Repossession

Can a private vehicle be repo if no contract was signed?

well, if you sold the car and the dude never paid for it, you could. and when the cops show up, which they will because he'll try to say it was his and you stole it, tell them everything, and be able to give proof that the car was yours, such as a registration card or insurance, etc. without such...

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You need a title for your motorcycle but you lost the original title the registration all you have is a bill of sale can you still obtain a title at dmv?

In Massachusetts yes $25.00

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Can a lender repo a car in Pennsylvania if the person is just one month and 7 days late on his payment?

Check your contract for anything special, but I see no reason why they cant.IF you are in DEFAULT, YES, they can repo.no you were more late then your saying I bet.Legally, a lender may contract your vehicle for repo at midnight the day youre payment is due. Most wont, but legally they can reposes...

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Can you return a leased car within 24-hours?

As soon as a car is driven off of the lot it can not be returned. Once it is on the road the car belongs to the new owner. Some dealerships may host special clauses in their contracts that include a three day rule, but there are not laws that force this.

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I live in TX and my truck is financed in FL bank isn't licensed in TX can they still repo my truck?

yes if they have your address

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To retrieve a repossessed car you have to pay the back payments plus the next one due storage fees and a large amount to the agent who is the agent?

Talk to the lender! Don't let an "agent" get in the middle and confuse you. Let the lender tell the agent what to do.UPDATE: The lender is who detailed the payments necessary, including the amount for the agent. Turns out, the agent is the person who collected my car and was holding it.

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Can you return camper to dealer?

For a refund? NO! This type purchase does not qualify under the Cooling Off Period Law.For a refund? NO! This type purchase does not qualify under the Cooling Off Period Law. For a refund? NO! This type purchase does not qualify under the Cooling Off Period Law.

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If you cosigned on a car that was repossessed in bankruptcy by your ex do you still owe on the auto after six years?

If any money is owed and the primary on the account can't pay, the you as the co-signer are responsible for the debt. It doesn't matter whether you're resonsible for it or not; as a co-signer, you agreed to take care of it.

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Bought car AS IS 6hrs 440 miles later car stalled transmission shot is there a consumer clause 4 assistance in trade return or money back?

== == The phrase "as is " means NO WARRANTY, no GURANTEE. You have just learned a valuable life lesson, which is "when you buy something cheap, expect to get what you paid for it".

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What type of bond is need for car recovery agents in the state of Texas?

Whatever the LENDER requires.

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Your car was jumping and smoking black was the carburated then you rebuild the carburated the car don't turn off but when you stop and go start to jumping and trying to turn off but not what could be?

if the car doesn't turn off and puffs black smoke and jumpy then I think that the idle is set to high on the carb turn the adjustment screw which is on the right side of the carb in front of the throtle lever turn it to the left

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If you cannot make a payment anymore on your car is the person still responsible for the payment after it gets repossessed?

The will sell the car (usually at auction) and if they sell the car for less than you owe, you will be responsible for the difference. The lender may take the issue to court and obtain a judgment for the balance owed. If this is not paid they may take further collection action with may include wa...

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Can a repossession still be reported to your credit if the company has since sold the car?

Yes, because reguardless of what the company did after they took back the car, the fact still remains that it was repossesed.

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In Arizona do you have to pay the balance in full if your car is repossessed?

I have never lived in Arizona but I am in car sales and am familiar with the law in Tennessee and Virginia and North Carolina I would imagine the law would be similar because of interstate commerce laws.If a car gets reposessed that has a balance on it from the leinholder the leinholder has a rep...

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If you insure the vehicle but do not own the vehicle must you pay for damages about policy limits?

What does the policy say? Are non-owner drivers covered?Hey,how come you get an auto insurance when you do not own a vehicle?Insurance of a vehicle is mandatory on the owner of that vehicle!Your question makes no sense.(sorry for saying this).

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How can you trade in a car that is 2 months old for something cheaper?

Hello Everyone, I am Mrs. Grace Brown, Some few months ago, I was bankrupt, my husband lost his job and we ran into huge debt. I posted a question on wiki answers, and i got an answer from a certain "Dr. Paul Neville". Initially, i was scared and thought he was a scam. My husband encouraged me to...

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Do you have to pay for a car if it is repossessed?

