What does it say about repos? IF that doesnt make sense to you, contact a local attorney.
Returning the Car to the Dealer “Keep in mind you have a legal obligation to pay the terms of the loan and the car dealer is typically not the finance company who holds the loan (unless they are 'buy here pay here').Either way you cannot simply 'give back' the vehicle to a dealer and walk away.”
This may be badThe fuel pump is cooled and lubricated by the fuel and any time it gets even a tiny amount of air in it it will wear and burn out very very quickly.This is very likely if the low fuel light is on.
Can a finance company repo your car in Texas and then place it on their lot and sell it without notice to the buyer if the finance company also owns the car lot?
Yep. That's the buy here/pay here way of doing business. Make loans to people who can't qualify for a bank loan and when you show them that the bank was right, the car goes back on the lot.
Once they take the vehicle, the responsibility is on them. If they damage the vehicle or total it the tow guy has to pay. If your car is taken, cancel the insurance since you are not responsible after the car is picked up and leaves your possession.
You got a kawasaki 110 and you cant start it because its been sitting in storage for a year how can i get it to run?
Make sure the engine is clean and nothing is clog-ed up.Also be sure to make sure it has gas in it and nothing missing.
Do you call the finance company or just take the car to the dealer if you want to do a voluntary repossession and do you need to inform the finance company you're taking it back or will the dealer?
call the finance company and tell them that you want to do a voluntary repossession and they will take it from there.
Can the repression company charge you for getting your things from your car once the car is in their possession?
They'll charge a "storage fee" for personal items of yours they removed from the vehicle. And it's legal.
because the towing guy is lazy and this is America people. some guys are just payed for showing up to pick up your car. deal with it
NO. the repo rate would go to the bottom if they told you. BTW, they already did in the CONTRACT. Look at the DEFAULT clause.
What if you have to to take your car for the same thing twice should they have to fix it free of charge.?
If you had to take your car back twice to get the same thing fixed again then they are usually legally bowned to doing so. If they find something else whilst repairing it they should tell you and give you the option of going into the extra cost of having it repaired before doing so.
If a repo has been placed on your car but you pay for the car before they pick it up can they still pick it up?
Contact the lender they are the ones who call off the repo.
How can you get your car back if the finance company wants you to make the loan current and pay to get the car out but you can't afford to?
Gee, Hery, I dont see any way for you to get it back.
What if you buy a used car and find out later it had a lot of mechanical problems can you sue the person who sold if they did not disclose this information at the time of purchase.?
yes but it might not be worth it because the seller could say that you bought it the way you saw it and he did not mean any maliciousness
Nothing - provided the vehicle was mechanically sound ! If the driver was silly enough to be involved in an accident - it's THEIR responsibility - not yours !
Can they still tow your car if you try to move it before they actually hitch your car to their truck?
yes, if they did not hook up they can't tow it. unless police told them to tow. but if it'sa inpound no
Then you're still liable for the money you owe the lienholder.
What happens if I cancel my car contract that financed for 5 years for personal reason and its been a year and a half that I have paying the fees?
A contract is a binding legal agreement, and you cannot cancel the contract. If you fail to make your payments on time they will repossess the vehicle. They will then sell the vehicle for whatever it will bring, and you will be required to pay the difference in the selling price of the vehicle an...
finding people who dont want to be found is the repomans job. MOST of them are VERY good at it too. good Luck on hiding the car. Remember, cars dont just fall off the face of the earth. Someone knows where they are.And usually will tell if the price is right.try stoptherepoman.com, I found it and...
The car will be sold. You are responsible for the difference in what the car sells for and the total outstanding balance on the loan. You will be required to pay this amount. Never ever let a car be reposed. Talk to the lender and work something out.
Can you be arrested if a repo man came to your house and then they called and said that your car has been reported stolen and criminal charges have been filed?
Well, common sense tells me that IF it was reported 'stolen", the cops would at least drive by and look.Certainly, charges filed would bring at least 2 cops to talk to you, dont you think? In some states, that can happen. Are you in one of those states?
sometimes as little as 15 days and sometimes as long as 90 days. most places try to get their car as soon as they can. it all depends on the lean holder and history of payments. Not a one size fits all answer...cause...it all depends. Mostly depends on your contract and arrangement with lienholde...
If a dealership assigns a car to a finance company and the finance company says you don't owe them can the dealer repossess?
If the finance company has been paid in full, then why would the dealership (or the finance company) want to repossess your car?If the loan hasn't been repaid and is long overdue, then the dealer and finance company will probably decide who actually repossesses the car. Either way, it's up to the...
If a you sign for a car for your friend and they don't make payments on it and its in your name can you sue your friend?
i am not sure and you need to call a lawyer
Can a lender repo the car if you fillt a chapter 7 that is disharget and the never came for the car how long do the have after the BK to get the car or clear the tiltle in KY?
