Can a car dealer that I financed a car from give me another car if my car has been totaled?

Cars & Vehicles

No. All finance companies require you to carry full coverage, for their protection of the money they funded If you don't, they will buy it for you, send you the bill and/or add it in the monthly payment. If you do not make the full payment they will repossess the car. Your insurance will pay you the current market value of your car, with a check, if totaled, unless your insurance denies the claim because of DUI, you get nothing, But going under the assumption you were not DUI, you can use that money for anything, legally, buy another car or whatever. But the dealer where you bought the car is uninvolved. The only way that dealer becomes involved is if you use your claim money to buy another car from them, but they will not "Give you another car"

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Can another debtor seize my car if the finance company still has a lien on it?

State laws vary, but if there is a mechanics lien on your car, or your car is impounded by law enforcement because of drug possession, the answer is yes, yes they can.Typically law enforcement will not impound and auction a car that has a lien on it for the value of, or more than the car is worth...

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What happens if I total my financed car?

Totaling your car can ruin your year, but it's especially traumatic when you still owe money on the vehicle.If your vehicle is totaled and you still owe more than it's worth, your car insurance company will pay only actual cash value (ACV) for your vehicle.

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How can I get a lien release from a bank that has been taken over by another bank?

go to eric sykes multiplotorium emporium of goods who will supply you with endless money due to his richness, he eats banks money for supper. nom nom nom.

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Can I trade in my financed car for another car?

If you're still making loan payments on a car you're planning to trade in, be aware that the loan won't just disappear.The remaining balance has to be paid off.That may not be an issue if the amount you owe is less than the trade-in value of the car, but it can become a problem if you owe more th...

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Can I swap my car finance to another car?

Yes.With Payment Swap you can change your car if it's still on finance - even if you're only halfway through paying it off.Negative equity is when the value of your car is less than the amount of finance you still owe.We can finance your negative equity in your new agreement up to a certain amount.

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Can I transfer my car finance to another person?

Car Loans Finally, it is possible to transfer a car loan from one person to another, and there are two different ways to do this.The second way to transfer a car loan is to seek a new lender.The new lender will pay off the remainder of your debt, with a new loan issued to the new borrower.

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Can I give my car back to the finance company?

Yes.If you've already repaid more than 50 per cent of your Personal Contract Purchase (PCP) or Hire Purchase (HP) finance you can return your car through what's called a Voluntary Termination agreement.

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Can I give my car back to finance company?

You may be allowed to sell the car to pay off what you owe, but you will need to get permission from the finance company, who are the owners of the car, to do this.This allows you to end your contract and give back the car, but you will still have to pay half the PCP price.

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Can I just give my financed car back?

Yes.If you've already repaid more than 50 per cent of your Personal Contract Purchase (PCP) or Hire Purchase (HP) finance you can return your car through what's called a Voluntary Termination agreement.There are, however, a few other ways to end your finance early…

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How do I know if my car has been towed?

If your car was towed while on public property, you can call 411 and ask for the number to the local police department.The plus side here is that when you call the police, you can find out if your car has really been towed, or worse, if its been stolen.

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How can I get my car shipped from a dealer?

Here's a quick step-by-step guide to help you buy an outof state car and have it delivered to your home. Find and purchase your vehicle. Find a car shipping service. Select the shipper. Arranging shipping. Wait for delivery of the vehicle. Arrange for pickup of the vehicle. Pick up the ...

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How can you find out if a car has been financed?

Look at the registration card. Just below the name of the title holder is "lienholder." If there is a name or company name there, then there is a lien on the car and the person will not have a pink slip. If the person has a pink slip, there is no lien on the car. There may be other reasons for a ...

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Can I trade in a financed car for another car?

If you're still making loan payments on a car you're planning to trade in, be aware that the loan won't just disappear.That may not be an issue if the amount you owe is less than the trade-in value of the car, but it can become a problem if you owe more than the car is worth.

