Can a credit card issuer access a personal checking account to pay an account that has been written off?

If there is a valid judgment against the account holder, the judgment creditor can levy the bank account to recover the monies owed according to the terms of the judgment and the laws of the state in which the account is held.

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How can you built you credit easy and fast?

get a regular bill, like your electric bill, and set it up to be paid from your credit card every month. Then pay the thing off every month from your checking account and don't use it for anything else.

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Why does cosigning lower your credit score?

Because you have taken on the risk of a deadbeat.

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Can a person with bad credit get a loan with a cosigner with good credit?

Possibly. However, the cosigner needs to understand all the implications should the one needing the cosign on the load default on payments. If the primary borrower doesn't pay the co-signer will be held personally responsible for paying the loan in full. That's what they agree to when they sign a...

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Can a credit card company empty your bank account if you don't pay?

If you allow a creditor to deduct a payment of X amount of dollars, the creditor will most likely deduct that amount.If an account is 'past due' and a debtor gives a creditor a number to do a check by phone, the creditor can withdraw the amount of money owed which can cause the debtor to become o...

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Get a car with a 670 credit score?

You will have no problem. Anything above 640 is good & even with lousy credit you can get a car. You just pay more interest.

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What is the chance of getting into a new vehicle with a trade in that is slightly upside down and you have a low credit score but also a few thousand to put down?

Hey buddy. Well that is a tough question because there are so many different factors that decide the outcome. First off whats bad credit to you? A 540 credit score is horrible...its not "my credit is ok..." it's "dude, my credit sucks". And the trade value is also a big deal, if you are 3,000.00 ...

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Could someone purchase a car whose sole income is currently unemployment benefits but has an excellent credit rating?

Every lender is different. As long as you are taking in enough to pay your living expenses as well as the potential car payment I don't see why not. Otherwise you may have to find a co-signer.

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Can you use a credit card on the FL Turnpike?

No, however you can buy the Sun Pass at most Drug Stores in Florida and use it for discounts at highway toll booths.

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Can my 4000 dollar car be seized to pay for a credit card debt I own the car outright.?

YES, But they have to have a court order giving them this right. They cant just come take it. Unless the card was used to pay for the car. Then the case could be made for it being a reposession. Like the bank does. You would have to check the fine print of the card company and see what they consi...

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What credit scores fall in tier 1 tier 2 tier 3?

I am not sure about the credit "tiers", but this is normally how the scores are broken down: 330-619: Poor Credit (i.e. - Credit Leper). Some places will be able to get you approved, but don't hold your luck on this. 620-659: Fair: Sub-Prime rates will be availiable for you (Prime + x%) 660-720: ...

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If got loan from bank was twenty thousand paid some of it back it has been about nine years since anything has been paid is there still debit current?

yes look into it before asking

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How many points does a repo of you car put on your credit report?

OVER 9000 points gets added to your credit, but it makes your cards inert

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If a car is already charged off on your credit how long do they keep looking for it in California?

Until they find it. If it is charged off on your credit report then the creditor sold the note to a collection agency who will hire a repo-man to track down the car so they can recover it and sell it to make the money back that they paid to creditor for it.

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How can I buy a motorcyle with bad credit?

Save up enough and pay cash for it.

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If after ten years the repossed car is still on your credit report do you have to pay the loan back?

i repo in six states and as far as i know it will stay on your credit report until you settle your debt to the lien holder

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Why do people have those little crowns in their cars?

Maybe they just got back from Buger King or they drank a bottle of Crown Royal and kept the top.

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Ihave been shown defaulter in satyam system inspite of i settling my standard charted credit card payment with them how to clear my name i cant take loan from any where due to this?

Punch Ramalinga raju who is the cheater to many employers. Visit http://angstcorner.com/ACPunchBag/tabid/105/Default.aspx

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Can a credit card issuer place a lien on your house if you are not paying at their rate in Virginia?

If you mean, not paying at least the minimal amount required by the lending agreement, then yes, a creditor can pursue litigation against the debtor. If awarded a judgment in most cases can use it as a lien against real property that the debtor owns. It is a myth that as long as a debtor makes so...

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Can a credit card company put a lien on jointly owned property when only one person is the named debtor in Florida?

A lien is possible but it could not be used as a forced sale for recovery of monies owed. The lien would stay valid until paid or the person whom the judgment was against died. The aforementioned does not relate to marital property as Florida law allows and presumes that a married couple holds re...

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Can a bank repossess a paid for car for other credit debt i own the car but i owe a lot of other debt?