IF your loan was discharged, you are NO longer the owner of the car. You can call a local wrecker company to come get it as a towaway. You cant get title to it.
Purchased a used car 3 years ago The dealer never disclosed it was involved in an accident What is your recourse?
Purchased a used 2003 Lexus LS430 from a Lexus dealership in state of Washington. The dealership never disclosed that the car was involved in a accident 8 months prior. Now I cannot sell it. What are my options?
If a repo man tries to take your car but does not get it and you pay the payments up can he charge you 310 for trying to get the car?
READ your contract. What does it say about paying any fees necessary to "collect" the account"? that is prolly cheaper than assigning the account to a CA.
throw it way because it may not work anymore ... and try keeping batterys in the freezer for longer battery life.Have the battery tested, it may not be able to hold a charge any more. If the battery checks good have the electrical system of the vehicle tested, you may have something draining the ...
My car was donated and it got towed away before they came to pick it up. How do I go about getting it to the agency that I donated it to?
You must pay the tow yard what you owe to get it out, then arrange for the donation place to go pick it up.
What do you do if the finance company threatened to take your car because you were having trouble with payments but now you're ready to give the car back but they don't want to take it?
You cannot just "give" the vehicle back to them. If you cannot continue paying for the vehicle they will continue to threaten you trying to get their money back from you. When they see that it is hopeless they will repossess the vehicle and auction it off. I haven't read your contract, but probab...
If you have 10 days to settle with the bank can the tow company brake into your car and take personal items before that time is up because it has been 2 days and they did?
Sign a complaint with the police against the tow company and it's owners. They took your vehicle and depending on the state you can sue them for negligence in protecting your property.
If you lease a car and the car gets registered in your name before you take the car home can you change your mind and finance instead of leasing?
A car that is leased is registered in the name of the leasing company. I would talk to the dealer and see if it is not to late to change the contract from lease to retail. You may be out of luck though if it has been to long.
If you are 45 days behind on your car payments and have moved and not given the lender your new address can they come after you and can you be jailed for hiding the car?
If the lender wants the car back and doesn't think you are going to pay because you have moved, they can find you in much less than 30 days. Look at it from the lender's viewpoint: you're 45 days late, moved, left NO forwarding address, no way to contact you. WHAT does that look like to you?And, ...
If a car title was signed over to another party but they never transferred it and you applied for a lost title and got one and possession of the car. Does the car still belong to the original owner?
when you applied for the lost title did you indicate the card had been signed over to somebody else? legally that's fraud but the laws vary from state to state. also depends ifnthe person that it was signed over to paid anything for it and if the state had cancelled the title for lack of insuranc...
If you give your car to your child will the DMV assess the car's retail value for registration fees?
You should be able to get a "gift form" from the DMV to eliminate the sales tax obligation
Fence contractor tripped my breaker I had my garage freezer on while i was gone for the weekend. They never called me and when i came home Monday I had blood all over my garage floor. Who's at fault?
you should be there to watch and supervise work... Let's hope that the blood wasn't human.
You Can Get A Copy Through Your Clerks Office. They Will Have It Mailed To You. Cost About Five Bucks.
No, in most places it is specifically listed as a crime and in others would be treated as conversion, theft or vandalism, depending on the laws of the jurisdiction, the value and the agreement signed.In Texas, as one example, the law states "A person who has signed a security agreement creating a...
Your husband and you were together three months you bought the car before you were married it is in your name and he took it and will not return it it has been four months and you report it stolen?
if it was your car before you were married, has stayed in your name only, he ha no legal claim to the car unless a judge gives it as part of the settlement.
No car dealers will ever take a car without having the title for it. Because if they take it and you dont give them the title then they cant sell it.
If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?
I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance ...
You have traffic tickets that are three years old that you never went to court over would they still be in the system?
If you never went to court or paid them I'd be surprised if you still have a valid license. They will eventually catch up with you, trust me. These tickets will stay on you till they are paid
It depends on what state you are in and why you are taking it back. I helped a girlfriend's niece buy a car that she drove for 6 months and made 2 payments. I paid the past due payments and gave her 30 days to get me 5 payments or bring me the car. I made 3 copies of that letter and all 3 of us s...
What can you do if you have had your car repossessed before and you are currently paid up on your payments but one of the checks bounced?
Sit back and wait for NOI letter (Notice of Intent). * The majority of states do not require notice before a vehicle is repossessed. Contact the lender and explain the situation. And hope for a positive outcome.
If your car was repossessed is there a law stating how much a finance company can sue you for after it has sold the car?
Sure is, they can get a judgment for the balance due on the loan minus what the car sold for PLUS any fees incurred(repo,attorney,auction,ect.) It should be in the contract you signed.
