Can Someone with good credit get a car loan in their name for me and I make the payments Can I get a contract drawn up to keep this person from taking the car if I got past due?
Yes but it would use up their available credit and effect their score if you default, locking them out of using credit or a car purchase for years. If you got past due it would get repoed by finance co-neither one of you would have it. Try to do it on your own, if people post bk can get one you can too since your score can't possibly be worse. See what it actually is on Credit Karma.
Possibly. However, the cosigner needs to understand all the implications should the one needing the cosign on the load default on payments. If the primary borrower doesn't pay the co-signer will be held personally responsible for paying the loan in full. That's what they agree to when they sign a...
Yes, that would be generally possible. The person will have to pay a larger amount of down payment as well as higher interest rates. Depending on the level of his or her creditworthiness, s/he may need to put in a collateral as well.
Ihave been shown defaulter in satyam system inspite of i settling my standard charted credit card payment with them how to clear my name i cant take loan from any where due to this?
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If a cosigner of a car loan wants to get off the loan but it's not a good idea for the other party due to credit score can the cosigner take legal action to get off the loan?
Probably not. You, like the primary party, signed a contract as an independednt, free-thinking adult. It is assumed under the eyes of the law that you knew what your were getting into. You are as bound by contract law as the primary.
http://www.lawdepot.com/contracts/ I just created a contracted in minutes for $15.00. Go under equipment rental it works the same.
The best thing to do is visit any company offering car loans and negotiate with them. Due to bad credit this could be an issue but you are more than likely to find someone who is willing to provide you with a loan.
I took out a car loan in my own name but I am not on the registration the car owner can not drive any more can I have the registration switch to me if I take over the payments.?
You must have the car owner sign the title over to you and then you can obtain a Certificate of Title in your own name. In fact, you should do it ASAP.
They normally qualify for competitive interest rates on their loans as well.However, even consumers with credit scores of 600 or less can get approved for an auto loan.Therefore, if a consumer finds that their credit score is 600 or lower, they should look for a dealership that handles special fi...
Get Approved for a Low Money Down Car Loan for Poor Credit As you can see, having a below 500 credit score and only $500 down doesn't have to make the auto financing process difficult.In fact, we've made the process as fast and easy as possible.Get pre-approved by filling out our online auto loa...
Buy a Car with a Repossession on Your Credit Report.A repossession does not mean you can't get a car loan for seven years.There are lenders who are willing to work with borrowers with bad credit, even those who have a repo.Instead, you will likely have to find a dealership with subprime lending c...
Method 2 Getting a Car Loan if You Have No Credit Open a bank account. If you have no credit history, the first step towards getting a car loan is opening a bank account. Save up for a down payment. Gather your documents. Get a cosigner. Ask your bank about loans first. Ask car dealershi...
That would depend on how much you owe on this car. You need to contact the lender and see what can be worked out. Do not allow this car to be repossed. That would compound and already bad situation.
Generally, a credit history of 730 to 740 and above is considered excellent credit.Since you are on the average side with a 630 credit score, it is enough to secure you a 630 credit score car loan.Your credit history will affect the interest rate you qualify on your car loan.The other option woul...
I recently signed a contract to take up payments on a car and now I changed my mind Since the other party still owes on the car can they take me to court for the money?
usually when a contract a contract is made it should have time stipulations as to when one can cancel the agreement, if things are not meant in the deal what happens, Another thing to think about, was it disclosed that the title was not clear, example- someone took a loan out on a car and the ban...
If took out a car loan for someone. They could not co-sign dut to bad credit. Can I sue if they stop paying me back?
No, by signing the contract as a co-signer you automatically accept the responsibility if the signer is not paying you will be financially responsible for the loan. There is no legal action you can take against the signer. For more information you can visit http://www.autocreditfinancial.ca IN so...
Can you sue someone who's buying a car from you and has not kept their verbal agreement to make payment on time and wont pay the remaining balance?
Yes, you may take them to Civil court. However, having a written agreement would hold up better.