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Can I keep my financed car if I file bankruptcy?

The motor vehicle exemption helps you keep your car, truck, motorcycle, or van in Chapter 7 bankruptcy by protecting equity in a vehicle.If you're behind on your car loan, you can't keep your car unless you work out a plan to bring your payments current before you file for bankruptcy (more below).

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Can I scrap my car if I still owe finance?

Outstanding finance means you don't own your car There are some situations where you might be able to sell your car successfully, but you certainly won't be able to take it to a scrap yard and have it legally scrapped – they'll know it's on finance and will refuse there and then.

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Where can I find a dealer that will sell me cheap unique cars?

Check for private sellers on craigslist.com or on ebay.com. Some specific sites worth looking into include uniquemotorcars.com or uniqueautoplaza.com.

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If your car has been totaled but you bought it back and had it repaired is it true that it can never be totaled again?

It can be totaled again but payout will be much less, typically 50% of the value of a comparabe clean-titled car plus credit for any upgrades you've done and can prove with receipts (keyless entry, new brakes, new alternator). It's subjective so make sure you know the value of your car with a cle...

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How can I repossess my car that someone bought from me?

Scenarios:1. If you sold the car for cash, and the buyer paid you in full, you have nothing to repossess.2. If you signed the title (aka pink slip) and the buyer had their name listed as Registered Owner, you no longer own the car - nothing to repossess.3. If you sold the car and did NOT sign the...

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Can I keep my car if it is totaled?

Keeping a vehicle that your car insurance company has totaled.If you decide to accept the insurer's decision to total your car but you still want to keep it, your insurer will pay you the cash value of the vehicle, minus any deductible that is due and the amount your car could have been sold for ...

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What can I do if a dealer sold me a bad car?

You should hire an auto dealer lawyer if your car dealer sold you a bad car by lying to you.Your dealer could have lied to you by selling you a 'lemon car' or by not disclosing any accident or damage done to the car.In either case, you can sue your dealer for selling you a bad car.

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Can I sell my car if its on finance?

Can I sell a car with outstanding hire purchase (HP) finance? No you can't, as the lender is the legal owner of the car until the finance is settled.In order to sell the car, you'll have to end the hire purchase agreement early.If you've paid off less than half of the agreement's total cost, you ...

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Can you swap finance from one car to another?

You can't transfer a finance agreement from one car to another unfortunately but you can indeed swap the current BMW for a cheaper vehicle.If you actually have equity in the car this can be used as a deposit on a new car.

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Does a used car dealer have to disclose that a vehicle has been in an accident?

In the US licensed car dealers must disclose whether a car has a "salvage" title, which means an insurance company has decided that a damaged vehicle is a total loss -- in other words, not worth fixing.The damage could have been caused by many things other than an accident, such as flood damage, ...

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Can I transfer a car insurance policy from one car to another car. If so how do you do that?

Yes, you can but there is a charge of £98 + VAT but it also depends on your insureance type and who your insurance is with

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Can you buy a car from a dealer and resell to another dealer?

yes you can. a vehicle can go to any car dealer. no restrictions

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Will a dealer buy your car from you even if you don't purchase another from them?

Absolutely... IF they want your cars on their lot. Dont bring a jeep Cherokee to a Mercedes dealer for example.

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Can you purchase a car that has been voluntarily repossessed by someone from the bank?

Of course, at whatever the value of the proerty is...although they frequently have contracted with someone to handle selling all of the vehicles that they have to repossess, so they may refer you to them. And, frequently, the property has been sold very quickly (brought to auction) after they gai...

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Can you give your car back if its on finance?

Yes.If you've already repaid more than 50 per cent of your Personal Contract Purchase (PCP) or Hire Purchase (HP) finance you can return your car through what's called a Voluntary Termination agreement.There are, however, a few other ways to end your finance early…

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What happens if a financed car is totaled?