The bank will sell yours at auction. Whatever they do not recoup, you owe the difference.

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In the state of Illinois can the repo man bring a police man to help him repo your car?

An officer can be called to keep the peace. Otherwise, a repo is a civil issue.

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Who insures vehicle after repossession?

The party that purchases the vehicle from the lender. You are done with this vehicle once it is repossessed. Here is some information you may find helpful. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully pai...

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Is a license needed to repo a car in Iowa?

Of course it does or else you cannot do anything to it

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I recently signed a contract to take up payments on a car and now I changed my mind Since the other party still owes on the car can they take me to court for the money?

usually when a contract a contract is made it should have time stipulations as to when one can cancel the agreement, if things are not meant in the deal what happens, Another thing to think about, was it disclosed that the title was not clear, example- someone took a loan out on a car and the ban...

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What are the repo laws in New York because your car was repossessed and they say they sent a notice but you never received it and now the car was sold with your stuff?

You should call the company that the car was finaniced through. They should have given you a number to call so you could schedule a pick up for your personal belongings. They should not of sold the car with your items in it. I would call the loan company and ask them where you things are and what...

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How do you find the owner of a car dealership?

Check with the State Corporation commission. Every corporation must file names of the corporate officers, and their registered agent. This is public information.

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Can a finance company repo your car if you are current on payments?

No...if you are completely current...and have nothing owing from previous months..again no.

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Are there car processors?

Every modern car has micro-processors to control the engine and others for systems.

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What would happen if a cylinder broke in a car?

The cylinder would lose compression, causing the engine to lose power. I've personally never heard of a cylinder breaking, its usually parts near and around the cylinder that break, although if the block cracks, I guess that could be considered breaking the cylinder. The cylinder can also lose co...

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What is the maximum fee allowed for vehicle storage in Alabama per day?

Whatever you agree too, there is no legal limit or minimum amount charged unless you have the car impounded by the police or towed to police facilities, NOTE if your vehicle was towed due to parking violations or left on the side of the road, you have technically abandoned the vehicle, so if it w...

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Where can a car salesman find a sample repossession letter in order to repo some cars?

"Car salesmen don't repo cars."That is the dumbest thing I ever heard.Time Finance Adjusters has a sample repo form on the site somewhere. Also, you should have the debtors name, a personal identifier just in case the police are involved such as the drivers license, social and date of birth. Also...

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Why is your car hesitating when accelerating and decelerating Transmission checked and is fine but the car still hesitates why?

Brakes may holding the free ride of the car back. The decelerating makes me think this.i have a different answer if you just mean the car is hesitating to go. like u give it gas and it just wont get the power to take off, it will get up to speed, but only after like half a mile.1. it could be you...

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You got a car finace and have now lost your job you cant pay for the car is theer a way out of the payments ansd stop the finace?

you can sell the car and pay off the balance. or transfer the loan to a potential buyer or make arrangements with the lien holder for different payments but do not let your loan get behind you will lose your credit and the car and all you have paid on it good luck

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How do you make choice of best used car?

Do some research on reliability of the cars you are interested in. What type car do you want? What is most important to you. I will post a couple of sites where you can do some research.

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What is the best make of car ever?

it would have to be Roll Royce, its been in production since the late 1900 and still continues to strive, its the Millionaires car of the century, both in performance & luxery.is it hek the astin martin beats it by infinity

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How do you get road grime off the paint on your car?

My neighbor says he uses Turtle Wax Bug and Tar Remover and gets very good results. Personally, I spray a little water/dish detergent mixture and let it set a few minutes, then I spray again and scrub with a sponge covered with a nylon mesh. Rinse it off with clear water.

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If the dealership had two of their salesmen come to repossess your car from just across town can they charge you 300 for doing it?

If it's in the contract, yes.

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How do you get license plates?

Obtain a car and license first. Then go to your local DMV with the proper papers, fill out an application and pay the fees then you will have your plates!!

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Why does your car give off a smell like exhaust after it is turned off?

Could be a leak in the manifold, or a hole in the exhaust, and when you stop the car there is no pressure blowing off the fumes, so it floats up into the car.

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In the state of California can a auto repair shop repo your car and keep it on their lot and do repo companies need to be bonded?