How can i make my friend shut up for good about my truck He always says that i have a lowrider when my truck not even lowered it's getting really annoying Can someone help me?
I think if you talk to your friend in that same tone that he will forget about your truck. Sometime people just need to be told straight up and put in their place before they get the hint to shut up.
How can you move 2 car payments to the end of the contract living in Florida where can i find laws in regards to this?
This is likely to be at the discretion of the lender and not regulated by state law. You should call the finance company that holds your loan and explain your extenuating circumstances to them. Typically they will offer you some help as long as you have a good payment record with them. Just remem...
If a family member purchased a car for us in their name due to credit issues but you've made all payments can you trade it in on a new car?
no you can not. the only person who can trade that car in is the person on the title no matter who has made payments on it jd wash state [email protected]
How can do I get my name put on the title on a car you have been making payments on that is currently under my friends name?
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I cant afford the Insurance right now. can you take a loan car off the road im still paying for it im not going to drive it for a while im still going to make the payments is this possible?
The answer depends on a lot of things, including your state laws and the terms of your loan contract.Most states require a vehicle's owner to carry liability insurance if the vehicle is being driven on public roads. Often, you can take your car "off the road," by turning in its license plates and...
If you take a vehicle back to the dealership that was a lemon and don't make the first payment can it be filed on your credit if the dealership forgot to sign their part of the loan paperwork?
Yes, rightly or wrongly. So it is important to follow the proper procedures when dealing with financial contracts.
Can I get sued for car payments made on car in my name after I repo it back from friend that stopped making payments on it car was being financed through dealer N only my name was on the loan title?
Short answer is Yes. Your name is on the title. Your should consult a lawyer and go through the agreement you signed. If you still have the car, you must pay the instalments. If you cannot afford to continue the instalments, you should try to strike a deal with the finance company to return the...
What should i do about a car contract from a used dealership I made it clear that i did not know if i could came up with the down payment now their giving me a hard time. What should i do?
By taking delivery of this vehicle you are agreeing to the terms of the contract. If you could not meet the down payment requirement then you should have never taken delivery. You can try talking to them to work out a payment plan of some sort.
If a car is in your name as the primary but your cosigner has been making payment for the last year and many of those payments have been paid late can you legally take that car from the cosigner?
Since the cosigners isn't paying, unless you start paying instead, and catch up on all late payments, the dealer or the bank will repossess the vehicle shortly anyway, so your question is moot.
Someone gave me a vehicle was suppose to give title but never got it its been 3 years and can't find the person how do i get a title for it?
Since enough time has passed and they have mad eno attempt to take possesion of it you may declare it to be abandoned, at which point you may claim it for yourself, or junk it if you prefer. Contact your local police department to get details on how this might be done.
Can they prevent me from going to my car to make sure all of my personal property is gone I had to pay 15 and wasn't even allowed to go near the car to get missing items?
I never allow a debtor access to what used to be their car. They can too easily damage it. It belongs to the bank now.
If you have a car that everything is in your name but the loan says your the co-signer and now the buyers are making payments what are your rights and theirs to that car and can they take the car?
You are confusing me. If everything is in your name, how can you be the co-signer and not the primary borrower, and where did the "buyers" come in? Are you, perhaps 16-17 years old and your parents took away your driving privileges?
Does letting a car go back to the lien-holder affect your credit even though i took no loan from the bank and also what is the best way to give it back to that person?
If you were the lien holder, how would you like it given back? How soon would you like it given back? and how much money would you want if the person you trusted were to give it back in it's current condition? The credit effect is between you and your God.
Can you sue someone that sold you a salvage car but he told me the car was good to drive then when I take it to get serviced they tell me the car is not drivable and it should have been junked.?
It has been done successfully, but it is difficult and expensive.
Purchased a car yesterday had a trade in signed papers now they say we owe three hundred dollars due to not having the right payoff information also the payment went up can we take it back?