If your vehicle is totaled and you still owe more than it's worth, your car insurance company will pay only actual cash value (ACV) for your vehicle.Your car insurance company would pay out $14,000 for your totaled vehicle.The money wouldn't come directly to you because your car is financed.

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Can you be sued if you still owe money on a car that has been reposessed?

Yes. lenders have the right to collect there money. The only way you can get around this is to file for bankrupcie.

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Can I sue a dealer for selling me a lemon?

The report will show if the car the dealer sold you was in an accident or received any damages.Cars like these can be considered a used lemon.In this case, the car buyer can sue the dealer for selling a used lemon car.

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Can a towing company put a lien on a car that's been totaled and paid off?

yes they can. if your vehicle was towed by them and you dont pay the bill they have the right to keep it in lue of the money you owe them.

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Can a credit union refuse to release title of a car that has already been paid for if the customer is late on another loan?

It depends on state laws, or if they wrote it into the second contract.

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Can I get a new car if my car is totaled?

If your car is very new -- say, less than three months old -- most major insurance companies will replace it with a new car.This means your company will pay you the actual cash value of the car -- what it was worth the minute before it was totaled -- minus the deductible for the collision coverag...

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Can a car dealer repo your car if 720 towards the down payment is owed yet chase auto finance has financed it?

A dealership can never repo a car, the bank is the party which would because you owe the BANK (aka chase auto finance) because u financed through them.

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Can you wash a car that has been wrapped?

You should hand wash it using 3M® Car Wash Soap 39000, or Meguiar's NXT Generation® Car Wash or Deep Crystal® Car Wash.Always use a nice automotive sponge or clean, soft cloth to wash your wrap.

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If I owe money on a car can I be stopped from moving to another province?

as long as you are paying for the car they dont care where you go

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How do you remove a curse or spell that has been put on me?

According to the Traditionalist and Perennialist schools of philosophy, you can remove a curse by continuing to pray and practice your religion. You must practice your religion in the traditional way.

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Can a car company go after me 13 years after a vehicle has been repossessed?

ok first of all how stupid r u................ of course they can because they can still file legitimate buissness and non-buissness against u nd ur unpaid car repposession charges niigguhh

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How Can I Get I return a Car ti a Dealer if I find that I cant pay for it?

You cannot simply return the car. You can voluntarily have it repossessed which is a horrible choice. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are establis...

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Can my co signer on my truck stop me from taking my truck that I paid on time for 4yrs and since i got a job in fl he is now saying i can't take it can he stop me?

is the truck fully paid for??? if so and you were the primary name on the credit application then you should have a clear title in your name. if your still paying on the truck i would suggest calling the financial institution you pay and ask them this question.

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Is a car purchased from another dealer considered used?

No, not unless it was driven there which im sure it wasnt

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How can you tell if a car has been imported?

this has to do with your vin number. there is one number, and it depens on your make and model. i would Google your car and see what it says. For example, i did a Honda prelude. it came up with a website that breks it down for me.

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Can I trade in my financed car?

When trading in a car with negative equity, you'll have to pay the difference between the loan balance and the trade-in value.You can pay it with cash, another loan or — and this isn't recommended — rolling what you owe into a new car loan.

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Can a person finance another car if his car was repossessed?

yes if you can find someone that will finance it for you... good lucklook for places that don't do credit checks

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What do I do after my car has been repossessed?

If you want to get your car back after repossession, you have several options: Redeem the car or reinstate the loan (if allowed in your state or by contract). Wait until the sale and attempt to bid on the car at auction.Negotiate with the with the creditor to try to get the car back.

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What do I do if my car is totaled?

Contact your agent and initiate an insurance claim.Your insurer will determine whether the vehicle is a total loss, based on repair costs.Your insurer will issue payment for the actual cash value of the totaled vehicle, minus your deductible on your comprehensive or collision coverage.

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Can I get another car if I have a repossession?