Does the repair shop have a lien on your car for you not paying them for repairs to the car?If they do have a lien then yes they can seize the vehicle until you satisfy the lien. As Tank said, they need to have a lien on the title. You have to have signed an agreement with the shop stating that t...

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Do you have to notify the DMV if your car was repossessed?

NONE, the lender will take care of it

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What state laws do you go by for repossion when lender is out of state?

The laws of the state the vehicle is in.

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Is your car protected from repo man behing apartment gates?

No they cant it is illgal

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You got a 305 out of a pick up to put in your car but can not get fire help?

try replacing the coil

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Can you purchase another car before you file bankruptcy on another car?

sure you can, but you will loose new car when u file bankruptcy anyway.also need more than just a car payment to file bankruptcy. laws have changed to prevent people filing bankrupcy just to dodge paying there bills

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Is a court order needed to repossess your car from your driveway?

In Wisconsin, yes. In LA., most of the time. In the other states, self help repossessions DO NOT require a court order.

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Can you give me the name of the form I need in order for me to be allowed to purchase a new car after I have filed for bankruptcy?

If you have filed bankruptcy, you are not going to be financing any new cars any time soon.

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What do you do with a financed car when you have to move abroad and can't keep paying it?

Sell it and pay your lender!

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Can a repo man enter a vehicle before verifying the vin?

No. because not verifying the vin could lead to a misrepo of another vehicle for which the repo company would be sued.

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What do you do if you want to find your first car. If you still have the VIN number.?

You can start by searching carfax to see if the car has not been scrapped. Then, you might be able to check public records to find out who the current owner is.

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What happens when a ex files bankrupcty and you we awarded the car in the divorce even though you are making the payments but its in his name do you lose the car just because its in his name?

when you file for bankruptcy you waive your debt, take a big hit to your credit and lose some possesions, as for your specific case its a crap shoot

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Where do the new style British car number plates starting Jx and Xx come from?

They come from the Driver and Vehicle Licensing Agency as did the earlier number plates.

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Why are cars the best transport?

When mechanical transportation was first developed this completely changed the way the world works. Vehicles back in the early 1900's were a lot cheaper and required less 'attention' than horses etc. Also travelling long distances, the horses would have to be swapped over to allow those to rest w...

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Do cars emit co2?

Yes, infact vehicles are considered to be the main contributor to the Co2 in the atmosphere

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Why were clutches no longer need on cars?

They are still needed and used. Automatic transmissions are more complex and require more maintenance, but are much easier to drive. Automatics still have clutches, but they are internal to the transmission and are operated by hydraulic valves controlled by engine RPM, throttle position, and gear...

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What is the most sold underware in America?

i can answer this question, fruit of the loom. Hanes was closely in second place, any more questions? email me @ sweetgrl987412362yahoo.com i agree i love fruit of the loom bras

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How do you find the people and the car when the address you have is no longer valid?

there are several ways to locate folks. Some free, some cheap and always some expensive. email me and we'll discuss it OR just respond to the one I sent from the other board. LOL

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How do you sell your used car?

Kijiji.com free and easy to use

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What are the rules on repossession in nc?

When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract...

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If a person buys a car but the dealership cannot obtain financing and wants the car back will they refund a 2500 dollar downpayment made to them?

Bill, it is NOT up to the dealership to get financing. YOUR CREDIT can be such that NO one can get you financed at any DP, or interest rate. READ your contract closely. It likely covers such a thing happening.A similar scene happened to a friend recently. Yes, the money should be returned b/c wit...

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How far does a car have to stop after going through and stop sign to make it legal?

The question should be revised so that a proper answer can be placed.

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If you put 3500 down on a 5200 car and financed 1700 can the finance company repo the car and demand the remaining 1200 to return it in Oklahoma?

READ the contract. What does it say pertaining to DEFAULT?? Look for a clause that says "right to accelerate the balance due"? Someone did put down a lot of money and desnt owe much BUT, the contract and state law determines what happens. Merry Christmas

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Who to call if your car was impounded?

Call the police department of the city/town from which the vehicle was towed. Repo companies MUST report the license tag number of repossessed vehicles so that if the owner calls to report them stolen the police will not enter them into the stolen vehicle database.

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Can a car be repo in hospital in Detroit MI?

The car can be repossessed at any point where the recovery agents have the opportunity to seize the vehicle, so long as the repossession remains peaceful.