The bank doesn't own the car. Unless you used it as an asset, or collateral for a loan from them, they should have no hold on that.

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What affect does a repossession have on your credit?

Well first off, it will make you look like a deadbeat. A repo will make it difficult for you to buy another vehicle, a house or other major purchases. It will also make it difficult for you to get any kind of credit and in addition it will keep you from getting certain jobs where they check your ...

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How long do repossessions stay on your credit report?

Vehicle repossessions stay on you credit report for 7 years.

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Where can a goodyear credit card be used?

Only at GoodYear locations

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If a married couple buys a car using the wifes SSN for credit purposes and the husbands income to get a loan what happens if the car is repossessed and whose credit will it affect?

The person or persons names that appear on the loan contract.

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Can a credit card company take your car if someone else already has a lean on it?

No. Only a bank, court or dealership, is allowed to repossess the vehicle. In which if the car is yours and you have the title and proper documents proving that the vehicle you bought is yours. And if that "someone else" is not a spouse, Than no they are not allowed to take your car as it would b...

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Can you finance a car without your spouses approval?

If your own personal credit history is good enough that you'll be approved for the loan, certainly you can, and there's no law requiring you to have your spouse's permission to do such. However, that's also a very good way to end up in the doghouse, so you probably should think long and hard abou...

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What does credit vetting means?

Checking your credit worthiness. "vetting" is a synonym for checking, examine, review. Usually used in business as prior to approval.

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What are the credit score what is a good credit score?

A credit score is a tool used by lenders to help them make lending decisions. A credit score is determined by the information in a credit report. While credit scores depend on specific scoring systems used, ultimately they represent the risk level that you represent to a potential lender. Using t...

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Is the court likely to let a collection agency get a judgment against you if there is less than a year left on a auto repossession before it has to come off your credit report?

It is a situation a matter of what you are behind on. You can lose a car and have judge,ent against you for owing a few dollars.

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Does a New York State consumer have any rights when it comes to canceling a contract for advertising an auto if you were solicited by telephone from another state and you used your credit card?

The law you are referring to is 3 days, 72 hours. Cancel the contract and see what happens. You may very well be covered considering they solicited you by phone. Unless you asked for it in some manner.

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Why would applying for a loan lessen your credit rating?

It adds an inquiry to your credit profile.

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Is there a car rental company that rents out to 20 year olds without a credit card?

Most don't but "rent-a-wreck" and "rent a lemon" do have less restrictive rental policies. You can also try checking with a used car lot in your area. Many used car lots will rent cars and not require a credit card.

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How do you get second chance auto financing?

I love the spin doctor language used by some car dealers."Second Chance Auto Financing" is also known as sub-prime lending. Companies that make these loans require additional security such as a GPS tracking system installed on the car that you pay for and very high interest rates.You should avoid...

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How do I get a car loan with little credit?

Most car lots or new car dealerships have the best loans people. Check it out first though as some have brutal interest rates.

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What is the purpose of vehicle trims?

Wheel trims, vehicle trims or hubcaps are mainly decorative in function. As a cheaper alternative to alloys, they offer some protection from grease, rust and dirt but are ultimately chosen and produced with aesthetic in mind.Vehicle trims like this (

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What can a creditor do to you that has repoed a car?

It all depens since it varies from state to state but there are several options and none are pretty from your perspective.

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What merchants accept car care one credit card?

Meineke, Fletcher's, Exxon and Mobil.

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You want to report the Best Buy Credit Card you went to pay your bill on line and because you didn't pay within two days on line you were charged 15.00 Now other cards you can pay the same day on line?

You should read the user agreement when you applied for the credit card. It would have told you, you must pay within two days before the due date.Many credit cards have different online payment guidelines. American Express allows you to pay your bill the same day, but for Capital One you must pay...

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Is Credit Acceptance Corp a good way to rebuild your credit?

I have just recently gotten a loan through CAC and here are a few things you are going to need: DRIVERS LICENCE, AUTO INSURANCE, PHONE BILL OR CELL PHONE BILL'S OR LIGHT BILL, BANK STATEMENT FROM ALL ACCOUNTS AND TWO RECENT PAY STUBS. Now that's what CAC needs now the dealer you are going through...

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Requirements to obtaining credit?

Your question is fairly broad. Generally speaking and depending upon what type of product you are planning on purchasing on credit, the following should apply: Be of legal age or have a co-signer, have a steady income or co-signer, have good credit and good employment history, and/or have collate...

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