Buy a Car with a Repossession on Your Credit Report.A repossession does not mean you can't get a car loan for seven years.There are lenders who are willing to work with borrowers with bad credit, even those who have a repo.Instead, you will likely have to find a dealership with subprime lending c...

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Can a new car dealer finance a new car purchase?

Yes, new car dealers can finance a new purchase. Many dealers work with multiple banks to help find financing for their customers.

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Where can I obtain insurance information on a vehicle that has hit me when the owner is refuseing to give it?

The Police should have come to the scene of the accident. A Police report would be filled out and filed which would contain that information. If you didn't contact the Police and no report was filed, the only option you have is a lawsuit. Good luck.

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Should you return a used car that has been totaled to the lender if you still owe two payments on the loan?

Returning the car to the lender will not relieve the borrower of the legal responsibility to pay the debt. The balance of the loan and any additional fees is still owed on the vehicle and is valid and collectible.

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Can you finance another car after repossession?

An auto repossession can make lenders feel uneasy, but you can typically get approved for a car loan after a year has passed.Because you'll likely need financing through a bad credit lender, the max car loan you can get after repossession depends on several factors, such as your income and credit...

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HSBC Auto Finance was supposed to take my car- it's been 4 months. When should they come and get it from me?

Is this a voluntarily repo are you owe 4 months of payment?

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Can I return a car if financing fell through?

Insist in advance on a written assurance that if your financing should fall through, your deposit and your trade-in will be returned to you; or, if credit terms change, you may cancel the deal.

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Can I exchange my financed car?

Yes.With Payment Swap you can change your car if it's still on finance - even if you're only halfway through paying it off.Negative equity is when the value of your car is less than the amount of finance you still owe.We can finance your negative equity in your new agreement up to a certain amount.

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How can I tell if my car has ABS?

To find out if your car has ABS, simply turn the car on.On your dashboard, the indicator lights will come on as soon as the key is turned to power up the vehicle.In these, you'll see the ABS light.This indicator will be yellow and will have either “ABS” or “anti-lock.”

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Can I register my car in Texas if I live in another state?

For example, if a vehicle is registered in Texas and is in another state that requires vehicles to be inspected, then that other state will honor your inspection certificate.Remember: Depending on the state you are in, your vehicle may have to be registered in that state to get inspected.

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Can you fix a tire that has been slashed?

Unfortunately, sidewall punctures on passenger or light truck tires can't be repaired.

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Can you trade in a financed car for another car?

However, if you're still making payments on your loan, there are a few more things to consider.The first is that your loan will not disappear once you trade in your vehicle — regardless of how much money you owe.When the amount you owe on the car is less than the trade-in value, the process is pr...

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What happens if I cancel my car contract that financed for 5 years for personal reason and its been a year and a half that I have paying the fees?

A contract is a binding legal agreement, and you cannot cancel the contract. If you fail to make your payments on time they will repossess the vehicle. They will then sell the vehicle for whatever it will bring, and you will be required to pay the difference in the selling price of the vehicle an...

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Should you get financing from the car dealer?

If you decide to finance your new car, be aware that the financing obtained by the dealer, even if the dealer contacts lenders on your behalf, may not be the best deal you can get. Contact lenders directly. Compare the financing they offer you with the financing the dealer offers you. Because off...

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Can I add someone to my car insurance that doesn't live with me?

Generally, car insurance companies don't allow policyholders to add people who don't live in the same household as them to their policy, but it varies based on the case.But if they don't live with you, you likely won't be able to add them to your car insurance.

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What will happen if I can't pay my car finance?

If you owe less than the car's value, you've got equity.If you owe more money on the loan than the car's actual value, you have negative equity.You'll pay off your loan and that's that.There will be no danger of hurting your credit because of late or missed car payments.

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Will my car insurance cover me if I deliver pizza?