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How long can you drive your car with an expired decal on your tag in the state of VA?

legally, 0 years 0 weeks 0 days 0 hours 0 minutes and 0 seconds :) take that car to an inspection quick and go there only, you will still run the risk of getting pulled over with expired decals and get a ticket even if you say I was going to the inspection. Get a new decal before the previous one...

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If your car stays in another state for vacation use do you insure in the state you live in or the state the car stays in?

Where ever the car is principally garaged.

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If you have 10 days to settle with the bank can the tow company brake into your car and take personal items before that time is up because it has been 2 days and they did?

Sign a complaint with the police against the tow company and it's owners. They took your vehicle and depending on the state you can sue them for negligence in protecting your property.

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What are opinions on whether a Lincoln Town Car is a good car to buy?

Having owned a Town Car for 8 years, it was well worth owning. With the addition of dual exhaust and slight engine mods, it ran better and quicker than any lead sled I've ever owned. Sold it in 2001 for a new pickup but I miss it!!

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Repo law in NJ?

There is a good overview on REPO-LAWSJust search the way I typed it.

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Your car breakdown who should you call to tow your car in Dubai?

Hi, You can ring Middle East Star Automobile Recovery on 04-2712558 or 0502045208. They provide Breakdown Recovery, Automobile Towing in Dubai / Sharjah UAE Untied ARab Emirates, Tow service to GCC, Oman, Qatar, Bahrain, Saudi Arabia at very reasonable price.

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If your car has been repo'd how can you find a lender who will refinance it?

^^previous poster^^ my car has been reposessed in the state of Washington, and the finance company has told me that in the state of Washington the payoff balance must be paid in full my (me) or another financial institution.i have tried through my personal bank, a couple credit unions, and many o...

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You just got financed for a new car but in order to keep your new car you must voluntarily give your car back to GMAC what should you do?

You can't keep it and return it too, Reword the question and ask again.

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Can a company take a car in a closed garage for repossession?

I don't think so. They are supposed to have a police escort if their car is in storage on your property. If police have to have a warrant to come on to your property, what makes the repo man think they have more territorial rights than the police? I just had to answer because that repo man is wro...

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What is a car hub?

It is the device which houses the wheels bearings, and holds the wheels studs. On a car with drum brakes, it also has the drum attached.

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Why does your car die when you hit the brake?

Might be a vacuum leakAlso check the check valve on the power brake booster

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If you have a car that's too expensive for you to pay for can you turn it in for a cheaper car without paying any penalties?

NO, there will be a penalty in some form all the time for bad decisions. It could be higher interest rates, bigger down payments, ect., but there will be a penalty.

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Is it legal to repo a car only 5 weeks from its purchase 500 cash down and a 1000 trade in allowance was paid and the first biweekly payment made?

Kay, were you in default of some other terms of the contract? INS,ect??? This sounds like a tote-a-note car lot and they normally do NOT allow you to get 2 days past due. IF you were not in default, CONTACT an attroney ASAP.

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Why did the Sheriff send you notice that your car was impounded if it was repossesed over 7 months ago?

The short answer is "because someone screwed up somewhere."My guess would be that you were the last registered owner.

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Is there an Auto Repossession Statute of Limitation in Mississippi?

As far as I know there is no statute of limitation on auto repossession in any state. Check with your state Attorney General to be sure. I will post a link for you to read. Repossession should be your last resort. Hiding a vehicle from repossession is a crime in some states. The consequences of r...

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You cannot get the key to turn and come out of the ignition?

Key or ignition tumbler is worn. If you cannot remove the key, then you will have to remove the tumbler assembly and replace it. If you can get the key out, then try a key that is not used very often. If it works, have a duplicate made of that key and destroy the other key with the problems.

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What happens after a car is repossessed?

After repo, the car is sold at auction(usually) and you are expected to pay what is left owing on the loan. At this point, you can make the lender an OFFER to payoff(CASH), you can attempt to make payments on the balance or you can wait until the lender takes you to court. IF you don't go to cour...

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If a car has a lien on it and is in a shop and been repaired can you go to the owner of shop and repossess even if the repair bill has not been paid?

NO. The repair shop has a lien also. Pay the bill.

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Can you still drive when misfiring car?

