A creditor can repossess a vehicle at any time after a default(late payment, lack of insurance, etc.) occurs on the contract.
If they have a judgment against you, yes.
Only if you've been taken to court and the garnishment of wages was ordered by a judge.
if your car is repossesed than it just goes ony our credit your wages wont be withheld
Depending on who the lender is and how they dispose of repos, it will go to the repo cos. storage lot and then to the auction.
Doing something like that would require them to obtain a court order. They can't just arbitrarily go and do that, and, more often than not, it's not worth the expense and hassle for them to take it to court, unless it was a really high end vehicle with a lot owed on it, still.
they should not be able to garnish wages for a vehicle the leinholder has taken back into their possession for payments not being made. They have the vehicle back, so its not right for them to take your money.
They can begin the garnishment when they have court order. It won't end until they get all the money owed, you settle the debt with a buyout agreement or it is included in a bankruptcy.
take it to the govener of that state
If you still owe money on the car they would need to send you an invoice for the amount you still owe.If you do not pay that amount, they would send you to collections. At this time your credit starts downhill.If you still do not pay, they will take you to court. They will need to get a judgment ...