The majority of insurance companies will not cover pizza delivery drivers under a personal insurance policy because of the dramatically increased risks.Pizzerias can purchase auto insurance to protect the business from liability if its delivery driver is involved in an accident while driving a pe...

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Can I sue a dealer for selling me a bad car?

You can sue a dealership for selling you a bad car if they did not properly disclose any known issues with the vehicle.Often times, the only way to get the dealer to repair the vehicle or arrange for the car to be returned for a full refund is by having an auto fraud attorney sue the dealership.

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If I take my car back to the bank that financed it will they process it as a repossesion?

Yes because that is what it is.

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I would like to know a reliable company that sells used service trucks, can you give me some advice?

Yes, a couple of reliable companies that sell used service trucks include Pruit Trucks Sales and Penske. Penske offers huge discounts.

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Can I buy a car from another country?

Most countries within the EU do not charge an import duty for new cars as long as they are purchased within the European Union.Even if you already paid VAT on the purchase in another country you will have to pay it again; but it is possible to reclaim the VAT paid in another country.

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If my husband bought me a car but it was my money that paid for it can he make me sell it?

He cant make you do anything but if his name is on it he can sell it.

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Can you please give me a picture of my thermostat on my mercury sable 1996?

It is located where the upper radiator hose connects to the engine.

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Who would I turn a claim into if a rock from my mower hit and dented another persons car?

Call your insurance agent and ask them. Your home owners insurance may cover that.You wouldn't unless you have insurance on your lawnmower.

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Can you return a financed car back to the dealer?

Unfortunately, yes, you may still owe on the car.Simply returning a car to the dealer doesn't necessarily resolve whatever debt is attached to the vehicle.Regardless of the car's condition or status, the lender still expects the loan to be repaid.

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If I bought a car from a used car dealer over four months ago but he still has not given me the proper paper work to get license and registration what should I do?

if you have the contract with you saying when you brought the car. you can go down to your local dmv office and ask to speak to a dmv investigators. These are police officers assinged to insure that car sales men act with in the law.

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How can I buy a new car from dealer online?

How to Easily Buy a Car Online Set a Budget.Get Preapproved for a Loan.Find the Right Model.Check for Car Deals.Search the Inventory at Multiple Dealers.Chat Online With Internet Sales Managers.Take a Test Drive.Finish Up at the Dealership.

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Can you 'return' an extended warranty that you feel was deceptively included in your financing even if it has been 2 weeks since the purchase?

Depends on the contract. You should go back in and talk to the dealer, they will be able to help you better.

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What if you have a vehicle that has been written off for non payment that has been sent to a collection agent?

When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract...

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If my car is totaled do i get face value or a brand new car.?

You get actual cash value less deductible. So, if a comparable used car in your county sells for $4000, they'll pay you that but take off whatever your deductible is. So, do your homework and look at the local classified ads and nada.com to make sure you're getting a good price. Also, if you've g...

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Will my car insurance cover me in another state?

Yes, your existing car insurance company will cover you when visiting a new state or traveling to a new state.However, your car insurance might not cover you if you're permanently moving to a new state.If you are moving to a new state, then you'll need to purchase a new car insurance policy.

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Can you return a car to the dealer if it's been bought with lies by the dealer?

Not unless those lies were within the contract.

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If I wanted to sell my used truck, would Carmax buy it from me?

If you mean a consumer truck, then yes, they will. They don't buy commercial vehicles, however.Carmax does indeed buy cars even if you dont buy from them. In fact most dealers would be willing to purchase a used car at this point,there is a shortage due to cash for clunkers.

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How can you tell if a motor has been replaced?

Failing that, the VIN number will be etched or stamped onto the vehicle somewhere.A quick check with the manufacturer (directly or via a dealer) should confirm the original engine number of the car.If the engine has been changed, the two numbers won't marry up.

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Can you tell if a Cambelt has been changed?