You can but it is not a good idea. If your engine is misfiring then unburnt fuel will enter the exhaust. This will damage the O2 sensor and eventually destroy the catalytic converter costing you big time. Stop driving the car until you can have it repaired.

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Can a dealership file repo on you if you didn't make a down payment?

If the dealership holds the title (Buy Here, Pay Here) then yes. If the bank you financed it with already has the title and you have your tags, then no. The dealership can, however, place a judgment on you for the amount of the down payment.

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How do you sell our used cars?

I just put a sign in the window of your car.

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If your car is in the US can it be repocessed from Canada?

Yes it can Because the car was in Canada so Canada has rights to it

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Can the repoman look for a car in another county?

Depends on the country. An American could not go into Canada and take a vehicle back for the bank or respected owner. That would be illegal and classified as grand theft auto.

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Who owns what car?

I own my car and the owners of other cars own their cars. All car owners own their car unless they have a loan on their car. In that case they do not own their car outright until the loan is paid off, at which time they are the sole owner of that car.if you total your car the insurance company ow...

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In Illinois isn't it illegal if a car is repossessed with the plates still on it?

when they repossess your car it makes sense that you would get it in the mail with a notice.

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Do you have the right to recend on a car in the state of Missouri?

If you are asking if there is a cooling off period on the purchase of an automobile, the answer is NO. There is no return, cooling off period, or right to a refund on the purchase of an automobile in any state. That is a myth.

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Need to get car back from daughter?

I'm sure you do...I love when people puts up nonsense questions...

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How long befor westlake financial repo?

They can for the most part legally repossess the car when you miss 1 payment. This is all spelled out in the contract you signed. In reality they will, more than likely, not start repossession proceedings if you miss 1 payment. Miss 2 payments and they for sure will. If you are having problems ma...

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How much does it cost to get your car out the impound in Illinois?

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$...some dollars...^^

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Does a lender who repossessed your car have rights to your new car?

Not directly as a named lienholder would, but it depends on many things - mainly if the repossession reaped enough money to pay off the prior debt (which would include all late fees, interest, costs of collection, etc.). If not, the amount you would still owe may be turned into a claim or lien ag...

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Stop payment on check to mechanic shop?

THis ain't no question....why would you stop payment on a check anyway

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What is the best car lease to get?

There are literally hundreds of deals out there and it's a buyers market. I wouldn't go for the cheapest available, I would ask friends, working colleagues, etc for a recommendation. If not, use your own discretion although I would suggest a visit to a reputable dealer.

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If you owe 14k on a car and find a buyer who offers you 12k for it but the bank declines and sells the car at auction for 6k do you have any legal recourse for the difference?

Roy, NO you dont.Did you offer to pay the other 2K for payoff? That would have been your best way out of the loan. Banks are like huge machines, set up to work only one way. Loan money, get payments, no payments, repo, sell at auction, sue for judgements, collect on judgements. To change the way ...

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If criminal charges are filed against me for hindering enforcement of lien or security interest but payments are brought current before the property is repossessed can the charges be dropped?

Most airlines do not offer airline coupons, instead they sell discounted tickets. You can try online travel websites in order to find the best deal on a flight to Las Vegas.Maybe or maybe not; you need to talk to a lawyer. The lawyer can advise you of your rights in your locality, and he or she c...

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What is the best car for a first time driver?

Any car is start; preferably a car that will start

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Can a towing company keep your car for fees in Ontario Canada?

If the towing company has no liens or rights to your car, then no they have to give it back to you...they will need to provide a legal document showing you that they do have a lien or right. Nor do you HAVE TO PAY CASH to get it back. Some form of payment will do in the court of law. Call the pol...

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What is the very first car company?

According to most sources, it was Karl Benz who built the "first modern" automobile and founded Mercedes-Benz in 1889, which is most likely to be the oldest car company.

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I want to buy a car wihtout registering it to avoid extra cost. I first want to sell my current car and then transfer my platesinsurance to the newly bought car. will there be any problem?

Yes, there certainly will be a problem. Don't try to cheat the State out of what they consider to be their money. It will cost you more than if you just do it right the first time.

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WhatDisadvantage of cars?

People unfortunately drive unsafely, law enforcement is trying to make it safer but in doing so, are too extreme in some cases so it's unfair to some people, the fuel clogs the air.

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