In Illinois, yes.Maybe. It would depend on the laws of the state where you live. If it was impounded by the police/court then different laws would apply. Some states have forfeiture statutes also.In Virginia, absolutely yes. If your vehicle is legally impounded and you aren't able to come up with...
You bought a car a week ago and now they said they cant get you financed and they want the car back?
This is unfortunate...sorry but I know it has happened. You have no choice but to give the car back..and nicely too...as they will come and get it. You might see if the dealership will hold the note but if not....give it back.Some 10+ years ago, we had something similar happen. We bought a caron ...
If you are hiding the vehicle or continuing to use a vehicle that is no longer yours, you can be arrested for theft or fraud. Most lending institutions just repo the car, but if they have reason to believe that you're keeping their property from you they can go after you in criminal court.
"You can provide your own financing as the consumer.You don't have to use the dealer's finance rate." Get preapproved for a car loan from your bank or credit union first.If the dealer can match that interest rate, then great, but if not, you'll still have a lower-interest loan option.
If a car is cleared in bankruptcy and the car does not start do you have to fix it before they come pick it up?
No, but most lending contracts stipulate that secured property must be kept in the same or reasonably acceptable condition as it was when the borrower took possession. Therefore it is likely the lender will have the car repaired and add the costs to be paid by the borrower. New bankruptcy laws no...
If you lent out your car to a friend and he never came back on the time he said he would or doesnt come back at all. can you report it stolen?
Yes, and you have the advantage of knowing who stole your car and where he lives. The law enforcement officers would be very pleased to receive your report of this particular crime.
Until they find it. If it is charged off on your credit report then the creditor sold the note to a collection agency who will hire a repo-man to track down the car so they can recover it and sell it to make the money back that they paid to creditor for it.
What are your legal rights if someone hit your car in a parking lot admitted fault gave their name address etc agreed to pay for the damages and then decided not to when they found out how much it was?
This is a typical situation, as they do not realize what it cost to repair a car today. You have no choice, tell them you are going to take them to court and sue them for the damages unless they pay up. If what you say is true and the repair estimate is reasonable, you will win.
If your car is impounded what is the law regarding your possessions in the car Can you get them out without paying the impound and towing fees?
You are allowed to remove any personal possessions from a vehicle that has been impounded without paying. You are not allowed to remove any part of the car like speakers, spare tire, seat covers, etc...
Can you repossess a car if it is at a repair shop getting fixed and they have it sitting outside waiting for the debtor to pay there bill?
NOT LEGALLY...however you wouldn't be the first to do it. That's why most repair shops have fences for storage. The shop is legally entitled to its repair charges. Why not just let the LENDER pay the repair charges and then get the car?? That's how its supposed to work. Email me if you have more ...
In answering your question I suggest that you look at the laws in your state. If the dealer still has your vehicle you do have the chance to walk away from the vehicle depending on what your state says about the lemon laws. In my opinion I would ask for my money back and look for a vehicle that d...
Do you have to keep making your car payments when the car isn't running and it's been put in storage?
yes you do unless you dont want it anymore.
You probably will get some coolant in the engine oil. It would be best to drain the radiator and block before disassembly.
Your mother signed a car title over to you and you lost it before you could get it switched over how do you get another title?
Well that's a good question but ill give yo the right answer for it. you have to buy another one they arnt the best of price
If you voluntarily turn in a car that's has never reported on your credit file can they file it against you once you turn it in?
I am no attorney and laws on this subject differ widely from state to state. However, from personal experience I can tell you that, in general they can and they will. Some states do not allow a company to actually PHYSICALLY repossess your vehicle, but they won't tell you that when they 'come to ...
To be cautious of attacking predators. These people are more commonly known as 'Loose wires' and 'phycopaths'
Can they garnish your pay for a car you have asked them to repossess because it has had many problems and now needs a transmission?
YES. and Thanks for posting your state.
Can you be sued for the remaining balance of a voluntary repo even if they haven't sold the vehicle yet and all the dealer finance company did was relocate it to one of their other locations?
yes. even though you gave it up you are in breach of contract. the main purpose was to sell that vehicle and not have to turn around and sale it again. the depreciation of a vehicle drop about 3,000 when it leaves a dealers parking lot. they have to continue to make payments on it since you can't...
How do you obtain your new car title after it has been fully paid for and the lien released by the finance company?
The lien holder should send you a lean clearance letter. You can take the waiting clearance letter and the title to the motor vehicle department and apply for a clear title.
If you are 17 years old and you have had your learners permit for 11 months can you drive from school to work?
not till you git your drivers license you cant do it with your permit.
If you had an accident and your car was the only one damaged can you pay for it without reporting it.?
I am not a law expert, nor an insurance agent, but I believe that if there were no injuries, no other property damage, and no police report made, you should be able to pay for the damages to your own vehicle without going through your insurance.