Another way to check whether your cambelt needs replacing, is to take a look at the belt itself.If it is becoming worn, the belt will appear to look glazed or glossy on the underside.Belts with that kind of damage should be replaced immediately.

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What happens if I total my car and it's my fault?

If the accident is YOUR FAULT, you carried collision coverage and your car is totaled, the insurance company is supposed to write you a check for its actual cash value, minus your policy's deductible.Obviously, the higher the ACV of your totaled car, the better it is for you.

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If someone ran a stop sign and totaled my car will i get paid in full?

If the other party was at fault, you should get reimbursed. Now, if you still owed on your car, the total owed will be paid off. What ever is left over will be sent to you. You can also get compensated for any injuried you sustained, time off from work due to the injuries, the medical bills paid ...

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How do I know if my car has a lien?

You can check the status of the lien online at the DMV website.You must enter the VIN, model year and make of the vehicle to check the status of the lien.if you are the vehicle owner, contact the dealer or contact the lienholder.

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Can I send my car back to the finance company?

Under a voluntary surrender, you give back the car but still owe whatever is left to pay.The finance company will sell the car at auction (adding on extra costs for collecting and disposing of the vehicle) and then come after you for whatever you still owe.

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How do you start a car that has been sitting?

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If my car was repossessed can i get another auto loan?

Yes, but it might have to be a place that carries their own paper-which means more interest if no one else will do it. It also depends on circumstances. (Was it voluntary)

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How do I know if my car has a recall?

Does your car have a recall? Here's how to check Find your VIN. Your unique 17-character vehicle identification number (VIN) can be found in a number of places. Check the NHTSA database. Go to the National Highway Traffic Safety Administration's recall page, at www.nhtsa.gov/recalls, and ent...

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After you buy a car from a dealer can you trade it for another car of the same price?

Sure, but you will have to pay the difference when trading in a used car for a new car. It lost considerble value when you drove it off the lot.

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Can I sell my car and pay off the finance?

No you can't, as the lender is the legal owner of the car until the finance is settled.In order to sell the car, you'll have to end the hire purchase agreement early.If you've paid off less than half of the agreement's total cost, you can return the car.

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Why is car dealer financing more costly than getting a loan from a bank?

There are many reasons why car dealer financing is more costly than getting a loan from the bank. It is more costly because car dealers are usually in the business of making large amounts of money.

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How can someone get my cars vin without me giving it to them?

On some vehicles you can just look in the front lower driver side windshield. My 92 geo storm has it right there.

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If i buy a used car from a dealership in one state can the dealership register it in another state?

No, you would need to register it. The dealership simply "signs off".

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What dealer gives cash for car even if wrecked?

I have found that Wrench a Wreck gives pretty good cash for junkers, and wrecked cars. They are a franchise, so you may find on e in your area.

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Can I sell my financed car back to the dealership?

Selling a financed car to a dealer is necessary in several situations.If you simply do not need the vehicle and want to sell it quickly, the dealership will make a cash offer to purchase your vehicle.Find out how much you owe on the car.Call your finance company to get your loan payoff amount.

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Can I sell my car privately with outstanding finance?

If you are selling a car with finance still outstanding there are two things you must do before you can legally sell it: Inform the finance company and ask them for the “settlement figure” they'll need from you to pay off your loan in full.

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Can I keep my vehicle if the insurance company totals it?

Keeping a vehicle that your car insurance company has totaled.If you decide to accept the insurer's decision to total your car but you still want to keep it, your insurer will pay you the cash value of the vehicle, minus any deductible that is due and the amount your car could have been sold for ...

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Can you give me my car no for the traffic violation?

No, that sort of information is held by your local authorities and we do not know who you are or where you live.

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How can you repair paint on a car that has been hit with an egg?

A lot depends on how long the egg had been on the car, and how old the paint is. If you got it washed off right away and it left a stain you might be able to get it off with a fine grit rubbing compound. If that will not do it you may need to use a high speed buffer with a course compound, then f...

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