Call the finance company that held the loan on your old car and ask them for the "10 day payoff". Then compare that to what you told the dealer your payoff was vs. what the dealer says your payoff was. Unless you only qualified for financing up to a certain amount, there should be no reason that ...
What if someone buys a car for you and your name is on the title and a few months later they try to take it back or take you to court to get it back because they paid for it can they take it from me?
If you didn't pay them back, yes---------------------------------------Added 5/16/12 - If it truly was a "gift" & they want to take it back, I would suggest letting them take you to court to let a judge decide. Gather as much evidence as you can that they gifted it without expectation of repa...
How do you get a lost title for a car I am unable to relocate the person that I bought the car from. So I can't get them to apply for another title. What can I do?
call where ever you get your license plates at and they can tell you,they will give you a paper and you will have to have the vehicle inspected,take the paper back to them notorized,then you will get a title
Can someone get in trouble for report a false report about a car being stolen if someone refuse to make the last payment because she doesnt have the title?
Let me make this clear ABSOLUTELY I have been in the automobile business for 12 years. And that is a huge deal if the person didn't make the last payment for some reason take it to small claims court.
What happen if have car loan with a bank an you no longer need that car because the monthly payment is high can you take you back an get less one an will you continue with the same bank?
No, you are obligated to pay the loan you agreed to. If you give back the car (a voluntary repo) it will seriously affect your credit.
If you co-signed for a car and the other person took the car to Canada and won't make the payments can you go get the car if you are also a co-owner?
http://www.repocanada.com/usrepo.htm check this link
How can you get rid of your car if you filed chapter 7 bankruptcy and the creditor is refusing to pick up your car due to low value and the junk yard won't take it and you can't sell it?
Drive it to the creditor, park in their lot, walk in with the keys and say "here it is", it's all yours. Drop the keys and registration on the desk of a loan officer and walk out. Don't wait for anyone to say anything. Just give them their car and leave. Don't keep it, don't buy it back. It's the...
You have lived in Northern CA for 5 months now but didn't look into registering my car until now since my registration is up this month What can I do to make sure I don't get penalized?
there is three options 1. register the vehicle in CA before it expires. 2. renew your registration with your previous state, this can usually be done on line. 3. take your car to the junk yard, take off the plates and send them back to the owning state.
When accelerating from 3rd to 4th gear the gears slip and the car stalls for a couple of seconds and the rpm's go high and the engine reves up how do i fix this to make the car shift correctly?
you have a few opptions first thing did you add or remove any tranny fluid? i have a 2001 Pontiac grand am 6 cyl. 3.4 engine. it has no dip stick to check fluid the theory you shouldn't have add unless there is a leak.but in my case my whole tranny pan was empty no spills no indacation of a leak....
If someone is subleasing your car and hasn't been making payments can you have a repo agent get the car and could the subleaser sue you if you do?
READ your contract. Sub leasing might put YOU in DEFAULT. Is the lease in writing???Is YOUR name on the title? IF so, go get your car.
What do i do if i lost my car ownership before i was able to put it in my name and also now i can' get a hold of the guy that i purchased it from what should i do?
Hello i have a question? I lost my car ownership and i don't know how can i get an other one? I need to donate my car to cancer society...
You just bought a car from a dealership for a price that they told you and when you got home you looked at their website and it was listed cheaper than you bought it for so Can I void the contract?
No. The fact that you didn't get the best price doesn't change the fact that you bought the car.
I just bought my car and the insurance is way to high just because I'm a new driver can i put the insurance under my dads name so that he can put me as a second driver to reduce the payments?
yes but you have to sell the car to your dad for 1.00 dollar
If you are behind 60 days your the bank says pay to day or it will be repoed you tell them you can make 3 payments a week from now Can they take the car if you get them the before the repo?
Most people dont know you can ask to pay just the intrest on your car note you can do this three times at most any finance co. Just ask and as long as they dont find the car they cant pick it up but it will take them a little time to go to court and have you turn it over. Get your agreement in wr...